.., the latest chapter of the transformation elf beautiful girl!

After Yang Bin learned what happened, he couldn't help sighing, now the problem of campus loans has become more and more prominent, and many black-hearted people feel that college students have low social experience and are easy to deceive, so they will specifically target them.

However, college students have no ability to repay, and once they are cheated, they will almost be bankrupt and their studies will be ruined.

Because of the problem of campus loans, I don't know how many originally excellent college students have been ruined, so that they have been crushed by the dark side of society before they have time to enter the society.

However, I don't know why, campus loans have never been regulated, on the contrary, they have become more and more intensified.

Not long ago, Chen Zihao gave up his studies and left S City because he borrowed a campus loan.

And today, another college student accidentally borrowed a campus loan in order to buy a new mobile phone and was deceived again.

Obviously he borrowed 5,000 yuan, but it only took a month for it to become 20,000 yuan, how could he afford to pay it back?

Yang Bin learned that the student's family situation was not good, and it was precisely because there was no money in the family that he wanted to borrow money to buy a mobile phone.

The reason why he borrowed money to buy a mobile phone was actually to prevent his classmates from looking down on him.

He comes from the countryside and has not seen much of the world, and most of his classmates in the dormitory grew up in the city and are well-informed, and they all have this good mobile phone, which has almost become the standard for college students.

He didn't want to be looked down upon by his classmates, so he also wanted to buy a beautiful and fashionable mobile phone, so he took out a loan.

However, what he never expected was that this was an out-and-out road of no return.

How can he afford 20,000 yuan?

That's almost the equivalent of two years of his living expenses.

Moreover, according to his confession, he is still receiving special subsidies for poor college students.

After understanding the situation, Yang Bin sighed helplessly, he has seen a lot of this kind of thing, and this kind of thing happens almost every day, but in most cases, these college students can only consider themselves unlucky.

Although Yang Bin also wanted to help them, but he couldn't do anything, last time because of Chen Zihao's matter, he was even severely criticized by his superiors, and he almost took off his police uniform.

Since then, Yang Bin has become much more restrained, and the police can't help with this kind of economic dispute.

When you sign a loan agreement, there are actually terms on it, as long as you take a serious look at it, you won't be deceived.

Obviously, these college students are high-IQ and inexperienced children, who think they are very smart, but in fact, they are extremely inexperienced in society.

It was only when something happened that they realized how naïve they were in the first place.

In order to exploit the loopholes of the law, they will add a clause to the agreement that "the tentative interest rate shall be determined by mutual negotiation between the two parties", which means that even if the interest rate is much higher than that of the bank's usury, then it is not set by his side, but negotiated by the borrower and the borrower, which effectively avoids the accusation of unilateral overlord clauses.

Of course, even if it is still impossible to escape the accusation of the overlord clause, the punishment will be relatively light, because this sentence also contains the agreement signed by both parties, so both parties will be liable.

And many college students don't pay attention to these details, so it's too late to regret it after being deceived.

Yang Bin has seen too many such tragedies, but as a policeman, what else can he do besides consoling them?

"Brother policeman, please help me, I really didn't mean to owe them money, I went to them before, but they either said that the accountant was not there, or that there was no manager present, they didn't accept it as an excuse, and I was not allowed to repay the loan in advance, and it was really not my responsibility to cause me to default later." The male college student cried a handful of snot and tears, and his eyes were red from crying.

A young man, at the gate of the campus, in front of so many people, crying like this, it can be seen how desperate and uncomfortable he is in his heart.

"Little brother, calm down, campus loans are absolutely not borrowed, once you borrow, even if you go bankrupt, you can't pay it back, it's better to think of a way, hurry up and pay back the money, otherwise, they will come to you for trouble." Yang Bin said to the college students.

When the college student heard this, his heart instantly cooled, "I don't have so much money, how can I pay it back?" ”

Faced with the question of the college student, Yang Bin was also very helpless, he knew that this college student had no money, if it weren't for the fact that he didn't have the money to buy a mobile phone, he wouldn't have borrowed a campus loan, and now that the loan shark has risen to 20,000 yuan, how can he afford it?

Yang Bin wants to help him, but he has already helped many people before, but can this solve the problem?

Although Yang Bin's family conditions are good, he is just a policeman, and his salary is only a few thousand yuan a month, how many people can he help?

What's more, even if he sells all the houses and helps these students all, will he be able to stop others from being cheated again?

No way!

As long as there are black-hearted campus loans, this kind of deception and extortion will continue to happen.

He really couldn't understand why people's hearts could be so black, in order to make money, regardless of the lives of others.

In order to make money for yourself, you will force others to a dead end.

These deceived college students are the future of the motherland and the pride of the sky.

Maybe some of them will become the pillars of the motherland in the future, but will they be strangled in the cradle just for the sake of greedy for small profits?

Yang Bin was silent for a moment, did not make any answer, he just silently made a note, and then comforted the poor college student a few words again, and then left.

Yang Bin returned to the bureau and called up the surveillance video, and as he expected, the intentional injury incident caused by the campus loan was also committed by Huling Credit Company.

Huling Credit Company is the same credit company that blackmailed Chen Zihao in the first place, and their boss is called Li Hu, the younger brother of the underworld brother Zhang Enguang.

This person is ruthless, is Zhang Enguang's right-hand man, because he has participated in several forced demolition cases, so he became popular, was Zhang Enguang used his relationship to arrange to the demolition office, became the deputy director of the demolition office, Li Hu during the demolition office, took advantage of his position, greedy a lot of money, and later he heard that the campus loan is a million profits, the money is fast, so he established Huling Credit Company.

After the establishment of the company, he deceived a lot of college students, not only to deceive boys, but also to deceive girls, especially some beautiful and vain girls, is his main object, often when those girls are not paid, he will send fruit photos to his relatives as a means of threat, let the girls at his mercy, over time, those beautiful girls, without exception, have fallen into his clutches.

After Li Hu mastered the resources of these girls, he also built a live broadcast website, allowing these girls to regularly come to the website to broadcast live****, so as to make huge profits.

Although these things have long been a fact, no one dares to ask, and Yang Bin is helpless.

( Transform into an elf beautiful girl )