"Four hundred thousand??"

Su Mu is indeed a little confused at this moment.

If it is a gap of seventy or eighty thousand, he can still lend his scholarship to Uncle Xing for emergency relief, but if it is a problem of four or five hundred thousand, he really has no good way.

No wonder Uncle Xing has been sad when he is alone these days.

A penny is hard to beat a hero.

Four hundred thousand, listening to this number, I feel a little scary.

His father's monthly salary is just over 10,000 yuan, and he has to save for two or three years without eating or drinking.

"How do you owe so much money all at once? If you want to make a farm, you can directly find a regular bank loan. Su Mu frowned and asked.

Yan Fuxing took a puff of his cigarette and shook his head.

"I didn't expect to owe so much all at once."

"I was just decorating at the time, and I was just short of the last 100,000 rescues."

"And I actually got less than 80,000 yuan at that time, and it said what was the service fee, security deposit, acceleration money, and some other miscellaneous expenses."

"Later, the cash flow was a little tight at that time, and the customer service recommended that I borrow another thing, and when I finally rolled up, I found out that I had to repay two or three hundred thousand."

"What are the late fees, my education is not high, and I don't understand what it is, when I ask others, they all persuade me to pay back the money quickly, don't touch this."

"I went to ask a lawyer, but the lawyer said that he wanted 50,000 yuan in legal fees, and I thought that I had the 50,000 yuan, so I might as well pay it back myself."

Yan Fuxing explained to Su Mu carefully.

This kind of thing.

He also thought about asking Yan Xiaoke's father's opinion.

But he has not been able to pull down his face.

He has never dared to tell his family about borrowing money.

First, I am afraid that Xiaoke's grandparents will be worried.

The second is this kind of thing, if it is just the beginning of the question, it is more appropriate.

It's been delaying for more than a year now, and I really can't think of a solution to confess to others, which is always a bit not good.

Moreover, he is only a cousin after all.

Although the education is not high, I don't like to owe others favors.

Seeing that the business of the farm is getting better and better.

I always feel that I have to endure it, and this time it will be bitter.

Su Mu listened to Uncle Xing's words, and finally fell into thought.

"It's okay, if you don't understand this, I'll just figure it out myself."

"I'm going to mortgage some of the shares of the farm to see if I can borrow some loans or something."

Yan Fuxing sighed and smiled self-deprecatingly.

In fact, he has been to the local bank several times, but people have always said that he is not qualified enough.

He didn't expect that what he had been hiding would finally tell a junior.

But he also has a little expectation in his heart.

After all, I have fallen into a bottleneck.

If Su Mu can really help him solve the problem, it would be great.

"Uncle Xing, I have an idea that I don't know if to talk about it or not."

"What thoughts?"

Yan Fuxing's expression was slightly excited, thinking that Su Mu had some good ideas.

"I think you'd better ask my dad," Su Mu said weakly.

Yan Fuxing""

The air fell silent all at once.

To be honest, Su Mu originally felt that he could solve this matter for Uncle Xing.

However, after some serious consideration.

He still felt that this matter was beyond his scope of handling.

Although Su Mu knows a little bit about online loans, this kind of thing involving various procedures must still be better known to his father, who works in a bank.

"You really don't need to be afraid of losing face, there are many online apps that are informal, and I'll help you try to check your credit later, maybe those apps have used your identity to do other tricks."

"You can also check it on the individual income tax app to see if you have been named in other companies"

Su Mu introduced some of the information he knew to Uncle Xing.

Ultimately.

Still persuaded him to make a phone call to his father.

His father and Yan Xiaoke's father both work in a bank, and Su's father is mainly in charge of loans.

After understanding the situation, I felt that it would be better for Uncle Xing to find time to go to Qianbei for a face-to-face interview.

After the follow-up, Su Mu did not follow up.

However, as far as the two-hour conversation in the afternoon was concerned, Su Mu also suddenly realized a problem.

That is, although he has now achieved a lot in various disciplines.

But in the face of the chaos of this society, it still seems that there is more than enough and not enough strength. Take Uncle Xing's matter as an example, some legal provisions, Su Mu only knows some superficial aspects. The operation of capital, the marginal ball of borrowing, this world is far more complicated than he imagined.

"Psychology, Law, Finance."

Su Mu thought about it for a while.

If he remembers correctly, these disciplines are all separate majors in the university, and each one of them needs to spend a lot of time if he wants to delve into it.

"I just don't know if I'll be able to sit in on it then."

Su Mu sighed silently.

He couldn't wait to start school at this moment.

Among them, there is an expectation of university life, and there is also a desire for knowledge.

The things I learned in high school are too simple, the department is basic, and there is not even much place that can be used, and the answers to those test paper questions can be obtained by looking at them casually, and there is no way to improve Su Mu much.

This simplicity even gave Su Mu a strong illusion of his own.

He thought that now he had won the five major competitions and won the provincial college entrance examination, and his strength was outstanding.

But just a matter about private lending made him suddenly feel a sense of insignificance and powerlessness in front of knowledge.

It's a long way to go.

The road to becoming a top student is still a long journey.

Dinner.

Yan Xiaoke's stir-fried dishes are very delicious.

She fried a baby cabbage and shredded potatoes for Su Mu.

Although the taste was a little strange, under Yan Xiaoke's expectant eyes, Su Mu still ate them one by one.

Uncle Xing had a very comfortable meal with everyone this afternoon, he has always been carrying it alone, and now he finally feels a little more relaxed.

In fact, he thinks it's funny when he thinks about it, they are all a family, and there is really no need to hide anything.

In the compound before, Father Su and Father Yan were both his elder brothers.

If you had contacted the two elder brothers in Qianbei earlier, maybe the farm would have developed better now.

Finished dinner.

Yan Xiaoke took Su Mu to buy the delicious milk tea again, and it was only a day and a half before they left Xingshan, thinking like this, she suddenly began to be a little reluctant to her grandparents.

The stars in the sky were becoming clearer, and the sky in the valley was much clearer than in the city.

However, what was a little surprising was that when Su Mu and Yan Xiaoke were walking on the way back to the farm, there was a torrential rain directly!!

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