Two hours later, Jiang Yan closed the pile of materials in front of the table and leaned gently on the boss's chair. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

Things went far beyond his expectations.

In general, the Jiang family owes three sums of money.

The first is the wages of the company's workers, and Jiangjia's company mainly focuses on water conservancy projects, covering medium and large reservoirs, dams, etc.

Because it is for risk removal and reinforcement and termite control, the company's main personnel are coolie workers, and wages are paid by the number of days, even for the lowest level of workers, the monthly salary starts at 6k.

If it is a senior worker, it will cost 8,000 a month, and there are some small foremen who do management, with a monthly salary of 10,000 yuan, and a foreman like Lao Li, who manages hundreds of people, has a commission in engineering.

There are hundreds of people in the entire company, and the wages to be paid are far more than 800,000, but more than 900,000, nearly one million.

The second money is a loan from the bank, just a month ago, in order to win a national special reservoir project, Jiang Yan's father and Uncle Ming borrowed more than 3 million yuan from the bank.

All of these more than 3 million were used for the early stage of the project, but more than 3 million were all spilled, but the project was not won.

According to Uncle Ming, the person in charge of this project has some connections with him, although all operations are through intermediaries, but this project is a big business, and it is nine out of ten to win it, and the profit will at least increase several times.

Who knew that the middleman suddenly disappeared later, and the project was also taken over by another company.

The house leak happened to rain overnight, but at this time, several of the company's previous projects were found to be problematic, and the creditors of more than a dozen companies suddenly came to the door to force debts, resulting in a complete rupture of the company's capital chain and direct bankruptcy.

This is also the largest amount of money owed by the company.

The strength of the company is limited, and the amount of loans from banks is also extremely limited, and there is a certain amount limit.

The previous loan of more than 2 million still had a lot of relationships, including hundreds of thousands of dotting fees.

And for such water conservancy projects, no matter how big or small, the project payment is always the last.

In the early stage, there must be a large amount of upper and lower expenses, and when the project is completed, up to 70 or 80 percent of the project money in the later stage will have to be smashed.

As a yamen, arrears of project payments can be said to be the most common thing, not to mention delaying for ten days and half a month, it is possible to delay for a year or two.

The investment in the early stage of the project, the wages of workers, etc., are equivalent to the need for the company to pay in advance, so it can be said that the company is completely unable to make ends meet, and the working capital is very difficult.

As a result, the company still owes more than a dozen private loans, and the total amount of these loans even exceeds the sum of bank loans and unpaid wages, reaching an extremely frightening amount.

Private loans like this are all two cents of interest, borrowing 200,000 yuan, and the interest alone is as high as 40,000 yuan a year.

If you borrow 500,000, the interest for a year is a full 100,000!

If it is not repaid at maturity, the interest is consolidated into the principal and continues to roll over in the following year.

More than a dozen creditors, the total amount added up is more than 5 million!

Counting back and forth, the company owes more than 9 million, not counting some relatively small expenses such as the company's high annual rent.

More than a dozen creditors, most of whom borrowed a small amount of 100,000 or 200,000, after all, no one is at ease, and some bosses owe hundreds of millions of huge sums of money, and finally absconded with the money.

But among them, there was a creditor who was a little strange to Jiang Yan, who actually lent 1.2 million yuan to the company in one go, and it was Jiang Yan's father who made the payment, which was equivalent to borrowing it in the private capacity of Jiang Yan's father.

"I don't have any impression of this person, I haven't heard of such a person before Liulu, it seems to have appeared out of nowhere, I seem to have heard your father say it, or did he hear that we were in financial difficulties, and took the initiative to come to the door."

Uncle Ming took an IOU that still seemed very new and recalled.

More than a dozen IOUs are a little yellowed, and even a little old, only this one is still seventy or eighty percent new, so Jiang Yan can't help but care.

"What, what's wrong with this person?" Looking at Jiang Yan, who was frowning and thinking, Uncle Ming was curious.

Jiang Yan shook his head, already understanding seven or eight points in his heart.

The sudden emergence of large projects, bank loans, and generous borrowers is clearly a serial trap.

This country's special water conservancy project, with the strength of Jiang Yan's father and Uncle Ming, it is impossible to take it down, even if it can really be taken down, under Zeng Jun's operation, it will be empty.

Even Jiang Yan fundamentally suspected that this major water conservancy project was a moth made by Zeng Jun.

Then it was a loan from the bank, before this big project came out, the company's annual profit was worth one million, and it was not possible for the company to borrow more than three million yuan from the bank in one go.

According to Uncle Ming, all this went smoothly, and even the banks that had extremely difficult loans on weekdays were all green lights and unimpeded.

In addition, the borrower who suddenly appeared, saying that there was no one behind him to manipulate, and Jiang Yan didn't believe it.

And these methods are also very familiar to Jiang Yan, how similar this is to a year ago when he was reborn.

The same bridge, the same process, it seems that the ending is exactly the same.

"It's a pity that this time there is more of me as a variable." Jiang Yan chuckled lightly, turned his head and said, "Uncle Ming, contact those borrowers, let's settle everything in the conference room today." ”

Looking at Jiang Yan with a smile on his face, Uncle Ming was a little confused, "Xiaoyan, what are you doing here, don't block Uncle Ming anymore." ”

"Uncle Ming, you also have half of the tens of millions of dollars owed by the company, right?" Jiang Yan suddenly asked.

Uncle Ming waved his hand again and again, "Xiaoyan, don't you want to find a scapegoat, your father entered the bureau and the bank did it, and the lenders also went to the court to sue him, and most of the company's shares are with your father!" ”

"If not three million, there are two million, right?" Jiang Yan said with a smile.

"So what, I'll pay it back! I'm here because I can't bear the foundation that your dad and I have laid! Uncle Ming said angrily.

Jiang Yan knew that for the fat man in front of him, these two or three million were definitely not as easy as he said verbally, not to mention bankruptcy, it was absolutely indispensable to break his muscles and bones, and he had to scrape together.

"As I said, I'm coming back to deal with these things. The list is here, and you must have the phone Uncle Ming, so you can help me make an appointment with the big guys, and I will solve this matter for it. ”

"Xiaoyan, you mean?" Uncle Ming guessed something, and his face was full of disbelief.

He rubbed his hands, "This worker's salary hasn't been settled yet, I still have to check." ”

"Don't be busy, I remember that the company has several financial departments, call them back, let them check, Uncle Ming, you contact the bank and the lender, I'll go to the public security."

Jiang Yan finished speaking in an unquestionable tone, then waved his hand and went out, leaving Uncle Ming with a confused face.