Chapter 187: Routine Loan Routine: Repay Loan with Loan
Mi Yun was startled, took a step back, and his expression had changed to horror.
What the hell is going on?
Didn't I pay it off?
Do they want me more?
How can this be!
Mi Yun was extremely aggrieved, her eyes were full of tears, and she was about to cry.
Opposite Mi Yun, the red-haired female clerk finally stopped laughing, and was replaced by a cold, unsympathetic, dead-looking expression.
For her, it should be said that for this shop, Mi Yun's two thousand five hundred gold coins could not satisfy their appetite at all, and what they wanted was not such a little property.
Their ultimate goal is to deprive the other party of everything, including property, people, relatives, land, houses, everything.
It is definitely impossible for Mi Yun to pay it off, they will only let Mi Yun inflate his debts, keep creating higher and higher debt relationships, and finally force Mi Yun to submit and become their slaves.
This is no longer a simple pursuit of money, but a conspiracy to rob others of their personal freedom and turn others into tools for their own interests.
As for whether this tool is dead or alive after use, it has nothing to do with them at all, or in other words, it is more beneficial to directly abandon it after squeezing out the benefits.
Glancing at Mi Yun, the red-haired female clerk took out a contract that had been prepared from under the counter.
She pointed to the signature at the bottom of the contract.
"Sign your name here and you're good to go."
"What?! Sign the contract again?! Mi Yun exclaimed, she didn't expect this to be the result at all.
The red-haired female clerk turned her head to look at the tattooed man sitting in front of the store and winked.
The tattooed man understood, stood up, and walked to Mi Yun's side.
He slapped Mi Yun on the back of the head a little harder, almost slapping Mi Yun's head on the counter.
Pointing to the signature on the contract, the tattooed man said in a casual tone: "Brother, sign your name here, don't embarrass my brother." ”
Mi Yun's expression was very scared, he was afraid that this group of people would hurt him, what would happen to him, and he was afraid that he would become the target of this jewelry store's bloodsucking from now on.
Taken by the threat of force from the tattooed man, Mi Yun finally signed the contract in fear, and he looked at it, and from tomorrow onwards, he would have to repay two thousand gold soul coins every day.
Watching Mi Yun sign her name one by one, the red-haired female clerk withdrew the contract and created a false loan record for Mi Yun's account card according to the operation seven days ago.
After finishing it, she motioned for the tattooed man to let Mi Yun leave.
……
Out of the store, Mi Yun didn't dare to look back at the jewelry store, and hurriedly ran away.
When he returned to Shrek Academy, it was already night, and he ran to the door of Qiannawei's dormitory in a panic and knocked on the door.
"Naphthalene, Naphthalene Rose, are you there?"
By now, Mi Yun has lost face, if he doesn't find someone to help, he will definitely be dragged to death by this routine loan.
In the dormitory, in addition to Qian Nawei, there are also Ling Lu and Ning Rongrong.
Qian Nawei woke up from her cultivation, glanced at Ling Lu and Ning Rongrong, who were awake at the same time, and when she looked at the door again, her brows furrowed slightly, and her eyes suddenly appeared dissatisfied.
Mi Yun, this guy, is knocking on the door so late, don't you know if there are other people in the dormitory?
It's rude.
After getting out of bed, Qian Nawei put on her slippers and stood up.
However, Mi Yun still came to me so late, maybe something important happened, what was the situation so panicked?
Qian Nawei was a little worried.
Walking to the door of the dormitory, Qiannawei opened the door.
Outside the door, Mi Yun's face was extremely aggrieved, with some nervousness and fear.
"Navi, help me!" Mi Yun looked into Qian Nawei's eyes and pleaded.
Qian Nawei squatted down, touched Mi Yun's side face distressedly, and said comfortingly: "Don't be afraid, say something slowly." ”
Mi Yun nodded, and told all the things about the loan in Soto City, and even told Qian Nawei about the fact that Dean Flender knew about and sold corn with him.
"What?! Routine loans! Qian Nawei was startled at first, and then her face quickly became gloomy.
Before the crossing, Qian Nawei had heard of routine loans.
Generally speaking, some underworld people in society obtain citizens' personal information by bribing the yamen government, and then contact the victims through various means.
Then, by lending small high-interest loans to the victim, the victim's property and real estate are embezzled, and finally the goal of obtaining high returns is achieved.
The interest rate of this kind of small high-interest loan is extremely terrifying, and the maximum interest protected by the law of the normal loan interest rate is stipulated to be two cents per month, for example, the interest of 100,000 gold soul coins is 2,000 gold coins per month.
Interest on top of this is illegal and is not protected.
And for a routine loan like Mi Yun's encounter, the interest rate has completely exceeded the principal, not to mention two cents, and it is completely a bottomless pit.
If Qian Nawei expected it to be good, even if Mi Yun paid off the loan, they would also use campus loans, so-and-so loans and other skin-changing loan institutions (in fact, the same institution) to force or induce Mi Yun to continue to repay the loan with the loan.
This method of tearing down the east wall and making up the west wall will 100 percent bring down the victim and his family.
If the victim does not pay or defaults, then violent injuries, rape, imprisonment and even the eventual murder of the victim or his relatives will occur.
Most of the routine loans will collude with the local yamen government, and ordinary civilians will not only not be able to get help, but will be exploited and oppressed by both black and white, and eventually their families will be ruined.
This is a vicious act of seeking money and killing people, and Qian Nawei cannot tolerate it.
So what to do, go to the teachers?
The first thing that came to Qian Nawei's mind was Dean Flanders and Zao Wou-Ki and other teachers, after all, several teachers were now the strongest people in the academy.
But then, she frowned again.
Mi Yun seems to have told me something that Dean Flender knew, right?
From this point of view, Dean Flender doesn't seem to dare to offend that jewelry store, is he afraid of the auction house behind it? Or is there a master in it?
Qian Nawei was delicate, and soon thought of a series of events.
Her eyes flashed, and a plan was made in her mind.
looked at Mi Yun distressed again, Qian Nawei hugged him, and comforted him softly: "Let's go back to practice first, it's getting late, I'll help you deal with it tomorrow." ”
Mi Yun calmed down, thanked him gratefully, and left.
Qian Nawei watched Mi Yun go back to her dormitory, and she didn't return to her room until Mi Yun entered the dormitory room and closed the door.
Closing the door, Qiannawei's face was like frost.
Dare to put a routine loan on Mi Yun and look for death!
Qian Nawei's eyes narrowed, and she sat back on the bed and settled into cultivation.
The night passed in a hurry.
After getting up the next day, Qian Nawei had breakfast and went to class, and after class in the afternoon, she stopped Qian Linjue.
Qian Linjue was also accompanied by Ling Lu and Zi Jin, as well as the four Mo sisters.