Lin Yuan said with a smile: "I always feel that it is very difficult to name weapons and equipment, because I always have a good name, and that name is also good, it is difficult to choose, so you should take it." ”

Han Mingguang said with a smile: "Well, I have an idea, in our era, our warships are named after places, in fact, I have always been more inversely compared to this way of naming warships, I think the name of the warship is also a platform to show a country's history and culture and promote ideology, such as the United States, most of its aircraft carriers are named after previous presidents, such as the Nimitz-class aircraft carrier; It's Ali? The same goes for Burke-class destroyers. ”

"Even South Korea is the same in this regard, for example, the King Sejong-class missile destroyer equipped with the Aegis system, which is named after the king in the history of North Korea, and the missile destroyer of the same class, the Itok Yi Er, whose name is the famous Confucian scholar Li Er in the history of South Korea, I think the name of our warship should also reflect Chinese culture."

Lin Yuan asked, "Do you also want to use the ancient Chinese emperor as the name of the ship?" ”

Han Mingguang said with a smile: "Of course not, it doesn't have to be a name to reflect Chinese culture, what I want is to use the mythical beast in ancient Chinese legends as the name of the ship, which can not only promote traditional Chinese culture, but also sound more domineering and mighty." ”

Lin Yuan asked, "Divine beasts? Like the green dragon and white tiger, the Vermilion Bird Xuanwu? ”

Han Mingguang nodded and replied: "That's right, these mythical beasts have been endowed with a lot of symbolic meanings in the development of history, such as the hedgehog, this kind of mythical beast is very similar to a unicorn, legend has it that it can distinguish between right and wrong, can recognize good and evil, loyalty and treachery, and will eat it when it finds a traitor, so we use these mythical beasts as the name of the warship, and can also use their symbolism to warn the world." ”

Lin Yuan said: "Your idea is really good, then we will call this type of destroyer the Divine Beast class destroyer, but I don't know what the name of the first warship of this class is called?" ”

Han Mingguang said: "I also thought about it, let's call it Mocking Wind, according to legend, Mocking Wind is one of the nine sons of the dragon, and can go to disasters and eliminate evil, we use the name of this divine beast as the name of the ship, and it is also to warn those potential invaders that if they want to attack us, they have to think about it!" ”

Lin Yuan said: "Okay, let's call it mocking wind!" Lin Yuan and Han Mingguang decided on the name of the warship, Lin Yuan thought of the bank, and he said to Han Mingguang: "Do we have a background in studying economics on the ship, I am very touched by the things in Fuzhou, we can no longer rely on the ticket numbers of businessmen to make remittances, we must also have our own bank!" ”

Han Mingguang said: "This matter is very easy, our chief of staff Lei Yun is still a doctor of economics, why don't you look for him." ”

Lin Yuan then went to the chief of staff with Han Mingguang, and the chief of staff was very happy to hear this, and said: "I also have this meaning, finance is the blood of a country's economic development, I have been studying China's financial industry in this era, and found that there are many foreign banks in China, these banks actually issue their own currency, squeezing the blood and sweat of the people, we also want to build our own banks, issue our own currency." ”

Lin Yuan's eyes lit up and said, "We really want to go together, and when our fleet is established, we will issue currency!" ”

Chief of Staff Lei Yun said: "I have thought of the name of our bank, it will be called the Northeast People's Bank, and when we drive the emperor out of the Forbidden City and the people become the masters of China, we will add the word China again, and it will be called the People's Bank of China." ”

After several people discussed and began to prepare, soon the bank was established in the northeast, Lin Yuan simply calculated, the silver in his hand, gold plus pounds, all converted into silver, about more than 40 million taels, part of this money is all kinds of bribes received, part of the tax is Yingkou Port and Northeast trade, of course, the largest amount is in Shanghai, Hankou, Guangzhou and other places with foreigners.

Since Lin Yuan sold the first batch of condoms to the British, all kinds of civilian goods have sprung up like mushrooms after a rain, and then sold to foreigners at high prices, such as the textile industry, thanks to the advanced chemical industry, the color of the cloth produced in Northeast China is not dyed by any country, with Lin Yuan's dyeing, China's textile factories have made a lot of profits.

Lin Yuan bought cotton cloth from foreign countries at a low price, and then transported them to the processing base in Northeast China, gave them a color, and then sold them to foreigners at ten times the purchase price.

This kind of thing is still made of iron in foreign countries, but because Western countries have started a huge shipbuilding plan, the price of steel has risen all the way, so the cost of drying racks has also risen, so Lin Yuan produced a large number of drying racks out of plastic and sold them to foreigners.

In this era, the sum of all the ticket numbers is only more than 5 million taels, of which the largest ticket capital is only 500,000 taels, and the People's Bank of Northeast China has appeared in the financial market of Northeast China with such a giant attitude.

Capital adequacy means that depositors can be paid higher interest and lower loan interest can be charged to merchants, so the People's Bank of Northeast China was established less than a month ago, and the original ticket numbers and money banks in the Northeast could not be supported, and many ticket numbers even had a run.

"Run" is the most feared thing for bankers, the basis of bank operation, is that all depositors can not withdraw money at the same time, so that they are likely to lend money out, and wait until the merchant returns the money, due to the existence of interest, the money will be more than the original, these extra money, part of it becomes the bank's profits, part of it is called the depositor's interest, so that the bank can operate, and the "run" is that all depositors come to withdraw money at the same time, and the bank simply does not have so much money to pay everyone.

The reason for the run is that depositors lose trust in the bank and think that it is not safe to store money in the bank, so they have to take out the money at the same time, which is generally the fuse of the economic crisis, but the run in the Northeast is different, because the interest rate of the People's Bank of Northeast China is very high, so everyone wants to take out the money and deposit it in the People's Bank of Northeast China, which is why the run occurred.

Lin Yuan knew that those ticket numbers were all opened by his compatriots, and the people in them were also law-abiding businessmen, and he couldn't bear to take away the jobs they relied on for a living, so he funded the purchase of the original ticket numbers, so that the financial market in the Northeast was unified by Lin Yuan.

Lin Yuan was not in a hurry to set up branches in other cities, because there were still many foreign banks in those big cities, and Lin Yuan did not want to challenge the financial hegemony of these countries in China before the fleet was built, but Lin Yuan did not wait too long, and more than a month later, on January 10, 1897, he received a notice from the shipyard that the destroyer Mocking Wind had been built and was about to be launched.