Yongsheng Bo Zheng Cai was actually quite happy at first, and the income on the account books was gratifying.

However, what the Pan family group did made him angry.

Especially when he collected all the information, carefully checked the globe, and found the accurate geographical location on it, he scolded the businessman who led the Zheng family group:

"Catch the antelope, their Pan family will follow the Jianshang Station in Goa, and you will just eat dry rice and watch it on the side?!

This is the so-called experienced sea trade?! ”

The merchant who led the team was so frightened that he trembled, I really don't blame him, Yongsheng Bo Zheng Cai explained when he left, bring more gold, spices, and cotton cloth back, and there will be a heavy reward at that time.

Now he blames himself for not opening a trading station, can it be decided by someone of his own level?

Yongshengbo Zheng Cai calmed down, he used his fingers to draw a line along Taiwan, Yazhou, Hoi An, Temasek, Andaman Islands, and Goa and looked, Ah, there is still a long road ahead, and the Hantang Group has global ambitions.

Yongsheng Bo Zheng Cai smiled calmly and said, "Go to the account room and receive your reward, get out." ”

The businessman who led the team was almost scared, if Yongshengbo was angry, he would beat himself at most, if he smiled like this, he would kill someone! ”

"Whoosh", the businessman who led the team was gone.

Yongsheng Bo Zheng Cai wanted to be quiet alone at this time.

In the large courtyard of the Pan family in Bengang, the head of the Pan family sat under the grape trellis on the roof of his house, holding an account book, and laughing.

The early summer breeze gently blows through the area, and the grape leaves are gently swaying.

By his side, his eldest son Pan Qi and fourth son Pan Feng are all there, and even the youngest daughter Pan Ting is also there.

The head of the Pan family glanced at the dense numbers in the account book, turned a few pages, and then glanced at the last number, and handed it to the eldest son, Pan Qi.

At present, the import and export business of Panjia Group is mainly concentrated in the Bengang area, which is run by the eldest son Pan Qi alone, and the entry and exit have always been decent.

When the business comes to the Pan family group, no big family will do the investment that is eager to get rich overnight, and normal overseas trade is the normal development.

The head of the Pan family was more satisfied with the appearance of this eldest son, Pan Qi.

Of course, the eldest prince Pan Qi can understand this, he feels that he has passed an exam, after all, in the previous stage, his fourth brother cousin was too prominent, it can be said that his father called him almost every day to ask.

No heir of a big family likes this, but this time the success of the sea trade business made him see that his father was still completely satisfied with him.

While looking at the account books, he used his spare eyes to look at the table of his fourth brother Pan Feng. I saw that he was talking to his little sister Pantene non-stop, yes, don't look at how far everyone is, if it weren't for his father's intention to recruit, everyone would have gotten together rarely.

He looked at it for a while and said, "Father, my family has earned half of the money invested in sea boats!" This trip is equivalent to Anjiang Shipyard giving us two 2,000 stone ships for nothing!! ”

"Heh, heh," the head of the Pan family nodded, "Yes, one more time, my Pan family can still earn two, and in a few years, my Pan family may be bigger than the family business in Guangzhou." ”

"It will be so!" The eldest prince Pan Qi said with confidence.

He thought to himself, if it weren't for the fourth brother who took some silver taels and invested them in the weird mechanical parts factory and machinery processing factory, and didn't see much benefit now, my Pan family might be bigger in the future than the family business in Guangzhou.

The head of the Pan family took a sip of coffee and slowly savored it. He stumbled upon this thing to be more refreshing than tea, no wonder some people from the Han and Tang groups liked it, and the fourth son, Pan Feng, also liked it very much, and made a special trip to taste it for himself.

The head of the Pan family said: "Those who are in charge of the foundation must put their own beliefs first, and they must not act rashly. Qi'er, in recent years, you have advanced and retreated to a certain extent, very good!

However, we must not be enterprising and exclusive. Therefore, I waited for the Pan family to keep an eye on the actions of the Hantang Group, and where they went, I waited for the Pan family to open the business station.

I think what Hantang Group has done is exactly the way of management of the big family, this way of management, they call it plan, these two words make sense, calculation, planning are all there.

Agriculture is the foundation of all industries, but the grain they produce is now enough for everyone in Taiwan to eat, but now they are still constantly cultivating wasteland and farming, as in the past, they are still recruiting people from the mainland, but now the recruitment place is a little northerly, what are they trying to do?

To the west, they sailed to India, building trading stations and military stations along the way, claiming to have repaired the Maritime Silk Road.

In northern Taiwan, they kept mining and transporting coal; In central Taiwan, their Red Star Steelmaking Mill is non-stop day and night, and the steel flow is rolling; In southern Taiwan, not to mention growing grain, they even care about the breeding of cattle, horses, chickens and ducks, and a dignified director even haunts the farmland, and even specially arranges a director to manage the stocking of livestock.

And those people in charge of steelmaking and ironmaking, processing machinery, weaving and spinning, as well as those who can't be named factories, are just factory directors, and these people are the people who really earn real money for the Hantang Group.

I conclude that they will lose money in growing grain and feeding their livestock!

If you think about it, I don't want to mention spices, which are well-known to everyone, and even if they are only shipped back to jute from the Indian continent, it will be five times more profitable, right?

But they could be transporting cattle and horses! Qi'er, let me ask you, how much will you lose if you bring back a cow from mainland India? ”

The eldest prince Pan Qi pondered for a while and said: "This is the opposite, and the loss is more than ten times." ”

"Is this the stupidity of the Hantang Group, which can't do business?"

"I've never seen them do business like this, but anyone who learns to do business with them has never lost money."

"Hehe, so, what the Hantang Group does doesn't care about temporary profits, because it is big.

The force is small and the desire is big, it is greedy; Strong and small is wisdom. How can no wisdom be strong? But it's a small thing, or a big thing?

Hehe, this Hantang Bank is what I can't figure out - they are doing a money-losing business again.

Money villages, are one out of a hundred storage fees, they are five out of a thousand; In addition to the headquarters, they have more than 30 branches built on the corner town, and they are not only responsible for managing deposits and loans, but also for managing the collection of land rent, I don't see how they make money——"

After this year's summer harvest, the board of directors of Hantang Group introduced a policy.

Beginning this year, Taiwan's agricultural tax revenue has begun to be reformed, and the payment of rent or tax in kind such as grain or cash crops has been changed to monetized payment, and peasant households can independently go to the nearest local administrative building to handle it with their ID cards.

The so-called local administrative building is that after the official establishment of Hantang Bank, Hantang Group packaged the patrol station, Hantang Bank branch, medical station, and head office together to build a three-story building, which was set up in the center of a region to the greatest extent according to a certain population ratio.

Different people interpret it differently.

Chairman Wu Dapeng said: "What about this patrol police station, we want it to have the ability to maintain law and order, and at the same time have the ability to deal with general criminal cases or corrections.

As for this Hantang Bank branch, we want it to not only have the functions of deposits, withdrawals and small loans, but now after the monetization of physical goods, we also have to manage the collection of land rent and general tax payment, and we are also well prepared for this service personnel. ”

At this time, the governor of the Qiangquan Bank interjected and said: "The thirty-seven branches we are opening now, all of them are losing money."

A technician didn't believe it, and said: "The banks in this time and space are enough to defy the sky, people deposit money in the bank, and the bank also charges custody fees, I rely on it, this is really an unreasonable time and space, how can you lose money?!" ”

The governor of the state of power said, "We respect the customs and habits of this time and space. But in each of our branches, the day-to-day administrative and personnel expenses are greater than the fees for collecting deposits, not to mention the act of collecting and paying on behalf of others."

The president of the Qiangquan Bank thought to himself, start collecting and paying now, and in the future, he will definitely let us be responsible for the work of issuing subsidies, which is to add trouble to our bank out of thin air, and play the piano indiscriminately!

Manager Mei Lezhi smiled, pushed the glasses that did not have zài on his nose, and said: "Money will always be a dynamic equilibrium in the process of circulation, and the so-called loss of funds or evaporation of wealth for no reason is contrary to the conservation of energy and mystifying economic behavior."

At present, the branches of Hantang Bank are in a state of loss, and it is foreseeable that it will continue for a considerable period of time.

Judging from the fact that the business of various branches can only focus on public services, it is inevitable that they will lose money.

In addition, most of the businessmen choose to go to the head office to handle commercial credit, while there is basically no microcredit business in each branch, so it is impossible to talk about profits.

Another point is that our Hantang Group is a complete monopoly in the field of land, which is a basic means of production, so our farmers do not have any desire to invest in reproduction.

In other aspects of agricultural deep processing, our farmers have no production technology at all, and they cannot engage in it; In terms of some simple agricultural primary processing, we are a monopoly, and of course they have no desire to invest, so even if we ask them for loans, they will not take out loans, and this economic phenomenon has happened in that world.

We can call it 'pseudo-economic stimulus', if we don't have all kinds of regulations and requirements, if our family members have the means to break through all kinds of monopolies, then this large amount of loans that cannot be loaned out will be concentrated in a certain class and a specific group of people, and such a new interest group will emerge."

Of course, this phenomenon will not exist in our place, so the losses of each branch reflect the huge profits of our Hantang Group in other aspects.

In the database of the Internet, you can check how our profits have risen exponentially in the past three years, not including various real estate industries. ”

Director Jianguoan nodded and said: "Governor Qiang, your losses are caused by the profits of our group itself, it doesn't matter, the board of directors will take it out to subsidize you, until the end of the year, after we implement the privatization of agricultural land, your spring will come." ”

Chairman Wu Dapeng added: "We have readjusted the distribution of land so that they are on the basis of privatization, which is conducive to cooperative management, and after three years, I think they can learn how to cooperate and how to operate." Of course, we still have to pay attention to their business model when we retreat to the supply and management of upstream materials, but at least we will breathe a sigh of relief.

I will continue to interpret it now, that medical station, we completely push it to the society, of course, this medical qualification, we have to re-identify, the most difficult period has passed, although we are still far from formal, but we take our time, this is handed over to Lao Ma and Lao Zheng, they go together to discuss the identification method of the two systems of one West and one Middle School.

When it comes to the head office, they are responsible for the general administrative affairs of the local area, the management and maintenance of general public facilities, and some civil affairs, after all, they are the people who are most familiar with the local people, and this is irreplaceable by outsiders.

All expenses they need are the responsibility of their district directors.

We assign each of them three more administrators that we have simply trained, so that the shelves are set up first.

At present, there are a total of 37 local administrative buildings in Taiwan.

The patrol station is responsible to the patrol department; Hantang Branch is responsible for Hantang Head Office; The head of the group is accountable to the Regional Directors. ”

At that time, it was understood that this was just a skeleton, from which a number of necessary institutions would emerge, but for now it can only be so.

Thank you for the support of old friends yezhongye, alliance leader Mei Lezhi, Fat Horse 123, Brother Jing, Ling Buxu, Jin Mingchi, welcome the arrival of new friend Xiao Xiang Winterxiang, and thank you for helping this book survive in various ways.