After recovering the whole Liao, Wu Sangui, the king of Liao, set up the palace in Shenyang, and Hong Chengchou was also his old acquaintance, who was his old boss before the defeat of Songjin, out of admiration for Hong Chengchou's talent, so he must intercede for this person. And Hong Chengchou also thought about it very much, forgetting about the fact that Wu Sangui led the Guanning Iron Cavalry to take the lead in escaping, and after arriving in the shogunate of the King of Liao, he wholeheartedly helped Wu Sangui to give advice.

After the establishment of the Liao Wangfu, Wu Sangui's first thing was to plan how to collect taxes, although the policy of three years of exemption was implemented under the rule of Da Shun, but now Liaodong is his Wu Sangui's domain rather than the direct jurisdiction of King Shun, so there is no need to strictly follow this policy. As far as Wu Sangui knows, Li Chengdong began to collect taxes as soon as he took office, and at the same time patted his chest and assured Niu Jinxing that the tribute to Shunting would not be short - all feudal states need to pay tribute to Shunting, and Xu Ping has not had time to take office before, and now he has no trouble to worry about when he is deprived; After recovering Shanxi this time, Li Dingguo remained in his domain, but said that he could not afford to pay tribute, at least during the exemption period; Sun Kewang found an excuse not to take office, since the King of Qin did not open the mansion, naturally there was no question of tribute.

Wu Sangui, on the other hand, planned to emulate Li Chengdong, and he even believed that this was one of the reasons why Niu Jinxing had agreed to divide the vassal kingdom - Wu Sangui had heard rumors in Beijing that the Taishi had complained about the indiscriminate exemption from taxation.

"Your Majesty is not good at going back on his word, so he will open a feudal domain and let us share some of it," Wu Sangui said to Hong Chengchou that he was relieving, so after they met, they worshiped each other as the minister of state, held the gift of a disciple, and also said that the other party was too aggrieved to live in Shenyang: "As long as the tribute is paid in full, I conclude that Your Majesty and the Taishi will not say anything, what does the father think?" ”

"The king is right, His Majesty and the Grand Master will not say anything at the moment, but what about the future? If the king doesn't say anything, won't he be ridiculed by the world and future generations? It is said that His Majesty keeps saying that he will be exempted from taxation for three years, and then borrow a knife to kill. In front of Wu Sangui, Hong Chengchou doesn't sell Guanzi, and says whatever comes to mind.

"Yes...... Isn't that what Your Majesty meant? ”

"King, Your Majesty's martial arts are not as good as all the heroes, which is different from Ming Taizu, so you have to score and seal the feudal domains to pay for it, but has the king ever seen a person who does not cut the feudal domain after sitting in a stable position? Even if Your Majesty does not cut it, will your Majesty's descendants not cut it? As for the Taishi, it is true that as the king said, he has the intention of letting the vassals collect taxes and then rely on the tributes of the vassals to tide over the current difficulties, but if he wants to say that the Taishi does not want to cut the vassals, the minister will not believe anything. The king, please see, since ancient times, if you want not to be cut down, you must first be powerful, and if you want to cut the domain, you have to weigh it; The second is that you can't give the court an excuse, if the court cuts the innocent domain, you have to beware of other strong vassals. Xu Ping's vassal throne Hong Chengchou thinks that King Shun will have to return it to him sooner or later, especially if the remnants of the Ming Dynasty cannot be cleared for a long time, the Shun court is to encourage the enterprising spirit of his subordinates to be an example, but he thinks that after the world is peaceful in the future, Li Chengdong instead of Xu Ping will probably be the first to be unlucky: "The king of Shu levied taxes and tributes in order to please the court in the year of the catastrophe, and I heard that the people of Huguang were also forcibly requisitioned to fill the river to farm him to collect grain and levy, how bad is this?" In the future, after the court has overcome difficulties, His Majesty has been instructed to violate the imperial court's explicit orders, and he has cut the Shu domain - the taxes of the past few years have been obtained by the hands of King Li Shu, and the notoriety has been carried away by the King of Shu, and the domain has also been cut, and everyone has to sing the praises of His Majesty for being trustworthy and making decisions for the people. The reason why Taishi ignored King Li Shu was because he had this thought. ”

Hearing this, Wu Sangui sweated on his back, and he thought about it carefully, it was indeed very possible: "Then you can't learn from the King of Shu, but you can't learn from the King of Jin, he doesn't pay tribute, and says that he wants to rest with the people, isn't this blatantly buying people's hearts?" The so-called benevolence comes from the top, this vassal country is not only useless with the imperial court, but also competes with the imperial court for the hearts of the people. ”

"Of course, you can't learn from the king of Jin, just not paying tribute is enough to cut the domain, so the king has to pay tribute, but also can't tax ......"

"And pay tribute, and no taxes? This is really a good woman's cooking without rice, father, I don't have any wealth to scatter. Wu Sangui saw that Hong Chengchou didn't have too much panic, and said with some dissatisfaction: "Father, don't sell Guanzi, this king listens to you." ”

Hong Chengchou shouted grievances in his heart, he was interrupted by Wu Sangui before he finished speaking, of course he didn't dare to talk to the other party, so he only listened quietly, and as a result, a big hat was buckled, but Hong Chengchou would not be stupid enough to defend himself, he immediately replied: "Not only must we pay tribute and be exempted from levy, but the king must not forget that the rich country is strong and strong, if the Liao domain is weak and weak, it will be difficult to escape the end of cutting the domain no matter how well it is done." ”

"It's all going to cost money."

"Yes, the fastest way to get money is to do business with Fujian and Guangdong."

"You want me to have an affair?" Wu Sangui was taken aback.

"It's not fornication, it's just doing business with them, doing serious business." Hong Chengchou explained, but immediately added: "In fact, if you want not to be cut down, it is a good way to fornicate with the Duke of Qi, the cunning rabbit dies, the lackey cooks, the Duke of Qi will not be destroyed for a day, and the Liao Domain will not be eliminated for a day, but this is all a later story, the king can think about it in the long run, and the top priority is how to make money from Fujian and Guangdong." ”

"It's not easy to make money in Fujian and Guangdong," Wu Sangui shook his head and said: "But if I want to strengthen the army, I have to buy things from Fujian and Guangdong, they have everything I can make, and we can't make what they can make." "Wu Sangui doesn't want to produce arms by himself, but this also requires money, and even if he can collect taxes, Wu Sangui feels that it is enough for the rewards of the Guan Ning family, plus the tribute to Dashun, and even the military expenses are very tight, not to mention the cultivation of their own craftsmen.

"The king is really arrogant," after hearing this long sigh, Hong Chengchou hurriedly comforted: "The king is rich in the whole Liao, how can he be afraid that he will not be able to earn money?" What the king has in his hands, there are too many things that are needed in Fujian and Guangdong. ”

In fact, Hong Chengchou has been in contact with some Fujian and Guangdong businessmen these days, so he is so confident, if he does not have this confidence, Hong Chengchou did not dare to categorically oppose it after hearing Wu Sangui say that he would levy taxes today.

"Like what?"

"In general, Fujian and Guangdong need to build ships and need wood; To make steel and iron, coal ore is needed; In small places, salt, rice, animal skins, medicinal herbs, that is really too much, too much, how can the king worry that he will not be able to make money? ”

"Is there anything about these things that Fujian and Guangdong don't have?" Wu Sangui was disappointed after hearing this, he also thought that Hong Chengchou had something that was not available anywhere else except Liaodong, and the demand was large enough for him to make a lot of money.

"If there is really something that is not available in other places except the Liao Domain, and it is indispensable, will the Taishi still give this thing to the king for nothing? It's not that we can't sell it if we have it in Fujian and Guangdong, we just need to sell it cheaper than the local products in Fujian and Guangdong. ”

Although Wu Sangui has never done business, but he is not ignorant of business, Hong Chengchou's words made him feel incredible, and for a moment he even began to wonder if he had found the wrong minister: "Thousands of miles from Liaodong to Fujian and Guangdong, not to mention that we don't have a ship to rent or buy from the sea, not to mention that the turmoil on the way has drifted, it is fully transported, how can we add the food and drink of the escort people on this way, someone needs to load and unload the ship, and we need to clean up the port...... How can this be sold cheaper than local properties in Fujian and Guangdong? ”

"Because Fujian and Guangdong have to pay workers." Hong Chengchou replied indifferently.

……

Today, Hong Chengchou brought a person to see Wu Sangui, in private, this person was called the God of Wealth by Hong Chengchou, Wu Sangui put down the prince's shelf, and had lunch with this businessman in Shenyang's palace garden.

"Contemptible Liu Zhenye, first rely on the Qing Dynasty and the Qing Dynasty, maybe the King of Liao has heard of it."

Wu Sangui silently recited this name in his heart, his face changed, and he hurriedly asked, "But General Liu under the command of Duke Qi?" ”

"Exactly."

Wu Sangui's face turned ugly when he threw himself at Hong Chengchou, obviously blaming him for not even finding out such an important matter.

"After the Duke of Qi was free, he first resigned from the military in anger, following the story of Tao Zhugong." Liu Zhenye said that his father died before he could survive until Qi Gong became the prime minister of military training, and he himself had no interest in military affairs, so he stayed in the ranks of businessmen: "The contempt is the largest shareholder of the Workers' and Peasants' Bank, and this bank was originally established by Qi Gong when he was the chief soldier of Funing Town, mainly to store savings for the military households in Funing Town, and later it has been losing money because of poor management......

Liu Zhenye just briefed Wu Sangui on the role of the bank, which is to save money for the people and pay them interest.

"Before and after the closure of the Metropolitan Governor's Office, although the bank's business spread throughout Fujian and also had business in Guangdong and Jiangxi, it was still getting worse and worse, with a loss of more than 2 million taels ......."

Wu Sangui was not surprised by this at all, he felt that when the business of this money-giving firm spread all over the country, it would not be unusual for it to lose even more.

"Later, Qi Gong sold the Workers' and Peasants' Bank to five people, including Xiankao, for one tael of silver, and Xiankao obtained forty percent of the shares......

Huang Shi didn't think that the bank should lose money like this, but others couldn't reach it in Beijing, so he simply sold it, and most of the properties he had built in Funing Town, including some schools, were disposed of in this way. At that time, Liu Qingyang was ousted by the Fujian Council, and Huangshi gave him the bank. And Wu Sangui secretly sighed that Liu Qingyang was worthy of being Huangshi's descendant, and he was willing to clean up this kind of mess for him, and his early death was probably a matter of doing his best.

Liu Zhenye claimed that after his father took over, the bank quickly turned losses into profits, and all five shareholders made a lot of money: "The Workers' and Peasants' Bank is a time-honored brand, and now half of the people in Fujian, Guangdong, and Jiangxi provinces will deposit their money in our bank." ”

Liu Zhenye told Wu Sangui that he could provide a loan to the Liao Domain, but he needed to know how the Liao Fan intended to repay the principal and interest of the loan. The scattered wealth boy on the opposite side suddenly turned into a hateful loan shark, which made Wu Sangui startled, and after some explanation, Wu Sangui finally understood: "The business of this bank is to borrow money from honest people, and then take it out to lend money?" ”

"Yes," Liu Zhenye didn't seem to feel ashamed at all, and replied: "Most people don't know how to lend, don't know how to score good and bad people, and don't know how to get bailed." Although the interest we give is lower than the loan interest, honest people can just sit and collect money, and there is no need to bother to work hard. ”

"General Liu, Takami." Wu Sangui replied with a smile, he regretted it as soon as he said it, and felt that he should not say such things that offended the other party—although the other party was such a despicable and shameless businessman who destroyed the world, not only lending money, but also instigating and tempting good people to lend money.

A few years ago, when Xu Ping led soldiers and horses to attack Zhejiang, Liu Zhenye and several other shareholders cried desperately for Zhang Zaidi, who came to take out a loan, and finally only lent Qi Guogong 200,000 taels of silver. And now they are not only providing huge low-interest loans to the governments of Fujian, Guangdong, and Jiangxi, but also starting to develop business in the north.

"His Royal Highness the King of Liao wants to borrow a sum of money." Hong Chengchou said for Wu Sangui.

"How much?"

"Five million taels?" Hong Chengchou said arrogantly, in fact, his bottom line is to try to borrow 500,000 taels of silver start-up capital, he hopes that this Workers' and Peasants' Bank can provide most of it, of course, it is related to the dignity of the Liao Domain, so he first said ten times in one breath to make the other party realize that they are doing business with a dignified feudal state, not some small traders who can only do business of dozens or hundreds of taels.

Liu Zhenye's face changed unchanged, and he bowed slightly: "Okay, I am willing to serve the king." ”

Before coming to Liaodong this time, the Workers' and Peasants' Bank hoped to monopolize the financial business in Liaodong, and all the shrewd businessmen knew that only monopoly was efficient, and competition would greatly reduce profits, and Fujian and Guangdong were always hindered from realizing their dreams by the council and now the Qingyuan. In the previous two years, in Shandong, because of the fear of risk, he and a number of peers joined forces with Zhong Fang's envoy of Dashun, which resulted in a great loss of profits, and this time the Workers' and Peasants' Bank had reached an agreement within the bank, determined to take risks to exclusively meet the needs of Liaodong for money.

After hearing Hong Chengchou's figure, Liu Zhenye also let out a long breath in his heart, because this figure was within the capacity of the Workers' and Peasants' Bank, and it was even less than they predicted.

Liu Zhenye said that he needed to visit the mines and ports that the Liao Fan intended to use as guarantees and repayment guarantees, and he said that he could introduce some industrial tycoons to the Liao Fan to develop these mineral deposits, and the cooperation between the Liao Fan and these related households of the Workers' and Peasants' Bank was also one of the conditions for the loan.

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