Chapter 335: A New Situation

Smiled bitterly and smiled bitterly, Yan Shao was also stunned at the beginning, didn't he understand that he was just running a private bank, Li Liang and the others went to the restaurant to celebrate?

But it didn't take long for him to understand that it was true that Li Liang and the others went to the restaurant to celebrate, but it was also true that they wanted to give him some admonitions...

Otherwise...

The secret service bureau's internal monitoring of the military government is already a well-known secret, Li Liang, are they tired of being alive? Dare to go to the restaurant to celebrate knowing that Yan Shao will definitely know about this matter?

Isn't it just to admonish Yan Shao, remember what you said at the beginning, don't really turn autocracy into dictatorship...

"These guys, really..."

Shaking his head and sighing, although he was a little unhappy that they didn't trust him so much, Yan Shao didn't mean to blame them.

The reason is very simple, because even he doesn't know if he will really become like that...

In the past, he has always been just a flat-headed ordinary person, what is the power? He really didn't know much about this. But now...... He has learned what power is, and he has tasted it.

If one day in the future, if he really has the conditions to implement constitutional government, whether he, who is already addicted to power, will still be willing to let go of power, even he himself does not know...

But in any case, the bank has already been determined to be built, after all, under the vigilance of Li Liang and their hearts, Yan Shao also has to find a way to remove the more than 200 million poundsβ€”β€”β€”β€”β€”β€” it doesn't matter if he can make money, as long as he can make more achievements in industry.

In fact, after the establishment of CCB, it also issued many low-interest loans. At least half of the hundreds of factories and enterprises in Anhui have been able to do so with loans from the China Construction Bank.

But...

CCB's first task is to increase the military junta's fiscal revenues and solve the deficit. After that, we will find ways to encourage industrial development. The problem is that the banks can only print so much money a year, and the military junta's finances alone are enough for them, and it is really difficult to provide low-interest loans or something.

And Li Liang is so 'vigilant' against Yan Shao, which is also a reason why the scale of more than 100 enterprises and factories is not very good.

But now it's different, with Yan Shao's own bank, the problem of loans can be solved...

β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”

The news of the imminent establishment of Yushi Bank was soon revealed, and it set off a storm in Anhui. Although at this time the battle on the front line was still lively. However, a large number of gentry from all over Anhui had already come to Anqing to find out about the bank.

It's no wonder they're so excited, after all, the front line is so fierce. The army's demand for all kinds of materials is also quite large, and none of the enterprises and factories in Anhui that are related to it, even a little bit, are losing money. This naturally made many gentry extremely excited.

The problem is that you need money to set up a factory. The ordinary gentry certainly couldn't come up with so much money.

Then there are only two ways left for them, one is to raise funds, and the other is to apply for loans.

When the construction bank was first raised, the Anhui gentry were still very excited.

However, the hard facts shattered their dreams, and the reason was simple, because the actual situation of CCB was a bit embarrassing...

Although the banks also issued many loans, more of the money he printed was supplied to the junta to ease the financial pressure on the juntaβ€”β€”β€”β€”β€”β€” at least in the eyes of many government officials. The more money Yan Shao has, the less independent the junta will be. Therefore, they also tried not to use Yan Shao's money as much as possible.

And in this case. The vast majority of the gentry who applied for loans were disappointed.

But now, things have changed.

Everyone knows that Yan Shao is the richest man in the country, and the money in his hand will not be spent in ten lifetimes, which means that Yan Shao must worry about the problem of funds...

So just now, there was a rumor that a large number of people had already rushed to Anqing.

On the other hand, Yan Shao is also discussing the bank's affairs with Elainor.

"It's easier to solve the name, just call it Yushi Bank, as for the rest..."Yan Shao thought for a while, and then looked at Elaino. Since we are a private bank, it is better not to have the power to print money, that is, our bank is only responsible for savings and loans..."

"Savings and loans..."Hearing Yan Shao say this, a hint of clarity appeared on Elaline's face. In other words, we only rely on these two things to make a profit, right? ”

"That's right." Yan Shao nodded. "After all, there is already an official bank, if you come out with a bank that also has the right to mint money, it is easy to cause chaos, we make this bank out mainly for the development of industry in the province, so it is better not to get the opposite thing..."

"Don't worry, I understand this," Elaline nodded.

As a Frenchman, even if she has lived in China for many years, it is impossible to really fall in love with such a country. So for her, there is only one bond between her and this country, and that is Yan Shao.

Although she couldn't quite understand Yan Shao's thoughts, since Yan Shao wanted to do so, then she just did it.

If for Yan Shao, the most important thing in this world is family, then for Elanon, the most important thing in this world is family, and there is nothing more important than maintaining family...

"Deposits and loans are actually the same thing...", he smiled helplessly. Fortunately, with only these two words, you can still make money..."After speaking, Elano looked up at Yan Shao. "The top priority is to defeat Beiyang as soon as possible, so that the bank can have a better space for development, otherwise, the restrictions are too great..."

Banks in those days, at least in China, usually made money by printing money. Of course, there is also the minting of silver coins, but it is obvious that minting silver coins is certainly not as fast as printing money.

As for other businesses, the technology of this era is too backward, so there are really few businesses to choose from.

And if the future Yushi Bank only has two businesses: deposits and loans. Then you need to have a good and stable environment.

With a higher interest rate, attract people to deposit. And then use the people's savings to lend money to help develop industry, this is naturally a matter of course, and if the borrower can't repay the money, the bank can force the other party to repay the debt for various reasons, including getting the other party's industry...

It's just that there is a prerequisite for this, and that is to have a stable environment.

Otherwise. People run away directly to other provinces, what can you do with the other party.

In fact, this cannot be eliminated, but if there can be a better environment. For example, the complete reunification of China or something, then...

"This one is relieved." Yan Shao said with a smile. "The situation in Henan has changed, so I believe it won't take much time for us to solve Yuan Shikai..." Yan Shao sat down beside Elaino. Then he gently took her in his arms and stroked her face with his hand.

"I'm sorry that you've only just recovered from your injuries and you're so tired..."

Seeing that Yan Shao cared so much about himself, Elaline, who was still thinking about the banking business, was also warm in his heart. "Don't just say nice things, hurry up and get rid of that Yuan Shikai..." After I get rid of that Yuan Shikai, I want a child, a child as cute as Fumiko..."

As a man of his time. Especially as a 27-year-old woman, Elano and Caterina are worthy of the three words strong women despite their personalities. But I still hope to have a perfect familyβ€”β€”β€”β€”β€”β€” and a perfect family obviously needs to have a very cute child.

Because of this, the two of them have actually been jealous of Kaoru Otsuki, even though she doesn't have a husband, but after all, she has a very cute child.

It's just that they obviously agree with Yan Shao's decision not to have children for the time being.

Naturally, they didn't mention it at the beginning, because they were only 17 years old when they just followed Yan Shao, so there was no need to worry at all. And when they followed Yan Shao to China, they did very dangerous things, if they had children, it would inevitably be very inconvenient in all aspects, and if the matter was revealed, it would even be life-threatening...

So their thoughts are the same as Yan Shao's, that is, to have children, and they have to wait until they are sure that there will be no more threats, that is, when Yan Shao unifies China.

At that time, they can put aside their work for a while and wait for the birth of their child without worrying about anything that threatens their safety...

β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”

Seeing Elaine's youthful appearance, coupled with the hand stretched out to his lower abdomen, Yan Shao was also very interested.

It's just that just when he was about to press Elaline under him, Elano hurriedly pulled out his hand as if he remembered something, and then pushed Yan Shao aside. "By the way, there's one more thing!"

β€œβ€¦β€¦ What's the matter...", having some interest, but being treated like this, Yan Shao suddenly looked helpless, but he still asked.

"It's the bank's business...", standing up from Yan Shao's arms, Elaline said with some excitement. If you want to set up a bank now, it will take at least three months, and this is still the result of transferring manpower from China Construction Bank, but don't you want to stimulate industrial development, it will be too much time to do so, and we can use another way to make this time three months earlier..."

"In what way?" Hearing Elano say this, Yan Shao also became a little more interested, and even his interest in the other side decreased slightly.

At the end of the day, it's still about getting down to business.

And as once said, Yan Shao intends to use the wind of World War I to make China a winner. At the same timeβ€”β€”β€”β€”β€”β€” World War I was also the most suitable time for the development of industry orders from Europe could make almost any merchant make a sure profit.

The problem is that with China's existing industrial base, you can also sell some agricultural and sideline products to Europeans, so Yan Shaocai wants to develop industry.

It is now May 1913, and it is only one year and two months since the outbreak of World War I in history, which happens to be the construction cycle of a factory. If you wait until 3 months later to open a bank, I am afraid that many factories will not be able to officially start construction until the start of World War I, which will miss many business opportunities...

"That's what I thought...", he took a glass of juice from the side. Elano sat back beside Yan Shao, but the spring on his face had completely disappeared, replaced by only excitement for work. "If you run a bank now. 3 months is indispensable, after all, whether it is site selection or other etc., it is a very troublesome matter, but ...... What if we borrow CCB's existing system? ”

"Borrowed? You say be more careful..."

Coughing lightly, Elaline said. "What I mean is to let CCB assign a group of employees to us, and then directly carry out the loan business in CCB"

"We have a lot of money right now, and it's not possible to start a deposit business right now. In addition, our purpose is also to develop industry, so why not start directly and waste 3 months? ”

"But. Will the bank agree to this? ”

"How not?" Elaline sneered. "They wish we were away from the bank, we're playing into their hands, and now that we've got an IOU about the junta a foot high, how dare they say a word about it?"

Hear Elano say that. After seeing the expression on Elinor's face. Yan Shao knew that she was a little dissatisfied with Li Liang and them. But what could he say? After all, everything Eleno does is for his own good, even if he does so, it will definitely damage the interests of the country, but can Yan Shao force a Frenchman to love China like himself?

So when he saw Elano still with anger on her face, Yan Shao could only kiss her cherry lips and block all the rest of her words...

"It's been two months since I got along, so let's not talk about those unpleasant things..."

As she spoke, she kissed Elinor's cherry lips as Yan Shao's hands gently kneaded her twin peaks and buttocks.

Originally, Elaline was still a little angry in her heart. But gradually, with Yan Shao's efforts, he forgot about it.

About ten minutes later. Looking at Elainor, who had been skinned into a white sheep by himself, Yan Shao leaned over and pressed it. Soon, the room was filled with the sound of a blood-pumping moan, and the constant sound of the couch beneath him...

β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”

For now, Yan Shao's life is still good.

After all, Eleno and Katarina's injuries have almost recovered, and even the woman who accompanied Yan Shao has changed from Lu Ying, who was originally only, to Caterina, Elano and Lu Ying.

Lu Ying was also a little happy about this, because in order to deal with the three people, Yan Shao exercised every day, and as a result, his body was very strong. In the past, there were three people who were nothing, and when she was the only one left, she was quite happy at the beginning, but it was a little unbearable just after a week, and now that the person who shared it for herself is back, she is naturally extremely happy.

On the other hand, after listening to Yan Shao's method of borrowing places and people for one use, Li Liang and the others did not say anything against it.

Because, as Elano said, the junta owes him so much money that he took the money for the establishment of the bank, and they can't refuse it. Moreover, the establishment of the bank as soon as possible can also leave them with a lot of heart, not to mention that Yushi Bank is mainly responsible for the loan business, which is also very beneficial to stimulating Anhui's industrial development, Li Liang and they naturally have no reason to object.

So it didn't take long for many people who were accustomed to going to CCB to deposit money or consult loans, and found that there was another Yushi Bank in the corner of CCB, and there was only one business in this bank, that is, loans...

At first, many people were still muttering in their hearts, but when they saw that many people who had already gotten the news rushed up, and when they learned that this bank was run by Yan Shao himself, these people quickly dispelled their worries and rushed forward together.

Interest rates on banks are extremely low, at least lower than all existing banks.

However, the bank's review is also very strict, first of all, the applicant must be clean enough and not have any fraud-related records. The other is the reasonableness of the loan, such as where is the factory you built, how many people are there, etc., etc., etc., etc...

For now, banks would only lend money to merchants and gentry who had built factories in the province, much to the dissatisfaction of many, as many people from other provinces doing business in Anhui were also interested.

But this is also a helpless thing, after all, in Anhui, if the borrower goes bankrupt, the bank can still receive the property, but if it is outside the province...

Now the National Social Army only has two territories, Anhui and Jiangxi, and the situation in Jiangxi is not very stable...

In any case, the bank's business is still going well, but in a week, the bank has received 137 loan applications, and now it is sending people to evaluate the applicants and application projectsβ€”β€”β€”β€”β€”β€” there is a special bureau, so there is no need to worry about scammers...

At the same time, there are also many people who have just gotten the news and are rushing towards Anqing.

It's just that compared with the situation on Yan Shao's side, the situation on Feng Guozhang's side is very difficult...

Because he made a mistake, that is, underestimating the bandit army of the white wolf...

At the beginning, Feng Guozhang only thought that the white wolf was just an ordinary bandit, and even if there was an uprising, it didn't matter the overall situation. So although he asked Yuan Shikai to send troops to support, he was still paying more attention to Yan Shao in person.

But by the time he learned that the white wolf had colluded with Yan Shao, the white wolf had already captured thirteen counties and towns in a row, and destroyed more than a dozen railways between Henan and Hebei, and even blew up one of the bridges...

This also means that, at least for a short time, it will be difficult for Feng Guozhang to get support from the rear... (To be continued......)