Chapter 334 Bank Opening
Zhao Pu breathed a sigh of relief in his heart, and the goal was finally achieved.
According to the History of the Song Dynasty? According to the Biography of the Traitorous Ministers, the traitors are, Cai Qu, Wu Chuhou, Xing Shu, Lu Huiqing, Zhang Dun, Zeng Bu, An Dun, Cai Jing, Cai Jingdi, Cai Bian, Zi Cai You, Cai Zhen, Zhao Liangsi, Zhang Jue, Guo Yaoshi, Huang Qianshan, Wang Boyan, Qin Hui, Wan Qianyu, Han Yanxuan, Ding Daquan, and Jia Yidao
According to the legend of the traitorous ministers in the Ming Historical Records, the traitors are: Hu Weiyong (Anhui), Chen Ning (Hunan), Chen Ying (Anhui), Ma Lin (Gongren), Yan Song (Jiangxi), Zhao Wenhua (Zhejiang), Zhou Yanru (Jiangsu), Wen Tiren (Zhejiang), Ma Shiying (Guizhou), Ruan Dacheng (Anhui), among which the prime minister level is Hu Weiyong (Anhui), Yan Song (Jiangxi), Zhou Yanru (Jiangsu), Wen Tiren (Zhejiang), Ma Shiying (Guizhou).
These two lists are very inaccurate, some people have poor character and do many bad things, and they are indeed traitors. Some were wronged, and some were just incompetent and became traitors; Some only failed in the political struggle and became traitors; Some just failed in party battles and became traitors; Some have become traitors because they have violated the interests of certain people.
The history of the Song Dynasty was compiled by the Yuan people, so Wang Anshi did not enter the traitorous ministers, but the people of the Southern Song Dynasty hated him very much, and Song Gaozong thought that Wang Anshi was the culprit of the fall of the Northern Song Dynasty. The great Confucians of later generations also hated Wang Anshi, because the old king said, "The sky is not enough to fear, the ancestors are not enough to be afraid, and the words of people are not enough to be compassionate." "Offended a bunch of people.
Wang Boyan and Qin Hui are on the list of traitors in the history of the Song Dynasty, and they are famous traitors.
However, Zhao Pu is still relieved of them, and the so-called Xiucai rebelled. Three years will not work. Historically, traitorous ministers rarely become traitors, on the contrary, traitorous ministers are often loyal ministers, who carry out the emperor's orders to the letter, and rarely disobey the yin and yang. Because to become a traitor, the first condition is to gain the full trust of the emperor.
In this era, the idea of loyalty to the monarch is strong, and sometimes the courtier. He who knows that the king is wrong can only admonish, and as for the king, it depends on luck.
Based on this logic, these two people may not agree with Zhao Pu's idea, but they will also carry out the emperor's orders to the letter.
Suddenly. Zhao Pu understood that the king was a traitor.
"The two Qing families can rest assured, as long as I live for one day. It is necessary to ensure the stability of the two. It won't end up in nothing! "Zhao Pudao, this can be regarded as a guarantee!
"Weichen, thank you Your Majesty for hanging the curtain!" The two said in unison.
Zhao Pu smiled: "At this time, the bank is about to open!" ”
As he spoke, he looked out the window.
………………
"The bank is the thirteen merchants in the south of the Yangtze River. Jointly organized, supervised by the imperial court, the emperor personally issued a plaque, and was supervised by the household department. Reliable reputation, mainly engaged in foreign exchange business, and strive to achieve the world. From then on, as long as you deposit money in the bank, you will get a money order, and you can withdraw cash at any branch with a money order. From then on, merchants did not have to carry large quantities of gold and silver, but only a bill of exchange. Of course, if the bill of exchange is lost, you can also withdraw cash after the government confirms the household registration, but one percent of the principal will be deducted as a ransom! ”
"Banks, as well as deposit business, deposits will get a certain income, there are two kinds of long-term deposits and short-term deposits, short-term deposits are indefinite, and the interest rate is one thousandth; Long-term deposits are divided into one-year, three-year, five-year, and more than five years, with a one-year deposit interest rate of 5/1,000, a three-year deposit interest rate of 1 percent, a five-year deposit interest rate of 2/2 percent, and a deposit interest rate of more than five years of 2 percent! These interest rates are only time-sensitive, and will be adjusted appropriately according to the situation, and the adjustment will be announced to you! ”
"You can also take out a loan, which is divided into short-term and long-term, short-term loans for an indefinite period and an interest rate of one percent; Long-term deposits are 1 year, 3 years, 5 years, 1 year loan interest rate is 2 percent, three-year loan interest rate is 2 percent, and five-year loan interest rate is 5 percent. If the disaster is not received, it can be appropriately discounted, and some special projects can be low-interest, or even interest-free! ”
"For some people with good reputation and sufficient funds, they will set up VIP cards and give corresponding discounts!"
"The bank pays attention to, service first, as long as more than 10 times, you can open an account, the head office will check the branch from time to time, set up a customer suggestion, by the customer to supervise you, no matter who if you are complained by the customer more than ten times in a month, then congratulations, suspend the investigation."
At this time, Zheng Weitao, the first president of Huitong Bank, was talking about the bank's rules and regulations, deposits, loans and other businesses.
The bank, the most important thing is the credibility, and the bank is also talking about the rules and regulations in order to establish the letter. At the same time, at the door, a stone tablet was erected, which engraved the various rules and regulations of the bank, punishment measures, etc., in order to win the trust of people.
At this time, the bank's first business is non-local exchange, followed by deposits and loans.
Although the governor said that this was a union of thirteen merchants, and it belonged to a merchant shop, a fool could see that it had a deep official background. The punishment for bank employees also goes beyond ordinary criminal cases. If something goes wrong, the scrutiny is also severe.
Once, the bank employee has a stain, and it will not be used for life.
In the event that officials collude with bank employees or oppress banks, once the evidence is conclusive, the crime will be increased by three degrees.
As if in order to set off the atmosphere and support the scene, some DPRK and Chinese officials appeared one after another to celebrate.
And some businessmen, quietly observing the bank, speculating, all kinds of thoughts flashed through them.
On the first day of the bank, it was in this situation that it opened.
On the first day, the turnover was very unsatisfactory.
Looking at the bank's account book, there was only more than 100,000 yuan at this time, Zhao Pu sighed again, sure enough, the bank was not so easy to start.
Banks are a high-profit industry, but they are also bound to be high-risk, and some shrewd people naturally see the shortcomings and treat them with caution.
Although it was the first bank and the nature of the country, it was just that the people's confidence was low and they lacked confidence in the bank, resulting in only 100,000 deposits in one day. The 100,000 yuan is mainly used by some businessmen to wipe the water, and some officials just symbolically save money.
Although the start was unfavorable, Zhao Pu didn't care.
Anyway, he is the emperor who is not short of money, and he doesn't care about losing money, and this loss can still be bearable. Keep at it, and winter will gradually pass, and spring will soon come.
Night fell again, and Zhao Pu returned to the palace.
Along the way, Shu Wenxiu's expression was melancholy, and he was shocked by the emperor's astonishing words and couldn't come back to his senses.
"Xiao Xiuxiu, what's wrong?"
"Your Majesty, the harem is not allowed to interfere in politics, why don't you let the concubines retreat?" Shu Wenxiu asked.
At that time, she should have avoided talking about important matters, but the emperor let him listen to it on the side, which seemed to be a taboo.
"This is fate, an inescapable fate!" Zhao Pu said, "My Zhao family suffered the shame of Jingkang, the royal family was captured and left, at this moment I am a real lonely person, a trustworthy person, I can't find one, no brothers to rely on, no relatives to help, even the so-called relatives can't help." At this time, I am the weakest, the weakest, and I can only rely on you! ”
"There are some things that can be entrusted to the minister, such as the border army on the front line, even if they lose one or two battles and lose a few cities, they don't have anything. The affairs of the DPRK and China are also entrusted to the ministers, and even if there is a mistake, it can be corrected in a timely manner. It's just that there are some things that are destined to be entrusted to outsiders. For example, the palace guards, as well as the intelligence system, and the wealth of the country. ”
"The palace guards, the relationship between life and death, can not be entrusted to outsiders, otherwise life and death are in the hands of others, do you say that a king, will life and death be handed over to outsiders? And the Military Intelligence Department and the internal guard are intelligence systems, the eyes and ears of the emperor, how can they be handed over to ordinary people, they must be people who absolutely believe in it! “
Shu Wenxiu nodded, somewhat understood.
The palace guards are mainly controlled by Wang Wuyue and Zhao Da, who work together to control them, because both of them are the closest people. Wang Wuyue is the emperor's woman, so naturally she will not betray the emperor; And Zhao Da is the emperor's retainer and is loyal to His Majesty. The two of them were in charge of the guards, and the emperor was relieved, but even so, they divided the guards into two and restrained each other.
As for the intelligence system, there is the Internal Security and the Military Intelligence Department, which are jointly in charge, and their leaders Zhao Er and Konoha are all close ministers of the emperor. (To be continued......)