Chapter 398: Playing Yourself to Death
That day, Wu Shigong was playing with the children in the inner house, and suddenly Deng Qifan, Yuan Xingshan and Zhang Xuebin and other important staff members came to Wu Shigong in a panic.
After taking his seat, Yuan Xingshan first told Wu Shigong one thing. A few days ago, the Four Seas Commercial Bank and the Four Seas Money Village jointly transported a batch of goods and silver to Luoyang City. Halfway down the road, he encountered a group of chaotic people robbing the road.
After a battle to the death, except for a dozen or so members of the fighting line, the rest of the personnel were lucky enough to escape. That is, the goods and the silver were all robbed. The total losses amounted to more than five thousand taels.
Of course, afterwards, the Shan Chuan Division also heard the name of the gang of rebellious robbers, and Xue Yong's Internal Affairs Department will also jointly organize the militia and the Runing Army to retaliate together.
And speaking of this, Wu Shigong nodded. Although the loss this time is a bit large, it is still within the range of bearing. And the disposal of various departments can be regarded as effective, it is nothing more than the length of time for retaliation.
But if this is the case, at most, Yuan Xingshan will report himself, and there is no need for Deng Qifan and them to come to him solemnly, then there must be other troubles.
Sure enough, then Yuan Xingshan reported: This time, it is a commercial house with the background of Fuwangfu that does business with Sihai Commercial Bank and Sihai Qianzhuang. Therefore, the liability for breach of contract is particularly heavy and difficult to repent. A few days ago, because the escort was too smooth, the Four Seas Trading House and the Four Seas Money Bank relaxed their vigilance a little, and in the treaty drawn up with the Fuwang Trading Bank, the compensation for liquidated damages was also very heavy.
With Wu Shigong's current little arm, of course he didn't dare to twist the thighs of the Fu Palace! Therefore, Zuihou Sihai Commercial Bank and Sihai Money Bank paid the liquidated damages in full. But then comes the problem.
The great expansion of Sihai Commercial Bank and Sihai Money Bank has already caused a shortage of liquidity, but now with these two losses, it is immediately a failure to turnover. So Yuan Xingshan proposed to borrow a sum of silver taels from the inner study temporarily. As a working bank, the business rolls smoothly.
And then the chain reaction begins. The Four Seas Commercial Bank and the Four Seas Money Bank must not fail, otherwise, the food stamps will lose their credit, and the financial foundation of the Runing Army will collapse in an instant. Therefore, the inner study temporarily borrowed 10,000 taels of silver from the Four Seas Commercial Bank and the Four Seas Money Bank.
Then Deng Qifan introduced Wu Shigong to the current comprehensive financial situation of the Ru Ning Army. In the past, although the life of the Runing Army has always been tight, because of the small plate, it can still be turned around.
And because of Wu Shigong's large expansion of the army, the Shili of the Runing army was extremely inflated, so the financial budget could not keep up. Moreover, because there is a lack of people who manage and account in large political groups, it is not until the funds are turned over. only to find that the funds of the Runing Army had been tightened.
Let's start with military spending. Needless to say, the normal cost of military salaries, grain, grass, horses, and equipment is not to be said. To add insult to injury, it was the victory in Ruzhou. The full strength of the Runing Legion and the Guide Legion added 3,000 soldiers, and their salaries, equipment, food, grass, horses, and food. The wear and tear of weapons during the Ruzhou war, the double salary of the soldiers, the silver reward for the victory in Ruzhou, and the pension for the disabled soldiers. In total, more than 86,000 taels of military spending was spent.
The harvest of Ruzhou's victory was only 34,000 taels of silver. And some other pots and pots can't be turned into living money at all, and they are all distributed as household items for the resettlement of displaced people. Therefore, the total loss of inflow and outflow was more than 52,000 taels of silver. Therefore, the great victory in Ruzhou was a fiasco for the financial affairs of the Runing Army.
Then there is the civil administration system that has been laid throughout Runing Province. Those civil officials are not considered the highest. However, because Wu Shigong wanted to form a united front at that time, the children recommended by the official eunuchs and gentry were not refused. So it caused quite a cyst in the personnel. The total expenditure also significantly exceeded the budget.
And the resettlement of displaced people is another expense. A few days ago, the second batch of young men captured by Li Lu and Zhou Xun were sent back to Runing Mansion. What's more, because it is still in the period of spring ploughing, the rations of a large number of displaced people have to be paid by the Runing Army, and even Zhang Chunyu and Tang Liu, seeing the embarrassment of the Runing Army, temporarily borrowed 4,200 taels of grain from the Runing Army.
However, Deng Qifan also told Wu Shigong a good news. Because of this year's favorable weather, the abandoned land where the displaced people were resettled has been artificially fallow for several years. Therefore, this year's grain production is expected to be bumper harvest. But I guess I have to stay up until the autumn harvest.
Although the profits of Sihai Commercial Bank have increased greatly, due to the rapid expansion of the plate, the liquidity has become more tight in a short period of time. But even if you lose the looting by the rebels this time, it's the end of this year. It was also able to hand over a large amount of money to the Runing Army.
And the situation is the same with Sihai Money Bank. In order to encourage investment, a large amount of silver and food stamps were lent out, and the payback period of these loans was also concentrated at the end of the year, and there was not much silver in the near future.
In addition, it is also a salt business. Spring salt has arrived from the salt farms in Yangzhou and Dengzhou, but it will take some time for the funds to be returned. However, because Wu Shigong gave part of the shares of the two salt farms to his father Wu Weizhong, and because the Lu family and the Guo family in Yangzhou were also nervous in order to open a new salt farm, and the Wu Mansion in the capital urged to send the dividends of the salt farms in the spring, so this time the salt goods had to be traded in cash, and they couldn't even get a part of the salt goods on credit.
The private iron mines and workshops stopped all civilian iron production because they wanted to ensure the great expansion of the Runing Army. On the contrary, the batch of weapons sold to Li Lu made a small profit, so he barely managed to maintain a balance of payments.
And the death of Mrs. Gongshun Hou and Wu Shigong's funeral, the iron ore dividends of mine supervisor Ye Zhong, and the usual expenses in officialdom. All of this is an additional overhead.
In a word, as long as it survives until the end of the year, all the industries of the Runing Army will come back to life. And if it can't survive now, the Runing Army will go bankrupt immediately. And for turnover, at least 30,000 to 40,000 taels of silver must be prepared.
So Wu Shigong asked Deng Qifan: "Mr. Deng, how about selling the remaining shares of our workshop?" ”
Deng Qifan shook his head again and refused. He explained to Wu Shigong that the sale of shares in the workshop by Runing Army has aroused doubts from the outside world. If Ru Ningjun himself is not at ease with his real estate, then how can the outside world come to buy shares? How could the outside world invest in the establishment of workshops and trading houses? After all, Runing Mansion is too close to the war zone. Therefore, the remaining shares must not be moved in a short period of time, just to calm people's hearts.
Are you really desperate? Wu Shigong had no choice but to end this discussion first, and to think carefully about where to borrow the 30,000 or 40,000 taels of silver.
Wu Shigong first thought of the silver in his inner house and the private money of his wives. But as soon as he returned to the inner house, he saw Zhao Ruya greet him with a smile. Thinking of the sharp claws that the elegant feline in front of him was about to show, Wu Shigong couldn't help but shudder, and immediately dispelled the idea of making up his mind from his wife.
In the evening, Wu Shigong couldn't help but think to himself: "I have worked hard to train a strong army, fought so many victories, occupied more than two prefectures, had hundreds of thousands of acres of fertile land, opened so many workshops, commercial houses and private mines, and squeezed into the most profitable salt industry." It can be said that the soldiers are strong, the day is advancing and the situation is very good. And then...... And then I'm about to play myself to death. ”
At this time, Wu Shigong vaguely felt that with the expansion of the political group of Runing Army, it had reached the point of balanced development. Wealth, military, people, materials, and power are all indispensable.
This time, after Wu Shigong returned from the Denglai Rebellion, he saw the battle of the strongest army in the Ming Dynasty, and another Wu Sangui appeared, so he was stimulated to carry out a large-scale expansion of the army.
Later, Xue Yongli rashly fought against the combined forces of Zhang Xianzhong and Luo Rucai in the Ruzhou victory, and the greed of his father Wu Weizhong when he returned to the capital, and the implementation of the three decrees, etc., were like a shovel digging into the foundation of the Runing Army's finances. And this robbery of the Four Seas Commercial Bank and the Four Seas Money Village finally made the contradiction reach a general outbreak.
But the problem has to be solved, right? Wu Shigong's first thought was his father-in-law Xue Lian. But this time, Wu Shigong returned to the capital and knew that his father-in-law Xue Lian had really spent a lot of money for himself over the years, and he had spent all the savings of the Yangwu Marquis Mansion for many years.
Wu Shigong knew that if he spoke, his father-in-law Xue Lian would also go to the capital lord's house with an old face to borrow it. But how did Wu Shigong open this mouth?
And Daddy Wu Weizhong, Wu Shigong just think about it.
But along this line of thought, Wu Shigong suddenly thought of the forty or so letters that his father-in-law Xue Lian gave him. Most of those letters were addressed to the nobles of the city of Nanjing. Then with these letters, I went to Nanjing City to ask for help from more than 20 nobles in Nanjing City, and I didn't need more, and one noble's family borrowed one or two thousand taels, so wouldn't I be able to tide over the difficulties in front of me?
Wu Shigong was suddenly excited. Just do it. First of all, Wu Shigong finally endured the white eyes of his ladies, and embezzled three thousand taels of silver from the inner house and handed it over to the inner study.
Then Wu Shigong arranged for Zhang Xuebin and Yuan Xingshan to borrow nearly 10,000 taels of silver at high interest from familiar trading houses, money banks and gentry families, and first supported the three months in front of them.
On April 2 of the seventh year of Chongzhen, Wu Shigong left Runing Mansion with Tao Xin and other 200 personal soldiers, and set off with those letters to Nanjing, the most prosperous city in the south of the Ming Dynasty.
At the same time as Wu Shigong set off, the group also rushed from Fujian to Nanjing, led by a sea merchant, a big pirate and the fourth brother of the Fujian guerrilla Zheng Zhilong - Zheng Zhibao. (To be continued......)