Now the Gyeonggi region has fallen.

Yingtianfu became the first mansion of the Ming Dynasty and the richest mansion at present.

Therefore, the focus of tax reform is also in Yingtianfu.

Chengde, as the current Ying Tianfu Yin, is also a northern official who followed Emperor Chongzhen on his southern tour.

He naturally knew that whether or not the Ying Tianfu he received could implement the tax reform would play a crucial role in whether His Majesty's new policy could be effectively implemented.

And Zhu Youzhen also personally summoned him into the palace and interviewed him a few words.

"Those imperial relatives, bureaucrats and gentry in Nanjing City, if they dare not cooperate and act as a prestige, you can arrest them directly, and then report them directly to me."

After Zhu Youzhen asked Yin Chengde of Tianfu to do this, Chengde, who was born in imperial history, also swore that he would rise:

"Your Majesty, rest assured, Weichen promises that even if he hits his head and bloodshed, he will make the first contribution to this new tax policy for the imperial court!"

From Yingtianfu, after Yin Chengde faced the saint, he immediately began to carry out tax reform in Yingtianfu.

Although there is no tax this year, tax registration is also required, and it is necessary to register the business scale of shops and workshops of all sizes in Tianfu, and collect a business license of 10 cents to indicate that the shop or workshop is legally operating, and at the same time, it is necessary to determine the person responsible, and the person responsible for each shop and workshop must be a living person recorded in the household registration file of the county government.

In addition, the inspection departments of various departments must also conduct inventory statistics on the daily import and export volume and value of goods at various customs offices, and affirm all kinds of contraband that are strictly prohibited by the imperial court from selling them privately.

At the same time, it is necessary to clean up and measure the land and real estate of each household to determine how much income there is on the surface, from the commoners to the gentry, so as to prepare for the collection of personal income tax.

In fact, on paper, these taxes have already been levied, but no real money has been collected, and receipts have been issued by each of them.

Naturally, there are still great obstacles in this, especially when measuring the fields of wealthy families everywhere, not everyone is willing to make their fields public.

But because of the support of Emperor Zhu Youzhen, the dignitaries and nobles in Nanjing City could only obediently obey.

However, Yin Chengde of Ying Tianfu sometimes inevitably throws stones into the sedan chair or is unexpectedly poured with cold water.

He was even bitten by a dog and fanned by someone.

And many of them are dukes, marquises, earls or something, and even people from the clan.

Zhu Youzhen was not polite when he found out, and it happened that Wang Chengen, the governor of the East Factory, returned to Nanjing to replace Shi Kefa in charge of the East Factory.

Zhu Youzhen directly ordered He Xin to select 5,000 capable men from the Second Army of the Guards Army to Dongchang, and ordered Dongchang to be responsible for arresting these imperial relatives.

Even Xu Wenjue, the Duke of Wei, was arrested and imprisoned by Zhu Youjian Dongchang for not cooperating.

Fortunately, it is just statistics, not really collecting money, and there are only some small disputes, and more bureaucrats and gentry and relatives of the emperor are focusing on promotions, so the tax reform is still going on.

Tax reform is underway.

Before the recruitment of troops by Li Mingrui, the governor of Huaiyang, and Li Banghua, the governor of Fengyang Henan, was not over.

Zhu Youzhen also had to carry out the reform of the monetary system.

Zhu Youzhen knows very well that in the future, the fight against Jiannu is not just a simple military struggle, behind which is to use the existing national strength of the Ming Dynasty to compete with Jiannu.

The first thing we need to do is to have a healthy economic system that can be transformed into national strength, so that we can have a steady stream of financial resources to train and strengthen the army.

The reform of the tax system is one.

But monetary reform, which is an important medium for all types of transactions, is also crucial and needs to be implemented immediately.

The currency chaos of the Ming Dynasty was a problem that had plagued the national economy for a long time, and it caused great difficulties to the economic environment of the Ming Empire.

This is why the reform during the Zhang Juzheng period also focused on the monetary unity of tax collection.

Now that Zhu Youzhen has nearly 20 million taels of silver, he naturally has to do a good job.

However, what he didn't expect was that when he was thinking about how to make money with this silver, Qi Biaojia, the right attendant of the household department who was in charge of financial expenditure, suddenly said that he had something urgent to see.

"Your Majesty, the Ministry of War came to ask, the military salary of Nanjing Jingying has been in arrears for almost ten years, do you think it will be repaid once?"

"Your Majesty, the Ministry of Industry came to ask, does the Qinhuai River need to be dredged, and do several halls in the palace city need to be rebuilt?"

"Your Majesty, the Ministry of Officials has come to ask, now that the tax reform is in full swing and there is an urgent need for manpower, have the subordinate officials of the prefectures and counties increased and allocated good salaries?"

"Your Majesty, the Ministry of Rites came to ask, many school palaces in Henan, Shandong and other places were destroyed in the war, did they allocate money to rebuild?"

"Your Majesty, the Criminal Department came to ask, the prison of the Criminal Department collapsed a lot due to the flood last year, and it needs to be rebuilt."

"Your Majesty, and our household department."

Qi Biaojia, the right waiter of the household department, has not finished speaking.

Zhu Youzhen, who was quite depressed, threw the book in his hand to the ground and scolded angrily: "Qi Shilang, you said that you had an urgent matter to ask to see me, so you just came to tell me this, and this kind of trivial matter also came to me, what is the cabinet for!" ”

"Your Majesty is angry, the treasury is only tens of thousands of silver now, and all the ministries and institutes have come to our household department to ask for silver, Weichen can only go to the cabinet Fan Ge Lao, but Fan Ge Lao is now busy changing taxes, saying that the silver is still here with Your Majesty, so let me ask you directly."

After Qi Biaojia explained, Zhu Youzhen was also relieved: "You guys, seeing that I have tens of millions of silver, I began to change the law to ask for silver, you go and tell them, just say what I said personally, and give them an answer in two months." ”

Zhu Youzhen naturally would not casually allocate the money he had finally copied from his house to these yamen.

Money is a general equivalent that represents the value of goods.

With the development of society, precious metals such as gold and silver are naturally the most suitable for general equivalents.

However, it is not good to directly use gold or silver as currency to carry out macro control of the entire Ming economy, and the preciousness and rarity of gold and silver make using them as currency will limit commercial development.

Therefore, Zhu Youzhen naturally wanted to find a cheap and easily manufactured item that could replace gold or silver and could not be easily imitated as a substitute for gold and silver.

Zhu Youzhen knew that Zhu Yuanzhang had also done it, otherwise there would be no treasure money.

However, the peasant-born emperor did not know about the reserves, so the treasure money did not have the due value of currency, but made it so that as soon as the imperial court issued paper money, it was said to be a malpractice of embezzling the people's fat and ointment.

If Zhu Youzhen wants to carry out a new monetary reform now, he naturally wants to prepare a large amount of gold and silver, so as to make the currency he issues have the significance of representing the value of gold and silver.

And these nearly 20 million taels of gold and silver, Zhu Youzhen naturally wanted to take out most of them as reserves.

In other words, Emperor Zhu Youzhen of Chongzhen now wants to open a bank first, and use this bank as the issuing bank of legal tender.

It is a government-run financial institution under the direct control of the imperial court.

As the emperor, Zhu Youzhen naturally doesn't care who agrees or disagrees.

Now that there are exchange money banks in the people, Zhu Youzhen wants to open a bank, naturally no one can stop him, and he will not be really too unfamiliar.

Moreover, in Zhu Youzhen's view, it is necessary to take advantage of the fact that there is still a sum of cash, and the taxes have not really begun to be collected, and the huge military expenditure has not yet appeared, to carry out monetary and financial reform immediately, and perhaps in the future, it will be possible to make a fortune from the exchange business and strongly promote the monetary reform through the monetary support of the imperial court in military expenditure and tax collection.