Qi Yiming also had leisure and followed a group of leaders from the Ministry of Agriculture to Hunan to inspect agriculture. He is hidden in the ranks of the leaders, just like an ordinary young civil servant, except that there is no leader to talk to him, and he does not serve the leaders. Of course, this is explained by his sight, he is here to inspect, not to set up music, if he has to deal with others, it is naturally very boring, he has eyes and feet, and can walk and see by himself.

The delegation of the Ministry of Agriculture first went to a chicken farm of an advanced agricultural individual to see, this country man who was a farmer not long ago, because of his lively heart, at this time he was already a small boss of a township enterprise with a net worth of hundreds of thousands of soft sister coins. In '88, although the foreign exchange rate of the renminbi was very low, its purchasing power in China was still very strong. Because of Qi Yiming's many efforts, some inflation that should have occurred in history has not appeared, and the situation of eating a meal for a few cents is still quite common in the land of China.

A person who has saved hundreds of thousands of soft girl coins in two years of raising chickens is a rich man from any point of view, although the township boss is still dressed relatively dirty, and there is still a sense of the honesty of the countryman, but the kind of confidence generated by the bulging pocket is still overflowing.

"I applied for a 'Xingnong loan' from the rural credit cooperatives at the end of the eight-five-year period, and I borrowed 4,000 yuan at that time, thinking that it was not worth so much even if I sold all the things at home, and I chose to open a chicken farm accompanied by a few clerks, and obtained the state's technical support and free breeding chickens, and in the first year, the clerks of the Provincial Academy of Agricultural Sciences would often come to my chicken farm to investigate and guide. In order to repay the loan, our family spent more than a year on this and finally ate the Tao thoroughly, eggs, chicken products, and even chicken feathers have a special agricultural trading company to collect, and after a year, our family found that they actually earned 20,000 yuan. ”

This honest man doesn't know what to say, and the excitement in his sentences is simple, and everyone present smiles.

Several things in his words were Qi Yiming's ideas, when he got a sum of cash, he began to engage in financial credit across the country, and the main objects of support were these small farmers. He gave the dollar to the state, and then the country happily took the dollar in exchange for the renminbi. Qi Yiming has the endorsement of those in power, and the reformers are willing to see it if they try, so let him come. He first sent the money to the rural credit cooperatives as interest-free deposits, and after receiving a large amount of cash, the rural credit cooperatives opened the Xingnong loan under the guidance of the financial personnel stationed by Qi Yiming.

The so-called Xingnong loan is to mortgage the farmers' land, houses and other assets at a premium of twice in exchange for long-term low-interest loans provided by credit cooperatives, and the farmers who obtain the loans then obtain the excellent crop varieties and techniques provided by Qi Yiming from the agricultural technicians contacted by the credit cooperatives, and start their businesses under the guidance. At the same time, after these farmers harvest their products, Qi Yiming came forward to set up a large-scale agricultural trading company to underwrite the agricultural products produced by the farmers at market prices, so as to reduce the risk cost of farmers.

These large agricultural trading companies have strong channels of relationships and are managed by Qi Yiming's business information network, which can determine where pork is needed, where eggs are needed, where food prices are too high to be suppressed, and which crops can be exported to earn foreign exchange or sent to food processing plants for further processing. Such a huge commercial system directly enabled Qi Yiming to basically grasp the pricing power of agricultural products in the main economic regions of the country, and at the cost of having to set up a large server farm (huge warehouses full of servers) on the outskirts of Shencheng to maintain the operation of this system.

Even in the later generations, such a murderous thing did not appear, but at the moment, Qi Yiming made this thing with the help of the advanced technology of the base. Relying on the interlocking industrial chain and better resource allocation, the farmers who applied for the Xingnong loan 99. 86% achieved high revenues, and only a tiny fraction failed due to poor management. Because of the existence of the clerk, who supervises the peasants who can only use loans to start businesses, it is unlikely that there will be loan misappropriation.

In addition, because of Qi Yiming's purge of industrial enterprises across the country in 85-86, the state-owned enterprises that had originally relied on bank credit turned losses into profits, so that the pressure on the banks became much less. Subsequently, Qi Yiming encouraged this series of bank loans, which also provided technical skills and opened the "National Entrepreneurship Loan". It is similar to the nature of Xingnong loans, but the amount is larger, and the application and supervision are more complicated. Applicants need to go through a rigorous qualifications review and even conduct interviews to determine their personal competence and even business ethics. On this basis, the bank provides start-up loans, and Qi Yiming's institutions provide technology and guidance. Most of the light industries set up by these private entrepreneurs are light industries that are quick to invest in and produce quick results, and those that produce combs, towels, and canned food are basically not very profitable at this time, and the benefits produced are far higher than those of the peasants.

“…… When we made money, I wanted to pay off the bank first, and I always felt like I had a heavy life when I was in debt. But my mother-in-law said not to do this, when the loan was for 15 years, the interest for one year was not much. We didn't make much money. If we take this money and expand our chicken farm, we may be able to earn 40,000 or 80,000 yuan next year, and then we will pay it back when 4,000 yuan is just a small amount of money for our family. Not to mention that my mother-in-law is really shrewd, our family changed to a new chicken breed in eight or six years, foreigners also rushed to buy it, the purchase price was higher, the size of the chicken farm quadrupled, and we earned 100,000 yuan a year, and then we paid it back. ”

The leaders of the Ministry of Agriculture laughed and said: "There is a good wife in the family, everything is prosperous!" ”

Qi Yiming listened to this true story, with an inexplicable sense of pride in his heart, all of this is inseparable from him, it can be said that without him, there would be no better life for thousands of families at this time, Maslow said that the highest level of people's needs is self-realization, undoubtedly Qi Yiming feels that this way is his best self-realization.

At the beginning, the bank was very resistant to Qi Yiming's similar entrepreneurial loans issued to the public in a low-interest-long-term manner, but Qi Yiming's status was high enough, and he was also a large provider of funds, and he also solved the problem of arrears and arrears of state-owned enterprises that plagued the banking system, so he could only grit his teeth and engage with him. However, just like the owner of the chicken farm, the Chinese people of this era are extremely pure, and they are not used to living with debts. In this way, although the interest rate of the bank is relatively small, the cash turnover rate is relatively high, and the profit is considerable if it continues to be carried out.

Many people saw that their neighbors, relatives and friends posted it in this way, and they couldn't help but invest in such a plan. Of course, using the mortgage of the whole family's property to give it a go, in itself, relatively few people dare to do this, so there are not many things to start a business for the whole people. Most city dwellers have relatively legitimate and stable jobs, so they are not willing to gamble like this. But basically, in this era of opportunities everywhere, as long as you dare to gamble, you can win, which also stimulates some people's self-motivation.

Qi Yiming didn't like bankers, and later generations of bankers were basically synonymous with vampires, lying on the real economy to suck blood, and eventually destroying the economic foundation of mankind. At this time, Qi Yiming made full use of finance, but he was able to make a good contribution to economic construction. Finance itself is also a service industry that exists for the development of the real economy, but Qi Yiming knows that if there is no one-stop service for himself, the performance of this kind of loan will definitely not be so good.

Some domestic economists believe that the two major national loan plans "carried out by the state" will provide at least 30 percent of the growth momentum for China's economy every year. Compared with large state-owned enterprises (SOEs), which are relatively far away from people's lives, these small private enterprises have contributed to the prosperity of the market and the improvement of people's living standards.

After visiting the chicken farmer, Qi Yiming followed the delegation of the Ministry of Agriculture to Prince Hunan Province's Agricultural Research Center, where a national treasure-level boss sits here, who is the father of hybrid rice. Because Qi Yiming provided more research materials and research results that belonged to him ahead of time, Academician Yuan's research was even smoother at this time. Many places in the country have planted the super rice he has made in another plane, and in some southern provinces, the rice yield of more than 1,000 catties per mu has simply stunned the old farmers who have been serving the crops all year round. Thanks to these gifts, the country's food has become extremely abundant, and this year's No. 1 leader could not wait to announce to the world that China has solved the problem of feeding one billion people and is striding towards a moderately prosperous society.

Naturally, on the other hand, Qi Yiming's hard work in Southeast Asia to open up the Nanyang country can also become another big granary of the country, the land is sparsely populated and the precipitation and heat are sufficient, here is born to grow rice, the new Nanyang country has become a net exporter of grain.

Qi Yiming was greatly satisfied with the inspection, and he also knew that while the country was making all-round progress in industry, agriculture was also developing at a rapid pace. When he was planning to enjoy a spicy Hunan cuisine feast in Hunan, Ye Yaozi came to report to him about the work of Yushenji in Myanmar.

"This slippery stinky fish has finally opened up a little situation in Myanmar, and he has already said that Peng Jiasheng, Lin Mingxian, Zhao Nilai of Wa State and Ding Ying of Kachin have been moved, and when the troops of our Strategic Bureau have arrived, they will change their flag, liquidate the group of people who have ascended to the top of Dechenpa, and establish a new Central Committee of the Communist Party of Burma." Ye Yaozi said quite excitedly, it was obvious that this kind of thing that determined the rise and fall of a country was very much to her taste.

Qi Yiming frowned and said: "This is a little hasty, the Burmese account for more than 60% of the whole of Myanmar, and the rich places in the south are all Burmese, and it is impossible to make the Burmese people return to their hearts by relying on a few Han, Jingpo and Wa, and it is estimated that there will be people who want to come down the mountain to eat peaches." I want Radchinpa to reach the top, mainly because I want to have a Burmese leader, since Dechenba is unusable, well, let's build a Dechenba to the top! ”