Chapter 414 Savings Event

When Fu Wenzhai walked out of Wu Shigong's house, he was still a little incredulous. He seemed to be fluttering, and every step seemed to be stepping on a cotton ball. He is now the director of the Propaganda Department, and he has become the top senior official of the Runing Army.

Fu Wenzhai was one of the first children recommended by Gong Haoran to Wu Shigong as a school teacher at that time. At that time, he was already thirty-four years old, and he had already given up on self-motivation. But Fu Wenzhai's wife is very good at giving birth, and the survival rate of the children he gave birth to is quite high, so he had a big family of more than a dozen people at that time.

But Fu Wenzhai is the only adult male in his family, so the poverty of the family can be imagined. Therefore, after getting Gong Haoran's recommendation, he cherished Wu Shigong's school to do his work.

After that, Deng Qifan began to compile the Four Books and Five Classics, to be honest, Deng Qifan at that time was a little half-hearted, and other gentlemen were always unable to pull down, and they were unwilling to tout Wu Shigong's "great achievements" too much. is different from Fu Wenzhai, he is serious and meticulous, so he has almost completed most of this work.

Seeing Fu Wenzhai's ability, Deng Qifan later regarded him as an important assistant. So Fu Wenzhai's specialty was revealed. One is that the brain is more active and articulate; The other is quite loyal to Wu Shigong, or rather, he is quite thick-skinned, touting Wu Shigong for an hour without repetition or blushing. So this time, Deng Qifan recommended Fu Wenzhai and arranged him to the position of the Propaganda Bureau for the time being.

At this time, Wu Shigong had been back to Runing for more than a month. When the savings business of Sihai Qian Zhuang first started, there were rumors out of nowhere that Sihai Qian Zhuang was short of silver, so it was necessary to solve the silver shortage dilemma by absorbing savings.

In fact, this is not a rumor, and there is no impermeable wall in this world, so the business of Sihai Commercial Bank and Sihai Money Bank has been greatly affected. Credit and credit are out of the question. Although Sihai Bank offers an annual interest rate of 5%, there are few people who save at Sihai Bank.

But at this time, Fu Wenzhai, who was temporarily in charge of the Propaganda Bureau, came up with a brilliant idea, he did not desperately cover the lid, but did the opposite.

So Fu Wenzhai led a group of people who were transferred to the Propaganda Department to publicize everywhere: In order to rescue the displaced people this time, Lord Wu also took out a large amount of silver from his family to help orphans and lonely old people.

But for so many displaced people, it is definitely not enough to rely on Lord Wu's family, so Lord Wu also raised funds from depositors through Sihai Qianzhuang, and all the money raised will be used on the displaced people. Of course, Lord Wu will not let those depositors suffer, and he is willing to pay an interest rate of 5% per annum to thank the depositors for their kindness.

And what do people who save at Sihai Money Bank have to worry about? Are you afraid that Lord Wu, who is so benevolent and kind, will pay the bill? And if you keep your own money at home, you won't raise a small amount of silver, so it's better to save it in the Four Seas Money Village to eat interest. Again. Isn't it the best of both worlds to be able to accumulate virtue while still being able to accumulate virtue?

Unexpectedly, as soon as this truth was spoken, it immediately resonated with the whole Runing army. Under the propaganda of their own commanders, they were determined to work together to help the Runing Army survive the financial crisis of rescuing the displaced people.

So there was a long queue at the gate of Sihai Money Village. The Runing army shouted slogans and sang "Katyusha" and scrambled to deposit the surplus silver and food stamps from their families into the Four Seas Money Bank. In just a dozen days. More than 50,000 taels worth of silver, copper coins, and food stamps were deposited in the Four Seas Money Village. And look at the situation. The total amount of deposits may exceed 80,000 taels.

Seeing this situation, Fu Wenzhai immediately struck while the iron was hot, and he brought the representatives of the displaced people who came to vote to the gates of the Sihai Money Villages in various places, so that they could see with their own eyes the behavior of the Runing army enthusiastically helping them. In addition, the Propaganda Bureau also compiled a large number of propaganda materials, which were disseminated to the ears of every homeless person who defected to the Runing Army. This made all the displaced people immediately integrate into the large group of Runing Army.

In fact, at this time, the finances of the Runing Army did not reach the point where they had to borrow. But in order to make a full set of plays, Runingjun still used the income from salt goods in Runing Mansion as collateral in Sihai Qianzhuang. and borrowed twenty-five thousand taels of silver at the rate of one cent per annum.

In addition to repaying the nearly 10,000 taels of silver that he had borrowed from other money houses and gentry, this loan also repaid the 3,000 taels that Wu Shigong had borrowed from the inner house. However, from an economic point of view, this loan is actually a loss.

If it is placed in the Four Seas Bank, it can be loaned out with an annual interest rate of two cents. What's even more infuriating. When Zhao Ruya and the others got the three thousand taels of silver back, they immediately calculated it, and then deposited the silver into the Four Seas Money Village without hesitation, and went to eat five percent interest. This made Wu Shigong, who later knew the result, half angry.

However, the aftermath of this incident is considerable. The first is to make the finances of the Runing Army healthier. Wu Shigong's personal property and that of Ru Ningjun were also more clearly divided.

Moreover, this time, there was a precedent for the political group of Runingjun to borrow money from the four seas, so that later the financial form of treasury bonds appeared, and the concept of national credit was gradually established.

The second is to strengthen the cohesion of the Runing Army group at once. You must know that the cohesion of a group not only needs to give those members of the group to enjoy the benefits of the group, sometimes when the group members jointly contribute to the goal of the group, it can also stimulate the cohesion of the group members.

Under the noble banner of helping the displaced people, not only the members of the Runing Army, but also many gentry and ordinary people in Runing Mansion and Guide Mansion enthusiastically went to the Four Seas Money Village to save. This suddenly made the people of the Runing Army in Guide and Runing Province more firmly rooted.

Zuihou is savings, and this new financial business has been promoted all at once. Although at the beginning, the people who saved at Sihai Money Bank basically had the idea of doing charity and giving love. However, as they received the interest later, they immediately discovered the benefits of saving, so that they developed a good habit of saving in a very short period of time.

With the development of this new business, Sihai Money Bank has gathered a large amount of funds in a short period of time, and has gradually become a financial giant in the future. The successful development of the savings business has also made Wu Shigong more confident in carrying out other financial businesses. In addition, there was a large amount of capital, so soon securities, insurance and futures were carried out under the auspices of Runingjun.

And Fu Wenzhai was immediately promoted to director of the Propaganda Department by Wu Shigong with this excellent crisis public relations. And just now it was Wu Shigong who met and announced Fu Wenzhai's appointment.

By the way, after this savings incident, Xiangxia, the inner study hosted by Deng Qifan, greeted him and wanted to ban the singing of "Katyusha", because after all, it is necessary to avoid it, and the "Katyusha girl" may be the woman of Lord Wu Shigong.

But no one paid any attention to the call. At this time, the song "Katyusha" has become the most widely spread "patriotic song" in the Runing Army, and seeing the repeated bans, Wu Shigong's attitude is noncommittal, and Deng Qifan and their Zuihou can only give up helplessly. (To be continued......)