The old man was the first to object: "You want to find a way? What can you think of? Didn't you just want to borrow money from Ziqian?

It's already too much for us to borrow 20,000 yuan from Ziqian, you still want to borrow more, no, I don't agree! ”

The old lady also disagreed: "You said that I can barely accept you to buy a small apartment for your brother."

You asked your dad to buy four or five small apartments in one go, what do you want so many houses for? ”

In her cognition, a house is enough to live in, and there is no need for so many houses.

Bai Mengdie's eyes widened: "Of course it's rental, will you still let those houses be empty?"

Grandma, the provincial capital is not as good as the countryside, and the houses in the provincial capital are very easy to rent.

If our family has four or five small apartments for rent, and there is at least 500 yuan of rent every month, life will be much more relaxed. ”

Bai Aiguo disagreed, "Fluttershy, you have a good idea, but do you know how much it costs to buy so many houses?"

Let's not talk about the money to buy a house, just buy a quota, a quota of 1,000 yuan, five houses will cost 5,000 yuan!

Coupled with the purchase price, there is no two or three hundred thousand yuan that can't be stopped!

You want to borrow from Chen Ziqian, are people willing to borrow so much money?

Even if we are willing to borrow, our family's ability to repay is limited, and if we borrow too much, which year and month will we be able to pay it off? Isn't that a trick for Chen Ziqian? ”

Bai Mengdie waved her hand and said confidently: "Who said that I have to borrow money from Chen Ziqian?" I plan to ask Chan to get us a loan from the bank.

As long as the loan is paid, I promise to repay the money borrowed from the bank within five years with interest. ”

The old lady didn't believe it at all, and persuaded her bitterly, "Fluttershy, I know you're not the same as you used to be, and you're going to make money."

Even if you can earn three or five hundred a month, you won't spend a cent of the money you earn in a year, and the maximum is six thousand.

It's only 60,000 yuan in ten years, and you borrow hundreds of thousands of dollars from the bank, and you will repay the money in this life.

You say that you will pay off all the hundreds of thousands of dollars you borrowed from the bank within five years at most, isn't this just a mouthful?

Are you going to rob? ”

She looked Bai Mengdie up and down, and said worriedly: "With your fat body, you can't run fast when you grab money, and if you are caught, you have to be thrown into prison, why are you doing this?" ”

Bai Mengdie held her forehead: "Grandma, I didn't say anything."

Why should I rob? Why should I work so hard to earn money to pay off my debts? ”

She looked at everyone very seriously: "I'll analyze a set of data with you."

Our real estate in Jiangcheng officially began to enter the market in 1989.

The earliest real estate was opened in Dongxihu, and no one wanted 500 yuan per square meter, only some state-owned units bought it in groups, and then distributed it to employees as welfare housing.

The location of that place is a little worse, and people don't want to move there, and the house price there has not risen to 1,000 or 15 so far.

Although the current house price will be very low for the prosperous area, compared with the early days, it has risen by a thousand yuan in the past ten years, that is to say, it has increased several times.

Let's take a look at the housing prices in the downtown area, which were only sold for seven or eight hundred at the beginning, and now they are at least three thousand.

It has risen by more than 2,000 in nine years, and the largest increase has been concentrated in the last two or three years, do you know what this portends? ”

The old lady pouted: "It indicates that housing prices are getting more and more expensive, people in the city are becoming more and more unable to afford houses, and houses are becoming more and more unsellable." ”

Bai Mengdie was about to kneel down for the old lady: "Grandma! This means that the price of the house will increase further! ”

The old lady gave her a disgusted look: "Ahhhhh Don't! Housing prices have risen to two or three thousand, and they are still rising, and they are still not allowed to live?

Who has a hole in his brain, he still pays for such an expensive house price, and no one buys this house sooner or later. ”

Bai Mengdie smashed her mouth, and she couldn't communicate with the old lady at all.

She turned her head to look at the old man and Bai Aiguo, planning to try to convince the two of them, as long as the two of them were successfully convinced, she would be able to achieve her goal.

"Dad, grandpa, let's not talk about whether housing prices will fall, let's talk about the present.

If I borrow hundreds of thousands of dollars in the bank and buy three sets of welfare housing, the welfare housing is nearly half cheaper than commercial housing.

Although it is an old house, if we sell it, we will definitely not be able to sell the price of a new house, but I can always sell it for 2,000 yuan per square meter, and I can't make money from this handover.

But when I bought a house, I didn't plan to sell it, I waited for the developer to come and demolish it, so that I could not only get the house but also earn a lot of demolition fees!

At that time, not only will you be able to pay off all the money in the bank, but you will also have a few houses to build and rent out, you don't want such a big pie? ”

Bai Aiguo had heard about the compensation for the demolition, so he pondered and didn't speak.

Bai Aimin asked curiously, "Fluttershy, how do you know everything about the housing price data in Jiangcheng?" ”

Bai Mengdie lied quite calmly: "Of course I heard what Chen Ziqian said, Chen Ziqian's father knows many real estate bosses in Jiangcheng.

People have inside information, and the house only goes up and not down, so I want to buy a few more houses in one go, whether it's renting or waiting for demolition compensation, it's all cost-effective. ”

Bai Aiguo raised his eyebrows and asked, "Can you guarantee that the dormitory of our unit can be demolished within five years?" ”

Only when he gets the demolition fee can he pay off the bank loan, and the sooner he pays it off, the smaller the burden, and if it drags on, it will not be cost-effective, so he cares so much about the time of demolition.

Bai Mengdie winked at him mischievously: "I told you that I have inside information, so I dare to pat my chest and promise, Dad can rest assured." ”

Now the Second Yangtze River Bridge has been completed, and the bridgeheads on both sides are all key government development projects, and the demolition of the old city is a matter of the past two years.

Bai Aiguo finally made up his mind: "Nacheng, when you go to school, you can talk to Chen Ziqian, let him help us with a loan, and I will try to buy as many small apartments as possible." ”

When the old man saw that Bai Aiguo agreed, he was dissatisfied, "Why are you messing around with Fluttershy?" ”

Bai Aiguo said patiently: "Dad, I'm not messing around, do you know what the demolition of Jiangcheng is now?"

I have heard from a colleague that he has a relative who is a villager in an urban village, and the compensation for the demolition of the house is 1:1.5.

That is to say, one square pays 1.5 square meters, and each house also pays 50,000 yuan for demolition costs. ”

Bai Mengdie read the book and knew that the demolition in this era could make people rich, but she didn't expect the compensation for the demolition to be so large.

In the reality of her previous life, it was impossible to get rich for a long time, and it would be good if she didn't lose money.

Therefore, the beginning of any new thing is the easiest to make money.

For example, in the early days of reform and opening up in the 80s, self-employed people, such as the first batch of speculators and stock speculators......

Take advantage of the fact that real estate is just getting started, hurry up and make money.

When Bai Mengdie was distracted, Bai Aiguo continued to say: "If I buy five small apartments, I will get 250,000 demolition fees just for demolition in the future, which should be enough to repay the principal of the bank, and sell another house to repay the bank's interest."

According to the area compensation of 1:1.5, even if we sell one suite, we can still have five suites left, which is almost equivalent to an empty glove white wolf.

In addition, these five suites can be rented out when you buy them, so there is no risk in buying a house now. ”

The old man was silent for a long time, and said, "I'm old and can't keep up with the times, so you can do it if you think it's okay." ”

Bai Mengdie was secretly happy in her heart, and the matter of investing in buying a house was finally passed.

She happily said to Bai Aiguo: "Dad, wait until we go to school next week, Chen Ziqian helps us contact the bank, and I'll call you." ”

How dare Bai Aiguo let Bai Mengdie call his unit, as soon as he called, she didn't know about his layoff, so he hurriedly said: "Don't call me, I'll call you." ”

Bai Mengdie was on the rise, and she didn't notice Bai Aiguo's discomfort, so she nodded and agreed.

Such a good way to get rich, Bai Mengdie wants to call her own relatives, but her grandmother is too poor, and she calls it in vain~

Bai Mengdie turned her head to Bai Aimin and Li Yuhuan and said, "Aren't the second uncle and second aunt going to buy two suites?" ”

Li Yuhuan thought to himself, Bai Aiguo's father and daughter were too bold to dare to take such a big risk just for an inside message.

If the internal information is unreliable, it will be a catastrophe, will she not follow this troubled water and drown?

So he said with a smile: "Forget it, our family is still farming in the countryside in peace." ”

Bai Mengdie had to regret it.

Everyone was in the mood to continue eating dinner, but the remaining noodles in the pot had already been soupy.

Bai Mengdie didn't eat noodles with pasty soup, put the chopsticks away, stopped eating, took a bath, sat in the room and worked hard, and it was ten o'clock at night in a blink of an eye.

Shi Lei was the same as yesterday, and before going to bed, he deliberately went out of the door to see if she had slept.

Seeing that the lights were still on in Bai Mengdie's room, he walked over and knocked on her door, "Fluttershy, open the door, I have two things to say to you." ”

Bai Mengdie put down the book and pen and opened the door.

Shi Lei didn't go in, just stood at the door and talked to her: "Fluttershy, I know you've changed, you've become sensible, you've become motivated, but you should also know that freezing three feet is not a day's cold......"

Bai Mengdie interrupted him and asked, "Brother, what do you want to say?" ”

Shi Lei looked at her speechlessly: "Can't you be a little patient and listen to me finish speaking?" ”

Bai Mengdie gave him a look of "you keep talking".

Shi Lei then said: "Since you were in high school, you haven't studied very hard, your learning foundation is weak, you can only make up for it slowly little by little, but you can't rush it."

You see that in order to improve your grades, you are still refusing to sleep after studying so late every day, you are under a lot of pressure, you don't have a good rest, and your spirit in class is not good, and you will get twice the result with half the effort.

Don't worry too much about studying, just do your best, and no one at home will blame you......"

Bai Mengdie listened, her eyebrows furrowed: "Brother, are you underestimating me too much?" I think no matter how hard I try, it's hard to get my grades up all at once, don't you? ”

Shi Lei was afraid of dampening her enthusiasm, and patiently explained: "I definitely didn't mean to underestimate you, I was just afraid that you would work too hard and exhaust your body."

You want to improve your academic performance quickly, this idea is good, but you can't eat a big fat man in one bite, let's take it step by step, okay? ”

"Not good!" Bai Mengdie was a little angry, "You also said that you didn't underestimate me, and you didn't believe that I could raise my grades in a short period of time!"

I'll tell you the truth, we took a physics exam the other day, and I got the third place in my class! ”

Shi Lei stared at her suspiciously.

Bai Mengdie crossed her waist and said: "Now, let's make a bet, if I can get in the top twenty in the class and the top sixty in the whole grade in the final exam of this semester, what reward will you give me?" ”

Shi Lei was stunned for a moment, he didn't expect Bai Mengdie to react so much, and he actually wanted to bet with him~

Although Bai Mengdie didn't have any chance of winning this bet, Shi Lei still wanted to encourage her: "Then you say, if you win this bet, what do you want as a reward?" ”

Bai Mengdie rolled her eyes, and said with a bad stomach: "Let's talk about it then, I haven't thought about it yet." ”

Shi Lei nodded: "That's okay, you go to bed early." ”

Bai Mengdie entered the room, and after a few minutes, the light in her room went out, and Shi Lei also went back to his room to sleep.

Although the next day is Monday, there is still one day off because of the Dragon Boat Festival.

The sky was clear, Bai Aiguo went to work in the city early in the morning, and Tian Chunfang also went to the county seat to do the cloth business.

Shi Lei thought that there was nothing to do at home, so he didn't dare to continue to ask for leave and go to school.

The old lady was the only one in the house.

Seeing that Bai Mengdie got up, the old lady was busy cutting a piece of the birthday cake that her grandfather bought that she specially left for her yesterday as breakfast.

The corners of Bai Mengdie's mouth twitched, it's summer now, and this birthday cake is not refrigerated, can you still eat it overnight?

She tasted it carefully, and although it hadn't spoiled, she didn't want to eat it.

He pointed to the cake with a spoon and asked the old lady, "This is the only one to eat in the morning?" ”

"And porridge." The old lady asked, "What's wrong?" Cake broken? No, I tasted it in the morning, and it wasn't bad. ”

"No, it's because I don't want sweets in the morning." Bai Mengdie said, went into the kitchen and filled a big bowl of porridge, and ate the diced sour radish pickled by her grandmother that she fried before.

Yesterday I had been studying all day, and today Bai Mengdie doesn't want to learn anymore, she advocates that learning should be efficient one by one.

But it is definitely not possible to be idle at home, the family has to buy so many houses in one go, although it is said that if you take a loan from the bank, you can pay off the loan in the future.

However, as long as the bank takes out a loan, it has to repay a certain amount of the loan every month, so you have to work hard to make money.

Her gaze fell on the pile of wild mushrooms in the corner of the hall.

I thought to myself, if I took these wild mushrooms to the city and sold them, I would definitely be able to sell them for a high price.

Bai Mengdie asked the old lady who was eating the birthday cake she didn't eat: "Grandma, how much does this pile of fungi weigh?" ”

"Thirty pounds."

Bai Mengdie thought to herself, she could carry thirty pounds, so she said, "Grandma, I'll carry these mushrooms to the city and sell them." ”

The old lady said with a tiger face: "No! ”

Bai Mengdie had already started to put those wild mushrooms in the back basket: "Grandma, aren't you just afraid that I will have an accident in the city?"

I've become so clever now, what can happen to me?

Besides, our family is going to buy several houses, and I can borrow a little less money from the bank if I earn more money. ”

When it came to money, the old lady's heart was a little out of breath as if she was pressing a stone.

She didn't sleep well last night, thinking over and over again that the eldest family would borrow two or three hundred thousand, what if she couldn't pay off the bank loan?

Don't let the eldest family gamble, will you live this poor life forever?

After thinking about it, the old lady finally agreed and helped Bai Mengdie pack those wild mushrooms together.

Tell her which is black fungus, which is lichen, which is chicken leg mushroom, which is shiitake mushroom, and which is oyster mushroom.

The purchase price of each wild mushroom in the town was also told to her, so that she could set the price easily.