Chapter 147: Begin to deal with it

Although Zhu Yifeng has a reputation as an official, and treats the people well, he is relatively upright, and he is not the kind of official who can't get out of the eyes of money, he accepts any money, and he has no principles, and his attitude towards Wei Zhongxian is also quite modest, which makes Yu Xiaotian appreciate him more.

But appreciation is appreciation, for Zhu Yifeng secretly thinking about dealing with him all day long, Yu Xiaotian will not scold people because he admires him.

Although he Yu Xiaotian is known as a thief, what he does is better for the people than what the government does in many ways.

First of all, since the existence of his sea wolf, the coastal areas of Fuzhou, Xinghua Prefecture and Funing Prefecture have been much calmer, greatly reducing the attack of pirates on the coastal areas, allowing ordinary people to live and work in peace and contentment, and greatly improving the environment for fishermen to go out to sea for fishing.

He recruited immigrants to Taiyuan Island and Nanri Island to farm, and he didn't know how many people he saved, and he also saved countless lives by buying slaves.

And these things should have been done by the government, but the administrative ability of the government is poor, and they have never thought of doing these things, they represent the interests of some powerful gentry and rich people, and they will not care about the life and death of these ordinary people at all.

Each of them, who is an official, has a set of money, and one of them is full of brains, but they eat people and do not do personnel, and they only know that they help the powerful gentry and rich landlords to oppress the good.

Now he has repeatedly taken the initiative to show favor to the government, and he does not want to be a head-on enemy of the government, but although this Zhu Yifeng bears the reputation of a Qing official, he still regards him as a thorn in the flesh, and he has to kill him to relieve his hatred.

In fact, if you think about it carefully, Yu Xiaotian can also understand that although Zhu Yifeng is a relatively honest official, he is still a person in the system after all, and he must speak and act on behalf of those upper classes, and he hears more of the voices of these classes.

Although the sea wolf's approach is very good for ordinary people, it has greatly touched the interests of many people with vested interests along the coast, who are the upper strata of this society, and will definitely try to put pressure on Zhu Yifeng, wanting Zhu Yifeng to restore their previous vested interests and the original order through tough means.

In addition, he forced Zhu Qinxiang to step down, this matter is also something that Zhu Yifeng can't bear, in the eyes of these officials, they can't be controlled by thieves, and his existence in Yu Xiaotian and the sea wolf has challenged this order, as the governor of one party, he must not forget the previous sea wolf shelling Puxi and burning Nanri Water Village.

Even if he wants to forget, there are some so-called officials who have eaten enough to do nothing, and they will not give up, and will definitely keep reminding him and forcing him to find his place.

So think about it carefully, in addition to appeasing him, Zhu Yifeng can only use strong means to deal with him, as for putting him on the shelf, Zhu Yifeng can't do it, and he doesn't dare to do it.

So now Zhu Yifeng is fighting hard and thinking that he is almost ready, and finally shows his fangs to Yu Xiaotian.

It turned out that Yu Xiaotian had been letting Zheng Yiguan toss around Zhangquan in the past few months, not because he didn't want to clean him up immediately, first, he wanted to concentrate on and financial resources to speed up the infrastructure construction of Tamsui City, and speed up his current firearms upgrades, the most important purpose was to attract the attention of the Kaiguan by allowing Zheng Yiguan to raid Zhangquan and other places.

The more ferocious Zheng Yiguan became, the more likely he was to attract Zhu Yifeng's attention, and instead regarded Zheng Yiguan as a pirate who had to be exterminated, and focused on suppressing Zheng Yiguan.

But now it seems that he did not get the desired effect by doing this, and in the end, Zhu Yifeng ignored Zheng Yiguan, but he still had to deal with him.

So when Yu Xiaotian heard the news that Zhu Yifeng was going to do something to him, he had a strong sense of frustration in his heart, he didn't want to change the course of history now, but the giant wheel of history still pushed him to the forefront, and became the target of the Fujian official want to exterminate.

Whoever puts this on me, I'm afraid they won't feel comfortable, so it is reasonable for Yu Xiaotian to scold Zhu Yifeng in a hurry.

For Mao Shengyuan's matter, he immediately instructed Li Yi to find a way to mobilize the silver taels, and he must pay off the arrears that have not yet been paid off.

Recently, he just made a big deal with Chu Cailao, and obtained a large amount of silver from Chu Cailao, he has not spent this batch of silver, otherwise let him mobilize fifty or sixty thousand taels of silver at once, he is really a little troublesome.

In addition, fortunately, this time the government mainly focused on Mao Shengyuan, and did not touch the Fenglong Money Village controlled by him, nor did it touch the pharmacy that was originally branched out from Mao Shengyuan, otherwise he would really be in trouble this time.

In fact, in this era, some rich people are like later generations, people with more flexible brains, and they don't want their silver to lie in their own cellars, so the silver will not give them a small amount of silver, so they will also find ways to flow the silver and invest it profitably.

And there are several means for their investment profits, one is to take out their own money and do business, although the Ming Dynasty despised businessmen extremely much, and the social status of businessmen was also very low, but it was better to have money than no money, and many people who were gentry and officials did business in private, but they didn't come forward, power rent-seeking is feasible in any era, rich people need to be officials to provide them with shelter, and officials also need to realize the power in their hands, so even in the era of light commerce in the Ming Dynasty, officials and businessmen have a clear relationship.

However, some people do not have business acumen, and do not dare to easily take out the silver to buy and sell, because doing business, especially the business through the sea, although it is now a huge profit, but the risk is also very large, the ship goes to sea has many unforeseen things, it is very likely to encounter wind and waves, resulting in the ship sinking, the goods floating, and it is also possible to encounter pirates, and even the ship with the goods are folded in, so many people are very worried, do not dare to easily put the silver into it, and long-distance traffic on land, is also very risky, after leaving the city, on the post road, There are also many thieves who cut the path, and the transportation cost is also very high, and the risk is not small.

So these people had to find other ways to circulate the silver, so some people gave usury, or gave the money to the merchants, and ate interest, and in this day small usury was a very common thing, especially the landlords and gentry, who liked to lend small amounts of usury to peasants or small craftsmen.

And usury is very high interest rate, peasants or small craftsmen in order to raise funds for production, can only bear such exploitation, if God sees mercy in a good year, every year, after paying off the debt, they can still have a little harvest, but once they encounter a disaster year, they will not be able to repay the debt, and eventually lead to their bankruptcy.

The landlords and gentry often use this means to forcibly take away the land or real estate of the borrowers when they are unable to repay their debts, and the government protects this, which also leads to a large amount of land being pooled in the hands of a few people, and wealth is accumulated more and more in the hands of some people, while the poor are getting poorer and poorer, making society extremely polarized.

Of course, there are also many wealthy people who have no way to lend usury or are inconvenient to do this kind of thing, especially some officials, and they dare not do this kind of thing easily, once someone impeaches them, they will not be able to eat and walk around, and these people can only put the silver in their hands into the hands of some businessmen and eat a fixed interest.

As a large merchant who has sprung up over the years, Maoshengyuan's business is very prosperous, and naturally there will be many people who are willing to put their money here, so that their silver can be turned over and get a certain amount of interest income every year.

This is also the original reason why Li Yi proposed to get a bank, the silver is more convenient to turn over through the bank, and after the money bank is rolled out, when doing business, there is no need to carry a large amount of silver, you can hold the bank's silver ticket, directly purchase, and after the bank issues the bank, it can be delivered internally, which is actually a kind of exchange.

To some extent, the silver ticket is a bearer check, which can be used as cash, when the original Hong Leong Bank was established, because there was not much credit, it was not easy to do, but there was a large customer of Mao Shengyuan behind the support, and a large amount of silver went to the Hong Leong Bank for delivery, which made the Hong Leong Money Village soon famous, and after some people held the silver ticket to the Hong Leong for several cashes, they found that the Hong Leong had good credit, Gradually, other merchants became accustomed to using the silver stamps issued by the Hong Leong for delivery.

In addition to setting up a general account in Fuzhou, it has gradually opened branches in various provinces in Fujian, and even in Guangzhou and Chaozhou in Guangdong, it has also begun to prepare for the establishment of branches.

This time, the government wants to attack Mao Shengyuan, but because Hong Leong Qian Zhuang is too widely involved, even if some people suspect that Hong Leong Qian Zhuang has a relationship with the sea wolf, they are reluctant to touch it, because this may affect the interests of many gentry officials, and the internal information of Hong Leong Qian Zhuang is little known to outsiders, even most of the people inside Hong Leong Qian Zhuang do not know that the boss behind them is Yu Xiaotian of the sea wolf, so this time Zhu Yifeng wanted to deal with the sea wolf, but it did not affect Hong Leong Qian Zhuang.

Some people who put their money in Maoshengyuan were not in a hurry to cash in, but for the sake of insurance, they temporarily asked Li Yi to exchange the silver they put in Maoshengyuan for the silver tickets of other banks, so as to reduce the expenditure of silver.