readx;?“ Gone? Duchamp repeated in surprise. Pen, fun, pavilion www. biquge。 info

"Hah, that's it." I hadn't talked about it for a long time, and now that there was a group of listeners, Kuro couldn't help but feel emotional, and there was a suppressed excitement in his voice.

"When the first rumors of the misappropriation of land funds came out, my grandfather thought it was simply due to the negative impact of the delay in the payment of land funds. But immediately after the tragedy in Maitian Town, he immediately demanded that all the accounts of the city government be cleared, as well as the distribution of land funds, but the accounts were completely normal. Before he could find out the clues, the railway bombing occurred, and Julai suddenly set off a storm, and my grandfather could not protect himself, so he stepped down in disgrace, and no one cared about this matter anymore. ”

"So, what about the money?"

"yes, what about the money?" Kuro mimicked Lu's tone, repeated, and then, picking up the voucher on the table, shook it again.

Duchamp suddenly realized that he had some important points, but he did not fully grasp them. "You mean, this money has become a redemption ticket?"

Kulo shook his head, held up the exchange note, and pointed to the line on it and read it out loud: "This bill is jointly exchanged with the five major international banks." Do you understand? ”

Duchamp shook his head imperceptibly.

Kuro didn't expect a group of mercenaries to understand such a profound thing, and he patiently explained: "A small place like Julai is not capable of issuing and maintaining currency, and since ancient times, it has used gold coins, as well as the international currency, Mira. The fact that the Julay Commercial Bank can print this line on the redemption bill is not just printed, but it needs to pay the real Mira. ”

He recalled the scene in the exchange, and not only sneered: "In the exchange, people have become accustomed to using the exchange to trade, and few people will carefully go to the bank to exchange it for mira as soon as they get the exchange note. In a sense, the exchange of bills has also played a monetary role in Julai, but in order for these papers to become money, one thing is needed as a medium, and that is bank credit. ”

The mercenaries looked at each other, and only Duchamp immediately grasped the key point: "So, has there ever been a credit problem with the Julai Commercial Bank?" ”

Kuro nodded in satisfaction, finally someone could understand.

"Julai's commercial bank is the largest bank in the region, with a history of more than 100 years, and it can be called reputable."

"And then?" Duchamp asked indifferently.

"Behind the redemption is a sufficient amount of bank deposits, there is no risk factor, but people are now accustomed to the exchange of bills non-stop, some bills out of a few months, people may not be exchanged, the bank is bound to borrow from the time between the issuance of bills to the exchange of bills, do some arbitrage, which brings risks. These redemptions were international, and Julay was a trading city, a financial system that would have been conducive to maritime trade. But over the past two decades, Julay has experienced two major financial upheavals, one in the salt disaster of Norsampuria, a major trading nation, and the other in the financial turmoil caused by the war five years ago. Both times bankrupted many people, and many businessmen left Julai, believing that Julay's economy was hopeless. What do you think will happen in such a situation? ”

Seeing that Kulo was staring at him expectantly, Duchamp laughed embarrassedly: "I don't study economics very well. ”

Kulo reluctantly continued to explain: "It's a shortage of currency! As a trading city, Julay changed from a net inflow of mira to an outflow of Mira, and the flow of people took away huge amounts of cash assets, and in this case, the first to be hit was ......"

"Bank!" Duchamp understood.

"That's right!" Kuro gave a high-five of his excitement. These inferences were made independently by him on the basis of many of the findings left by his grandfather during his lifetime, as well as his own cold bystanders, and these people in the warehouse were the first listeners, but it seemed that except for Duchamp, everyone else was ignorant at all.

He continued to recount those unusual stories.

"Julay had several banks that were issuing bills. Five years ago, there was a wave of speculation on the exchange, which led to many people going bankrupt. At this time, many banks held a large amount of bad debts, and in order to prevent risks, people wanted to turn their bills into miras, and several local banks collapsed. The only one who can maintain the credibility system of the bill redemption is the Julay Commercial Bank, because Delgado's political influence has stabilized the matter. But I believe his bank is desperately short of money. So, when a large amount of mira was transferred locally, he made up his mind. On the surface, there is nothing wrong with the proposal to postpone the payment of part of the land funds, but in fact, this may be a proposal that he instructed his cronies to make, and in fact, it is not at all to alleviate the financial deficit of the city hall, but to increase the liquidity of his bank, because the money of the city hall is kept in the Zhulai commercial bank, in other words, he has more than 200 million working cash out of thin air! ”

Everyone in the warehouse nodded in understanding.

"And that's just the first step!" Kuro held up the redemption ticket: "For adventurers, the real goal is to embezzle the money completely. Therefore, in privately, the land rights certificate of the Northland people was modified, and the false account was made on the account that the money had been taken. And the real flow of money, no one knows, just borrow the loopholes of this financial system! For a person, the bank's seal can be called at any time, and after the bill is issued, as long as the bank admits that it is a real bill, it should not even be entered into the account or stub, and there is no trace of it at all. ”

A certain logic in Duchamp's mind collapsed, and he couldn't help but smile bitterly when he remembered the mountain of ticket stubs in the bank archives.

"Very good, very good logic!" He lamented, reached into his arms, took out a sealed bag, placed it on the table, and motioned for Kuro to look at it.

"Wow, what is this? I redeemed the ticket a few years ago, and it was so damaged! Curlo carefully examined the two redemption notes, looking up and waiting for Duchamp to explain.

Duchamp scratched his scalp: "This is from the murderer of Lu's father." ”

It dawned on Kulo that he felt a wave of ecstasy in his heart, and even his fingers trembled.

"This thing is so important! You have to understand, I just infer that Delgado must have secretly embezzled all the money, but there is no real evidence yet, and once this bill is verified, it will be ironclad, ironclad! Once it is verified, he is dead! "Because he was so ecstatic that he even began to speak in a tone." We'll just leave it to ......."

Kurlo's words came to an abrupt end. To whom?

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