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The front of Huitong Bank was crowded with people, almost all of them holding treasure money to exchange for silver.

People are afraid that they will not be able to redeem the silver, you squeeze me and rob me, the scene is very chaotic, and the noise and scolding fill the ears.

The Five Cities Soldiers and Horses Division, which had just been established, sent hundreds of soldiers to maintain order so that there would be no chaos.

As the saying goes, once bitten by a snake, ten years afraid of the well rope. Zhu Hongwu, a peasant-born emperor, had little understanding of economics and made the reputation of paper copying stinky.

People's fear of paper money is already ingrained in their hearts, and it is impossible to force a change by decree.

Qin Mu believed that there was no shortage of servants of officials in the DPRK and China who crowded in front of the bank to exchange money.

Daqin is paid at the end of each month, that is, yesterday. The officials' money was mainly composed of three types: rice, silk cloth, and cash.

For example, if an official's salary is ten taels of silver, then two taels may be converted into rice grain, two taels into cloth for distribution, and the remaining six taels for cash.

And the cash part of the money in October, this time it was all treasure money.

The Household Papermaking Bureau printed two million pieces of Daqin treasure banknotes, which were mainly spent through the distribution of official money and military procurement.

In just one day, the run was so profitable, and it was said that there were no servants of officials at all levels who came to the run, Qin Mu didn't believe it.

In other words, even many officials have no confidence in the Great Qin Treasure Banknote.

The reason why the merchants that Qin Mu went to visit collected treasure money was really a last resort. Ying Tianfu had already posted sample banknotes and banknote laws at various city gates, one of which was: Those who refuse to accept treasure banknotes, once verified, will be fined twice as much as possible, and detained at worst.

The merchants were afraid, and Huitong Bank could exchange the silver for a one-to-one, so they were not allowed to accept the treasure money.

However, judging from the fact that those merchants immediately asked people to come to the bank to exchange money for silver, they were obviously still worried that the bank would not have any money to exchange, or that they would suddenly change their policy and not accept the exchange.

The phenomenon of this run. Qin Mu had already prepared in his heart. Therefore, two million taels of silver were issued, and he asked the household to prepare four million taels of silver to cope with the run.

The reason why so much cash is prepared is to take into account the fact that the treasure banknotes are in circulation. The same contract can be used for multiple runs.

After learning that Xu Yingjie personally came to the bank to take charge. Qin Mu took Gu Hanyan into the bank through the back door. By the way, let her take a break.

Xu Yingjie hurried over to meet him, and in the flower hall next to the warehouse, the two of them sat down. Without waiting for Qin Mu to ask, Xu Yingjie said first: "King Qin, please rest assured, the treasure money that is actually in circulation at present is actually only more than 800,000 yuan, and we have 4 million taels of cash to deal with the run." There will be no mess. ”

"But the money that has just been spent is immediately back in the bank, and this is not always the way."

"King Qin rest assured, he can't go back so quickly, and the minister asked the bank to make a relative regulation, each person can only exchange a maximum of five treasure banknotes each time, and if the withdrawal exceeds five guan, it must also be matched with half of the treasure banknotes."

Qin Mu frowned and said, "This can delay the speed of the treasure money returning to the bank, but in this way, wouldn't it be even more panicked in the hearts of the people?" ”

"No, it won't. King Qin, please think about it, aren't they panicking enough now? No matter what you do, as soon as the treasure money is in hand, they will definitely exchange it for silver;

The imperial court did this, not to say that it would not be exchanged, but only to delay the speed of exchange, so that the treasure banknotes could get more circulation in the market. Chen believed that as long as the banks did not stop the exchange, as long as there was hope, after the initial panic, everyone adapted to the circulation of the treasure banknotes, and things would be easy to do.

The rule that each person can only exchange five times at a time will not have any impact on the ordinary people, just to prevent those rich people from exchanging large amounts. ”

Qin Mu thought about it, when it came to panic, now the people were panicked enough, and he was not afraid that they would panic more.

If you want to eliminate their panic, you can only make them believe in the credibility of the Great Qin Treasure Banknote through persistent exchange and the method of "knowing the horsepower from afar, and seeing the hearts of the people over time".

Ordinary people have little income, and the exchange limit of five times is not too much trouble for them, and after a long time, they will not refuse to accept treasure money.

Well, it looks like I'm going to have to calm down first. Qin Mu smiled faintly and said: "Today is the day when hundreds of officials are resting, but Xu Qing has to sit here in person, and Xu Qing has worked hard." ”

According to the newly formulated system of rest and bath in the Qin State, it is a five-day rest. On this day, most of the officials are on vacation, and only a small number of officials in some important departments are on duty, and then they will make up for it.

Xu Yingjie hurriedly said: "King Qin knows that he has met Longen, how can the minister not repay him." ”

"Okay, this king won't affect you here." Qin Mu drank a cup of hot tea and left through the back door.

After taking Gu Hanyan to the sedan chair, Li Shi went to the sedan chair and asked, "King Qin, but do you go home?" ”

"No, go to Xiyuan and have a look." Today is a holiday, Qin Mu decided to take Gu Hanyan to go shopping more and cultivate the relationship between the two parties.

Along the river, on the clear Qinhuai River, the painted boats ripple, the tourists take the boat, the sails come and go, and the shuttle is endless. People on both sides of the river bank are either near the water to enjoy the scenery, leisurely stroll, or talk about art collections, chant poems and music, and feel uncomfortable.

When I walked to the Nanshi Building, I found that in front of a store with a signboard of "Sanjiang Silver Shop", it was also crowded with people, and those people in front of the counter were holding Daqin treasure banknotes in their hands, competing to stuff them in, shouting chaotically, and it seemed that they were also exchanging treasure money for silver.

Qin Mu was very curious in his heart, could there be anyone who had so much confidence in the Great Qin Treasure Bank, and actually started the business of exchanging treasure money for silver like Huitong Bank.

He asked the sedan chair to stop, and took Niu Wanshan to crowd closer, only to hear people shouting:

"Give it to me."

"I'll come first, I'll come first"

"Mine, mine, fifty times, give it to me."

“”

And a person who looks like a shop guy at the outer door is loudly agitating: "You should have heard of the Daming treasure banknote, I won't say more, if you can trust the treasure money in your hand, you can keep it and use it slowly, no one can rob you, if you want to exchange it for silver, then you have to hurry;

If you have a lot of treasure money in your hand, you can also go to Huitong Bank for ten days and half a month, and Huitong Bank stipulates that one person can only exchange up to five times at a time;

I tell you, today, open to exchange treasure money, only this one, there is no other branch, our store has a limited amount of silver, first come, first served, until the end of the exchange, to exchange silver hurry up, missed this opportunity, I am afraid that you will regret it! ”

Qin Mu was a little strange when he heard it, the words of the guy who looked like a guy were a little contradictory, first he talked about the Daming treasure banknotes issued by Hongwu, and then he encouraged people to hurry into the store to exchange money, isn't this normal?

When Qin Mu figured out the exchange rate of the treasure banknotes of the Sanjiang silver shop against the silver, he understood why the merchants were exchanging silver for treasure banknotes. It turned out that they did not exchange a single piece of silver for a consistent treasure banknote, but a nine-dollar silver exchange for a consistent treasure banknote.

The words of the guy at the door became more and more explicit, making people feel that the treasure money would immediately turn into waste paper tomorrow, and the people had no confidence in the treasure banknote.

Li Shi said with some anger: "King Qin, these people deliberately spread rumors, create panic, and make huge profits from it, King Qin, the little one will take someone to copy it." ”

Qin Mu waved his hand and said, "What is your identity, can you take care of this kind of thing?" This king is strange, who has so much confidence in the Great Qin Treasure Banknote? ”

Li Shi thought about it, people who dare to make profits from this must first have a lot of confidence in the Great Qin treasure banknotes, others are eager to get rid of the treasure money as soon as possible, but he dares to collect a large number of treasure money, which is very abnormal.

"Go, let the night not be collected and carefully check the details of this Sanjiang silver shop."

"Yes, King Qin."

Qin Mu didn't move this silver shop immediately, because he felt that the water in it might be very deep, and it was definitely not easy for someone who dared to take advantage of this loophole to make huge profits.

Qin Mu's first thought was Xu Yingjie, and then denied it, Xu Yingjie is a smart person, he was willing to donate two million a while ago, and he shouldn't use his brains on treasure money.

It's really that people die for money, and birds die for food, who is this person?

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PS: The ranking on the monthly ticket list has fallen very quickly, and there is not a single ticket today, don't run naked again, to be honest, every time you run naked, it affects your emotions very much, the code is not a word, the brothers have a monthly pass, just support it.

Although I often ask for a monthly pass these days, some people may be a little disgusted, but this is actually because I still care about my grades and want to write it down, so I can only reach out to my brothers to support and ask for a monthly pass!.

(To be continued......)