Just when Hao Yun was sitting in the classroom for a class meeting, in an office building in the Chengnan Entrepreneurship Park, Lin Jun, who was sitting in front of the computer, actually said coldly.

"The second round of funding can be launched."

Sitting aside and looking at the data in the computer, Zhang Tao was slightly stunned, looked at Lin Jun and pushed his glasses.

"So fast? Didn't you say that the second round of funding would be launched in January? ”

"I chatted with Mr. Hao for a while yesterday, and Mr. Hao was still not satisfied with the progress of my work," Lin Jun said with a solemn expression, "I thought about it carefully just now, and I was indeed a little too conservative when making decisions!" ”

Hearing this, Yu Jie, who was drinking water, almost didn't take a sip of water on the screen.

With 20 million, you dare to place an order of 200 million, do you call this conservative? !

He'd never seen anyone so conservative!

Zhang Tao was also confused, and he didn't react for a long time to what Lin Jun meant by conservatism.

"Since our project has been successful in Jiangcheng, what we need to do now is not to hesitate, but to seize the opportunity of time and replicate our success to other cities as quickly as possible."

As he spoke, Lin Jun stood up from the office chair, grabbed the formal clothes that he put aside and draped them on his body.

"I'm going to Shenzhen in the afternoon."

Zhang Tao asked with a slight hesitation.

"Going to the deep market?"

Lin Jun nodded and said.

"Well, that is the base camp of Hiace Group, and our ideal partner is still an Internet company, and they are the only Internet company that has both payment tools and social platforms."

Yu Jie asked puzzled.

"But didn't you say that you must let them come to the door and talk to us about financing?"

Lin Jun smiled faintly and said confidently.

"Did I say I'm here to talk about financing?"

Zhang Tao asked.

"And what are you going to do?"

"Of course, it's to bring shared bicycles to Shenzhen," Lin Jun continued, glancing out the window, "Our user growth in Jiangcheng will soon enter a bottleneck." ”

"What we have to do now is to lock in more users with deposits before anyone else enters!"

"At the same time, turn the people who are most likely to become competitors into our allies!"

……

Jiangcheng Bank.

Office of the President.

Luo Weijian, who was sitting at the desk, was staring at the documents on the table and meditating.

The content of the document is a risk assessment report on the modern cycling project.

These days, the entire financial community in Jiangcheng is surging for these shared bicycles that suddenly fill the streets and alleys. In less than half a month, nearly 700 million funds were gathered, and the number is further increasing.

With such a terrifying ability to absorb money, even banks have to start paying attention to this issue.

According to the current financial regulations, Modern Bicycle has not done anything out of the ordinary, such as using the money to lend money in violation of regulations and engage in P2P or something.

However, it is predictable that if they don't do this, someone will soon copy their business model and then use the cash flow for those high-risk, high-reward transactions.

At this moment, Luo Weijian suddenly noticed a very interesting detail from the document.

The company in the first round of financing of Modern Bicycle seems to be Yunmeng Investment, and the parent company of Yunmeng Investment is Yunmeng Group?

Thinking of the identity of Mr. Hao of Yunmeng Group, Luo Weijian's eyes couldn't help but have a look of uncertainty.

Did he figure it out on his own, or did someone teach him to play it this way?

If it is the latter, it is not clear that the commercial real estate giant of Xialin Group is also involved. If it's the former, this kid's ability is too awesome.

Using 20 million to leverage hundreds of millions of leverage, this is not something that can be done by just being bold.

Just then, there was a knock on the door outside the office.

Luo Weijian raised his head and said, "Please come in", and soon an old acquaintance pushed the door open and walked in.

"Lao Luo, I've come to see you."

Looking at Ding Shihui who appeared at the door, the corners of Luo Weijian's mouth curled up with a smile, and he put down the pen in his hand.

"What wind brought you here?"

"What kind of wind can it be, that bike-sharing project," Ding Shihui smiled, walked to the desk and put the documents in his hand on the table, "It's routine, I have to trouble you to take a look." ”

Glancing at the documents on the table, Luo Weijian was slightly stunned, and then said with a smile.

"I haven't seen you for the past few days, why did you become a part-time worker?"

The document on the table is a money management agreement.

According to the agreement between Modern Bike and Jiang'an Capital, Modern Bike's account with Jiangcheng Bank for depositing user deposits will be managed by Jiang'an Capital, which holds the qualification of public fund.

As for how to manage it, this has to refer to the agreement between the two parties. According to Xia Guo's financial regulations, Jiang'an Capital needs to write the management plan and submit it to the bank, and the bank will issue a risk assessment opinion according to the content of the management plan, and submit it to the actual controller of Modern Bicycle for signature before approving the entry into force of the fund management agreement.

This process is mainly to prevent systemic financial risks, but it is also largely a formality.

After all, the market is ever-changing, and in practice, it is certainly impossible to operate according to the pre-given plan, so signing is also a routine process.

And if something does happen, it is generally not the bank's responsibility......

"What do you mean by working for people, didn't I originally work for Jiang'an Capital?" Ding Shihui coughed lightly and said.

Luo Weijian smiled silently, picked up the fund management plan and glanced at it, and then put it aside.

"I'll have a meeting to discuss it later, and it shouldn't be a big problem."

"Then it's troublesome." Ding Shihui said with a smile.

"What's the trouble here, it's not troublesome," Luo Weijian waved his hand, leaned back on the office chair, and continued in a rather emotional tone, "But it's really unexpected, a month or two ago, we were still chatting about that kid at dinner, and it hasn't been a month or two, and my old friends have all become part-time workers." ”

Ding Shihui sighed and said.

"Now the entire Jiangcheng financial circle is staring at this cake, and it is good to get this opportunity...... Don't talk about me, you don't want to have a good relationship with this customer? ”

Being asked such a rhetorical question, Luo Weijian's old face turned red, and it was not easy to refute, so he coughed and said.

"That being said, the benefits and conveniences provided to them by our local banks are also very good...... At least I don't know how high the conditions are higher than the four major banks. ”

Ding Shihui made a helpless expression.

"So we're all looking at money and business, so why are you laughing at me?"

"How can I laugh at you...... But Lao Ding, do you think their project is really reliable? Luo Weijian looked at Ding Shihui and asked seriously.

"It's not up to me to decide whether it's reliable or not, I can only say that they have only passed the first hurdle now, and there are still many tests waiting for them in the future."

Sitting down and taking a sip of tea, Ding Shihui continued.

"I heard that Xia Hai Capital has set its sights on the bike-sharing market, and several Internet giants such as Hiace are also planning to come in and get a piece of the pie. Relying only on a city like Jiangcheng, I am afraid it will be difficult to last, and their pressure period is after three months...... If their user growth slows down within three months, the user's withdrawal of the deposit after three months will be enough for them to drink a pot. ”

"Is that why you Jiang'an Capital didn't plan to participate in their second round of financing?" Luo Weijian asked with a smile.

"Not intended? Haha, I would like to participate in their second round," Ding Shihui smiled weakly and spread his hands, "But the problem is that people don't want it." ”