Zhao Guanjia and the queen appeared at the dance venue for 45 minutes, from walking the red carpet to dancing three dances together with everyone in the dance hall. After that, the official family and the queen left together.

Many officials have never seen the queen, and many officials' wives and children have never seen the Zhao Guanjia couple. This dance party was an eye-opener for the gang, and as soon as the official couple left, the women immediately gathered and began to judge the Zhao official couple with subtle words.

The Zhao family has received basically the same positive evaluation from the wives of these officials, and the size of more than 180 alone adds a lot of points. As for the queen, women's evaluations include content that only women can understand. A more positive evaluation than Zhao Guanjia is the group of royal forest soldiers wearing black military uniforms, from military uniforms to appearance, officials and wives have a very consistent positive evaluation.

Perhaps because of the frequent visits to officials, the officials have relatively few evaluations. Let them evaluate the queen together, these guys really don't have that guts.

Zhao Jiaren didn't care about the evaluation of officials, and he began to prepare for a new war after he returned. This war has long been in the consideration of the Zhao official family, but it has never been able to be launched for various reasons. At this time, various conditions began to allow the Great Song Dynasty to exert more of its own hands and feet, and this war had to be put on the agenda.

The Great Song Dynasty had a seven-day holiday on New Year's Day, and all officials officially went to work on the eighth day of the Lunar New Year. At this time, the atmosphere of the New Year is still strong, and the Lantern Festival on the fifteenth day of the first lunar month is considered to be the official end of the New Year. That is, on the eighth day of the new year, Zhao Jiaren met with Qi Rong.

Qi Rong had asked to see Zhao Guan's family a few months ago, and now he was finally able to do so, and he said his request like a bamboo tube pouring beans. In the past, the common people needed to pay the money bank for the custody of money in private banks, but now several large state-owned money banks have started storage businesses, and the people deposit their banknotes in the state-owned money banks, and the money banks pay interest. This practice directly changed the ecological structure of the entire Great Song Dynasty.

As one of the earliest money banks attached to the Zhao official family, Qi Rong reaped countless benefits from the middle, and also had countless opinions. Seeing Zhao Guan's family this time, Qi Rong opened his mouth and asked a question, "Guanjia, can't you borrow money from our money bank for so many factories you are building now?" ”

"Of course not." Zhao Jiaren replied coldly.

"Why?"

"These projects are financial grants. The imperial court had long been preparing to build it, and the money it earned was also planned. We do not take loans from banks. ”

After listening to Zhao Guanjia's explanation, Qi Rong only felt a sour nose, and tears almost welled up. He said sadly: "Official, you can't favor one over the other!" ”

"Huh!" Zhao Jiaren laughed dryly. After the founding of the People's Republic of China, there was a saying that state-owned enterprises were the eldest sons of the republic. State-owned enterprises are the eldest son of the Republic is not unique to New China, there are many state-owned enterprises from the Shang Dynasty, the Spring and Autumn Period and the Warring States Period, in order to be able to build more weapons and equipment, more iron farm tools, the scale of state-owned enterprises has risen sharply. So much so that the Qin and Han dynasties possessed the ability to arm an army of millions. Not only the Qin and Han dynasties, the Sui and Tang dynasties, and the Great Song Dynasty, there were a large number of state-owned enterprises in these eras, as well as the salt and iron monopoly policy.

Before the surrender of Lin'an, there were a lot of government-run enterprises in the imperial court, and these enterprises were managed by the officials who sent those relatives of the emperor, and because these enterprises were monopoly industries, they had to pay a certain amount of taxes to the officials every year. For the extra part, these people can get a big profit. After the surrender of Lin'an, these official properties were either confiscated by the Zhao family or destroyed by the Mongols. The old system is gone.

"What benefits does Shopkeeper Qi fancy to him?" Zhao Jiaren asked.

Qi Rong had been friends with Zhao Jiaren for many years, and he had also thought about building his own fleet with other wealthy families who had temporarily joined the Nautical Guild to run a business in the South China Sea.

The weather at sea is changing rapidly, and the official fleet has the capital and the life of the ship, and they are willing to constantly improve their technology and add the latest nautical equipment. The first few families who wanted to run the South China Sea route by themselves, in order to save costs, even used self-made sextants. Because of the lack of accuracy, the ship could not accurately measure the position. Now the gang of people who dare to eat crabs are all dead, and only those who obediently send a fleet to follow the official fleet of the Great Song Dynasty can survive.

Based on such a painful lesson, Qi Rong said bluntly: "The official family, let us lend the money to those factories, and we will give the official family half of the interest." ”

"Huh...... Ha ha! Zhao Jiaren was amused by Qi Rong and laughed, he pointed at Qi Rong while laughing, and finally calmed down the smile, Zhao Jiaren asked, "Who gave you the courage to make such a request to me?" ”

"Official, now the prices of things produced by government-run factories such as mercury, cloth, ironware, and salt have dropped a little bit every two years. There are also various supply and marketing cooperatives in the south of the Yangtze River, and we can have a 50% interest a year, but now the annual interest is less than 20%. In this way, half of the money borrowed from us can barely be repaid, and the other half is forced to borrow money in desperation. It's getting harder and harder for us to lend. Those state-run businesses borrow money from state-owned banks at an interest rate of only 6 percent. They can afford it, but we can't interfere. If the official agrees, we can also pay 6% per annum. ”

Zhao Jiaren has heard a saying that some people do the business of killing heads, but no one does the business of losing money. In order to make money, these private money banks really have the idea of beating others everywhere. Of course, the profits of the government-run business are high, because the government-run business uses the latest technology. For example, in the salt and iron industry, which is monopolized by the state, there was no blast furnace for iron smelting, and the molten iron was melted at most. With the blast furnace, the molten iron can be boiled.

The significance of molten iron boiling is that the carbon and silicon components in molten iron can be evenly distributed. In addition to the direct production of white and gray cast iron, pig iron can also be smelted into mature iron by blowing air.

Pig iron is an iron-carbon alloy with a carbon content greater than 2%, and wrought iron refers to relatively pure iron refined from pig iron, with a carbon content of less than 0.02%. Steel is a general term for iron-carbon alloys with a mass percentage of carbon between 0.02% and 2.11%. In other words, steel can be produced by mixing molten pig iron and molten iron of wrought iron evenly by stirring it.

This method has many disadvantages compared to the direct steelmaking of pig iron in later generations, but in this era, the cost can be reduced to about 5% of the cost of various steelmaking. The price of Dasong's steel products has dropped to 30% of the previous one, and the profit is still 600%.

Now these private money banks have actually put their ideas on the official business, although they have a good vision, but Zhao Jiaren feels that they are really thinking too much. Zhao Jiaren decisively told Qi Rong, "You don't have to think about such things. ”

Qi Rong looked at Zhao Jiaren aggrievedly, and the life of the private money bank was getting worse and worse. For his own sake, Qi Rong plucked up the courage and said, "Official, what good is it for you to force us all to death?" ”

"Hmph, is that a sin you want to add?" Zhao Jiaren sneered.

In normal times, of course Qi Rong would not dare to offend the Zhao official family, at this threshold of life and death, Qi Rong stiffened his neck and said: "Guanjia, if you don't give us a way out, we will all go out of business in ten years at most." ”

"I don't believe it!" Zhao Jiaren replied very decisively. In the 21st century, negative interest rates have occurred in the banking sector around the world, and zero interest rates are not uncommon. With only 5% of the profits, each company can still compete to the death with its peers. The banking industry is going to collapse just because it doesn't have 25% interest, and Zhao Jiaren really doesn't believe it.

"Official, the low interest rate is scared to death now. And there are a lot of counterfeit bills, and I'll have to lose money myself when I get one......"

"Counterfeit money? What the hell is going on? "Zhao Jiaren came to the spirit when he arrived.

Seeing that the Zhao official family cared so much, Qi Rong immediately climbed down the pole, "In recent years, there have been many fake twenty-two realm banknotes circulating to us. Although we have tried our best to train the bookkeeper, it is inevitable that we will receive a few. When I take the old money for the new money, I have to lose money. ”

"Uh-huh. How much have you received? Zhao Jiaren continued to ask eagerly.

Seeing that the Zhao official family cared so much, Qi Rong thought for a while and replied, "This...... It is said that there are several hundred. ”

"Okay, you go back first. And I will send for you. Zhao Jiaren happily sent Qi Rong away.

After sending Qi Rong away, Zhao Jiaren sent someone to call Ding Fei. Ding Fei's face was not very good-looking when he saw Zhao Jiaren, although he was ready to hand over the task, he still felt that he couldn't let go of the errand of the anti-rape committee that he had been doing for almost ten years.

"Ding Fei, there is one thing for you to do." Zhao Jiaren said.

Hearing this, Ding Fei's first reaction was that he could not leave the Anti-Rape Committee for the time being, and he immediately replied: "Please ask the official family to give orders." ”

"I want you to go to Fujian to do a prison and investigate the fake payment of money on Fujian Road."

"......" Ding Fei was immediately speechless. His wish was frustrated, and according to the order of the official, Ding Fei was immediately dismissed from his official position in the Anti-Rape Committee and became a judicial officer.

"Ding Fei, do you know the meaning of handing over money?"

“…… Please teach the officials. "Ding Fei is in line with the practice of procrastinating as much as he can.

Zhao Guanjia immediately recounted. After the Zhao official family came to power, the monopoly of many industries disappeared in an instant. For example, various tax cards on the Yangtze River were completely abolished after the Zhao official family took power, so the Yangtze River shipping immediately prospered tenfold. In the past, it took two bills to buy a stone of grain in Jiangxi, but it could become twenty yuan when it was transported to Hangzhou. Now the price of a stone of grain from the Yangtze River to Hangzhou is also three times.

Not only Hangzhou, but also grain stores in various places in the Great Song Dynasty are basically at such a price. When many grain stores were forced to close, the price of Da Song banknotes directly stood up. In addition, in the past, the Great Song Dynasty had countless restrictions on the use of banknotes, but now it has become that only banknotes are accepted for buying grain, cloth, spices, salt and ironware, and copper coins are not collected. The full amount of the money can also be used to pay taxes.

With so many commodities and means of returning money as collateral, the banknotes of the Great Song Dynasty quickly changed from a constant payment of banknotes that could not buy a pair of shoes, to a hard currency that could be exchanged for 770 copper coins by the people.

After the introduction, Zhao Jiaren stared at Ding Fei's eyes and said, "Ding Fei, if someone makes fake money, it is cutting our throats." I'm sure you'll be able to dig these scoundrels out! ”