Chapter Eighty-Eight: Three Consecutive Defeats and Loans
In the NBA, no set of tactics is invulnerable, can dominate the world, each set of tactics has its advantages and disadvantages, the Wizards suddenly used me as the core to hit the opponent by surprise, but soon the head coach of the Timberwolves gave a solution: packing.
As soon as I got into the paint, Ralph Nesterovic and Kevin Garnett stepped up their defense, I no longer had enough space to shoot, two consecutive misses on the ball, an offensive foul, and the Timberwolves quickly doubled the score. [Search for the latest updates.]
By the end of the third quarter, the score had reached 21 points, and the Wizards were on the verge of victory. Doug Collins went straight to the bench and started garbage time.
Back to back like this, the body and spirit will put you at a low point, plus the collective slump of the Wizards' shooter group in this game, only five three-pointers were shot in the whole game, and two of them were thrown by me, causing the opponent to recklessly shrink the defense, wrapping the inside, and the combination of inside and outside can't be played, and the Wizards team lost unjustly!
I don't know who arranged the schedule, but the next day the Wizards had to go to Memphis to fight the Grizzlies again, another back-to-back.
I could feel the fatigue of my teammates, even Richard Hamilton, who was a long-distance runner.
The Memphis Grizzlies, who have had the worst record in the league so far, played a jaw-dropping game, and the Grizzlies took the lead from the first minute of the opening game, and the Wizards' outside shot was contagious against the Timberwolves in the last game. He scored only 8 points and grabbed only 9 rebounds. The Wizards had lost three straight games for the first time with me on the court. The Eastern Conference also dropped from fourth to sixth.
Luckily, the Wizards' next three games were all at home, with plenty of time to rest.
As soon as I returned to Washington, I immediately had an appointment with the loan officer that Jordan had introduced
"Mr. Brown, how much do you need to borrow?" Ralph Houston, a bank loan officer introduced by Michael Jordan, asked straight to the point.
"I want to ask how much I can borrow at most?" I asked cautiously tentatively.
"What do you want to use as collateral? Do you have a salary contract? Ralph Houston asked
"Salary contract?" I was surprised.
"Your current contract is 2+2, the salary for the first two years is 1o670,000, the salary for the first year has been paid to you, the salary for the second year is 5.86 million, and the salary for the second year can provide you with a loan of about 43o, and the maximum term is 3 years, of course, if the Wizards issue a certificate to start the rookie contract for the next two years, you can borrow up to $150,000."
15oo thousand! My God, if I have this 15oo million, I can buy Amazon shares in a big way, I can take a stake in Apple and buy a lot of Amazon and e
AY's shares.
I licked my lips, because I was a little excited, my lips were a little dry, I tried to control my feelings, trying to keep myself calm, I suppressed my excited voice, and slowly asked:
"I have a three-year contract of 14oo with Hummer, a six-year contract of 3ooo with Nike, a four-year contract of 14oo with Pepsi, and an image endorsement of 2oo for 6 years with the Washington police, can this be used as collateral?"
"Absolutely!" Ralph Houston affirmed.
"I also have an investment company, and his registered capital is 1ooo million US dollars, can he make a mortgage?" I believe my eyes are red, I asked in a somewhat agitated voice.
"If you invest in a company, you can take out a mortgage, but we have to figure out how much of his actual capital is so that we can give you an exact loan amount, which is a little more troublesome."
"What about stocks? I still have millions of shares, can I get a mortgage on this? ”
"If the stock is used as collateral, the discount will be relatively large, and the current discount is at most 20% off."
"I still have a $50,000 house in Washington, D.C., and I want to know how much I can borrow on my house?"
"About $4o million!" Ralph
"I'm pretty much on all of this, Ralph, could you help me figure out how much money I can borrow if I use all my current possessions as collateral?" I looked at Ralph Houston fondly, expecting him to give me a number that I was happy with, a number big enough.
Ralph Houston frowned, gave me a puzzled look, and began his calculations.
After a long time, Ralph Houston let go of the calculator that had been holding him down for a long time, and said slowly: "Mr. Brown, if you use the property you just mentioned as collateral, I can lend you a maximum of about 6.12 million yuan, but I have a question I want to ask, why do you want to borrow so much money?" ”
"Do you have to say this?" I was a little caught off guard, a little instinctively resisting.
"Yes! Mr. Brown, if you can't name what you're going to do, our bank won't lend you a penny! We want to make sure that every penny that our bank lends is used in the right way. ”
I was silent for a few minutes, my brain was spinning, I was trying to think about all the questions, what was good for me and what was bad for me, and I finally decided what to say.
"You know that I set up an investment company, you know that the economic crisis has just exploded, the NASDAQ index has plummeted, I think this is a very good time to buy, I hope to intervene in the financial market at this time, I believe that my returns will be relatively high in the next few years, I decided to use this part of the funds for my investment!"
Ralph Houston nodded, took a pen and kept scratching the door of his head, and after a while, he said: "In view of your special situation, we have two solutions, one is that all the income from your contracts will be directly at our disposal, and every penny allocated by Hummer, Nike, Pepsi and the Washington Police Department will be directly transferred to our company's account, and our company will not review every investment you make." ”
"What about the other option?" I asked urgently.
"Our bank will send a chief financial officer to your company to review every investment of your company, and every investment of your company must be notified to our bank in advance, and our bank has the right to reject some risky investments."
"Just the first plan!" Obviously, my investments are very risky, even though I know they don't have any risk at all.
"If you choose the first option, the maximum loan that our bank can provide to you is 480,000 yuan, and your stocks and investment companies will not be included in the collateral object!"
"Huh?" There are more than 13oo less at once, but there is no way, I can only choose the first option, this plan may be the safest way for the other party, but this is also the most acceptable way for me.
I provided a large number of proofs and various photocopies and got the good news that the loan would be released in 1 week.
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