Because the central bank of Daming said that if you exchange silver dollars in the first three months, you can get a reward of exchanging 100 taels of silver and giving an extra 1 silver dollar.

In addition, the government has issued a notice in accordance with the official letter of the Ministry of Household Affairs that next year's tax collection will only recognize silver dollars.

In order to consider the need to pay taxes next year, ordinary people also began to come to the Daming Central Bank to exchange silver dollars.

However, in the initial stage, ordinary people could only keep the silver dollar at home as if it were a commodity purchased with silver taels, and did not use it for shopping.

However, with the imperial court, the antiques and housing properties obtained from the auction of the family were required to only accept silver dollars.

Even after the girl who was looking for a girl in the Workshop Division began to ask for a silver dollar, the people also began to trust the silver dollar and accept the silver dollar for trading.

After January, it is about mid-September.

Most of the first minted silver dollars were already in circulation.

With the arrival of autumn, autumn grain was purchased and sold, and silver and gold were recycled by the Central Bank of Daming in various ways.

The amount of silver circulating in the market has decreased dramatically.

Therefore, during this time, the circulation of silver dollars was also larger.

When Wong put the second batch of silver dollars on the market, he encountered much faster obstacles than when the first batch was issued.

As a result, the Daming Central Bank made millions of silver dollars in profits.

As a result, the salaries and salaries that were urgently needed in the short term, as well as the repair of important cities in various places, and the funds for the establishment of the defense system were secured.

In other words, through this currency reform, Zhu Youzhen not only did not reduce the nearly 20 million taels of gold and silver he had previously earned due to various state expenditures, but made a lot of extra money out of thin air.

As the market began to circulate and the imperial court clearly recognized the status of silver dollars, the silver dollar began to be accepted by officers and soldiers as military salaries and salaries.

However, Zhu Youzhen allocated most of the profits of the Central Bank of the Ming Dynasty, except for the small profits of the Yang family, the Wang family and Han Shoujing, to Qi Biaojia, the right attendant of the household department, and ordered him to transfer them to the military department and the official department.

Qi Biaojia, the right attendant of the household department, realized that reforming the currency could be so profitable.

Ma Shiying, the secretary of the military department, did not raise any more objections, and it was difficult to believe that the imperial court could play with money like this.

The civil and military officials who didn't expect the imperial court to pay enough money again did not expect that the money they were given was actually paid in full, and there was a lot more.

Since the exchange is one tael of silver for one dollar, the purchasing power of one silver dollar on the market is equivalent to that of one tael of silver.

This purchasing power is already very large, and it is obviously not enough to meet the small transactions of ordinary people's daily lives.

As a result, the central bank of Daming also began to issue matching small silver dollars in accordance with the rules.

That is, the original silver dollar is reduced in diameter according to the same proportion, and then the face value of one dollar, one coin, one cent, and one cent is set.

Ordinary people have a soft spot for this kind of small silver dollar, which is easy to quantify.

After all, the number marks on it are obviously clear, and it is also equipped with Arabic numerals, although people don't understand it at first, but after a long time, because they know Chinese characters, they also begin to know Arabic numerals, and the market circulation speed is very fast.

As a result, Zhu Youzhen successfully implanted the simple and easy-to-write Arabic numerals into the lives of ordinary people, and laid a written foundation for the rapid development of natural science in the future.

The longer the issuance of the Ming silver dollar, the greater the profits of the central bank of the Ming Dynasty.

Gradually, the officials realized that the new money law that His Majesty had asked the inner court to do could quietly earn the people's money into their own hands.

Because Zhu Youzhen's commission for them is linked to the bank's profits.

Therefore, all officials remained silent about the currency reform of the Inner Court, and began to use the silver dollar on their own initiative.

There are also bureaucrats with a keen sense of smell who are preparing to open private banks.

Other merchants also began to realize that opening a bank was more profitable than traditional banks and silver accounts, and learned from the central bank of the Ming Dynasty to issue money.

For a time, other coins similar to silver dollars began to appear on the market.

Either the weight is light, or the color is wrong, or the sound is not right when blowing.

There are even engraved avatars, and even the words and decorations are different from the Ming silver dollar.

Especially Jin Shang Fan, as Yang Mingshen's old opponent, also relies on his extraordinary financial resources and not a simple background.

This Jin merchant Fan no longer laughed at Yang Mingshen for changing his time-honored silver name to open a bank, and also began to unite several honorable relatives and gentry to open a Daming bank, which was also named the word Daming.

Zhu Youzhen is a person in the deep palace and never knew it.

Yang Mingshen was busy promoting currency and exchanging silver coins without realizing it, and this Jin merchant Fan made a lot of profits because of it.

However, on this day, when Zhu Youzhen was preparing to come to the Central Bank of Daming to inspect the micro-service, he accidentally found that a person was taking a penny of silver to pay for the meal.

Immediately, Zhu Youzhen snatched the silver coin, and found that the words 'Daming Bank' were written on it, and his expression became serious.

"Call Wang Chengen, the commander of Dongchang, to me!"

Zhu Youzhen suddenly said this coldly to Li Ruolian, the commander of the Jinyi Guard, who accompanied him.

Li Ruolian was a little surprised, but when he saw that the silver coin was not from the central bank, he also knew that this matter was not simple, so he immediately ordered someone to send someone to find Wang Chengen.

And Zhu Youzhen was already very angry at this time.

Private minting is inherently forbidden.

Now there are people who blatantly issue currency, openly disobey the will, and are also crowned with the word Daming.

Zhu Youzhen is not opposed to private banks, but the currency can only be issued by the central bank of the Ming Dynasty controlled by himself!

Therefore, he must sternly resist this kind of behavior of privately issuing silver coins and using bad money to drive out good money and disrupt the financial order.

Zhu Youzhen, who was in a bad mood, came to the headquarters of the Daming Central Bank:

"Where is Yang Mingshen, the head of the household department?"

The shopkeeper of the Daming Central Bank Headquarters who was responsible for the reception, that is, the old shopkeeper of the Yang family, saw that this person directly called his old man by name, and his bearing was extraordinary, so he also asked politely:

"My lord went out early in the morning, I don't know who you are?"

"Jin Yiwei!"

Li Ruolian first threw the waist card in front of the old shopkeeper Yang, and the old shopkeeper Yang sat on the ground in fright.

"Let your people look for it, we are waiting for your master here, tell him that if he comes an hour late, he will ask for his head!"

Zhu Youzhen said in a fierce voice.

……

At this time, Yang Mingshen did not know that Emperor Chongzhen Zhu Youzhen had arrived at the headquarters of the Daming Central Bank.

He is now in the main hall of Daming Bank with Fan's young master Fan Sanba.

"Fan Sanba, this official advises you to close your Daming Bank immediately, stop exchanging and issuing silver coins, and take back the silver coins that have been circulated, otherwise this official will stab your affairs to the top, and you won't be able to eat and walk around at that time!"

Yang Mingshen flicked his sleeves angrily after speaking.

If it weren't for the Jin merchant Fan's considerable influence in the court, he would have been eager to report the Fan's sale of iron and firearms and gunpowder outside the customs directly to the imperial court.

But as a businessman, even if he hates the other party in his heart, he still pays attention to being a man and leaving a line, and telling a face in everything.

Therefore, even now when the Fan family threatened the interests of the royal family and his Yang family, he did not report directly to Zhu Youzhen, but came to reason with Fan Yongdou's son Fan Sanba.

"Yang Mingshen, you took refuge in the master of ceremonies, Han Gonggong, and became a false official in charge of the household department, so you dare to call me the master in front of me, it's really a dog with a sharp tail and a sharp tail, and it is up to the sky, why can you open this Daming Bank, I can't open it, and if you can issue coins, I can't issue it?"

Fan Sanba touched the back of his head and said.