After sending Gao Guangli, the plague god, away, Qian Zhuang returned to normal. There was an endless stream of citizens who came to Qianzhuang to handle various businesses, and the two disciples with financial management skills who followed Uncle Liu worked patiently and meticulously in the counter. It seems that the two are already familiar with this job.

"Uncle Liu, what is the current loan interest rate of Yongxing Qianzhuang?" Li Bin casually asked about the business of the bank.

"Boss, the current borrowing interest rate of the bank can be divided into three types. One is a small loan of less than 100 taels, with a monthly interest rate of 1 cent, a one-year income of 12%, and a one-year principal and interest repayment of 110 taels; One is a large loan of more than 1,000 taels, with a monthly interest rate of 3 cents, a one-year income of 36%, and a one-year principal and interest repayment of 1,360 taels; The third type is a super-large loan of more than 10,000 taels, with a monthly interest rate of 5 cents, a one-year income of 60%, and a one-year principal and interest repayment of 16,000 taels.

Li Bin nodded and said, "How is the loan interest rate of Gao Guangli's pawn shop usury calculated?" I heard him say it's 5 cents? ”

"Boss, Gao Guangli's loan shark loan, he calculates interest according to the daily interest rate, the daily interest rate of 5 cents is very terrifying, 100 taels of silver, a year's yield of up to 1800%! The repayment amount of principal and interest in one year is up to 1800 taels! ”

After Li Bin heard this, he was also surprised, he didn't expect that the usury of the Great Qi Kingdom was also quite ruthless, he stuck out his tongue and smiled: "With such a high interest rate, it's strange that the borrower can repay the silver." It's really cannibalistic and doesn't spit out bones. ”

Uncle Liu responded: "That's not, the borrower is reduced to selling houses and land in the end. even sell their wives and sons to pay off their debts. It's really a broken family. ”

"Uncle Liu, do you think the principal reserves of Yongxing Money Village are enough?" Li Bin is still very concerned about whether the money village can continue to operate well.

"Three million taels of principal reserves. I believe that as long as we operate steadily, money can make money, and it will continue to grow. I am sure that in one year, the principal of Yongxing Money Bank will be doubled! Up to 6,000,000 taels of silver! ”

"Well, continue to sum up experience in the operation and create new and more profitable growth points." Li Bin encouraged.

"Master, although Yongxing Money Village has started to open. However, the business coverage of our money bank in Daqi country is too small, and there is a lack of financial management talents, which will seriously affect the development of money bank. Uncle Liu expressed the worry in his heart.

"Uncle Liu, don't worry, I will solve these step by step. Oh, I'm going to leave the capital in two days, and I may not come back, so you can give me a silver ticket of one million taels first, so that I can go to various places to sign a large single trade contract. ”

Uncle Liu took out a thick stack of silver tickets issued by Yongxing Qianzhuang that had already been printed from the basement of the treasury of Qianzhuang and handed them to Li Bin.

Li Bin took a look. It's all 500 taels each, and the new silver ticket is a total of 2,000! 1,000,000 taels!

For the first time, Li Bin was holding such a large amount of silver taels, and his heart was excited. Li Bin can now be regarded as the premier master of the Great Qi Kingdom. When he goes out, he carries millions of taels of silver on his body at any time.

If Li Bin is the boss, who will succeed in killing. You will be rewarded with a handsome reward of one million taels of silver.

Out of the money village, return to the Hou Mansion. Little Lori Liao Ting has been waiting in the yard for a long time. Seeing Master Li Bin coming back from afar, he ran up with a smile on his face. Lowering his head, he said shyly: "Master, I bought the dim sum, and by the way, I also cooked a few dishes that you like to eat, and you can eat them when you come back and reheat them." ”

Li Bin suddenly felt warm in his heart, and smiled mischievously: "Ting'er, it's done, come and hug one." ”

Before the words fell, Li Bin had already held the little Lori Liao Ting in his arms.

"Master, you are so annoying. will bully Ting'er all day long. Liao Ting snuggled in the arms of her master Li Bin, with a sweet and happy expression.

"Ting'er, after eating later, you go back and pack your bags, go to Jiangbei with Master to do some things, and then we will return to Lingnan."

"Oh, okay, I can finally go back to Lingnan." Liao Ting was overjoyed when she heard that she could go back to Lingnan, and couldn't help twisting her body in Li Bin's arms, and for a while, the atmosphere was a little charming.

"Okay, Ting'er, let's go eat first." Li Bin took the initiative to let go of Liao Ting to hide his embarrassment.

"Hmm." Little Lori Liao Ting left the warm embrace of her master, looked shy, and ran away quickly.

Li Bin finished dinner with his disciples, called his disciple Chen Xiaoqi, and instructed: "Xiaoqi, bring the new disciples of the two hundred compound skills recruited in the capital, and after the Jiangbei matter is resolved, we will go back to Lingnan directly." ”

"Understood, Master." After agreeing, as soon as Chen Xiaoqi slipped away, the person disappeared.

Li Bin smiled in his heart: "There is progress in light work, which is good." ”

On the second day, when Li Bin finished his practice and opened his eyes, it was close to noon.

Thinking that today is the delivery time of 500 steel balls in the armory shop, I went out and rode the black rose and went to the armory.

After staying in the capital for a while, Li Bin can already know the main street routes in the capital, unlike when he first came, he was completely a road idiot in Beijing.

"Boss, there are so many types of weapons you have created here, but in my opinion, they are all unqualified and defective! None of the weapons are of acceptable quality! The forging level of your Daqi Capital Weapons Shop is really disappointing. Not as much as our Fuso country. "A middle-aged man of medium stature and slightly fat was chatting with the owner of the armory shop.

"Guest officer, it's your vision that is too high, I have been forging weapons in the armory shop for almost thirty years, and there are countless weapons forged in my life, and I also have this self-confidence, the quality of the weapons forged by my hands is still good, and there will never be defective products!" The armory shop owner retorted unconvinced.

The middle-aged man dressed as a merchant saw that the owner of the armory shop was not convinced, so he took out a single knife from his duffel bag, pulled out the sheath, and shook it in front of the owner of the armory shop and said, "See, this is a weapon of qualified quality." Steel knives of this quality can be forged by blacksmiths in any armory shop in our Fuso country. ”

Li Bin took a closer look, and the quality of the single knife was displayed as D-level, which was equivalent to the weapon that he had just learned to forge a weapon in the initial stage of forging skills, and it was nothing special.

However, in the ordinary weapons shop of the Great Qi Kingdom, a steel knife of this quality can be regarded as a good finished product. Most of the armory shops and blacksmith shops in the Great Qi Kingdom have not fully mastered the technology of forging steel, so it is difficult to improve the quality of weapon forging.

Sure enough, the owner of the armory shop didn't dare to argue anymore after the Fusang merchant took out the steel knife to show off.

"I don't know what to call this friend?" Li Bin walked up and asked.

"My name is Kukiichiro, and I'm a merchant from Fuso Country." The middle-aged merchant Daqi's official dialect is quite authentic and pure, and he must have been in the country of Daqi for a long time. (To be continued......)