"What?" Not only Sosa and the pawnshop shopkeeper, but even Daniel and Nicole were surprised, "What can be worth more than gold?" Tens of millions of people can take them away without using a car? ”

Lan Xian'er said: "Gold coins are only a medium that everyone recognizes that can be used to exchange items, since we have established a money system, why do we have to use gold coins as a medium?" We can replace the medium of gold coins with something that we think is ideal for easy carrying, so that it is easy to circulate. And this kind of thing must be built on the basis of the credibility of the bank, gradually recognized by everyone, and used at the same time as the popular gold coins in society! ”

Nicole asked curiously, "If it were replaced by something else, and the value of the item itself is not as valuable as the gold coin, then we wouldn't have to do it ourselves, someone would have thought about it a long time ago!" ”

Lan Xian'er took out a pile of papers, which she cut into long strips, slightly smaller than the palm of her hand, just in the palm of her hand, and then said, "Use this piece of paper instead!" This pile of paper itself is not valuable, the current papermaking technology has not been promoted, it is our own unique process, even if it is promoted in the future, it doesn't matter, Noah will be able to study what we need and other paper different processes, so in a short time, don't worry that someone can imitate us! ”

Daniel was even more confused, and hurriedly asked: "These papers are not valuable, how much gold coin value do you plan to replace a piece of paper, you said that if it is valuable, it will be valuable?" ”

"This piece of paper is worthless, let's make it valuable!" Lan Xian'er said, "There is nothing on this piece of paper now, but we can print the words "a gold coin" on him, and he will be worth a gold coin!" ”

Everyone felt even more incredible, writing the words of a gold coin, it is worth a gold coin? Are everyone else stupid, take a gold coin and exchange a piece of paper with you?

Nicole was puzzled and said, "Everyone can write a word, but if someone else writes the words a hundred gold coins on a stone or a wooden board, do you have to pay someone a hundred gold coins?" ”

Lan Xian'er smiled: "Of course I won't pay a hundred gold coins for stones and wooden boards, but I have a way to get others to exchange gold coins for my paper!" ”

Daniel said: "I don't care what others think, I don't listen to you!" ”

"I plan to make a series of banknotes in the name of Fuxing City Bank, ranging from one gold coin, five gold coins, ten gold coins, one hundred, and even half a piece, one-tenth of a small denomination banknote!" Lan Xian'er said, "All transactions in Fuxing City can be settled with these banknotes!" At the same time, at any time, Fuxing City Money Village can exchange these banknotes for gold coins of the same face value at the Money Bank! In other words, paper money only replaced gold coins to circulate, but they themselves can be exchanged for gold coins at any time, and their wealth has not been affected! In other words, in Fuxing City, paper money and gold coins can be traded and settled! ”

Another thunderbolt exploded in the middle of the crowd, but no one immediately refuted, but fell into deep thought, the four people had different complex expressions, their brains were about to turn into a pulp, and they did not turn a corner.

In the end, Sosa asked first: "Madam, since gold coins and paper money are allowed to circulate in Fuxing City, why do people use paper money instead of real gold?" Paper money still can't be circulated! Unless all the citizens of Fuxing City are forcibly required to exchange the gold coins in their hands for paper money, all merchants trading in Fuxing City, no matter which country or which force, must settle with paper money, so that it is possible to make paper money really circulate! ”

Blue Fairy Praise smiled at Sosa and said, "Sosa, if you think of this, it means that I didn't misunderstand you!" But we can't force citizens to use our banknotes, at least not at the beginning, because what the money bank needs is credibility, and what Fuxing City needs is credibility, and any mandatory requirements can only lead to fierce resistance! We can induce citizens to use it! For example, it is first used in the municipal government and official procurement, and all official-related transactions are preferentially settled in paper money and given certain discounts! At the beginning of the issuance of banknotes, we need to pay a little short-term benefits, so that everyone can taste the sweetness and build their confidence in banknotes, that is, confidence in the money bank, in Fuxing City! ”

Sosa said: "When we think that the money bank is confident enough in its credibility, we can inform the whole city that within six months, all transactions in the city, big and small, must be carried out in the form of paper money!" Hehe, including those merchants in other cities, give them half a year, all the goods traded in Fuxing City must be settled with paper money, of course, after the settlement is completed, they can go to the money bank to exchange for their own gold coins, isn't that so, madam? ”

Lan Xian'er nodded and said, "When people use these banknotes more and more, find it more and more convenient, and become more and more convenient, they will also forget what is going on with gold coins!" If you can buy things with paper money, why do you have to exchange them for gold coins? When merchants in other cities find that the banknotes in their hands can be exchanged for banknotes in their own domestic money banks after returning to their own countries, they are not in a hurry to exchange them, and more and more merchants have banknotes in their hands, and they only see transactions between them, and they can slowly carry out paper money! However, this is a long and subtle process, and some things can be coerced, while others must be gentle and persuasive. ”

Sosa was shocked and said tremblingly: "In this way, when there are more and more banknotes in the hands of merchants, it means that there are more and more gold coins in the hands of our bankers...... Tut-tut, it's hard to imagine that if all the merchants and even the people all over the world use the banknotes of our bank, won't all the gold coins in the world go to the vault of our bank? ”

"Theoretically!" Lan Xian'er said, "When our money bank develops to a certain scale, governments and major forces will find out about this problem and will definitely intervene, but at that time, we already have a lot of wealth in our hands, and we can already have the right to dialogue with them on an equal footing!" We allow them to control a portion of their own bank, but only under the supervision of the credibility of the Fuxing City bank! Only when we have achieved this step can we truly establish the Jinyuan Empire, and the city of Fuxing City will always be invincible, and we will be the enemy of Fuxing City, that is, the enemy of the whole world, and ourselves! ”

Daniel asked puzzledly: "If this is the case, then the money bank in Fuxing City can issue so-called paper money endlessly, and hold all the gold coins in their own hands, isn't this a business?" ”

"Lord Daniel!" Sosa said with a smile, "All the banknotes issued must have gold coins as the basis, and the bank's banknotes will issue as many gold coins as it has!" The value of all banknotes circulating around the world must be equal to the value of the gold coins in the bank, otherwise, the money bank in Fuxing City will be completely discredited! Moreover, if you don't rely on gold coins as the basis and issue paper money endlessly, resulting in the actual value of paper money being lower than its own face value, and if there is a run on the bank, the money bank does not have enough gold coins to exchange, causing losses to the whole world, then Fuxing City is equivalent to being the enemy of the world! The coexistence of benefits and risks is always the truth! ”

"Hahaha!" Lan Xian'er laughed and said, "Lord Sosa, you really know a little bit, and you deserve to be a master of financial management!" The operation of this system will change the production and lifestyle of the whole world, and let the whole world enter the golden yuan era! However, it is easier said than done, this is a war without fireworks and bloodshed, but it will be more cruel and bloody than the real battlefield! Sosa-sama, are you mentally prepared? ”

"Am I alone?" Sosa said in surprise.

"How is that possible?" Lan Xian'er said, "A month later, you will hand over the money shop here to the pawnshop shopkeeper, and return to Fuxing City, first of all, you must organize the college tutor and the money shop shopkeepers from all over the country to fully communicate, start this new topic of economic reform and upgrading, and form your own new economic team, come up with your own operation plan, especially the production of banknotes should be exquisite and exquisite, and must be so that others cannot imitate and counterfeit!" You don't have to worry about paper, after half a year, I will supply you with enough paper! ”

Sosa couldn't help sweating, gritted her teeth, and said, "Don't worry, madam, I'll do my best!" ”

"Daniel, Nicole, what do you think about this?" Lan Xian'er said with a smile to the stunned two.

Daniel said: "It's too big, it's too difficult, but it's too meaningful! You know, I don't like real battlefields, I think, a month later, with Sosa back to Fuxing City, just relying on the influence of Fuxing City, it is not enough, I try my best to persuade Master Delongso to come forward to publicize this matter, with his influence, we will not have so much resistance to our early work! In addition, Sosa's position in Fuxing City may be difficult to convince the public, and Denelson and Charlie may not understand the meaning of this! I can't put all the burden on Lord Sosa, I will personally go back to Fuxing City, in the name of Delonso's disciples, preside over this matter, Lord Sousa will focus on technical research and operation, and I will deal with other things, how about it? ”

"Great!" Lan Xian'er said excitedly: "Daniel, my original first choice was you, but I'm worried that you don't understand, and after all, you are not exactly a person from Fuxing City, and you may not be willing to pay so much for Fuxing City!" ”

"It turns out that you have never regarded me and Nicole as citizens of Fuxing City!" Daniel said unhappily, "Since the beginning of the construction of Fuxing City, to the current scale, have Nicole and I contributed less?" We've been part of Fuxing City for a long time, and you're too late to us! ”

"Hehe, I just said the wrong thing!" Lan Xian'er said, "You can operate yourself as a member of Fuxing City, what else do I have to worry about?" ”

Nicole said leisurely: "Fuxing City will try it first, the Alchemy Country will fully support this matter, three months after Fuxing City issues banknotes, the Qianzhuang branch of the Alchemy Country will also join the economic upgrade system of Fuxing City Qianzhuang at the same time, and fully support this great war!" Don't forget, the money bank in Fuxing City has half of my investment! Therefore, in the near future, I will also return to China temporarily to persuade my father to rectify the order of the gold yuan in the alchemy country by the way, so as to deal with the upcoming storm! ”

"With the two of you joining and fully supporting, I don't have to worry anymore!" Lan Xian'er said, "However, I want to advise you that the establishment of the Jin Yuan Empire is not overnight, it may take years, more than ten years, decades or even generations of hard work to complete!" You must not be greedy for merit, take a wrong step, and it may fall apart and your previous achievements will be wasted! ”

……