195 Usury and loans
195 Usury and loans
"Let me introduce you to the fact that there is a fee for using the vault of this temple, and if you are storing valuables, you will pay a one-tenth of the value of the valuables at one time, and then you will only need to pay one gold coin for each deposit and withdrawal."
The lean pig gushed very professionally, and Wutong felt that the time was almost the time to go offline for the long night, and he didn't have the heart to talk to him too much, so he directly took out 80 silver coins and handed them over.
After receiving the 80 silver coins, Lean Pig stammered and said, "Uh, I'm sorry!" Do you need to withdraw your belongings? The handling fee is a gold coin, and you're doing this."
Sycamore showed the golden emblem and hung it on his chest, and with the title of [Honorary Golden Emblem Believer], he enjoyed the privilege of being exempted from the 20% handling fee when trading at the Waujin Temple.
The lean pig suddenly glanced at the golden emblem on Wutong's chest with envious, jealous and hateful eyes: "Show up, I'm just outside the door, if you need help, please call me!" He said. He bowed slightly, politely exited the small room, and thoughtfully closed the door for Wutong.
Taking out the "Spirit Emblem" crystal from his pocket, Wutong injected a soul energy point into the crystal as Hadron said, activating it!
I saw that the crystal of the "Spirit Emblem" emitted a dazzling light and floated above the altar in the room, and the gilded altar also flashed with a divine golden glow, and a pillar of light projected out of the sacred pattern engraved on the altar, shooting straight into the air, directly through the roof of the vault and projecting into the depths of the void space!
After about three breaths, a transparent box of golden light suddenly appeared on the altar and opened automatically in front of the sycamore.
Wutong, who was amazed, reached out and took out a pile of documents written on delicate gilt paper from the box, and the golden shadow-like light treasure chest gradually overflowed into dots of golden light after his action was completed, disappearing from his face, and the "Spirit Emblem" crystal of Hadron also burst in the air and exploded into a puff of crystal light.
Sycamore browsed the thick pile of gilt documents, these do not know what material made of paper, very smooth, and exceptionally strong, not so much paper, but some kind of extremely tough metal foil, but it has the flexibility of paper, used to preserve precious documents or important information, is the best carrier, even if Sycamore does not know very well, but also knows that it is estimated that this material, can be maintained for a long time without decay.
The gilded documents roughly state that Hadron has the ownership and management rights of the Isles Chamber of Commerce, and with these documents, Sycamore can open a shop in any town in the Endless Islands, but it will be subject to a tax of "ten taxes", which will be paid to the lord where the shop is located, in order to promote the development of the place.
It's such a document, it may take a long time for players to get their hands on, and what Wutong is holding now is not the business license certificate of a single village or city, but the business license certificate of all parts of the Endless Islands Islands!
Of course, there are advantages and disadvantages to this thing, the advantage is that he can be far ahead of other players to open a store, and the disadvantage is that in addition to the tax liability that players need to bear, he also needs to share 50% of the benefit with Hadron!
However, after thinking about it, Hadren's shareholding has solved a great problem for Wutong, and the leading advantage is naturally needless to say, the funds that Hadron can provide will also be a big help for him to expand his business, so that he can develop the Chamber of Commerce into a large scale in a very short period of time!
In order to protect the gilt documents, Wutong even took out the two aluminum scroll boxes obtained in the ruins, packed them well, and then put them in his backpack.
Taking a few deep breaths to calm down his excitement, Sycamore turned around and opened the door of the vault and walked out, while the player apprentice Monk Lean Pig was waiting at the door, and when he saw Sycamore coming out, he hurriedly greeted him, and took him to the counter in the temple hall to go through the handover procedures.
Sycamore was very interested in him, and wanted to know how he managed to sneak into the Waujin Temple and become a Wauching Trainee Priest, which is very rare among the player base, but due to the identity of the NPC disguised now, it is difficult to ask out loud, and after looking at it a few times, it attracted the attention of Lean Pig. "Uh, sir, do you need to take care of some other business?" Seeing that there was no one around (no other players), Lean Pig leaned up with a sneaky look and asked in a low voice.
"Other business?" Wutong was stunned for a moment.
"Some of the more special businesses... For example, high-interest loans," Lean Pig said with a mysterious smile on his face.
"Well, not for now, I'll look for you if I need to!" Wutong was choked by him, how do you think this guy is a little obscene, and he is blatantly usurious in the game?
This guy looks white and chubby, with a round face that looks quite amiable at first glance, but he always inadvertently shows a cunning light from the small glasses with slits, and he looks like a profiteer!
"You don't need it? What about low-interest short-term loans? ”
Lean Pig sneakily looked left and right again, and found that no other Waujin priest was paying attention to him, so he lowered his voice and said, "To tell you the truth, I just joined the Working Sect and need to complete a certain amount of tasks to move up the rank, so if you need help with money, you can't go wrong with me!" On the basis of the temple, I can reduce the interest rate by a certain percentage on the basis of my personal authority, as long as I can complete the task! ”
Sycamore is dumbfounded, is this okay? Wutong, who was almost exposed, almost asked him if he had any kickbacks, this guy was obviously in order to make a performance for the task, giving up his own commission, just to complete the task and improve his status in the Workin Temple as soon as possible.
"How to handle low-interest short-term loans?"
Wutong thought about it for a while, if he wanted to get Hadron's financial investment, he also needed to organize people to enter the underground ruins to save his corpse, and after getting the property withdrawal voucher on his body, he could extract his "inheritance" from the Wordgold Temple, but it would take a certain amount of time.
Because with the current strength of the players, it will be difficult to fully explore the ruins, and although they are now in the lead among the players, this advantage is not something to be proud of in front of those large consortia.
The two bosses who heard in the bar have made Wutong vigilant, if they don't hurry up and develop, once those players' strength and reality consortium begin to invest, they will be completely crushed by the other party without any foundation and capital!
It can be said that the "Secret Shadow" guild is racing against time, if it can obtain a sum of money through a loan and operate the "Islands Chamber of Commerce" first, it is obvious that it will have a leading edge for a while, even if it pays a certain amount of interest, it is worth it!
"Low-interest short-term loans, if the loan amount is calculated according to one gold coin, you only need to pay the interest fee of 5 silver coins per day, but I can personally reduce the interest to 3 silver coins/gold coins for you, and then according to your status [Honor Gold Emblem Believer], enjoy a 20% discount, in fact, for each gold coin, you only need to pay 2 silver coins of interest per day! However, borrow at least 10 gold coins! ”
Lean Pig treacherously smiled: "You also know that this kind of loan business cannot be placed on the counter of the temple, so it can be operated to a certain extent, if you borrow 100 gold coins at a time, I can also postpone a certain repayment period for you, in short, the more you borrow, the more generous the treatment you can enjoy!" ”
"What if I take out a lump sum loan of 10,000 gold coins?" Sycamore's heart moved, and he stopped.
"One... 10,000? ”
Lean Pig was frightened, glanced at Wutong blankly, and only reacted for a while, and said with a dry smile: "I may not have explained to you clearly, whether it is a gold coin or a hundred gold coins, or even the 10,000 gold coins you said, you need to charge a certain amount of collateral of equal value, so no matter how many gold coins you plan to borrow, you can do it, but you must come up with the corresponding collateral!" ”
"Collateral?" Wutong thought for a while, and took out the business license certificate and property right certificate that he had just put in from his backpack: "If these two things are used as collateral, how much do you think you can borrow?" ”
Lean Pig took the gilt document in puzzlement, looked at it carefully, suddenly shuddered, almost dropped the two documents on the ground, his breathing began to be heavy, Wutong may not know very much about the value of these two documents, but the Lean Pig who can sneak into the Waujin Temple and become a trainee priest is very clear, because in reality, he is also engaged in the related financial industry!
These two documents, to put it mildly, are "priceless" now!!
Having these two documents is the foundation of a vast financial empire!!
Swallowing a mouthful of saliva with difficulty, the lean pig's small eyes widened with all his might: "Sir, if you plan to use these two documents as collateral, I think you only have a loan of 10,000 gold coins, which is too little!" ”
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