Although this kind of trading is obviously politically compulsory, the exchange is not free, and the buyers and sellers are not equal, and it is still essentially the labor exploitation of urban industrialists and merchants, but compared with the unrestricted and unpriced, plundering of the Tang Dynasty and the palace market, it is undoubtedly a great historical progress. It has a strong stimulating effect on the expansion of the urban market and the prosperity of industry and commerce.

The prosperity of commerce in the Song Dynasty was not without reason, and the country's huge administrative and military consumer demand was an important reason for the development of the commodity economy, and the system of distributing goods to the merchants at a certain price was an important part of it. When the government of the Song Dynasty provided consumer goods to officials, the military and other state institutions, most of them used financial appropriations for government purchases, and purchased goods from the people, and there were almost no cases of purchases of various items, and the huge quantity, the large scale, the wide range of influence, the number of participants, and the complexity of the commercial relations caused by them were all incomparable in any previous era, so that the government's financial distribution activities were more integrated with the commodity-money economy.

The large-scale change in the Song Dynasty from relying on expropriation to relying on government purchases also brought huge cash flow pressure to the government's finances. On the one hand, this promoted the market development of the whole society, and on the other hand, a large amount of money provided by the Song Dynasty government relied on this process to enter the people, which played an unparalleled role in the development of commerce and the promotion of monetization. But at that time, the officials of the Great Song Dynasty, from the emperor to the minor officials, had never studied 'political economy', and the economic system was not perfect. Although Zhao Ta has a little understanding of the modern economy, he has also learned some basic knowledge, such as what inflation is and what is economic crisis, which are all related to monetary policy.

Nowadays, the procurement and transactions of the government of the Great Song Dynasty are realized by the intermediary of money, and the dependence on currency is very heavy, and the amount of currency manipulated by the government is not small, but the wealth of the country is not simply in the amount of money in the treasury, but in the prosperity of social commodity production and circulation. Since Cai Jing came to power, in order to "consolidate favor by boasting about wealth and strength", the economic policy implemented is to accumulate wealth. And to put it bluntly, to put it bluntly, is to gather the money from all over the world to Kyoto, and move the money to another location, but in fact, nothing will increase. On the surface, the currency can increase, but this money may be obtained by tearing down the east wall and making up the west wall, and then there is the number game in statistics.

There are a lot of coins in the market, but the goods cannot be transported, so they can only make more money and less things, and money is cheap and expensive. The unprecedented growth of the economic power of the Song Dynasty coincided with increasing inflation. Money is highly concentrated in the hands of a small number of people, the rich and the poor are polarized, the people live in poverty, and the credit system of salt money and Jiaozi is on the verge of collapse. And Zhao Ta can only temporarily alleviate this crisis by exporting goods and maintain the economy of the northwest from bankruptcy.

In the long run, a new monetary system must be established, but Zhao Ta does not have this power now, so he can only consider establishing his own credit system through his own business kingdom first, and waiting for the time to replace the old system, and this important task will be entrusted to the person he trusts the most. And Zhao Zhi, who is becoming more and more mature in terms of logistics supply, has become his first choice...

Zhao Zhi, who sat in the carriage with the prince every day and chatted, did not know at this time that he had been designated as the person in charge of wealth by the prince, and Zhao Ta was not hot-headed to think that Zhao Zhi was enough to take on this important task now, he knew that this kind of thing was not in a hurry, so he could only step by step and find the most suitable road. Therefore, Zhao Ta just told Zhao Zhi in detail what he had learned and seen in his previous life, hoping that he could learn something useful from it.

And Zhao Zhi also felt fresh about these new terms such as money and silver tickets that the prince said, and kept asking the prince for advice. But Zhao Ta himself is an 'expert' who is not even as good as half a bottle of vinegar, and what detailed explanation can he give him, he can only vaguely let him 'learn war in war, and learn management in management'. Let's learn and make progress together!

The army passed through Yanzhou, and there was another team in their marching sequence. Although the number of this team is not large, there are a lot of things to bring, there are more than forty carts, with seals and fire seals on them, and as soon as they join, the prince's guards will take over the guards, I don't know what the road is loaded with, but looking at their solemnity, everyone understands that it is not an ordinary item.

"Shopkeeper Zhang, I made a fortune again this time!" There were two more people in the prince's car this time, one was Zhang Qu, the shopkeeper of Shenghetang, and the other was Wei Bochu, the salt supervisor of Xuanfu Division.

"How dare the little one let Xiye pour tea, this time it's just a part of this year's income, just send it back by the light of the prince's return to the house!" Zhang Qu hurriedly took the teapot and poured it for Wang Ye, Zhao Zhi and others before pouring himself a cup of tea.

"Some of them are more than 40 carts, and there must be more than 100,000 cars, right?" Seeing Xi sitting behind the prince and asked.

"This time, there are some gold and silver, a total of 200,000 yuan, which is the last one this year, plus these can have 500,000 yuan!" Zhang Qu patted a red lacquer box beside him and said proudly.

"Ha Luha, no wonder you have to wait to walk with us, it turns out that you have to escort so much money, we can't be your bodyguard for nothing, the cost of eating and drinking on the road has to be counted into the account of the shopkeeper!" Zhao Zhi pointed at Zhang Quda and said with a smile, this time he 'caught' a fat sheep, but he had to slaughter it well.

"Okay, no problem, everyone's expenses are counted in my account!" Zhang did happily respond, this year's income from salt alone reached more than 3 million yuan, and he could get tens of thousands of yuan with his year-end bonus alone, and of course it was nothing for a few people to eat and drink.

"Lao Zhang, now you're afraid that you'll count the money until your hands cramp, and you won't fool the Xixia people for a few hundred yuan again!" Jianxi looked at the excited Zhang Qu and said.

"Xiye, don't be funny, it's a shame to think about the stinky things back then!" Zhang Qu's face flushed, and he smiled when he saw Xizuo, "At that time, I tossed for a year, and I couldn't even be deceived and there were a few children left, and after following the prince, I realized what it meant to make money, and it was really a year for more than ten years, and now I feel ashamed to earn a million yuan!" ”

"Lao Wei definitely won't take this money in his eyes, he has seen a lot of money!" Seeing Xi, he turned the 'spearhead' to Wei Bochu, who was honestly sitting in the corner of the car, he used to be in charge of the Department of Affairs, and the money he handled was more than 10 million.

"Xi Ye said and laughed, although there was a lot of money at that time, he was not stable, and he couldn't sleep well, but now although he is harder, he can sleep until dawn, think about it at that time, he was really doing evil!" Wei Bochu shook his head with a wry smile and said, although he is fat and poor now as a salt supervisor, he can thank the prince for taking him in, and he has also learned well.

"Zhang Qu, your more than 40 carts are loaded with 200,000 yuan, but the wooden box next to you is loaded with 300,000 yuan, have you forgotten what I said and collected it again?" Zhao Ta said suddenly.

"Lord Wang, how dare you forget the strict order of the prince, we only accept gold, silver, and copper coins in business, and do not accept Huizi, this box is filled with vouchers, but not Huizi!" Zhang Qu hurriedly explained that at the beginning, the prince was not allowed to collect it because of the large variables of the meeting, which had long become a practice that all caravans must abide by.

"Stick?! What is a post? Zhao Ta frowned and asked suspiciously, this was the first time he had heard of this thing.

"Oh, Lord Wang, the post is issued by the cabinet shop, they keep the gold and silver property on behalf of the merchants, when necessary, you can withdraw it with the post, so that the businessman does not have to carry a large amount of copper coins, and it is convenient for distant merchants to do business, these posts are issued by the cabinet shop in Taiyuan City, and we can withdraw money according to this when we arrive in Taiyuan!" When Wei Bo first saw that the prince didn't know what to do, he hurriedly explained.

"Isn't this the money bank of the Hereafter?" Zhao Ta was taken aback when he heard this, and secretly said ashamed, he was really lonely and unheard, and he was still thinking about building a money village, so he had it now, "Mr. Wei, please elaborate, this king really doesn't know!" "Zhao Ta has an advantage, that is, if you don't understand, you can ask, and you will never do things that you don't know and pretend to understand.

"Yes, Lord Wang!" Wei Bochu said that he deserved to have been precipitating the department for many years, and he didn't have to think about it to talk about the ins and outs of the cabinet...

It turns out that the cabinet workshop has appeared as early as the Tang Dynasty, derived from the Di shop, the copper money weighs six catties and four taels per through, and it is necessary to carry a large number of copper coins out of the house, which is heavy and very inconvenient, and there is a cabinet shop on behalf of people to save money in the market, specializing in coin storage and lending.

The cabinet shop also has the name of cabinet, attached shop, quality warehouse, quality house and so on. The items hidden in the cabinet are mainly money and corn. Money, part of the cabinet is its own funds, part of it is other people's deposits. Because of the large capital of the cabinet shop, the rich people are willing to deposit money, and the cabinet shop is also like the money bank of later generations. Silk, millet, and wheat other than money were collateral for peasants to borrow money. Unlike today's banks, which have to pay interest to depositors, not only do they not pay interest, but the depositors also have to pay rent to the depositors, and the merchants need to withdraw them by a slip (equivalent to a check) or a token. The existence of the cabinet workshop made it possible for businessmen not to carry a large amount of copper coins, which facilitated the trade activities of merchants from afar.

"The cabinet has some business prototypes of the financial market in the early modern period, and it can be called the earliest bank!" Zhao Tan listened and thought about it, he had been in this world for more than ten years, and he thought he knew this era very well, but now he realized that the Tao was far from enough!

"In this dynasty, due to the many illegal activities in the cabinets, they colluded with the children of rich families to engage in gambling, theft and other activities, and the government has repeatedly banned them, so now only a few businesses with strong financial resources and good reputation are allowed to operate!" Wei Bochu said, looking at the prince and wondering if he understood.

"Oh, this king probably understands, now that we have mansions and restaurants run by Shengzi Sitang all over the state capitals, can we also open some cabinets, which can not only facilitate our own money exchanges, but also increase some income?" Zhao Ta looked at the people in the car and asked.

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