Wu Yingying patiently listened to him, smiled and said slowly: "Qingchi's strategy is very good, I still have a way to manage money to complement it, when the merchant bids for the land and house, I am afraid that the financial resources are not very sufficient, so the floating sea bank came forward to lend a huge amount of money, the merchant heavy profit and light parting, so he asked him to take some pledges out, return it as soon as possible within a few years, the people relocate to the land, can be returned slowly on a monthly basis within decades, in this way, the floating sea bank sits on a huge profit, and even better, the money lent out, turned around, and returned to the treasury. ”

Qingchi originally thought that his method of generating wealth was an incredible calculation, but who knew that Wu Yingying added a few strokes, which was simply the finishing touch, and he clapped his hands and praised: "Wonderful plan, it's just a business, this people are burdened with heavy debts, and if they want to repay the money to Fuhaixing, they can only cut down on food and clothing, so that the accumulated wealth is more." My lord's vision is far-reaching, and Qingchi can't reach it!"

Wu Yingying accompanied Qingchi to laugh almost, his face turned cold, and he said in a deep voice: "However, although this method is very good, I can't implement it in the Anxi Military Territory." ”

Qingchi was full of joy when he met Lord Ming, as if he had been poured a basin of cold water on his head, and his whole body froze there, his mouth open, and he looked at Wu Yingying speechless. Seeing him like this, Wu Yingying also felt a little regretful in his heart, and said slowly: "Of course, Mr. Qing is a rare talent, but I know it." In this way, why can't you adopt this method of financial management, if Mr. can figure it out, I respectfully ask Mr. to be a staff member of the Anxi Military Government. ”

After serving tea and sending off guests, Wu Yingying said to Zhang Zhongyao: "This Qingchi is Wang Zuozhicai, you have to send two people to watch it closely, if he has the intention of leaving, you don't need to ask for instructions, just take his head, and then go back and forth." ”

Zhang Zhongyao saw that he was full of spirit, and he also obeyed his orders, and said in his heart, the lord had already saved the idea of killing him if he couldn't use it, and if this pretentious Qingchi knew this, he would be blind to death. He originally thought that Wu Yingying was too affectionate and righteous, and his methods were not ruthless, but when he saw him talking, laughing and killing people today, he had a strange feeling in his heart, but he felt a little down-to-earth.

Zhang Zhongyao sighed: "Although the financial management method offered by this Qingchi is easy to use, it is only too much competition with the people, which greatly damages the reputation of the lord. ”

Wu Yingying said with a smile: "It is the military government and the floating sea that compete with the people for profit, if it is only for their own reputation, I can send an edict to reprimand them every day." Just like Na Qingchi said, in this way, you can make 'the people wear like the sun and the moon, and the prince is like a parent.' Zhang Zhongyao was a little puzzled, and Wu Yingying said: "The reason why I don't use this strategy is that I don't want to dry up and catch my ears." Seeing that Zhang Zhongyao's puzzled expression was still not gone, Wu Yingying ordered the servant to remove the tea, serve a few peeled oranges, and explain it carefully to Zhang Zhongyao while eating.

"According to Qingchi's idea, the country will be rich, and the people's wealth will be exhausted," Wu Yingying said with a smile, "What is the use of the superior amassing so much wealth? Even if it is a crusade against Song Liao, there is no need to be so urgent to collect wealth." It is necessary to know that governing a large country is like cooking a small fresh, and it should be disposed of slowly. Otherwise, Song Liao would not have been at peace, and he would have become like a man who would have become under his own rule? Accumulating so much wealth would have been nothing more than the material resources of the world and the filling of endless desires. ”

Zhang Zhongyao subconsciously said: "Adults are quite familiar with the way to make money, if you use the accumulated wealth as the capital and continue to make money, or do something beneficial to the country and the people, wouldn't it be more useful than staying in the people?"

Wu Yingying was stunned, he couldn't imagine that Zhang Zhongyao believed in his ability so much. However, with the current level of social technology, the two of them may not be able to see the high welfare state system under the high tax burden in their lifetime, and they must dispel his dangerous thoughts, Wu Yingying said slowly: "Zhong Yao's words are wrong, as the saying goes, one person is short, and everyone is long." A person only has a pair of eyes and two ears, what he sees and hears, but he peeps at the leopard in the tube, this matter of wealth is related to thousands of households with firewood, rice, oil, salt, sauce, vinegar and tea, and everyone's preferences and tastes are different. ”

"Moreover, even though the top has a brilliant method, everyone at the bottom has their own plans. A strategy is implemented, seven folds and eight buckles, and it is good to have two or three points of the original appearance. What's more, since the wealth is accumulated in the treasury, when the profits are shared, it is like floating wealth without an owner, and the person in charge has his own selfish desires. The only solution is to hide the wealth from the people. If the government treasury has no wealth, the officials will clear themselves. With its indisputability, make it indisputable, this is the way of goodness like water. ”

"The way of making money is to make the four of those who work hard, those who work hard, those who work together, wealth, and property, and they are all in one breath, and if the treasury collects all the wealth, there are three other things left, and those who work hard cannot fulfill their desires, and those who work hard cannot do their best, and their property cannot be used to the fullest. Strange things are born, there are resentments from top to bottom, and the wealth in the world is either growing slowly or not shrinking, which is tantamount to drying up and fishing for the superiors. ”

Wu Yingying had this concern not for no reason, in later generations there was a projectile land occupied by the Yingyi, this Yingyi is a foreign race, and the subjects of this projectile land are treated like shepherds raising cows, hoping to invest as little public expenditure as possible, and the more taxes collected into the Yingyi treasury, the better, so he invented the unique public land enclosure and land auction system for those with the highest price. As a result, the land price and housing prices were pushed higher and higher, and the increase in land and property income made the land not only maintain the status of a tax-free free port, but also meet the huge public expenditure needs of modern society, and the developed entrepot trade, the active commodity economy, and the extremely thrifty people could meet the needs of Yingyi to the greatest extent. Thinking of this, Wu Yingying also secretly admired that Yingyi's ability to govern the colony can be called the first in the world.

In essence, it is the result of the lack of capital and strength of the local residents in the political game, and the fact that they belong to different races and interest groups with the rulers. Later, for some reason, the dynasty actually learned the method used by Yingyi to exploit the colony, which was the only one in the world with no other branches, and caused his own economy and people's livelihood to be ruined.