"80 million, in your eyes and I don't seem to be nothing, but if we don't open this crowdfunding, we players have an extra 80 million in our hands, will they go to the market to buy equipment for their own use? Will the businessman use the more than 80 million to collect some things and hoard them?

We all know that when crowdfunding was launched, ordinary life players were a little resistant, but businessmen paid money quite simply, because they knew that only with investment could there be benefits;

Suppose that 40 million of the 80 million miles are from businessmen, if there is no crowdfunding, they use the 40 million as capital to do business and hoard goods, then the money is still alive, because no matter who buys something, it is always a player, and it is always in the market;

For example, I am a businessman, I have more than 40 million money in my hand and want to invest it, and I bought a lot of living resources from Qingqing, so does Qingqing have 40 million in my hand?

He is also in business, and if he gets 40 million, he will definitely not withdraw it directly to the bank to save it......"

Lu Ming interrupted him, "You're wrong, if I suddenly have 40 million gold, I will only keep 2 million gold in the game at most, and the rest of the money, it is estimated that it will be more than 3 million, at least 2 million will be deposited in the bank for regular ......"

Unconvinced, embarrassed, "I'm not assuming, just an analogy, don't be so serious, you ...... person"

Lu Ming took it directly, "Yes, yes, it's not cute, I'll help you say it first, haha." ”

He shrugged his shoulders in disbelief, and continued, "Okay, yes, yes, yes!" Qingqing will take it to buy, what about him, after looking for a long time and finding that there is no reliable business, he finally decided to find Jiandang, a stupid person to buy medicine, and wanted to stock up on a wave of ......"

Jian Dang laughed and didn't interrupt him, and when the time came, he would cause some complaints.

“…… Does the sword swing have another 40 million? That stupid B, he has no business acumen at all, so he knows that he spends 5 million to find Dudu's sister to buy a cake for 5 million yuan......"

Dudu's face instantly turned red, "I, I don't have that much ability to make a cake of 5 million gold at once......"

"For example, let's take an analogy, besides, I can't do it in a day or two, and I must save it for a few more months, and it's hard to say that Jiandang's stupid b has no vision, but if it's me, if I have so much money, I must first find the helper's sister to book a year's cake, don't say a year, even if I eat it for a lifetime, I'm happy to eat it for a lifetime......"

"You're making fun of people again, and I'm not telling you." Dudu looked shy, turned her head away, and pinched her hair in a bun with her hand and couldn't help teasing.

"Haha," disagreed, and then said, "Jiandang is stupid, not only spent 5 million to book a cake for the master's sister for 1 year, but also spent 5 million to ask Sister Xiangxiang to make clothes for his sister for a year, and asked Sister Lian to book a year's potion, and to bite me to order furniture for a year, and finally disliked it enough, and hired his aunt and Hongchen as his bodyguards for a year......

And then everyone has money, so what are you going to spend? Every day you follow my ears and eyes, after my teachings, your brain has become very smart, knowing the truth that money can make money, the helper's sister hired someone to help her beat bees and make honey, Xiangxiang's sister went to find Qingqing into cotton, Sister Lian looked for Qingqing into medicinal materials, bit me and found Qingqing to buy wood......"

"Oops, 5 million big wood, it's really smelly and hard, and you will never be able to open it." Qingfeng Liuxiang said another sentence for no reason.

Dissatisfied, he continued, "It looks like there are only 40 million, but in the midst of a few of us, you see, isn't it the effect of 200 million?" We can turn so many times with such a small number of people, and if we put it in Yunmeng City, what about 3 million people, how many times do we have to turn it? ”

Qingfeng Liuxiang replied thoughtfully, "According to what you say, 80 million is indeed not a small amount. ”

"Yes, if the crowdfunding was not opened at the beginning, then there would be nothing at all, but as soon as the system received the 80 million, the market instantly lost I don't know how many 80 million, I don't know how many people should make money and didn't make money, they didn't make money, they naturally had no money to spend, and if they didn't have money to spend, they had to bring out more people who couldn't make money, so if they turned around, wouldn't the market shrink? Shengshi lives by charging player fees, and if the player's transaction volume is small, how can they live? ”

Qingfeng Liuxiang nodded, "That makes sense." ”

Dissatisfied, he continued, "The game is not as good as reality, in reality, everyone's money is stored in the bank, of course, someone will take out all the money and put it in the safe, but this kind of thing is definitely not common, otherwise why should it be reported on TV and newspapers?" If, like our old neighbors, every family elder exchanged all their money for gold bars and deposited them in the safe at home, then what reporter would write a big book about someone putting millions in cash in their house for rats to bite?

In reality, the bigger the business, the more you have to go to the bank, and it is reliable to go out to buy vegetables and furniture with cash, but it is impossible to say that you can spend tens of millions of dollars to buy raw materials and carry gold bars to others, right?

If you want to go through bank transfer, it is very simple to control the amount of money, and the reserve requirement ratio is here to get this......

For example, the deposit reserve ratio is 20%, the initial money in the market is 100 million, the 100 million is deposited in the bank, and then the bank lends out, that is, 80 million is re-released, leaving 20 million in their own hands and waiting for depositors to usually come to mention, the enterprise gets the 80 million, buys raw materials to start production, and spends 80 million. Naturally, it has to be deposited in the bank.

Of course, he may buy stocks, buy funds, or even gamble, but no matter what, the money must be in the bank in the end, because everyone does not have such a big safe at home, and it is not convenient to spend it at home, so it is much easier to transfer money directly to the bank account at that time;

Suppose that the bank that received 100 million at the beginning was A, and the next 80 million was finally deposited in the vault of Bank B, then they also left 20% of the deposit reserves, that is, 16 million, and the remaining 64 million were lent out, then there was another 6400 in the market, and then there was another reincarnation......

Turning around like this, it was originally only 100 million, but later it turned to 500 million. ”

This is very simple to calculate, 1+0.8+0.64+0.512+0.512*0.8+......=?

If both sides are *0.8, it becomes 0.8+0.64+0.512+0.512*0.8+......=0.8*?

Two formulas are subtracted, 1=0.2*? , this question mark is naturally 5.

The reciprocal of the reserve requirement ratio = currency multiplier, the so-called currency multiplier, is the transaction value created by the central bank for every 1 yuan printed by the central bank.

In reality, if you want to regulate, it is simple, it is indeed simple, because as long as the reserve requirement ratio is moved, it is fine, but ......

Moving this is a manifestation of the central bank's incompetence. (To be continued.) ( Just Love)