Chapter 488: Dongyong Banknote

"Although Your Highness's matter is a matter of virtue, it must not be done." Xu Song said: "The interest rate in the world has never been so low, and what His Royal Highness has done, such as Wang Anshi's green seedling law, there will be many opponents at that time." ”

The usury of the people has never been low. Zhu Houhuang wants to reduce interests. I'm afraid that there will be a lot of opposition from people.

Zhu Houhuang snorted coldly and said, "In Dongyong, who dares to object? ”

Zhu Houhuang has this confidence.

He believed that Dongyong felt that such a rentier class had not yet been formed. Even if Zhu Houhuang raised his hand, he could destroy them all.

Zhu Houhuang's immigration policy deliberately disrupted all relationships. It also disrupted all strata.

Zhu Houhuang had never thought that he would have to establish a money bank. But I listened to what Xu Song said. If you decide to establish a bank, many things, if you don't try to change, will change back to the way they were.

Zhu Houhuang will never allow it.

"His Royal Highness is implementing it in Dongyong, and the minister thinks it is feasible, but this requires a lot of investment, and it is impossible to make any profits for a while." Xu Song said.

Zhu Houhuang only felt a headache, he thought of a lot of ways, and also discovered that Dongyong had many defects in the financial field. In his opinion, there are many places to reform. Solving these things can only consume money, but not bring enough money.

And Zhu Houhuang is short of money.

Suddenly, a maid came in from outside and said, "Your Highness, the princess asks to see you." ”

Zhu Houhuang said: "Hurry up, please." ”

But after a while, Wang Yangming came in. Zhu Houhuang hurriedly got up to greet him and said, "Disciple to meet the master." ”

Wang Yangming will not accept Zhu Houhuang's courtesy, and he will greet him like this every time they meet.

The two sides sat down, and Zhu Houhuang immediately asked: "Master Wang, can Dongyong issue banknotes?" ”

Wang Yangming said slowly: "The minister reads the ancient books and feels that Dongyong is not unable to issue banknotes. ”

Zhu Houhuang was overjoyed when he heard this, he originally thought that Wang Yangming's attitude was impossible to issue banknotes. But I never expected Wang Yangming to nod.

Zhu Houhuang said: "Master Wang, please tell me how to issue banknotes." ”

Wang Yangming said: "The matter of paper money, let's put it first." The minister thinks that Dongyong has never been a business name, and Dongyong's financial problems should be more from the tax system? ”

Zhu Houhuang frowned and said, "The tax system, is there a problem with Dongyong's tax system?" ”

Wang Yangming said: "Dongyong has not been developed for a long time, and there are not many taxes. The people have no savings, so they should not pay more taxes. However, Dongyong stands above commerce and trade, but there is a lack of commercial tax. The minister thought that the commercial tax should be increased. ”

"Plus business tax?" Zhu Houhuang thought about it and felt that it was the same. Because Dongyong has no commercial tax on taxes. It's not that Zhu Houhuang doesn't want to add. Rather, it is because most of the market in Dongyong is occupied by Shaofu, and the increase in commercial taxes is just a matter of handing over the right hand from the left hand. However, Dongyong's private capital has not developed at all, and the increase in business tax is a great burden for them.

So Zhu Houhuang didn't want to increase the business tax.

However, now the situation of Dongyong is not the same as it was at the beginning, and in the past three years, under the auspices of Lu Wan, although the people are tired, they live and work in peace and contentment. There are also some savings.

After having purchasing power, there will naturally be merchants. However, most of the local people have land, so most of the merchants are foreigners. After three years of accumulation, I have slowly accumulated some savings.

Moreover, Shaofu will soon sell a large number of industries, although these industries are nothing to Zhu Houhuang, but they are enough to cultivate a large number of big businessmen.

Now is the right time to collect business taxes.

Zhu Houhuang suddenly thought of something and said, "Has Master Wang discussed it with Brother Xu?" ”

Wang Yangming said: "When the minister arrived in Dongyong, he discussed with Xu Shaocheng. ”

Zhu Houhuang went through it in his heart and said, "Sir, how much can this business tax have?" ”

Wang Yangming said: "It doesn't matter how much commercial tax there is, but tax collection is the right way, and Dongyong blindly obtains financial support from Shaofu, which is deformed." ”

Zhu Houhuang said: "Master Wang, the disciple has no time to think of a long-term plan at the moment. I just want to get over the difficulties in front of me. ”

"Those who do not seek eternity since ancient times are not enough to seek a moment; Those who do not seek the overall situation are not enough to seek a domain. Wang Yangming said: "Since His Royal Highness came to Dongyong, he has used maritime trade to support Dongyong's finances. This state is not normal. It's just a matter of equity. Now Dongyong's industries will be prosperous, and food can be self-sufficient. It is time to reverse this abnormal situation in Dongyong. ”

The same thing, in Zhu Houhuang's view, is a crisis. In Wang Yangming's view, it is an opportunity.

As a traditional bureaucrat.

Wang Yangming is good, but he also has his own limitations, he feels that as the long history of Dongyong, the taxes collected by the entire Dongyong government are not as good as the income from Shaofu's trading, such a situation is extremely abnormal. So Wang Yangming has always wanted to change all this.

It just so happened that Shaofu's strength was greatly damaged in the war with the Franc machine. It's a time for a change of course. Therefore, Wang Yangming thinks about it, although he is trying to find a way to let Dongyong survive the financial crisis, but he also wants to establish a perfect tax system.

Zhu Houhuang said: "The disciple is carefully taught, but the crisis of Dongyong is imminent, and the disciple is anxious. ”

Wang Yangming said: "Actually, Your Highness's mind should not only be on Dongyong, Da Nang is also my Dongyong mansion. The minister has sent an order to Da Nang to reform Da Nang into the Dong Yong system. ”

Zhu Houhuang's eyes rolled, there was a problem here.

Any reform is to change the distribution of wealth in society. And under Wang Yangming's words, it is clear that there is a big purge of Da Nang.

Zhu Houhuang suddenly felt that he understood that Dongyong already had a big family, so he didn't have to be at the beginning, as long as he was careful to scrape, he could always get a lot of money to tide over the difficulties.

In particular, Dongyong has been able to play a fundamental role.

As soon as he thought of this, Zhu Houhuang wondered if Dongyong could survive this difficulty. There wasn't much of a concern. He immediately thought: "Anyway, if the war in Malacca is not over, Dongyong's finances will face a bottomless pit. With this bottomless pit, Dongyong can't fill this abyss with no amount of money. ”

Zhu Houhuang's mind was on how to summarize the war in Malacca.

However, Zhu Houhuang was curious about how Wang Yangming issued banknotes and asked, "Master, how does Dongyong issue banknotes?" ”

Wang Yangming said: "The technique of mentioning in the previous dynasty can be described as exquisite. The minister issued paper money with the assets of the young government, but this is only a measure of rights and interests, and His Royal Highness must promise the minister that he will buy back the paper money at a point in the future and destroy it all. ”

Zhu Houhuang said: "Disciple remember. Zhu Houhuang was very happy, if the banknotes were useful. Zhu Houhuang will not be stupid to abolish paper money.

It's just that he won't talk nonsense to Wang Yangming. Immediately, as if to distract Wang Yangming, he said, "What is the technique of weighing?" Wang Yangming said: "There is money and then there is a stagnation, and it is said that it is prosperous." Then he explained to Zhu Houhuang in detail, the so-called 楮 is paper money. The so-called 楥 is a kind of tree, similar to the mulberry tree. It is a raw material for the manufacture of jiaozi.

Listening to Wang Yangming's explanation, Zhu Houhuang gradually understood. Originally, the technique of mentioning was formed in the Southern Song Dynasty as a theory of banknote issuance and management. The main contents include stipulating the total amount of banknotes to be issued, the cash reserve of banknotes, the exchange of cash for declining banknotes, the sale of monopoly certificates to make banknotes return, the issuance of new banknotes in batches to exchange old banknotes, the circulation or exchange of private banknotes must be consistent with the face value, and the use of banknotes to pay taxes and exchange cash to maintain the circulation credibility of banknotes.

It is a local financial management method in China.

After listening to this, Zhu Houhuang felt that he had shallow financial knowledge. It's not as good as this systematic art of mentioning. Zhu Houhuang was slapped in the face in finance, and felt that it was pointless for him to meddle again. He completely understands that his position is good for professional people to do professional things.

Zhu Houhuang said: "In this case, this banknote will be issued by Qianzhuang, and Qianzhuang will be discussed by Master Wang and Brother Xu." ”

When Zhu Houhuang said a word, Xu Song immediately became vigilant.

Because of the money bank. Qian Zhuang was in charge of issuing banknotes, and fools knew that this money bank was another important financial source for Dongyong, so Xu Song immediately started to hang Qian Zhuang under the Shaofu Gate.

But Wang Yangming will never allow this.