Looking at Sun Yuanqi's wealth obsession, Lilith covered her mouth and smiled: "What big chaebol? You're just a rich man with a little money! ”

"That's a lot of money?" Sun Yuanqi glared at Lilith dissatisfied. No pop-up window update fast //

Lilith said: "Don't look at the value of money, in fact, get rid of the patent rights of plants, machines and paper that cannot be changed at will, and you can earn a little bit every year." Most of the money you earn has been invested in the school, how much money can you have? ”

Sun Yuanqi knew that what Lilith said was true: not to mention anything else, the annual purchase of books in the library alone costs 100,000 taels, not to mention the salary allowance of teachers and students, and the cost of various laboratories like gold-swallowing beasts?

"Lilith, you are often in Shanghai, do you know the source of righteousness?" Sun Yuanqi asked.

Lilith nodded: "Yes, there is a very large private bank in China. ”

"Yishanyuan is my distant uncle's property, and now there is a problem with the capital chain. They came today because they wanted me to borrow money from foreign banks. What do you think about this issue? Sun Yuanqi knew nothing about economics, and Lilith, who was Jewish, was a natural entrepreneur.

Lilith asked rhetorically, "What conditions did they offer?" ”

Sun Yuanqi witnessed the-for-tat negotiation between Lilith and her old Mr. Bergman, and as for her distant uncle, she naturally would not be spared: "He said that if I can borrow 1 million taels, Yishanyuan will give me a hundred percent of the shares; If you can borrow 2 million taels, give me 30% of the shares! ”

Lilith sneered, "Yo, your uncle is really a banker!" Did you say yes? ”

In European and American cultures. When it comes to the image of a banker, the first thing that comes to mind is Shylock in Shakespeare's famous book "The Merchant of Venice", which gives people the impression of being poisonous and greedy. Lilith used the word "banker" to describe Li Jingchu, which is naturally not a good word.

Sun Yuanqi shook his head: "I don't know anything about finance. Our family's finances are in your hands, how can I agree casually? Naturally, I want to ask your opinion first. ”

"You didn't say yes casually, it's wise." Lilith moved the bowl and spoon aside, moved a chair and sat down, before continuing, "There are generally two views in the foreign financial community about China's private banks: the first is that the capital is small, and the second is that the operation is not standardized. Although Yi Shanyuan is one of the leading private banks in China, it is difficult to believe that he has a capital of 6 million to 10 million taels. Why invest 1 million taels to give 10% of the shares? Invest 2 million taels to give 30% of the shares? It's a blatant fraud!

"Yishanyuan itself is a bank, and there will be a shortage of funds, what does this mean? It's safe to assume that the bank must have incurred a huge deficit in one area. This leads to problems in the capital chain. How big is the deficit? How serious is the problem? How much money can be invested to save? We don't know anything about that. Under the premise that the situation is unclear, wouldn't it be self-defeating to rashly throw money into it? ”

Sun Yuanqi said: "You are right, Yishanyuan was seriously damaged in the rubber stock boom last year, so there is a serious shortage of funds. ”

Lilith looked solemn: "If that's the case." We can't even get involved! ”

"Why?"

Lilith replied: "The China Broadcasting Corporation collected a lot of information before and after the stock market crash, and after comprehensive analysis, it was found that in the rubber stock boom, Chinese businessmen invested about 26 million to 30 million taels in Shanghai. About 14 million taels were invested in London, and most of them were lost. Yi Shan Yuan is one of the few private banks in Shanghai. It is very likely that you will be deeply involved in it, and the loss amount will not even be less than 8 million taels! ”

I have to say. Lilith analyzed it very well.

Historically, after Li Jingchu returned the money borrowed from the Bank of Communications, there was only 7,000 taels of cash left on the books of Shanghai Yishanyuan. Soon Yishanyuan announced its bankruptcy, with debts as high as 14 million taels, most of which were due to rubber stocks.

Sun Yuanqi was dumbfounded: If there is really such a big gap in Yishanyuan, even if he borrows 2 million, he will only let it live for a few more days, but he will firmly trap himself in it.

"In that case, I'll write a letter and send it later, and refuse the matter!" Sun Yuanqi has no good impression of his two uncles who harmed him now.

Lilith laughed, "There's no need to rush to turn them down. ”

"And what else do you want?" Sun Yuanqi was puzzled.

"There is a saying in China that a hungry camel is heavier than a horse. In the same way, although there is a deficit in the source of righteousness, it is still very valuable. Lilith said slowly,

"Valuable? How much money are you going to put into it? Sun Yuanqi's eyes widened.

"No, no, no!" Lilith waved her hand again and again, "It's not about throwing money, it's about taking over part of the business." ”

"You?"

Lilith's eyes began to light up: "You see, we have so many factories, scattered all over China, and it is very inconvenient for cash to flow between various banks. At the beginning of each year, the profit part is transferred to the account of Jingshi University in Citibank, which needs to be withdrawn one by one, and often a large amount of surplus funds are stranded in the account and do not play any role, which is undoubtedly a huge waste of funds.

"When a factory or school suddenly needs a large amount of money, we are worried about not being able to make ends meet and lack of funds. If we build our own bank, wouldn't we be able to solve these problems? And you call yourself a chaebol, how can you not have one or two banks on hand? ”

"Let's open our own bank?" Sun Yuan scratched his head, this is really the style of the chaebol.

"That's right!" Lilith said excitedly, "Now China is very lax in the management of private banks, as long as there is capital, anyone can open it." If anyone can open it, why don't we open it? At the beginning of this year, as many as 2.1 million taels were transferred to the accounts of our enterprises alone, and the balance of 1.7 million taels over the years added up to 3.8 million taels. With this money, it is not enough to open a private bank comparable to Yishanyuan? ”

Sun Yuanqi's face was blank: "If you really want to open a bank, I have no objection, and the 2.1 million taels you transferred at the beginning of the year can also be transferred to the account of the new bank." However, the original balance of 1.7 million taels must be placed in Citibank, and not a single cent can be touched. Although most of the money is the profit of the enterprise, and only a small part comes from donations from all walks of life, but now that it is not clear, it can only be handled as a donation, and it must not be diverted for other purposes! ”

"Okay, it's all up to you!" Lilith knew that Sun Yuanqi would not make the slightest concession on this kind of issue, so she did not speak in vain, "However, all our enterprises must open accounts in the new bank, and as a subsidiary of China Industrial Machinery Company, Beiping Iron Works is no exception. You're okay with that, right? ”

"What if the bank loses money?" Sun Yuanqi was a little worried.

"Don't worry, I will invite the best professionals from the best business schools and best banks in Europe and the United States to take care of the business and ensure the steady development of the bank. Besides, as long as our businesses flourish, even if there are some small problems, it will not have much impact! Lilith winked, "Go to bed early, and I'll go back and think about the establishment of a new bank." ”

"Please, you haven't made it clear what to do with the source of righteousness!" Sun Yuanqi hurriedly called Lilith.

Lilith smiled and said, "You don't have to worry about this, I'll get in touch with them." ”

Lilith's so-called "approach" was to find a large group of Jews and use cash to buy the stocks, real estate, fields, jewelry, etc., that the lender had pledged in the hands of Yi Shanyuan. The price must be cut to the point, from the major shareholder Li Jingchu to the general manager Ding Weifan, everyone complained.

Ding Weifan also wanted to be tougher, and took the stocks of various enterprises in his hands to directly find the newly appointed Shanghai Daotai Liu Yanji, and wanted to mortgage the loan through official channels to save the urgent need. Of course, this Liu Daotai remembered that his predecessor Cai Daotai was fired for something, and directly refused: "Yu Fei Cai Dao, you can't transfer money." ”

After returning the loan from the Bank of Communications, there were only 7,000 taels of cash left on the account of Shanghai Yishanyuan, and Li Jingchu, Ding Weifan and others could no longer be angry, so they had to grab the life-saving straw handed over by Lilith. Lilith and others are even more in line with the principle of "taking advantage of your illness and asking for your life", and bargained. After this battle, although Yi Shanyuan survived by luck, his vitality was greatly damaged, and he no longer had the appearance of the boss of the private money bank.

Two months later, the head office of Bloomage Bank was officially inaugurated in Shanghai, and branches were established in Wuhan and Beijing in advance. The total capital reached 3 million taels, ten taels of silver per share, and a total of 300,000 shares were issued. Among them, Sun Yuanqi continued to borrow the American Yanke? Johnson's name, with a 30% stake; Lilith accounted for 20%, Vera and Cho Kyung-hui each accounted for 10%; The remainder was subscribed by Tony, Mr. Bergman and the Sun Duoxin brothers.

Sun Yuanqi looked at the proportion of shares, and couldn't help sighing: "You can't get married in the future!" Once I get divorced, the assets of my big chaebol will shrink once! ”

Soon after the issuance of Bloomage Bank's shares, penicillin and sulfonamide passed the global patent application and authorized Zhiyong Pharmaceutical Company to exclusively produce them. As soon as the news spread, the stock price tripled, but it was hard to find a share in the market. And that's for sense! Who doesn't know that Bloomage Bank stock is a hen that lays golden eggs? Who would be stupid enough to slaughter a hen for money?

But at this time, Sun Yuanqi was no longer in the mood to pay attention to whether his assets appreciated or shrunk. At the end of March, when Sun Yuanqi recovered from his injuries and was still thinking about lying on the hospital bed for a few more days, the imperial court suddenly issued a holy decree:

"Rong Qing, the secretary of the Ministry of Rites, was awarded the vice president of the Bide Academy. Sun Yuanqi, the left attendant of the school, was the secretary of the school, and immediately took office, and drafted the constitution with Chen Bangrui, the right attendant of the branch of the school, and Wang Rongbao, the left senator of the Ministry of Civil Affairs. ”

The chaos at the end of the Qing Dynasty began. (To be continued.) )