"I was reckless for a while, but fortunately I had Xu Gong's guidance. Thank you here. Zhao Jiaren was sincere, and sent some banknotes to make a substantive statement.

Xu Yuanzhi naturally accepted the envelope containing the banknotes. He smiled and said: "This is County Lieutenant Zhao, you are clear and clear, and I am also happy to be able to help." County Lieutenant Zhao went to Fuqing this time to prepare for his grand plans. ”

"I can't talk about the grand plan, this time I went to Fuqing to do something. There's some paper production business over there. Zhao Jiaren put his own considerations and thoughts.

"Papermaking?" Xu Yuanzhi frowned slightly.

"Yes. Paper. But I'm definitely not going to do it myself, I'm going to ask someone else to do it. Zhao Jiaren continued to talk about his plan.

The Great Song Dynasty did not discriminate against or oppose business, and there were probably people in every official's family engaged in business. was admitted to the Jinshi, and there was an official body to support the scene. When you do business, you have a protective umbrella. Otherwise, with the cruelty of the official, once a businessman who has no backer makes money, he will probably be gnawed and there will be no bones left.

"Now there are bandits in vogue, and if there are no boats, the bandits in the mountains will become bandits in the sea. And relying on the sailors of the Left Wing Army, I think I am afraid that I will not be able to exterminate the pirates. If you want to have a boat, you need money. What I do is naturally selfish. If you can serve the country, you can also protect your wealth if you retire. If you want to advance and retreat, you can have income, and you can't do without money. ”

Xu Yuanzhi frowned, there were really few scholars in the Southern Song Dynasty who could speak like this. In front of him, the young jinshi was talking freely about the future with his own imagination as the core. This made Xu Yuanzhi feel a kind of nostalgia, when he was young, he was not full of feeling that how high the sky was, how high he could fly.

wanted to give Zhao Jiaren some advice, but Xu Yuanzhi held back. He felt that his instructions would probably sound very weak, and more importantly, he didn't like the instructions he was about to say. After pondering for a moment, Xu Yuanzhi asked, "Does County Lieutenant Zhao know how to make paper?" ”

"I don't understand." Zhao Jiaren said calmly. Then he added in his heart that he didn't know much about papermaking in this era.

In the 21st century, Zhao Jiaren's family made a fortune by opening a paper mill by the Huai River, desperately polluting the natural environment, and earned money that would allow Zhao Jiaren to go to the United States to study medical school and complete a doctorate in psychology. But Zhao Jiaren, a rebel, not only did not be grateful to Dade for this, but was very opposed to the family's wanton pollution of the natural environment. Perhaps it is for this reason that Zhao Jiaren studied pollution-free and pollution-free medicine.

Of course, now Zhao Jiaren regrets it. He thought it would be nice if he studied heavy industry, which was heavily polluting.

Xu Yuanzhi was amused by Zhao Jiaren's words, he laughed helplessly, and persuaded Zhao Jiaren to be cautious.

Zhao Jiaren felt that he was quite cautious, at least when he went to Jianxian Qianzhuang, he still changed into ordinary clothes, not official clothes.

Heavy walls, hardwood counters, and hardwood fences separate the people who deposit and withdraw money from the people who live in the bank. The hardwood railings are shiny and shiny, and I don't know if it's the result of long-term friction on the sleeves or daily wiping.

Seeing Zhao Jiaren coming in, the guy immediately greeted him. Let Zhao Yong stay in the lobby and invite Zhao Jiaren into the back hall. The courtyard of the back hall was divided into several huts, and the man took Zhao Jiaren into the first room on the left.

There was a sturdy man inside, and when he saw Zhao Jiaren coming in, he got up and said with a smile: "The third prince is here, is this here to repay the money?" ”

Zhao Jiaren smiled slightly, took out a money bag from his arms, took out a piece of paper from it and handed it to the man, and said jokingly: "It seems that you are thinking about me every day if I don't pay back the money and run away." ”

The man laughed, took the paper and opened it. This is the ticket of Jianxian Qianzhuang, issued by Quanzhou Jianxian Qianzhuang. Putting away his smile, the man called in two colleagues from Qian Zhuang to carefully check the flight tickets together. Zhao Jiaren ignored them, walked to the upholstered chair next to the table, and sat down comfortably.

After a while, the man was sure that the ticket was correct. He ordered someone to take Zhao Jiaren's IOU, sketched it and handed it to him. Zhao Jiaren carefully looked at the IOU he had made a few months ago, and then put it in his arms.

Hundreds of dollars are at stake, and everyone has to be careful. As soon as the matter was over, the strong man poured tea for Zhao Jiaren with a smile, and then said with a smile: "This time the third prince came to me, can I take care of it?" ”

Zhao Jiaren had a smile on his face, and said to the man: "Brother Qi, what I told you last time, can you think about whether you are willing." ”

Hearing this, the smile that seemed to be attached to the man's face became like a pierced mask, and it could be seen that the man was struggling in his heart. Since he couldn't laugh, the man simply put away his professional smile, lowered his voice and said, "Third son, last time I drank a few more glasses and said some drunken words. I hope that the third prince will not take it to heart. ”

"What's there to be afraid of? It's just to ask if you dare to take the risk and buy shares. If you lend your money to lend it, is it risk-free? Zhao Jiaren replied with some disdain.

The surname of the man surnamed Qi is Qi Mingye. Hearing this, Qi Ye couldn't help but smile bitterly. He remembered the last conversation, even if he looked drunk, but his heart was actually clear. Zhao Jiaren came here several times to borrow money to buy gunpowder materials, and everyone became acquainted with it. When drinking, I talked about the money bank.

Now the money bank relies on lending. A large amount of money in this is not owned by the bank, but 'borrowed' from the local dignitaries. Every year, regardless of whether the money bank loses or earns, the interest that should be given must be paid to those dignitaries.

Zhao Jiaren's eyes were sparkling after drinking, and he described a new world to Qi Ye. A dizzying new world. Money banks are no longer oppressed, but make judgments on whether to borrow money based on their understanding of the business. And borrowing money is also divided into borrowing money and investing. Even as a person from Qianzhuang, Qi Ye felt as if his mind had broken through the clouds and flown to a higher world.

After Zhao Jiaren went back to Putian to continue digging the canal, Qi Ye was a little mentally stimulated and almost miscalculated a few accounts. Finally retracted his thoughts, Qi Ye reflected on the previous events, and felt that he could no longer think cranky. But at this time, listening to Zhao Jiaren continue to talk about 'crazy words' in a reasonable tone, he felt that the thoughts in his heart couldn't help but loosen.

Zhao Jiaren saw Qi Ye's vacillation, and he continued to say bluntly: "You have funds, and I have credit." This credit is whether I am capable or not, and everyone can talk about this matter. If you think I'm reliable in making money, and believe in my credit, put your money into my business......"

"Don't talk about it." Qi Ye's voice was almost pleading. Seeing that Zhao Jiaren didn't continue to speak, Qi Ye shook his head vigorously, as if he wanted to throw Zhao Jiaren's words out of his head. Calming down, Qi Ye said, "Third son." If you want to borrow money, just say. Don't say anything else. ”

Zhao Jiaren didn't say any more, he turned the topic back to the current matter, "I have three things to find you this time. The first thing, naturally, is for you to find a way, I have paper to sell in a few months. The second thing, if the business is big, the money will go to your bank. The third thing is, you show me if there is anyone whose boat is for sale. What kind of ship to want, I have already written a rough miss. ”

After speaking, Zhao Jiaren handed a piece of paper to Qi Ye. Qi Ye took it and looked at it, it was about the load and type of ship. He put away the paper, "I know these things. Anything else? ”

"Yes!" Zhao Jiaren nodded, "On New Year's Day, I heard that someone was looting the Pu family's ship. The government is not careful, you can also help me find out which kind of hero it is. Is there any news about this good man recently? If so, send someone to tell me at once. I am no longer in Putian now, but have become a county lieutenant in Fuqing County. ”

After talking about these things, Zhao Jiaren left Jianxian Qianzhuang. At that time, I chose to cooperate with this money bank because Zhao Jiaren liked the name of this money bank very much. 'See the virtuous and think together, see the unvirtuous and introspect yourself! The owner of this money bank is surnamed Qi.

Qi Ye, who is talented, is the seventh in the family, he has his own views on Qian Zhuang, and his thinking is not old-fashioned. But even so, it seems that making Qi Ye accept the concept of 'money plus credit' is far beyond the limits of his personal imagination and receptivity. This can't help but make Zhao Jiaren feel some regrets.

Zhao Jiaren left Qianzhuang, and Qi Ye was also upset. He is twenty-eight years old and well-informed. A little ghost like Zhao Jiaren has never been seen in his life.

Not because Zhao Jiaren is young, but because Zhao Jiaren has an inexplicable persuasiveness when he speaks. Only when one is convinced of one's own ideas can one speak convincingly. Even if that is crazy, it can make many people believe it. Regarding Zhao Jiaren's crazy words, Qi Ye found that he didn't believe it, but he wanted to believe it very much.

Shaking his head vigorously again, the thought came out of his mind. Qi Ye stood up and went out, what Zhao Jiaren explained just now was not something that could be known by sitting in the money village. It is precisely because Qian Zhuang attaches great importance to news that Qi Ye knows that it is up to him to collect news.

Buying and selling paper and ships, just ask a few tooth people and give them a task. When it comes to pirates, you can't rely on these people. Qi Ye went to the pawnshop in the west of the city and found a family to enter. The shopkeeper hurriedly led Qi Ye to the back, and when Qi Ye saw the owner, he asked straightforwardly: "Is there any news of pirates recently?" ”

The owner didn't expect Qi Ye to ask this, he snorted coldly, and replied angrily: "How do I know?" ”

Qi Ye was not fooled, he continued to ask: "You collect all kinds of things here, but you haven't seen strange people and strange things?" ”

Pawnshop sounds, like others, are all about making the most profits. The kind of buying and selling that comes from shady business often makes the pawnshop the most profitable. The owner and Qi Ye are also acquaintances who know the roots, he glanced at Qi Ye and asked curiously, "Which Haoqiang wants to ask this?" ”