Soon, a Tiao Chen in the name of Ma Zhou, the county commander of Mengjin County, was sent to the Tang Political Research Office, and then those small officials began to ponder.

"My lord, this clause for borrowing money with commercial tax as a guarantee was drawn up by you, my lord, right?" Yang Jia asked.

"Yes, I asked him to draw it up, what do you think?" Jingwen asked.

And Yang Jia said helplessly: "I'm afraid, only adults can come up with it!" However, this kind of matter is too big, I'm afraid that if the emperor and the ministers discuss and solve it in the political hall, we can't solve it ourselves. ”

Although the Office of Policy Research specializes in studying the new policies, it is necessary to deduce what the impact of the new policies will be. Any new policies of the local government must be reported to the Political Research Office, and then the Political Research Office will review and approve them before they can be issued and implemented. However, this is the first time that everyone has heard of this method of mortgage loan with commercial tax as security. The so-called commercial tax as a guarantee means that the commercial tax of a certain place is used as a guarantee, and then these commercial taxes are deducted from the part used to repay the money according to the repayment plan, and then the rest is the local government's.

And this method, in fact, is similar to the later Manchu Qing Dynasty foreigners used Chinese customs tariffs as a guarantee, in fact. In later generations, this was described as a loss of power and humiliation of the country. However, Jingwen is now doing this to the local government in his own country, and Jingwen is also from the Tang Dynasty, so there is no situation of losing power and humiliating the country. Moreover, as long as the posture is lowered, it is not impossible for these officials to disagree. Especially the ancient officials, they didn't know anything about economics, so it was much easier to convince, so Jingwen thought that it didn't take much energy, so the officials could agree to take out this commercial tax as collateral.

"Yang Jia, you used to manage the household registration finance in the local area, what do you think of this method based on your experience?" Jingwen also wanted to ask and see what these ordinary people who had worked at the grassroots level thought of this policy.

And Yang Jia said: "My lord." If you want me to say, whoever borrows this is a fool! ”

Jingwen's face immediately collapsed, because Yang Jia wasn't scolding Jingwen for being a fool?

"My lord, I didn't mean to say you! What I mean by this is that even with this business tax as collateral, it is actually more difficult to repay the loan. At present, the local commercial tax in Datang accounts for less than one-twentieth of the government's revenue. For these commercial taxes, the government is tasteless, and it is a pity to abandon them. So, if you want to rely on business taxes to repay. I'm afraid that there will not be decades to pay this money back. So, if borrowing is too risky, and the interest on the earnings is not high, this is simply ......"

Yang Jia was more polite this time, and did not directly say that the borrower was brain-dead. However, this is also true at the level of commercial taxes in ancient times, which accounted for less than one-twentieth of the country's revenue, or even lower. In ancient times, agricultural taxes were still the mainstay. The commercial tax is also a chicken rib, and it is a pity to discard it if it is tasteless. If these sporadic commercial tax mortgages can be exchanged for a large sum of money, there must be many governments willing to do it. If Ma Zhou can exchange these tasteless and discarded commercial taxes for 200,000 yuan, I am afraid that all the officials of Mengjin County will also raise their hands and feet in favor. And business taxes are so low. wanted to repay the money, but it would take a long time to pay it back, so Yang Jia subconsciously thought that Jingwen was too stupid to do this.

Jingwen licked his lips, and then asked, "Yang Jia." Do you know why I'm your boss? ”

"Why?" Yang Jia also asked rhetorically.

And Jingwen said: "Why? Because I think better than you do! ”

Yang Jia was inexplicable for a while, but he is the boss, what else can you say?

Of course Yang Jia didn't know. Jingwen actually already has a plan, as long as this commercial tax can be used as a guarantee, Jingwen can have a way to make this Mengjin County repay. And Jingwen is actually very complaining about the commercial tax in this era. The government of this era is simply holding a golden rice bowl and asking for rice. These business taxes are enough to make people blush. However, in ancient times, officials focused on agricultural taxes, so they bullied the peasants in every way, and even knocked out the marrow. However, they have not studied commercial taxes thoroughly, so they can play a role in "robbing the rich and helping the poor" for ancient taxes.

The tax knowledge of ancient officials was really a mess, and even taxes could not be used to regulate the rich and the poor, so a large part of the troubled times in ancient times was because of the failure of the financial system. The root cause of the fiscal system, that is, the tax system, was also very strict, which eventually led to the fiscal collapse. There have been many collapses of dynasties, all of which have come from financial collapses. The finances collapsed, and finally all kinds of troubled times also rose. The state did not have the financial resources to suppress the rebellion, and eventually gradually decentralized power and formed warlords. So now Datang's finances are actually very headaches, and this is all Jingwen, a traverser, tossing Datang's finances! If we look at the original history, the fall of the Tang Dynasty actually began with the collapse of the country's finances.

Therefore, when Jingwen saw this situation, he naturally had to correct the thinking of the ancient officials. They value agriculture over business, and as a result, they also "value agriculture over business" when it comes to taxation, which is miserable. Let the merchants get rich one by one, and then they just collect less taxes. How can it be fair that the peasants have relatively low incomes, but they bear the same or even higher taxes as the merchants? In later generations, it was all "cutting" the fat of merchants to subsidize and feed the peasants, but in ancient times, the peasants were made to grit their teeth and pay taxes, which was the biggest unfairness.

The ancient tax system was distorted, so Jingwen also had to find a way to reverse it, so that the country could develop healthily. Jingwen just wants to set an example, so that the ancients can see that commercial tax is also a good idea, and it is completely possible to extract a lot of funds from business. And this qiē is mainly due to the irrationality of the tax structure, what should be overcharged is not overcharged, and what should be undercharged is overcharged. Even, there are many things that should not be collected, but have to be subsidized, but they have not been done at all, isn't this two hundred and five? Jingwen is to correct the 205 thinking of ancient officials, so that the commercial tax system of the Tang Dynasty can be gradually improved, and this is of great significance. Even, the meaning of this is of great significance to the businessmen of this country. (To be continued......)