Chapter 840: Tolerance
Mr. Geblin briefly recounted the process of Walt's debt, which happened from time to time, and not everyone can guarantee that they will always win at the table, and they will continue to win, not to mention that the game he organizes is really a "game".
"You never told me that. Nadia looked at Walter who was silent with great disappointment, and she sighed, since it happened, then now should not think about how to quarrel, should solve the matter. Nadia was not a scoundrel, and he could see that this Mr. Geibling was very well-dressed, and that such an act of defaulting on debts would certainly not work. She hesitated for a moment, and asked, "Mr. Gaeblin, may I know how much Walt owes you?"
Mr. Geblin took out a thick envelope from his bosom, and he handed to Nathia the piece of paper on which Walter's debts were recorded, and all the signed and handprinted IOUs, not because he trusted Nadia so much, but because he had enough means to ensure that even if these things were destroyed, he would be able to get the money back.
Looking at the date of each IOU and the number owed, Natia's heart slowly sank, she made a rough calculation, there was nothing wrong with this Mr. Geblin's statistics and calculations, and now Walter owed Mr. Geblin 90,000 yuan with interest, which was a huge amount that exceeded her ability to pay. Even if she sells her house now, it won't be enough to pay off the money - a large part of the mortgage on the house is still outstanding.
This house is worth 120,000 yuan, and more than 10,000 yuan has been used for decoration and other expenses, of which 70,000 yuan is a loan, in other words, even if she sells the house and adds all the savings, it will be less than 20,000 yuan. She had just quit her job at NCB, and she had lost her title as a senior partner, so she couldn't enjoy the insider's mortgage-free and low-interest policy, so maybe she could try to borrow some from someone else.
At the same time, she found another problem, but now is not the time to talk about it.
"Mr. Geblin, I don't have that much cash ......in my hands right now," Nadia was a little embarrassed, she had indeed received a lot of dividends over the years, some of which were used as investments to maintain her image and in the process of interpersonal communication. In addition to paying the high tuition and miscellaneous fees of the daughter's aristocratic school, the rest of the money was used to buy the cash part of the villa. In addition, in the past six months, she has given Walt nearly 30,000 yuan for "doing business", and her bank deposit is only more than 20,000 yuan.
It is precisely because she has worked in the bank for so many years that she is more sure that money is spent as soon as possible, far more effectively than stored in the bank, which has also contributed to the current situation.
Mr. Geblin looked at the decoration of the house, and he liked it very much, the exquisite decoration was simple and extraordinary, it was the type he liked, and he could see that it had cost a lot of money. He withdrew his gaze to look at Nadia, a smile with a hint of indifference, "It's not my problem, ma'am. ”
Nadia smiled awkwardly, "I know, I know...... Can you defer the payment, or pay it in installments?", she looked at Gaeblin expectantly, maybe the gentleman would be considerate of herself.
It's a pity that Geblin has never been a forgiving person, especially in the face of people who have lost their usefulness. He shook his head, "Ma'am, because this debt is getting bigger and bigger, I'm very worried that you won't be able to pay it back in the future, but I can provide you with two options for your reference." "In the first option, I use the debt itself to buy the villa without any other expenses, so that you will not only be able to solve the current financial difficulties, but also not too much pressure on cash." ”
"The second option is to settle the matter through legal means, and the court will evaluate your assets and conduct an auction, and finally raise enough money to pay off this debt. House, car, personal belongings ......"
Either method is a difficult choice for Natiya, if she chooses the first one, it means that the house she bought and renovated for more than 100,000 yuan will be sold for 90,000 yuan. The loss far exceeds her bottom line, and the bank still owes tens of thousands of dollars to repay, which may be overwhelming for a year or two.
The second plan is even more impossible, she has worked in the bank for a long time, so she knows very well that there are often great drawbacks in the auction game of the court, and many people will not participate in the bidding very tacitly, and things that are originally worth 10,000 yuan can often only be auctioned for two or three thousand. Except for the price of this villa, which is not too low, everything else is only worth two or three percent.
She needed to raise the money to minimize her losses, "Can you give me a little time? I'll get back to you as soon as possible." ”
Mr. Gaeblin nodded, "You have three days to make your choice, and I'll come back in three days, and I'm sure you and your husband won't leave Steley, Madam, during that time, right?", Nadia nodded, Geblin took a sip of the flower tea from his teacup, and stood up, "Then we'll see you in three days, lady......", he turned to look at Walt and nodded, "Mr. Walter." After saying this, he left.
Closing the room again, Natia sat in the living room and looked at her husband, and after a long moment asked in a tone of infinite disappointment, "Is your so-called business also lying to me?", she had already discovered that most of the dates on those IOUs were when Walt had asked her for some money for the company's business for various reasons and excuses. To be honest, this money is not much, three or five hundred, seven or eight hundred, and when it is more, it is only one or two thousand yuan. She has always trusted Walter and hoped that Walt could run the company well, but she didn't expect that she was the stupidest one!
Walter didn't speak, and Nadia didn't ask any more questions, she went straight to the bedroom and locked the door, crouching in the corner and holding her head silently.
Over the next three days, Nadia kept in touch with her friends, former colleagues, and relatives, but whenever she opened her mouth to borrow a little money, those people were able to find enough reason to believe that they were also facing financial problems.
The only people who lent her money were her parents, and the two old men remitted more than 2,000 yuan to her, which was the most they could come up with without affecting their lives.
Walter had been at home for three days without saying a word.
On the evening of the third day, Mr. Geblin came again.
This time he didn't just come alone, he also brought a lawyer, no matter what, Nadia had to make a decision today, he would not waste his time here, either give up the villa as he wished, or recover the money by suing, either of which would not continue to encroach on his time. He still has a lot of "bureaus" to organize, and wasting time is tantamount to murdering the future.
Welcoming Mr. Gaiblin and his lawyer into the house again, Walter didn't show up, he was resting in the guest bedroom, he had tried not to meet Nadia for the past few days, he didn't know what to say, he knew he was a bastard, so he didn't want to make himself any more annoying.
"Lady Natea, have you decided?", Gaiblin took a sip as he picked up his teacup and wrinkled the tea. I have to say that this cup of flower tea tastes very good, it should be the kind of private order, and he likes it very much.
Nadia said with some hesitation, "Mr. Gablin, I have raised more than sixty thousand dollars in cash, which is a little short, can you delay it a few more days? I will definitely be able to scrape together enough money to pay this debt." She mortgaged her car, jewelry, and all her luxury goods to the bank to raise the money.
Those luxury goods may cost hundreds or thousands of dollars a piece, but when they are mortgaged to the bank, they may only be half or even a third of the original price. It's not how ruthless the banks are, first of all, these luxury goods have been used. It is impossible for a real rich man who is not short of money to buy something that has been used by others, and that will make him fall in price. The people who are willing to buy these second-hand luxury goods are often those who have a little money but are not so wealthy, they are not looking for first-hand experience, but simply want to decorate their own decency.
Therefore, they will not pay too high a price, which is not cost-effective, and it is impossible for the bank to put the price on the normal value of the item in order to pursue the maximization of profits.
In fact, if there was more time, these luxury goods could be sold for a higher price, but now Natiya pursues to get the money together as soon as possible, so she can only pack these things as garbage and mortgage them to the bank.
"Lady Natia, I have given you three days of grace to give you more time to raise this fund, but I also hope that you will understand that my forgiveness is not a reason for you to procrastinate, and I am very sorry that I cannot give you more time, and you can make a decision now. Whether it's option 1 or option 2, this is the last time I've been here. If there is a future, it will be my lawyer who will contact you. Geblin picked up a small snack from the plate and put it in his mouth, tasted it, and couldn't help but raise his eyebrows, "It tastes good!"
Nadia was silent for a moment before standing up, "I think I understand, can I make another call?"
"That's your power, ma'am. ”
Du Lin, who was far away in the imperial capital, was reading a book, and reading a book had become a habit for him in his spare time, until the sound of footsteps disturbed him, and he looked back at the butler who came over with a phone.
"Sir, your phone is a woman, and she doesn't seem to be very good from the sound of her voice. ”
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