Zhang Zhongmou said: "Naturally, the sooner the better."

Xu Li said: "At present, there is not so much money in the account of the Chamber of Commerce. How to start.

Zhang Zhongmou said: "How much money can be used at present."

Xu Li said: "About 40 million silver."

Zhang Zhongmou bit and said, "If it really doesn't work, then borrow it."

Xu Li said: "Although the Chamber of Commerce has a good reputation, it is not so easy to borrow so much money.

Zhang Zhongmou thought for a while and said, "Then issue bonds."

Xu Li said: "What is a bond.

Zhang Zhongmou patted his head and said, forgetting for a moment that this was in the Chongzhen period, and said: "To put it simply, it is to issue an IOU, promise annual interest, and then give income according to the number of years invested."

Xu Li said: "Now the interest rate of the major silver account money is very high, and the interest rate is rolling, even if the interest we give is high, it is impossible to be higher than them, so I am afraid that your plan will not work." She vetoed his suggestion in one go, making him feel a little shameless. But he is well aware that this is a fact.

He thought for a moment and said that the only way was to draw new ones from the bottom of the axe. If you want to reverse this situation, you have to use the power of the government. But in a short period of time, there is no way.

Zhang Zhongmou said: "I'll think of a way to do this."

Then he took her hand and said, "I'll take you to see something else."

library

It is a place called North Courtyard in the Academy of Sciences. Xu Li was very strange, did the young master take her to read a book?

Leping Library Building. Why not the pavilion. and not the building.

However, she soon understood what a book building was.

This seven-storey building, covering an area of more than 300 square meters, is lined with bookshelves, divided into different categories, and each floor is full of bookshelves, which makes people dazzled.

The people who came here to read the book were all dressed as Xiao Si Xiaowen, both men and women, with uniform costumes, obviously all of them were slaves of the Zhang family.

Zhang Zhongmou said: "Xiaoli, do you know that outsiders can't come in here.

Xu Li said: "Ah! Then I'll go out first.

Zhang Zhongmou said: "I brought you here when you are a member of my Zhang family."

Xu Li's eyes suddenly turned red and she wanted to cry

Zhang Zhongmou said: "Don't cry, I'm most afraid of women crying."

Xu Li saw his funny appearance, and then broke into laughter.

Zhang Zhongmou was stunned and couldn't help but kiss her.

Xu Li was ashamed, and hit him with a fist: "Bad guy, are there outsiders?"

Zhang Zhongmou said: "What are you afraid of, it is natural for a husband to kiss his wife."

After speaking, she kissed two more mouthfuls, which made her infinitely shy.

Xu Lidao was ashamed: "Who is the wife, I haven't passed the door, don't talk nonsense." But the expression on her face betrayed her, how could she be a little unwilling.

Zhang Zhongmou deliberately sighed and said, "Since someone is unwilling, then I can go!"

Xu Li pulled him and said, "Don't!" Then kissed him.

Zhang Zhongmou smiled: "It's pretty much the same.

Xu Li said: "Take me here, don't you want me to read the book!"

Zhang Zhongmou said with a smile: "Our Xiaoli is smart; But it's not just about reading books.

He pointed to a corner of the academy with a financial page written on it, and said with a smile: "It's about learning the books here, and you have to use them flexibly."

Xu Li glanced at the three rows, Rao is a strong woman who has a lot of opportunities, and she couldn't help exclaiming: "So much."

Zhang Zhongmou smiled: "Yes, if you don't understand, you can ask them."

Xu Li said: "So much, when do you have to learn."

Zhang Zhongmou smiled: "Learn until you can understand.".

Then he pulled her up to the last floor, the seventh floor.

I thought it was another layer of books, but it turned out that it was just an office, a few sofas, and a coffee table. A desk with two chairs in the front and a high leather chair in the back. There are several bonsai indoors, and when you open the curtains, you can see the green mountains and green waters outside.

Obviously, this place is often cleaned and appears clean and tidy.

What made her curious was the objects on the table.

Zhang Zhongmou saw that she was very curious about this, and said to her with a smile: "This one, it's called a computer, this thing, so far there is only this one."

Because this is when he crossed over, he came with the book, and later after the power plant was built, he fiddled with it, and it could still be used.

It's a pity that in addition to the minesweeper game that comes with the computer, the game Solitaire and the small games other than the game, there is only one book management software, and there is nothing.

Zhang Zhongmou pulled her into his arms and taught her to play a game of minesweeping with a mouse.

I didn't expect this kind of game that three-year-old children don't play, and she actually had a lot of fun.

Zhang's house.

Is Zhang Xun losing his temper?

Zhang Xun snorted: "Where did this kid run away again?"

It turned out that the newlyweds originally wanted the second elder to serve tea, but early in the morning, this kid ran away and disappeared.

was so angry that Zhang Xun lost his temper, and Zhang's mansion trembled.

In the evening, Zhang Zhongmou finally came back, entered the courtyard, and saw the little sister Zhang Zhongying sitting on the swing, and walked over to sit on it.

Zhang Zhongying said: "Brother, why did you come back."

Zhang Zhongmou said: "What's the matter, what's going on,

Zhang Zhongying glanced at him and said, "Brother, your heart is really big." Tea in the morning, I don't see you, my father is angry?

When Zhang Zhongmou heard this, he had no stomach and said: "It's okay, just coax."

Zhang Zhongying said: "That is, you dare to say it."

Zhang Zhongmou said: "Little sister, you are almost eighteen this year."

Zhang Zhongying said: "Well, yes!

Zhang Zhongmou said: "It's a big girl, do you have someone you like!" Brother help you Zhang Luo, Zhang Luo.

Zhang Zhongying's face turned red and said angrily: "Brother, ........, she played with the corner of her clothes and didn't speak."

Zhang Zhongmou urged: "This is a situation.

Zhang Zhongying squeaked: "No, no."

"There's nothing," a very abrupt voice came from Zhang Xun who was walking in the courtyard.

Zhang Xun snorted: "Stinky boy, come in with me."

In the study, Zhang Xun sat on the Taishi chair, his face full of unhappiness.

Zhang Zhongmou said: "Huh......... Who made our governor angry?

Zhang Xun took a book casually, but he didn't know that he had taken it upside down; Pretended to look at it, deliberately ignoring him.

Zhang Zhongmou smiled slightly, stepped forward to pick him up, and said, "Dad, you are angry, it is the child's fault."

Zhang Xun snorted: "You know what's wrong!"

Zhang Zhongmou said: "The fault of the child is that there is no respect for the elderly, so that you have no face."

Zhang Xun said: "It's good to know that you are wrong, how do you say I will punish you?"

In fact, children have to do it as a last resort.

Zhang Xun said: "Why do you have no choice?

Zhang Zhongmou said: "Dad, think about it, we just took down this territory; There are still a lot of complicated things, and if one is not handled well, what should I do if those displaced people rise up and rebel again.

Zhang Xun said: "Why are you involved with the homeless again, haven't you settled down?"

Zhang Zhongmou said: "The relief is only temporary, and the problem must be fundamentally solved.

Zhang Xun couldn't help frowning a little, and said, "Then what do you think, let's hear it."

Zhang Zhongmou said: "The rebellion of this exile is because he can't live.

Zhang Xun said: "Isn't this nonsense? Pick up the point

Zhang Zhongmou said: "Dad! Don't worry!

Zhang Xun said: "Pick up the key points

Zhang Zhongmou said: "The child is thinking, the first step is to let the displaced people go to reclaim the land and increase the planting area; This second step is to recruit troops in an all-round way and expand armaments.

The third step is the issue of money and food.

Zhang Xun said: "This expansion, how many troops do you want."

Zhang Zhongmou said: "The child wants to have 400,000 troops in the early stage.

When Zhang Xun heard this, he couldn't help but stand up and said cautiously: "This is not a small amount, you are sure."

Zhang Zhongmou understood what Zhang Xun meant, and if he let the people above know, it would be like a rebellion.

He still said: "Without troops and armaments, all our efforts are in vain, and in the end we can only make wedding dresses for others."

Zhang Xun also felt a little reasonable when he heard this, and said: "It's just such a big move, I'm afraid that it will alarm the court, and our current strength is not enough to fight."

Zhang Zhongmou said: "This father, don't worry, I plan to use the twilight military system to retire for a year." 100,000 people per period, as long as ten years, the whole people can be soldiers.

Zhang Xun nodded, 100,000 is exactly the establishment of the governor.

Zhang Zhongmou took out the entertainment city plan and said: "This is the source of money and food.

Zhang Xun took it, looked at it, stood up, and exclaimed: "10,000 gold, investment reserves, even if you sell the entire Leping Mansion, it's not worth so much."

Zhang Xun said: "This is not a trivial matter, what are you going to do."

Zhang Zhongmou said: "There is a lot of knowledge here. We've got to take it one step at a time.

Zhang Xun said: "Tell me about your plan."

Zhang Zhongmou said: "The child wants to monopolize the silver number of the entire Shandong first.

Zhang Xun was shocked by this son again, as the saying goes: cutting off people's money is like killing parents. In doing so, you can imagine how much of a backlash this will cause.

Zhang Xun said solemnly: "You have to think clearly, this is not a joke, if you don't know your father, I have to finish playing."

Zhang Zhongmou said: "The child has thought about it, the first step is to open Leping Bank in various parts of Shandong and absorb silver."

The second step is that you have to issue a regulation, all silver numbers must be registered in the government, unregistered silver numbers are not allowed to operate, if there is a violation, first verbal reminders, registration within a time limit, if there is a violation, seal up until the registration.

The third step is that all silver accounts must be taxed, and the tax rate is 30 tax one, and after the tax is paid, the government is not allowed to collect taxes again under other names.

The fourth step, the silver number access qualification, less than 100,000 taels of silver reserves, shall not operate the silver number.

The fifth step is to send people to wipe out the underworld forces in various places.

Sixth, all silver interest shall not exceed 20% of the principal, and the excess part; The government does not admit it, and the creditor cannot ask for the additional part by force, and the government will pursue joint and several liability for the violator.

When Zhang Xun heard this, his face darkened, and he said, "These methods of yours are to force the silver horn to death!" Behind these silver trumpets, where is there not a big Buddha standing, you can't do this.

Zhang Xun vetoed him.

Zhang Zhongmou took out a stack of materials from the bookshelf and handed it to Zhang Xundao: Who dares to stand up, isn't the one above us short of food and clothing?

After reading it, Zhang Xun smiled and said, "I said that you kid, never hit an unsure cane."

Three months passed quickly, with the Shandong governor as a guarantee, Leping Bank opened in various places, and the new business model immediately caused a run on the bank.

Many small silver accounts have gone bankrupt one after another.

In the thirteenth year of Chongzhen, in May, the governor of Shandong notified the information of the rectification of the silver number to various places, which immediately caused a backlash.

Snowflakes flew into the center, and the result was that they did not stay in the center, but many officials and magnates in various parts of Shandong fell one after another.

Emperor Chongzhen Zhu Youzhen was busy raiding his family and exterminating the clan, and if he killed him, he would make a person's head roll.

Forbidden city.

Zhu Youzhen in the palace seems to be very happy today, Wang Chengen hasn't seen this smile for a long time.

Zhu Youzhen said: "Big companion, do you say that this Zhang father and son are not my gospel!"

Wang Chengen received a lot of money from Zhang's father and son, and said: "I do have some ability." “

Zhu Youzhen said: "This time, I searched the house, but I filled my inner nu again." It is fifteen million taels, countless gold and silver hand ornaments, and countless calligraphy and paintings.

Then he hated and said: "These frogs usually shout poor with Lian, borrow money from them, and wear torn clothes to fool Lian, which is really hateful."