What Jingwen just demonstrated to Cui Ying was the investment of a large amount of money, and then diluted the equity of those partners, and then successfully usurped the control rights of this industry. Originally, from an equal partner, it turned out that one side became an absolute major shareholder, while the other party became a small shareholder, and even the equity can be ignored. And when the time comes, when he becomes the absolute major shareholder, then how can this industry be pinched if it wants to? When the time comes, their small shareholders will only be able to break their teeth and swallow in their stomachs.

This is actually a common method used by some venture capital companies in later generations to trap those investors. Many founders of the original company, after accepting venture capital, gradually lose the right to control the company, and can only let others usurp their life's work. So, venture capital looks good, but it's a big side effect. Those entrepreneurs not only have to go against outside business competitors, but also think about those venture capital companies to give you a cold drink. Of course, those venture capital companies will also really make this company good, because they also regard this company as their own. For those companies that have absolute potential, they simply take them and run them themselves, and then develop them.

Jingwen, the bank, played the role of a venture capital company, and then selected those companies with potential and invested them first. If the situation is okay, then it is completely possible to usurp the other party's property, so that it is not just to get a hen that lays golden eggs for no reason?

"What about this loan? How do you play? Cui Ying asked.

Jingwen laughed and said: "This is still easy, you look at the clause of Article 25, you think about it seriously." ”

"When the debtor is unable to repay the loan with principal and interest, the creditor has the right to convert the debt into a partnership and participate in the business together."

"What you mean is that if those people can't repay the loans, you have the right to convert the loans into their share, to become their partners. Afterwards. Repeat what you just did again, and then continue to expand the elements, and then usurp the control of this industry? Cui Ying asked.

"Miss Cui, you are really ice and snow smart!" Jingwen said.

In fact, Jingwen is also the so-called debt-to-equity swap in later generations. If a borrower is unable to repay these loans, the family is often ruined! In ancient times, there was no such thing as a limited liability company, and in ancient times, it was a company with unlimited liability! Once the loan is borrowed, even if the industry goes bankrupt if it cannot be repaid, the original boss will have unlimited joint and several liability. And families have to pay this debt for generations.

And if at this time, Jingwen's bank can come out "with great mercy" and propose to convert the debt into shares, and then the bank will become a partner, then they may really be very excited. After all, it was supposed to be borne by this Hades debt for generations, but now that he can get a chance to be reborn, he should be happy. And when the time comes, they will thank the bank for being so merciful in converting the bonds into shares, so that they will not be involved in the family. On the contrary, it can continue to operate.

However, there is a pit in it, a pit where the dead do not pay for their lives. When the time comes, those who own the property. They will gradually lose control of the industry, and in the end they can only get a sum of money, and then they will have to go home to retire with peace of mind. As for this hen that can lay golden eggs, it has since become Jingwen's bag.

"What a terrible financial game!" Cui Ying said suddenly.

Cui Ying really realized. This game is not fun. In just a few steps, all industries that can generate huge profits will be pocketed, and the profits obtained in this way will be infinitely huge. And. At that time, there were more and more industries controlled by this bank, and finally it became a giant spanning many industries. When the time comes, those industries will be backed by banks, which are giants with abundant funds, and they can become giants in the industry. In this way, banks are equivalent to leaders in many industries.

This is the power of finance, and it seems that capital is only operating a few times, but it is the operation of capital that makes the whole world suffer from color. And a huge consortium will also rise from now on to control the clothing, food, housing and transportation of the people. When the time comes, who will dare to despise this bank?

"Cui Ying, do you know why I want to open a bank? Because banks are able to absorb a lot of deposits, and then when we need them, these deposits can be temporarily turned into our own through the relationship of internal borrowing and lending. With the bank, we hardly have to worry about the breakdown of our funds, because some kind of depositor's deposit can be used for us to temporarily divert it for emergency relief. Of course, this kind of thing can't be done often, and once you do it often, there will always be a time to hell. However, once the bank is used as a link to twist our various industries into a rope, the overall ability to resist risks will be greatly increased, and the problem of capital will no longer affect our entire industrial system. Jingwen said.

Jingwen knows that many so-called consortia in later generations will not have their own banks? Those consortia, through the internal revolving financing of guò banks, can then greatly improve the ability to resist risks, and finally succeed in the benign development. If you don't have your own bank, once you encounter a problem with the capital chain, it is very easy to cause the whole collapse due to the rupture of the capital chain.

And Jingwen can use the kind of means just now to encroach on those industries with development potential, and finally after usurping the rights, he can invest in them as if they were his own industries. This is also a financial game, a game that most people dare not play. But Jingwen came to this world, and no one could play this kind of game better than him. After all, ancient times were completely a financial desert, and not many people would play this kind of game at all. Jingwen Jingwen, the second knife of later generations, can also play well. Anyway, Jingwen knew that his financial knowledge was enough when he was alive. As for their own next generation, then the children and grandchildren will have their own children and grandchildren, and it depends on their own ability. If your children and grandchildren don't fight, no matter how big the industry is, it will be lost, so why do you have to do so much for your children and grandchildren, and be a slave to your children and grandchildren? (To be continued......)