After adjusting the problems existing in the Knowledge Palace, Wang Gang searched for a lot of books on finance, bank interest rates, etc. from the Knowledge Palace, and swept it at a glance, and the knowledge recorded in them had reached Wang Gang's mind.

"I see, the deposit and loan interest rates in the space can refer to the reality."

"However, in reality, there is no need for risk control in space, but the term of the player's loan must not exceed one year, and at least 30% of the gold coins borrowed by the player must come from the gold coins deposited in the bank!"

If Wang Gang makes too many gold coins and circulates them in the space, it will inevitably lead to a large amount of his divine power being consumed, although, in this way, because of the existence of interest, the divine power consumed by the player in the end is definitely not as much as when he does not take out a loan.

But too much gold coin flowed out, and the pressure was also very great for Wang Gang, who now lacked divine power! Therefore, Wang Gang is willing to have less income in the future.

"The bank of space is named the gold coin bank, and in the space, there is no need for a real building."

"You can make a software, directly put it into the player's hand of the reincarnation watch, free access, the interest rate of the current account, according to the annual interest rate of 035% to calculate, if it is a regular annual interest rate, one year 38%, two years 49%, up to 3 years 54%, in this way, it should have a certain attraction to some players, increase the player's enthusiasm for depositing."

However, Wang Gang also knows that there are very few gold coins in the hands of players now, unless they are like the emperor and Lin Dad, Yan Yan, who use real money to exchange for space gold coins.

Most of the other players spend their daily gold payments.

Don't think that there are very few places in the space that need gold coins, the magic is open to use the permission, every time the magic is used, gold coins are needed, especially for cultivating and blessing the divine art, and the consumption of gold coins is even more amazing! In the temple of knowledge, many books require gold coins.

If it is a book that is useful in real life, many players will generally choose to redeem it, and it will become a lifelong knowledge.

Moreover, the physical exercises provided by the space, such as the basic qi and blood operation theory, Peiyuan Qigong, etc., are exchanged for the Dacheng realm, and there are definitely a lot of gold coins required.

There are also cheats for cultivating internal strength and so on!

The consumption on the battlefield is even more, although 100 bullets only need 1 gold coin, but the bullet is a consumable and needs to be used constantly, and the weapon purchased in space will be damaged when it reaches a certain time of use, so it will naturally require the player to pay for it again, and the power of the weapon is different.

In order to win on the battlefield, players naturally need to change their generations and use better weapons to fight, which is a lot of money.

The production of the software, for Wang Gang, is very fast, an idea was successful, I used it myself, and it felt good.

A deposit, a loan, an exchange center, under the three major functions, there are a lot of small function options, which are enough to meet the needs of current players.

It's just a pity, because there is no access to the real bank settlement center, and the gold coin bank at this time does not have the option to directly exchange real money, this function has been hidden by Wang Gang, as long as it is negotiated with the real bank settlement center.

Enabling this feature will provide players with the service of exchanging gold coins for real money.

But in order to make up for this shortcoming, Wang Gang thought of another way to save the country by opening an exchange center similar to the stock market in reality.

Players who need gold can post the information of the gold coins they want to buy and set the price of the gold coins in the exchange center after registering their personal bank information with the gold bank.

Players who want real money can also hang the gold coins in their hands in the exchange center and set the selling price.

To provide this service, Wang Gang will charge a thousandth of the fee, of course, in gold coins.

In fact, even if Wang Gang and the real bank settlement center reach an agreement, it is a matter of formality, and with the power of his mechanical calculation of the priesthood, it is easy to break through the modern banking system.

It is precisely because of this that Wang Gang's exchange center can be put into operation, and when the trial ends, there is no problem, and Wang Gang releases the software.

At the same time, there was also a notice, as for the exchange center, whether there were players to buy it, Wang Gang was not worried.

Because this is always an official feature released by the space, compared to private transactions between players, it is definitely much fairer and more secure.

"Fatty, I feel that the recent adjustment of the space is very frequent, could it be that there will be any big movements in the space?" Yan Yan and the fat man, on Hero Island, found a vacant land and sat cross-legged on the grass.

"Big moves? What was the action of the space that time? You don't know, the current palace of knowledge is so convenient to use! The fat man said with some disdain.

"I know, I just went to the Temple of Knowledge to read it, but I couldn't find a book I saw before, and then I learned that I didn't have enough permissions, and those materials and books have been moved to a top-secret area."

"Moreover, I have now redeemed all the university knowledge of information technology, and I am now struggling with whether to go to college or not, it is a waste of time to go, if I don't go, I am at this level, I don't even have a college diploma, and I will be looked down upon when I go out to pick up beautiful women in the future." Yan Yan said a little depressedly.

"You don't go to college, you are stupid, don't you know that there are countless beauties in the university? For the sake of those beauties, I will definitely go. The fat man glanced at Yan Yan and spoke.

Yan Yan was about to speak, when suddenly, the watch in the hands of the two suddenly sounded a prompt.

"Gold Coin Bank? The space has opened a bank, I go, can I still get a loan? And the stock market? Didn't you say that God created the space? How do I feel that the space is becoming more and more like people are in control! The fat man said in some surprise.

"What is this, haven't you seen that in the gold coin bank, as long as you provide personal banking information and passwords, you can put real money into this exchange center that is similar to the stock market? I haven't heard of a contract between a coin bank and a real-life bank settlement center! That's what really works. ”

"I think that if the space is willing, we can transfer all the property in our real life in the bank in an instant!" Yan Yan said loudly.

Although he went to Myanmar to earn back a huge amount of 30 million yuan through divine magic, don't forget that he is a student who has just finished the college entrance examination.

Although Yan Yan behaved very mature and steady in front of others, but by the side of the fat man who had a friend of life and death, he never concealed his emotions, but showed his true heart!