If the armed forces can be reorganized slowly, there is one thing that must be done quickly in a short period of time, and that is to quickly establish the existing financial system. In such a situation where money is needed for government spending, money for the reorganization and expansion of the army, and money for disaster relief and emergency response, Xu Jie must establish Huaxia's own central bank in a short period of time to oversee the flow of domestic funds. Respond to funding needs on all fronts.

To establish a central bank, first of all, the first problem is the problem of funds, as a central bank, to bear the heavy responsibility of issuing currency and supervising the domestic financial market, is a bank in the bank, there is no sufficient funds to lay the foundation, the role of the central bank can be greatly reduced, but fortunately, although the Sino-Russian war made Beiyang's financial resources greatly damaged, but after the war, a large number of indemnities from Russia and a large number of loans from Britain, Germany and Italy in Europe made the wallet has been shriveled up in China quickly.

In addition to the large amount of cash, with the collapse of the Qing Dynasty, a large amount of imperial property and property would naturally be accepted by the Chinese government. Naturally, gold and silver were moved directly to the bank's vaults, and large amounts of land and everything else that could be realized were exchanged for real money. Only the mastery of a large number of precious metals can guarantee the stability of the currency. This point comes from the future Xu Jie still knows, especially now, in the case that currency and precious metals can still be linked, the amount of precious metals in his hand is directly related to the amount of currency. In order to prevent the loss of gold and silver, Xu Jie planned to completely replace the gold and silver ingots circulating in the market with paper money step by step.

In addition to the central bank's accident, Xu Jie paid attention to the existing ticket number silver number in China. Among them, the ticket number of Shanxi is the most important, and it is said that the ticket number of the Chinese folk has reached its peak in the late Qing Dynasty. It is not an exaggeration to say that it has replaced some of the functions of the government to a certain extent, not only deposits and loans, but also the financing of the state to a certain extent depends on the ticket numbers of these semicolons throughout the country. It is no exaggeration to say that to some extent, the Shanxi ticket number has replaced some of the state functions. In history, Cixi, who fled to Shanxi during the Eight-Nation Alliance, was helped by the Shanxi ticket number. So, if you want to control the financial industry of the whole country. These private ticket numbers must also be regulated.

What Xu Jie has to do is not the idea of playing these ticket numbers, after all, these ticket numbers have been in business for decades or even generations, in a long time. They have extended their tentacles to all areas of the country. It affects the whole body, plus these primitive banks are really helpful for the development of Huaxia. So what Xu Jie needs is guidance and regulation, not robbery!

First of all, Xu Jie needs to formulate relevant laws to regulate and guide the operation and business of Shanxi ticket numbers, on the one hand, to allow local ticket numbers to continue to operate the original business within the scope permitted by the law, to ensure the smooth flow of funds, and on the other hand. It will lead them to move closer to the direction of modern banking. China should launch large-scale economic construction. Then there will definitely be a large number of loans, not only official but also non-governmental, and Xu Jie must use administrative means to regulate the direction of lending.

The amount of money is certain, and Xu Jie must let the limited funds flow to the military industry, heavy industry, and heavy chemical industry, which are urgently needed at the moment. Although light industry can make money and improve people's living standards, these things cannot be directly converted into artillery and ammunition after all. Although China was founded as a state, in the environment of the quota, if it did not have enough force to protect itself. The value created will eventually become a reparation!

In addition to regulating and guiding, Xu Jie also needs to transfer part of the funds in the ticket number to the Huaxia Central Bank. On the one hand, it is to make up for the lack of funds in the central bank. At the same time, it will raise funds for large-scale infrastructure construction in China. On the other hand, it exists as a deposit deposit. In the event of a run on a ticket number, the central bank will come up with enough funds to help the ticket number below tide over the crisis.

After the integration of China's existing domestic financial system, the sequel also needs to open some new state-owned commercial banks in order to better absorb and utilize private capital. Since ancient times, ordinary people have the habit of saving money, and they would rather live a hard life than save some money just in case. So how to mobilize private capital to the greatest extent. Serving the upcoming domestic construction is also a problem that Xu Jie must consider, and attracting a large amount of capital is only the first step.

After the commercial banks absorb a large amount of idle funds, part of the funds will flow into the policy banks set up in Huaxia, and their task is not to supervise domestic finance and funds, nor is it for the purpose of absorbing deposits and making profits, but to support domestic national industries and provide funds for large industrial projects. In other words, it doesn't matter how you spend it, no matter how you make money!

For some people who want to open private banks in China, Xu Jie is cautious about it. Because Huaxia is not rich, and there are too many places that need money, Xu Jie is not like letting the limited money be diverted to various small banks, and there is no way to standardize the original ticket number. But new banks will have to raise the bar.

Private banks must have a sufficient capital base and must undergo strict examination and approval, so as to prevent people from illegally raising funds in the name of opening banks on the one hand, and to prevent some foreign financial giants from infiltrating the still immature Chinese financial system with the help of these private banks. Therefore, Xu Jie is still cautious and even somewhat resistant to the newly opened private bank.

As for foreign banks or foreign banks that play a financial role. Xu Jie is quite unkind, their main responsibility is to operate foreign trade-related business, after all, the domestic banks in China have not opened branches abroad, so some large capital flows can only rely on these foreign banks opened in China in addition to relying on Chinese businessmen. However, Xu Jie still has to restrict these institutions with ulterior motives. Control its links with domestic financial institutions and isolate them from the domestic financial market as much as possible.

In addition, there are some financial institutions run by Chinese businessmen in Huaxia, mainly Chinese businessmen in Southeast Asia, and Xu Jie still respects these compatriots who have helped him. On the one hand, they can continue to operate domestic business and open commercial banks if they meet the standards, on the other hand, some of Huaxia's foreign trade business will also be handed over to them to do, which is not only a return, but more importantly, Huaxia needs the financial network provided by Chinese businessmen, on the one hand, it can reduce the cost of capital turnover, and on the other hand, it can also maintain the semi-insulation of the domestic and international financial markets.

And this banking system must be held out in the next 10 years, until one day, the domestic finance is strong enough!

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