It is not so easy to do a bank, there are too many aspects involved, Zhu Jian does not know the various businesses of modern banks, internal management and supervision, he is just based on his own bank passbook, card, transfer through the relevant steps and processes written out for your reference, the specific matters have to be discussed repeatedly and carefully, to achieve the current business model of the bank, to integrate the business model suitable for themselves, to cross the river by feeling the stones, can only take it slowly.

The consequence of malicious competition is to lead to high costs, low profits, and insufficient capital of private banks to close down, but Zhu Jian is not worried about these problems at all, try to ask which private bank in the world can compare with his strong royal bank? Moreover, the Royal Bank also took advantage of the semi-official sky, and all official future transfers and remittances had to go through the Royal Bank, which was unbeatable, and there was no comparison at all.

This kind of thing, Zhu Jian only needs to provide a correct direction, there are people under his hands, and he doesn't need to do it himself, because of partnership investment, everyone makes a lot of money together, and they have become comrades in the trenches, or grasshoppers on a rope, no one can run, so they can only cooperate sincerely.

It is precisely because of this that all kinds of new reforms proposed by Zhu Jian in the court are very smooth, Ruan Dacheng and his colleagues in the Jiangnan faction are not stupid, nor are they brainless, aside from the fact that they make money through partnership investment, the aftermath of the Donglin case has not passed, and the stupid pen will jump out to die at this time, although the emperor is young, but the goblins are not easy to fool at all, and he is also a tyrant who is thirsty for killing, he has only been on the throne for a few years, and there are not a thousand but hundreds of his heads chopped off, only the stupid forks of the Donglin Party are afraid that they are impatient to live.

Now the direction of the wind in the court has completely changed, in the past, the official dared to die, to die, scolded the Son of Heaven, was proud of the court staff, when the capital, at every turn to resign and retire as an excuse to threaten the Son of Heaven, forcing the Son of Heaven to compromise, now you try, to ensure that it is too sour not to want, it is useless to cry and faint.

Of course, there are really some officials who are not afraid of death and dare to die, and most of them end up losing their officials and going back to their hometowns to farm, and there are at least hundreds or thousands of alternate officials waiting in line for arrangement, and they all wish you to get out of the way to have a chance to take the position. But there are also lucky people who have been commended and promoted, and the premise is that your death advice must be substantial and beneficial, and the Son of Heaven will accept it.

************

In a wild place somewhere in eastern Liaodong, the military camp of the Jin army stretched for dozens of miles, and the battle flag fluttered like a sea.

In the king's tent, Huang Taiji and a group of princes and elders of the Baylor tribe all had strange expressions, they had just received the information sent back by the fine work in the lurking pass, the emperor of the Ming Dynasty was investing a lot of manpower, material resources and silver, and he was going to do a big military parade with great fanfare, and they couldn't help but be happy.

"What do you think?"

Huang Taiji was also stunned for a while, before he smiled and moved his gaze back to the map in front of him, the more mediocre the emperor of the Ming Dynasty, the better, the more beneficial it is to Dajin, if possible, he really wants to pick a dozen beauties from the country or other tribes to give to that Chongzhen, so that he is busy all day long, and has no mind to go to court.

"Liaoyang."

"Jinzhou."

"Shanhaiguan."

"I also choose Shanhaiguan."

The elders of the royal beylor tribe spoke one after another, and they understood that the Great Khan was asking which city to choose as the breakthrough point, not about the Ming people holding a military parade.

Everyone chose several cities, each with its own reasons, but the people who chose Shanhaiguan as the breakthrough point accounted for the majority, the reason is that the Phoenix Legion is not stationed in Shanhaiguan, the commander is the favorite concubine of Emperor Chongzhen, beautiful and hot, breaking the city and arresting people, and dyeing Chongzhen's crown green as a congratulatory gift for the Ming military parade.

"Okay, just choose Shanhaiguan."

Huang Taiji laughed, the first target in his heart is the steep terrain, easy to defend and difficult to attack the Shanhaiguan, the more steep and difficult to attack the city pass, the more relaxed the defense, this is also the normal psychological thinking of most people, he went the opposite way, and hit a surprise.

Capturing Emperor Chongzhen's favorite concubine Red Concubine alive, dyeing Chongzhen's crown is also one of the reasons, he wants to enter the Central Plains, many years ago he has made a lot of deployments in advance, sent a large number of secret spies to sneak into the pass to lurk, although some people were exposed for various reasons to be killed or withdrawn, but there are still some people who have successfully lurked, just waiting for the signal to act.

The Eight Families also opened branches and branches in the cities and forts on the nine sides before, these shops and branches are not only tools to make money, but also to secretly collect intelligence or something, although the Eight Families are finished, these shops and branches have also been seized, but there are still some secret strongholds that have not been exposed, and some of the dead soldiers secretly trained by the Eight Families have escaped the arrest of the officers and soldiers and hid, and have been in contact with the hidden secret spies of the party, once the army attacks the city, these dead soldiers will cooperate with the outside to assist Dajin to break the city.

After the main direction of the attack is determined, he will personally lead the main force to attack the city, but in order to confuse the Ming army, he has to leave a partial division, under his banner to feint to attack other cities, this random general can be competent, he appointed Abatai as the commander of the partial division, Zilharang has a deputy marshal, and the big Belle Daishan is still responsible for guarding the rear, and the elite of the two flags of red and red are guarded against the attack of the Cao Bianjiao Department on Phi Dao.

The wolf camp of Cao Bianjiao's department guarding Phi Island has always been the most headache for Huang Taiji, and he tried his best to kill Cao Bianjiao, so he had to put it on hold first, although Dabeile Daishan was quite capable, but he was still not at ease, and left several small tribes of people and horses for Daishan, a total of more than 7,000 warriors to assist in guarding the rear, so he was relieved to lead the main force to the Kormi Prairie.

Although Hong Chengchou, the governor of Liaodong, was a turtle with a shrunken head and defended the city without fighting, he still sent a large number of scouts to sneak out of the city every day to inquire about the movements of the Jin army and other information.

Hong Chengchou learned that Huang Taiji was still outside Liaoyang City, he did not move his nest, continued to stay in Liaoyang City, patiently waiting for Huang Taiji to lead the army to attack the city, and at the same time ordered the army and civilians to step up the repair of damaged city fortifications, strengthen the vigilance, the ability of the deputy chief soldier Zu Dashou is still quite good, plus he is in charge of the town, as long as there is no accident, Liaoyang City can be held without reinforcements.

Horqin steppe.

When a team of flying horsemen arrived and handed the secret letter to Yue Tuo, who was in charge of guarding the grassland, Yue Tuo wrinkled his bitter melon face and looked anxious and uneasy without tears.