Chapter 271: Risk Hedging
"Hey! You make it clear to me! Victoria crossed her hands and glared at Roland. Pen × fun × Pavilion www. biquge。 info
Smiling helplessly, Roland patiently explained to her: "The flower shop is next to the Martyr's Tower, and the cemetery is under the Martyr's Tower, according to Kitland's customs, when people sweep the grave, in addition to offering flowers, they will occasionally light a few candles to express their sorrows, if you are the flower shop, what will you do?" ”
"Humph!" Lori Knight pouted, "Even if you are right, I will forgive you this time." ”
However, she soon regretted it......
Walking into the flower shop, the proprietress greeted Roland with a smile on her face, and looked at the petite and delicate female knight beside him, compared with the tall and toned female ranger last time, it was simply two extremes, of course, she was very beautiful.
"Hey, young man, you've got a new girlfriend after only one night?" The proprietress couldn't hold back the urge to gossip and asked Roland behind Victoria's back.
"yes." Roland was picking out a candle and replied casually.
Victoria had already pricked up her ears to listen, and turned her head to look at Roland: "It's your sister!" ”
Well? Something seems wrong......
Facing the strange gaze of the proprietress, she quickly changed her words and defended: "I'm not his sister!" ”
Despite some misunderstandings, Victoria was generally satisfied with the quiet private rooms at the top of the tower, the fragrant flowers, the romantic candlelight, the delicious dinner, and the glass of aged wine.
Picking up a napkin and wiping the corners of her mouth, she leaned back on the soft chair with satisfaction, and asked the handsome and tall young knight opposite with a slightly drunken smile: "Now you can tell me, where did the 1 million come from?" ”
"Get a loan from Lighthouse Bank." Roland replied calmly.
"Lighthouse Bank?!" Victoria couldn't help but sit up straight and looked at him in surprise, "To get such a large loan from Beacon Bank, your face is not small!" ”
Roland shook his head and smiled: "I don't have any face, I rely on my friends to help." ”
Victoria couldn't help but worry about him: "You borrowed money to buy bonds, probably for arbitrage, the question is have you considered the risk?" What if I lose money? ”
Roland scratched his head and said with a wry smile: "Of course I know that there is a risk, and I have also made a plan to hedge the risk, and I have to ask for your help when it comes to it." ”
"Hedging risk?" Victoria pondered this never-before-heard phrase and became more and more curious: "Tell me exactly what you are going to do?" ”
"It's very simple, I want to buy an insurance for the bonds I bought, if the bonds default, I hope that your Chamber of Commerce will send someone to audit and liquidate, if it is finally confirmed that the principal and interest cannot be repaid, your Chamber of Commerce will compensate me half of the face principal on behalf of Beowulf and Natasha, for which I will pay you 2% as insurance costs."
"Oh...... Let me think, in other words, do you want to buy a bond insurance worth 500,000 gold coins from me, and the premium will be paid at 2% of the insured amount, which is 10,000 gold coins? ”
"That's right, it's good for both of us, you don't have to directly bear the risk of bond default, and even if I fail to invest, I can get half of the principal back from you in the end, so I won't lose all my money." Roland said with a smile.
"500,000 insurance amount, 10,000 premium......" Victoria frowned, trying to weigh the risks and benefits of this policy, "Roland, I'm a little worried...... Can I ask Katya to come over? She has a lot of experience in the shipping insurance business and it would be beneficial for us to hear her professional advice. ”
Roland shrugged: "I don't have anything to do with you asking Miss Katya for advice, but then again, who of you two has the final say?" ”
Victoria's face twitched, visibly irritated by his words.
She took a deep breath and made herself appear as frank as possible: "Katya works for me, it is her obligation to give advice, I have the final decision, but I have to respect Katya's intelligence, respect her professional talent in actuarial science, this is one of the reasons why our Yangbo Chamber of Commerce has been able to grow to this size, do you are satisfied with my answer?" ”
Roland smiled: "Look at you losing your temper again, you really look like a child." ”
"I'm not angry!!"
"Okay, okay, now please Miss Katya here."
"You don't have to run around by herself, I'll just send a letter and ask her."
Victoria took out the "Communication Stone" and sent Katya a synopsis of her deal with Roland. After about ten minutes, Katya finally figured it out and gave her a simple and clear answer: there is a certain risk, but compared to us buying bonds directly, we don't have to take up cash flow, and it's worth trying to travel light!
Seeing Katya's reply, Victoria relaxed. Just now she was worried that Katya would veto the deal, which would make her embarrassed in front of Roland and very unhappy. She is even ready, even if Katya is against it, she will promise Roland hard, even if she loses the 500,000, she will admit it, and she should repay him for saving his life.
Victoria is actually not good at business operations, the finance of the Chamber of Commerce is managed by her sister Lyubov, she is mainly responsible for security, escort and debt collection, and the decision-making involving business mainly relies on the secretary Katya to help her advise, but she does have the authority to borrow millions of dollars as the second person in the Chamber of Commerce.
Roland had repelled the war-stricken believers to save the Yangbo Chamber of Commerce from losses, and also saved her once, this favor can't help but repay, since Katya also feels that this insurance policy is worth signing, what reason does she have to refuse Roland's request?
Roland took out the contract he had prepared in advance and handed it to Victoria. Miss Sea Elf Knight read it carefully, confirmed that the terms were in line with the general commercial insurance norms, and there were no traps in the text and grammar, so she took the pen he handed over, quickly signed her full name, and finally stamped the official seal of the Yangbo Chamber of Commerce.
"This fountain pen is very useful, can you make me a souvenir?"
"I'm sorry, it was my father's birthday present, if you like, I'll order a new one for you."
"Hey, stingy!" Victoria picked up the pen between her two fingers, flicked it lightly, and the pen spun around her fingers a few times, and then flew off her hand and flew towards Roland.
Roland grabbed the pen, got up and said with a smile: "That's it for today, I still have something to do, see you tomorrow." ”
"Huh? Invite me to dinner tomorrow? ”
"As long as you're willing to appreciate it."
"That...... Your girlfriend won't be jealous, right? ”
"We talk about business, why should others be jealous."
"Hmph, seriously, how many girlfriends do you have? I've seen giant chicks, Parnia, witches of Beacon Mountain, and oh yes, Tamara has a leg with you, right? ”
Roland shook his head speechlessly, reached out and patted Lori Knight's head, "What are you pretending to be here?" Can't you use your developed imagination in a serious place? ”
"Nasty! Don't touch my head! ”
Victoria jumped up like a fried kitten. (To be continued.) )