The last class of the morning was the Defence Against the Dark Arts class, and at the end of the class, Zhang Xu was left behind by Lupin, who told him that the Patil sisters had passed the level, and how to plan tomorrow's action.

"What else can I plan?" Zhang Xu spread his hands and said, "The best plan is for everyone to pretend that they don't know anything, and then pretend to meet by chance." You don't know your brother's character, and forcibly introducing the object to him will only make him rebellious, and this matter will be blown up. In the summer, Mrs. Weasley tried to introduce her cousin to Black, but they broke up. ”

After a round of rambling, Zhang went to the dungeon to continue tossing Harry and them.

However, because Lupin had been delayed for so long, when he came to the dungeon, he saw Moody, who was sitting next to an empty casserole and burping, smiling at him.

(^▽º)~*⌞⌟_(:ι」∠)_

Zhang Xu didn't have time to talk nonsense with Moody, who stole his mutton, but hurried back to the cafeteria, otherwise today's lunch would be troublesome.

Today at noon, the students in the cafeteria were excitedly discussing the latest announcement on the bulletin board outside the door, because Hogwarts had a rare Hogsmeade Day scheduled in December, and it was tomorrow. At the same time, next to the announcement is a poster that the festival will open tomorrow. Two happy things coincide together, and these two happiness bring more happiness to everyone.

Smart people have already thought that tomorrow's Hogsmeade Day must be related to the Christmas shopping carnival on the poster, and those who know some inside information are asking Zhang Xu for more details.

In order to fill his hungry stomach before lunch disappeared, Zhang Xu ignored them, just stuffed something into his mouth, and said vaguely: "Tomorrow, you can bring all your pocket money, if you don't have enough money, you can borrow it from me." ”

Zhang was willing to lend money to his classmates, naturally not to enter the campus loan, routine loan and red fruit loan and other businesses, but to take the opportunity to find a chance to spend the gold galleons he stored in Gringotts.

In addition to the small amount of money that can be lent to the students, the Garon, Sike and Nat that the merchants in the New Year's market have in their hands to prepare for replenishment.

The main reason why he did this was because Gringotts did not have any exchange business between gold galleons and renminbi, and it was troublesome to exchange them with pounds sterling in the middle. Secondly, because Gringotts does not have a domestic transfer business, he also does this to facilitate the transfer of the money he has earned over the years.

Gringotts' goblins wanted to expand their business in the past, but the relevant domestic departments directly treated Gringotts as an ordinary foreign bank. And when the goblins saw the English version of the relevant documents of the foreign bank access standards, they knew every letter, but they didn't know what it meant when they connected it.

And the deeper reason is that Zhang knows that Gringotts is very likely to have pills.

It has been discovered that the isolation of the wizarding world from the ordinary world, coupled with the consistent style of the elves, has made Gringotts very slow to respond to the exchange rate between Galleon and the local currency.

This has to do with the decision-making level of Gringotts. After the elves were in charge of Gringotts, they had been making money lying down, and they had maintained the old methods and traditions of hundreds of years ago. According to Bill Weasley, who worked at Gringotts, many of Gringotts' rules and regulations were last updated during the Victorian era. And the communication between them and Muggles can be dragged on.

If this had been in the past, it wouldn't have been a big problem. However, it is 1997, and a financial storm is sweeping through East and Southeast Asia, and the currencies of many countries are depreciating wildly. In this way, a guy's mind is activated.

Take a chestnut.

On November 17 this year, in Gringotts, South Korea, 1 Galleon could be exchanged for 10,080 won, and at the same time, 1 Galleon could be exchanged for 10 US dollars, and the exchange rate between 1008 won and the US dollar was 1008:1.

However, in the two days of December 10-12, the exchange rate of the Korean won against the US dollar has fallen to around 1700:1. In the unresponsive Gringotts, 1 Galleon can be exchanged for about 11,000 won.

In the last 24 hours, Michael Owen, the father of Michael Owen, a student at Hogwarts Eagle, took out his private money of $100,000, which he exchanged for about 1.7×10⁸ won, and then entrusted the family of a Hogwarts mathematics professor to take the won to Gringotts in Seoul for about 15,454 Galleons at an exchange rate of 11,000:1, and finally the Galleons went to Gringotts in Tokyo, Japan, for $154,540.

Early this morning, Mr. Owen felt like he was going crazy, but taking advantage of the poor information, he had made his private money rise by a little more than half in just 24 hours.

And this is his own private money, and the funds he operates at the same time are far more than that. On his huge commission contract, there are several surnames such as Zhang, Delacour, and Scarlet, and a few people who do not want to be identified, and 5% of the income of these customers belongs to him.

As a veteran financial worker, Mr. Owen knows the ins and outs of the current Asian financial crisis, and he knows that in the coming period, currencies such as the Indonesian rupiah, Singapore dollar, ringgit, Thai baht, Philippine peso, and Japanese yen will continue to fall.

Thinking about the profit behind this, Mr. Owen was so excited that he felt twenty years younger. He immediately began to raise a large amount of money to make enough profit before the rest of his peers entered the feast like vultures that smelled rotting flesh. If the vultures that eat people and don't spit out bones come in, Gringotts' slow reaction will see that something is wrong.

Now, Scarlett's family is scattered across Gringotts in South Korea, Japan and Southeast Asia, sending the exchange rate between Galleon and the local currency in real time to Mr. Owen in the City of London. These exchange rate data are analyzed by Mr. Owen to arrive at the optimal exchange order, and then direct the front-line personnel to carry out various operations.

At the same time, Lady Delacour and those involved, who did not want to be identified, are using their identities to find out more about the inside of Gringotts. As long as Gringotts makes the relevant decision, it can guarantee that Mr. Owen will get the news as soon as possible.

In less than a day, the investment in the first phase of Pathfinder had risen by half, and this news made all the participants excited, and then they increased their investments.

There are no impermeable walls in this world, and Mr. Owen's unusual operation has attracted some people's attention. However, now that everyone is immersed in the Asian financial crisis, they don't have the energy to pay attention to what Mr. Owen is doing.

It is conceivable that when this group of financial vultures discovers this fat piece of fresh meat from Gringotts, Gringotts will face a huge crisis.