Chapter 1 Loans

In mid-March, the 2004 Laureus Top Ten Laureus Champion Award was announced, although it is called "Lawrence", but this award is not the same award as the Laureus International Award, the predecessor of this award is the selection of the top ten athletes in China. Although Zhang Guan was shortlisted for the list, he was ultimately defeated after voting. After all, Zhang Guan's qualifications are still too shallow, and the final candidates are all outstanding athletes who have been in sports for many years and have won many honors.

At the end of March, the national team began a closed training camp.

This training camp was not held in the same place, because all the participants in the Olympic Games have not yet been confirmed, so this training camp still adopts the principle of proximity, for example, Liu Feiren participated in the training camp at the Xinzhuang training base, while Zhang Guan went to the training base of the National Sports Center for training.

In addition to the athletes, the outstanding coaches in China will also be recruited to participate in the training camp, and all the accommodation, venue equipment, medical treatment, ex-situ training and other expenses required by the personnel participating in the training camp are all responsible for the field management center, and the sports equipment is also distributed by the field management center. In addition, the coaches of the events in the venue can also bring 1-2 sparring athletes, and the center is also responsible for the cost of room and board.

For many young athletes, being a sparring partner for the national team is also a once-in-a-lifetime opportunity, where they can meet the best athletes and coaches in China, and can also experience the highest level of training in China, which is a good opportunity for young athletes to improve themselves.

The training of track and field events is an extremely boring thing, such as basketball, football and other team sports, and there are tactical explanations and teamwork training in addition to training; Another example is table tennis, badminton, even singles have tactical training; The training of track and field events is faster, higher, farther, and stronger, especially the 100-meter sprint, which basically has no tactics and does not require team cooperation, so the training is repeated over and over again, which is very simple, but it is an alternative torture.

From the initial freshness, to the later boredom, to the later hatred, to the final numbness, in the constant repetition, Zhang Guan spent three months, until the end of the National Track and Field Championships and the Athens Olympic Games Trials in late May, the training camp ended.

It's already early June since Zhang Guan returned to his hometown, and he will enjoy his last vacation before the Olympics. According to the schedule, the inaugural meeting of the Athens Olympic delegation will be held in July, followed by the Olympic pledge meeting, followed by the training of the athletes, and then the departure for Athens.

……

One of the most important things Zhang Guan did when he went home this time was to prepare as many euros as possible. For this reason, he took the real estate certificate of the house rewarded by the provincial sports center and went to the bank's credit center business hall. He turned 18 this year and can take out a loan.

Zhang Guan walked into the door of the business hall of the Bank of China Credit Center, and the salesman sitting behind the counter looked up at him, but ignored him.

In recent years, personal loans are mainly student loans for poor students and personal housing loans, and student loans are often only a few thousand yuan, which can be handled by many county-level credit cooperatives; In terms of housing loans, because the housing price itself is not high, and the down payment amount is relatively high, a house can be borrowed at most 100,000 yuan.

This bank credit center usually mainly handles some large business of corporate loans, so when Zhang Guan walked in, the salesman knew at a glance that Zhang Guan was not an entrepreneur, so naturally no one paid attention to him. The money for student loans and housing loans, these salesmen really don't like it.

In desperation, Zhang Guan walked to one of the counters and sat down, while the credit clerk opposite was still typing on the keyboard, ignoring Zhang Guan at all.

"I want a loan." Zhang Guan said.

The man still didn't look up, but looked at the computer and said directly: "You have to go to the school to issue a certificate for a student loan, and then you can go to the credit union or the Agricultural Bank of China to get it." ”

"I'm not going to take out a student loan, I'm trying to ......"

Zhang Guangang was halfway through speaking, but was interrupted by the other side.

"Housing loans also have to be certified." The man raised his head impatiently, glanced at Zhang Guan, and felt a little familiar, but did not recognize him.

"I'm trying to get a mortgage." Zhang Guan took out the real estate certificate as he spoke, and continued: "I want to use this house as collateral to get a loan." ”

The salesman looked at Zhang Guan with a curious face, there are very few people who choose to use the house as collateral to obtain a personal loan in these years, and even an old salesman like him can rarely receive it.

He took the real estate certificate, opened it and looked at the address, and said: "The family courtyard of the sports hall, this is a civil servant community, the location is good, the water, electricity and heating facilities are also complete, this house is good, the name on the real estate certificate is Zhang Guan, is it you?" ”

"It's me." Zhang Guan handed the ID card to the salesman.

Zhang Guan is still using a first-generation ID card, although the photo is not as clear as the second-generation ID card, but because it was just done last year, so the photo is not much different from the real person, the salesman looked at the photo on the ID card Zhang Guan a few times, and an incredible expression suddenly appeared on his face.

"Zhang Guan! Are you Zhang Guan? The salesman asked aloud.

Zhang Guan nodded.

"It's a record-breaking crown! Flyer Zhang Guan! The salesman's voice was like thunder on the ground, and suddenly all the salesmen in the business hall looked over.

"It's really Zhang Guan!"

"Sign me!"

"Have you brought your camera, let's take a picture!"

All the salesmen in the business hall gathered around.

In China, Zhang Guan's reputation is not high, far inferior to Liu Feiren. After all, Liu Feiren has been constantly winning the honor of international competitions since 2000, and Zhang Guan's best result is the champion of the Asian Athletics Championships last year, the Asian Athletics Championships domestic reports are relatively low-key, many people don't know that there is such a competition, if it weren't for Zhang Guan's breaking the Asian 100-meter record, I'm afraid it has been forgotten.

But this city is Zhang Guan's hometown, so Zhang Guan is still quite well-known, which is directly related to the publicity, as Zhang Guan's hometown, it is natural to give the maximum coverage of Zhang Guan's breaking the Asian 100-meter record, here, although most people still don't know Zhang Guan, but almost everyone knows Zhang Guan's name.

"What do you do during work hours!" A voice came from the side, and it was Manager Wu of the credit business hall.

When everyone saw Manager Wu coming, they all returned to their original positions, and someone had just told Manager Wu about Zhang Guan's arrival, only to see him walk up to Zhang Guan, stretch out his hand and say, "Hello, I am the manager of the credit department, my surname is Wu." ”

"Hello Manager Wu." Zhang Guan got up and shook hands with Manager Wu.

"Mr. Zhang, how are we talking?" Manager Wu showed a professional smile and led Zhang Guan to the VIP service center behind.

After sitting down, the staff served refreshments, and Manager Wu beckoned Zhang Guan to drink tea, and then got to the point and said, "I heard that you want to handle personal mortgage business?" ”

"Yes, I want to use this house as collateral." Zhang Guan took out the real estate certificate.

Manager Wu took the real estate certificate, looked at it roughly, looked down and thought for a few seconds, and then said: "The value of this house still needs to be evaluated by professionals from our bank, but I estimate that with this house as a mortgage, there is no problem with a loan of 300,000 yuan." ”

"Is there any other way to borrow more?" Zhang Guan asked.

"There's definitely a way." Manager Wu then asked, "How much do you need?" ”

"More if you can." Zhang Guan replied.

Manager Wu nodded: "I can lend you a million." ”

"A million? But my house isn't worth that much! Zhang Guan said.

"This house can be loaned 300,000 yuan, and the estimated assessment is about the same. However, you are a well-known athlete and have broken Asian records, so I can give you more loans, but in your case, I can only get 1 million with my authority, and if it exceeds 1 million, I need the approval of the president in charge. In addition, if you can find a suitable guarantor, you can also borrow more. Manager Wu opened his mouth to introduce, and then added: "Actually, I am your fan. ”

Zhang Guan thought for a while: "One million is one million, but I want to convert it all into euros, is it okay?" ”

"Euros? I see, you're going to the Olympics! Mr. Wu immediately thought of the Athens Olympics in two months.

"yes, I want to make a big deal by the way." Zhang Guan said a very reasonable reason.

Large-scale goods worth one million, Manager Wu thought for a long time and only thought of cars, and he immediately guessed whether the state gave any preferential policies to those athletes participating in the Athens Olympics, such as buying imported cars without paying tariffs, Zhang Guan wanted to make a fortune.

However, Manager Wu would not inquire about the customer's privacy, so Manager Wu immediately applied for a loan for Zhang Guan, and helped Zhang Guan open a foreign currency account and deposit the exchanged euros.

The euro had just been officially launched, and at the exchange rate at that time, one million yuan was only exchanged for more than 90,000 euros.

After that, Zhang Guan took out the prize money of several competitions and exchanged all of them for euros, adding up to more than 20,000 euros.

Then Zhang Guan asked his parents for more. Although Zhang Guan's family is not a rich man, Zhang Guan's parents' income is still good, and they have accumulated hundreds of thousands of dollars over the years, this time Zhang Guan is representing the country in the Athens Olympics, which is a very glorious thing in the eyes of Zhang's father and Zhang's mother, and he can't lose face after going abroad, so he exchanged 30,000 euros for Zhang Guan.

In this way, Zhang Guan's bank card adds up to a total of 150,000 euros.

……

After Zhang Guan returned to the provincial sports center, due to the departure of Chen Lao, the track and field team temporarily arranged another coach for Zhang Guan, although the new coach has no way to compare with Chen Lao in terms of level and qualifications, but it is okay to deal with it for a few days temporarily.

At the same time, Zhang Guan proposed to the team to learn English, Zhang Guan is currently the absolute top athlete of the provincial team, his request was immediately solved by the team, and he found an assistant teacher from the university's physical education department, and taught Zhang Guan English for two hours after dinner every day.

In his previous life, Zhang Guan also worked hard to study English for a period of time in order to take the postgraduate entrance examination, although he was not admitted in the end, but he still has an English foundation, and his mother is an English teacher, so Zhang Guan's English foundation is still very good. The other athletes in the system, who have been training since childhood, have no time to study, and their English is much better than Zhang Guan's.

Zhang Guan does not have high requirements for himself, and he does not have the consciousness to become an English master again, as long as he can have basic conversations in life.

After a month in the provincial capital, Zhang Guan returned to the capital, and the fourth leg of the National Track and Field Grand Prix is about to start at Beijing Sports University.

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Today the third chapter is delivered. This book gave birth to the first helmsman Loli Green Town, before passing the level, I didn't expect the new book issue to be born Helmsman, thank you very much Loli Green Town for your support. Thanks to the book friend Xin Weixue for sending several golden eggs and rewards. Thanks to book friends gigiliu5277, Zhang Daoyi, Teame, mistakenly into the book series, book friend 151028122651876, Baidu 360 guard, Ji / swastika / life reward. In the new year, we will strive to update more, give back to your love and support, and please continue to support you. Finally, I wish you all a happy New Year's Day!