Chapter 94: The First Financial Crisis
"The War Spirit Guild has declared war on us, demanding that we surrender within three days."
"Isn't their basic plate in Yangdu County? How can you attack our Kaiyang County? We don't have river water, I don't remember that we had a Guild to provoke the Soul of War. ”
"It is said that the War Spirit Guild wants to develop to the south, subdue Zang Ba, Sun Guan, Yin Li and other Taishan thieves, and then plot to go down to Picheng."
"President, are we going to fight?"
"Fight!"
Hot tea was boiling in Chutian's room, and Xia Liang, who was in charge of finance, was reporting on the latest financial expenditures.
"Fifty pairs of iron armor, the quality is silver-grade, and it is estimated to cost 400 taels of silver."
"Using lumber from the lumber yard and iron ore from the mining yard to polish 10,000 arrows, the price is cheaper than buying it directly, and it is estimated that it will cost 350 taels of silver."
"The production of 500 strong crossbows for the 500 fine willow battalion costs a lot of money......"
Xia Liang pointed to the account book and explained to Chu Tian in detail every financial expenditure in Xia Town. She has a clear mind, and every expenditure can be traced back to the raw materials.
During this period of recuperation in the cold winter, it can only be said that Xia Zhen's expenses are like flowing water, and Xia Zhen's silver treasury has been seriously overdrawn.
The reason why Xia Zhen can maintain its operation now depends on the loot seized from Liangshanbo, the funding of the Mi family, and the savings of the money village built by Xia Liang.
Xia Zhen embezzled five thousand taels of silver from Qian Zhuang.
This was a risk that Chu Tian had to make, otherwise Xia Zhen's finances would go bankrupt.
Only by feeding the war with war can the principal and interest of the loan be repaid.
Fortunately, the money house is the property of the lord's mansion, so the interest rate is not high.
"In the final analysis, war still depends on national strength."
When Chu Tian heard that every item would cost hundreds of taels of silver at every turn, it seemed that the one thousand taels of silver that Mi Zhu funded him, and the five thousand taels of silver that Xia Liang embezzled from Qian Zhuang were not enough for Chu Tian to squander.
"My lord, our finances will last for three months. When the 500 soldiers of the Willow Battalion have been trained, we can pay 3,000 taels of salaries for the first month. And then the next month...... Bankruptcy ......"
Xia Liang reported the expenses item by item, and after closing the account book, he said a conclusion that made Chu Tian tremble.
Three months later, Xia Zhen declared bankruptcy.
This was the first serious financial crisis that Xia Zhen encountered.
After bankruptcy, the military salary will not be paid, the money bank's borrowings will not be repaid, and the entire territory will collapse.
"Is there any way to survive the crisis?"
Chu Tian will not pretend to understand and directly ask for opinions.
"The first way is to plunder, to break through the villages and towns in three months, and to seize at least 3,000 taels of silver, and we can spend the fourth month. And so on until the monthly taxes of the occupied villages and towns can offset our expenditures......"
"The second way is to borrow money, continue to raise funds from the townspeople, tear down the east wall, and repair the west wall. If the people's hearts are raised above 90, the townspeople will trust the money bank of the lord's mansion more. ”
"The third way is to sell land, farmland, auction off the vacant land in the town, sell the land owned by the lord's mansion, and change the royal land to private ownership. This allows us to have no worries for six months. The downside is that it can have an incalculable negative impact on the future. ”
"The fourth way, opening up the monopoly right of salt and iron, and auctioning mining rights, can obtain a large amount of income in a short period of time, but the negative impact is extremely great."
……
In the summer, there were all kinds of cool forests, and there were eleven ways to get the gold and silver that Chu Tian wanted.
Chu Tian couldn't help but be impressed by it.
There are many ways that Chu Tian couldn't think of at all.
But there is no such thing as a free lunch, and most of the ways to raise money have serious negative implications.
Xia Liang picked up the hot teacup and sat upright: "In short, it is better to start a war to solve the financial crisis most effectively, because the financial crisis is caused by the expansion of the army." Of course, we have to prepare for the worst, and we have no choice but to use other means to temporarily overcome the crisis. As for the negative impact, it can gradually subside later. ”
"Then, as you say, prepare both hands at the same time. Recently, in the northern part of Kaiyang County, the leader of the Wolf Guild where I belong is leading several Great Lords to resist the attack of another guild. Wars between player lords began to break out, as the third-level towns in various places stormed the cities, with a large population demand. If you don't annex the surrounding villages and towns, then you will be swallowed up by others, which is probably the last resort to survive in troubled times. ”
"Are you going to intervene in the war between the two guilds?"
"I do have this idea, but it's a pity that Xueyue Town is one hundred and twenty kilometers away from our summer town. At the speed of a march of thirty kilometers a day, it would take four days to reach it. Forced marches will be faster, but the troops will lose their combat effectiveness, and after arriving in Snow Moon Town, they may be attacked by the War Spirit Guild. ”
"So your intention is to capture a few towns north, and then use these towns as a springboard to connect with Snow Moon Town?"
"If our territory borders Xueyue Town, we can form half an encirclement of Langya City, and we will echo each other in the future."
"Your real intention should be to annex the Twelve Towns and Thirty-Seven Villages of the Wolf Guild. If you annex the Wolf Guild, you will gain a foothold in the southern and northern parts of Kaiyang County at the same time. ”
"Clever."
Chu Tian also made no secret of his intentions, the other party was a smart person, and he basically didn't need to explain too much when talking to her.
"You have to know that if you go north, the sphere of influence will run north-south along the Yi River, which is too narrow and long. If a town falls in the middle, your territory will be split in half. ”
"My lips are dead and my teeth are cold, if I sit back and watch the Wolf Guild be annexed by the War Soul Guild, the Battle Soul Guild will own two places, the southern part of Yangdu County and the northern part of Kaiyang County, and my pressure will be unprecedented."
"Hmm...... I'm only in charge of the city, how you want to fight, I can't say much, and I don't know much. ”
Chu Tian also didn't expect to get advice on specific battles from the summer cool.
There is a specialization in the art industry, and Fang Xuanling and Zhou Yafu will provide a detailed tactical plan.
What Chu Tian needs to make a decision on is whether Xia Zhen should intervene in the war between the two guilds.
Chu Tian was still nominally a member of the Wolf Guild, so he should be on the side of the Wolf Guild. The only trouble is that Xia Zhen is not actually in the main sphere of influence of the Wolf Guild.
The main sphere of influence of the Wolf Guild is in the northern part of Kaiyang County, while Xia Town is in the southern part of Kaiyang County.
It may not sound like a long distance, but it's actually a hundred and twenty kilometers away.
Chu Tian led his troops to reinforcements, which could lead to being stolen by the surrounding big lords, or being attacked by other towns on the way.
Chu Tian judged that the Wolf Guild should not be able to hold on so quickly, Xueyue Town has been upgraded to a third-level town, and it is difficult to say who will win and who will lose.
Although Xueyue is a female lord, she is still very capable of fighting in the direction of a military general, and her territory is one of the best in Langya Country.