Three, three, six, and a generation of right and wrong who have the same language
When this trend intensified, the Qing government took the same measure as all modern and contemporary countries, and that was to save the market. No pop-up window update fast // When there was a large-scale collapse of Shanghai Qianzhuang, the local gentry in Shanghai were already aware of the hidden danger and called on the government to actively intervene.
At the end of the Qing Dynasty, the administrative level of Shanghai was a county, which was subordinate to Songjiang Prefecture; Songjiang Mansion is also subordinate to Susong Taidao, which governs Suzhou Prefecture, Songjiang Prefecture and Taicang Prefecture; Susong Taidao belongs to Jiangsu Province. However, the highest governor on the ground in Shanghai is not the prefect of Shanghai, but the Su Song Taidao platform set up by the yamen here, commonly known as "Shanghai Dao". Cai Naihuang, who is now serving as a Taoist station in Shanghai, is a hardcore confidant of Yuan Shikai.
Cai Naihuang was very lucky, before Yuan Shikai lost power, he got the world's first-class fat difference; After Yuan Shikai lost power, he still stood still. Two years have passed in the blink of an eye, and Cai Naihuang knows that he won't stay in this position for long, maybe tomorrow, maybe the day after tomorrow, maybe he will be adjusted to a place like Yungui where rabbits don't, or a Qingshui yamen like the Ministry of Rites and the School Department. Therefore, before that, you must make enough money for retirement. This is Cai Naihuang's only goal during this time.
The collapse of Zhengyuan, Zhaokang, Qianyu and many other money banks made him feel a lot of pain. In the past two years, they have given themselves filial piety and silver during the New Year's holidays. This bankruptcy, this year's Mid-Autumn Festival income should drop a lot, right?
Just as he was thinking about it, Ding Weifan, the manager of Yishanyuan, Yan Zijun, the owner of Yuanfengrun Bank, and Zhou Jinzhen, the president of the Shanghai Chamber of Commerce, suddenly came to visit. These three people are all his big financiers, so he quickly collected his emotions and hurried out: "What kind of wind is blowing today, I actually blew the three gods of wealth in Shanghai!" Come on, come on, sit in the house! ”
Don't look like the three people are rolling in the business field, but who doesn't have a little background?
Li Jingchu, the major shareholder of Yishanyuan, is the second son of Li Hanzhang and the nephew of Li Hongzhang, and now serves as the right attendant of the Ministry of Posts and Communications and the prime minister of the Bank of Communications.
Yan Xinhou, the former boss of Yuanfengrun Qianzhuang, was promoted by Li Hongzhang as the acting assistant of Tianjin Salt Affairs, and mingled with Li Hongzhang's old department.
As for Zhou Jinzhen, he is a famous business tycoon in Shanghai, and his friendship with Yan Xinhou is extraordinary.
It's just that today these three are not as calm as before, and the youngest Yan Zijun has a close relationship with Cai Naihuang, and after taking a seat in the main hall, he asked anxiously: "Lord Cai, you should have heard about the closure of Zhengyuan, Zhaokang, and Qianyu, right?" ”
Cai Naihuang nodded: "How can I not know such a big thing?" The human heart is not enough to swallow the elephant! Chen Yiqing, Dai Jiabao, and Lu Dasheng are not doing business in a stable bank, and they have to speculate on any rubber stocks. I'm afraid that now the door of the three of them is full of creditors, and they can't die if they want to die, right? ”
In the end, Cai Naihuang was actually a little gloating.
Ding Weifan sighed: "In the past, the rubber stock market was so good, and the day was making money, who would have thought that it would collapse all of a sudden?" ”
Cai Naihuang suddenly thought of a letter he received a few days ago: "Don't say it, someone really thought that rubber stocks would collapse beforehand!" ”
"Who?" The three asked in unison.
"Master Sun Yuanqi of the left attendant of the school," Cai Naihuang did not whet their appetite, and directly said the answer, "He had a premonition that the situation was not right as early as a month before the stock market crash, but because there was no evidence, he privately entrusted a reporter from the China Broadcasting Company to visit Nanyang." Not long ago, the news about Lan Gezhi, Xue Nawang and other companies was privately spread by those reporters after they returned from investigation.
Two days before the stock market crash, he deliberately gave a note to the military aircraft department, saying that there would be problems with Shanghai rubber stocks. In addition, he also asked someone to bring a private message to Cai, hoping that we could control the managers and bosses of those rubber companies in advance and avoid the losses of Chinese businessmen. It's a pity that the letter was delivered too slowly, and by the time the letter reached us, the stock market was already in shambles, and Mai Bian, Kadoorie and others had fled. ”
When the three of them heard this, they all sighed: "Mr. Baixi is really a pedantic celestial!" ”
Cai Naihuang said: "You three God of Wealth have always been on the Three Treasures Hall for nothing, and when you come to me today, I don't know what to teach?" ”
Zhou Jinzhen said with a sad face: "It's not because of the closure of the money village in the past few days!" ”
"Oh? Have you saved money in Zhengyuan, Zhaokang, and Qianyu? Cai Naihuang asked, "That's not right! You and Yibin's father are friends who are irreversible, and there is money that naturally exists in Yuanfeng Rich Money. Now that other money banks have closed down, it is really a godsend for Yuanfengrun to take the opportunity to expand, why are you still so depressed? ”
Yan Zijun's face was even more gloomy and decayed, and his speech was a little lacking: "Lord Cai doesn't know that we have suffered heavy losses in this stock market crash. ”
Ding Weifan continued: "Our source of righteousness and goodness has also suffered heavy losses, and the situation is precarious. ”
Cai Naihuang was shocked: Yuan Fengrun and Yishanyuan are the pillars of Shanghai's private bank, they are going to fall, and things are going to be big! Hurriedly asked, "You are also involved in rubber stock speculation?" How serious is the loss? ”
Yan Zijun sighed: "Our source Fengrun is not directly involved in speculation, and the loss is smaller. It's just that Deyuan Qianzhuang, which is connected with Yuanfengrun, fell into a deep trap, and lost about 2 million taels at once. ”
Ding Weifan smiled miserably at Yan Zijun: "Yibin, we are really brothers and sisters." Our Yishanyuan also suffered heavy losses because of its Yuanli Money Bank, which is estimated to be millions of taels. ”
Cai Naihuang asked, "Then can you still operate normally?" ”
Zhou Jinzhen said: "Now everyone can barely support it. It's just that the rumors in the market are getting closer and closer, and once there is a run, we will have no power to return to the sky, and we will only close the door. ”
"Alas, people's hearts are bitter and not satisfied, and they have Long, and they look back at Shu!" Cai Naihuang suddenly said this, and then said with a straight face, "Since the matter has come to this, what remedies do you have?" ”
The three of them glanced at each other, and then Yan Zijun, who had the closest relationship with Cai Naihuang, said: "I would like to implore Lord Cai to propose to Zhang Zhitai, the governor of Liangjiang, that the government come forward to urgently borrow 3.5 million taels from major foreign banks and deposit them in Yuanfengrun and Yishanyuan to maintain the stability of Shanghai!" ”
As soon as he heard that it was a thankless task like borrowing, Cai Naihuang immediately became uninterested and wanted to excuse himself.
Zhou Jinzhen and the others knew that he was a corner who could not afford to be unprofitable, so they hurriedly took out an official letter and handed it over: "My lord, there is a carefully drafted statement here, as long as you make such a plea in front of the Lord of Taiwan, you will definitely be approved." If there is no follow-up, we have nothing to say. If it happens, we will only take 90% of the loan! ”
Cai Naihuang pinched the envelope, only to feel that there was a thick stack inside, and it was all silver tickets. I heard that I can get a benefit of nothing, it is 350,000 taels of silver! With this money, even if you don't become an official in the future, won't you still live a fairy life?
Upon learning the good news, Cai Naihuang's enthusiasm skyrocketed, and he rushed to Jiangning by special car on the same day to meet Zhang Renjun, the governor of Liangjiang. Zhang Renjun and Yuan Shikai are brothers, and they are sons and daughters, and Cai Naihuang is Yuan Shikai's cronies, so Cai Naihuang asked to see him, and Zhang Renjun soon met him. - This is also the fundamental reason why Yan Zijun, Zhou Jinzhen and others are willing to give him money.
As soon as he sat down, Zhang Renjun asked directly: "Bohao, you said that you have something important to see, what is the matter?" ”
As the saying goes, "Diplomacy is no small matter." "It's just that the ten-mile ocean field on the beach is mixed, and poking out a basket at random is a catastrophe, and Zhang Renjun can't help but be nervous.
Cai Naihuang made a long story short: "The owners of Shanghai Zhengyuan, Zhaokang, and Qianyu embezzled huge sums of money to participate in rubber stock speculation, and now the stock price has plummeted, and the three have all lost big losses, and the money banks have been forced to close down. Implicated by them, Shanghai's large and small money banks have closed down. Now that the situation in Shanghai is precarious, please play the imperial court on the stage to see how to deal with it? ”
Zhang Renjun listened to it and was quite unimpressed: "Although the speculation of the three of them failed, there are always some family backgrounds, and you Shanghai Dao seized their store property and plugged the holes?" Why did it alarm the imperial court? ”
Cai Naihuang had to bite the bullet and tell the truth: "These three proprietors have lost too much, each of them is more than one million taels, and the total is more than six million taels. Not to mention the seizure of their store's property, even if they buy their whole family, it is not enough for a fraction! ”
Six million taels? At the end of the Qing Dynasty, this was enough to build a 300-mile-long railway, or equip the new army of the six towns with more than 70,000 guns and ammunition.
Zhang Renjun was also dumbfounded, and only after a while did he slap the table and scolded loudly: "Good dog guts!" What a guts! ”
"There are far more than these three banks involved in stock speculation in Shanghai, but these three have lost the most. The others that have closed down and closed down are either having interests with these three companies, or they have lost all their money in speculation. Cai Naihuang said cautiously, "But this is just the beginning." As more and more bankruptcies increase, people in Shanghai are panicking, and regardless of whether the money bank is involved in stock speculation or not, the industrial and commercial owners who have saved money will run on it frantically, and those who borrow money will also default on their repayment. In this way, I am afraid that it will be difficult for all the money banks in Shanghai to be alone. ”
Zhang Renjun stroked his beard and muttered for a moment: "Isn't there still Daqing Bank and Bank of Communications in Shanghai?" As long as the government does not fall, all those private banks will be closed, so what does it matter to me in the Qing Dynasty? ”
Cai Naihuang hurriedly explained: "Jiangnan occupies half of my Qing Dynasty's wealth, and Shanghai is the financial center of the country. Shanghai Qianzhuang, represented by Yuanfengrun and Yishanyuan, together with Daqing Bank and Bank of Communications, was the pillar of optimus to maintain the financial stability of the Qing Dynasty. If the large-scale collapse of Shanghai Qianzhuang is allowed to occur, it will inevitably lead to a series of incidents, such as the bankruptcy of industry and commerce and the loss of employment. At that time, there will be no finance and taxation in Jiangsu and Zhejiang to serve the imperial court, no goods in the middle to flatter Xiyi, and no enterprises to detain the homeless, for fear that it will cause social turmoil! ”
Zhang Renjun said: "In your opinion, how should you deal with it?" ”
Cai Naihuang took out a few pages from his sleeve and handed them over: "According to the humble opinion of the lower officials, it is better for the government to urgently borrow 3.5 million taels from major foreign banks, and the interest will be borne by the bank." In addition, 3 million taels of Shanghai official silver are stored in Yuanfengrun, Yishanyuan and their subordinate Zhuang numbers to help them maintain the situation and stabilize people's hearts. As long as the source is abundant and the source of righteousness and goodness stands, Shanghai will not be rotten. After a period of time, after the situation in Shanghai is stable, the various loans will be gradually repaid. In this way, as long as the government comes forward to preside over the borrowing, without spending a penny of the imperial court, all kinds of risks can be eliminated invisibly, and the purpose of maintaining the market and determining the people's hearts can be achieved. ”
Zhang Renjun pondered for a moment, nodded and approved: "Bo Hao's method can be described as 'benefiting but not costing', which is really a clever plan!" ”
Soon, Zhang Renjun sent a telegram to the imperial court, asking for urgent loans from foreign banks to settle Shanghai. The Military Aircraft Department quickly approved Zhang Renjun's performance and instructed Cai Naihuang of Shanghai Dao to handle the aftermath with full authority.
After obtaining the approval of his superiors, Cai Naihuang immediately signed a "contract to maintain the Shanghai Municipal Loan" with nine foreign banks. After this emergency treatment, Shanghai has gradually calmed down.