200, capital chain (20 monthly ticket plus change)
Seeing that Tang Yan was about to go upstairs, another salesman lady stopped her: "Wait, don't go up yet." ”
Tang Yan turned around and wanted to explain that she was Tang Weijing's daughter, but before Tang Yan could explain, the salesman's sister explained first.
"I don't know which loan company you are, but the people from Shengdu Bank are upstairs, and there must be one who comes first and first."
Tang Yan frowned: "Do you think I'm a loan company?" ”
The salesman's sister was stunned: "Isn't it?" ”
Tang Yan didn't answer and asked: "It seems that many loan companies have come to your boss recently?" ”
The salesman didn't know how to answer this question, so she said, "It's okay... Not a lot. ”
Tang Yan's eyebrows furrowed even deeper.
She knew that her family's factory had always had loans, but it was too normal for those who did business to have loans.
And because the factory is operating well, it will repay a part of it according to the regulations every year, and it has always been a high-quality customer of the bank.
Now listening to the salesman's meaning, the family not only owes a loan from the bank, but also the loan company.
In general, the interest rate of the loan company will be higher than that of the bank.
It is when the bank cannot lend so much that the loan company will be chosen.
Now it's the loan company again, and the bank's come to find my parents.
Is it in contact with the new loan, or is it because the loan cannot be repaid, and is it dunning?
It's useless to ask the salesman for this kind of thing, and if you go up and ask your parents, you won't get the truth.
So Tang Yan listened to the arrangement of the two salesmen, sat on the sofa on the first floor, and then let go of his consciousness and listened to the conversation upstairs.
The conversation upstairs seemed to be coming to an end.
"Mr. Tang, you have to pay back the money next month at the latest! Otherwise, the leaders of the industry asked him to go to the court to forcibly apply for consumption restrictions, and Xiao Li had no choice. ”
It was the voice of a strange young man.
Next, Tang Yan's familiar voice came.
I heard Tang Weijing's voice with some hoarseness.
"Xiao Li, our company's reputation in your bank has always been very good, so let's help find a way.
This time, there was a problem in the sales of a batch of goods, and the capital turnover could not be opened. In order to maintain production, and for the sake of the hundreds of employees in the factory, I still owe money to several loan companies! I really can't pay you back 1 million!
Help, I'll pay back 100,000 first. Restrict other consumption lines, but not fly at high limits. I still need to go out of town and find a way to sell this shipment. When the goods are sold and the capital turnover is opened, I will definitely pay back the money to your bank as soon as possible! ”
Hu Jiao's voice also sounded, and she said to the side.
"Yes, our company has been cooperating with your bank for so many years. There have been cases of not paying the money for months in a row, but in the end, it definitely didn't miss you! Let's be accommodating this time. ”
Xiao Li's voice was a little helpless: "I'm sorry, Sister Hu." There is a new leader in the industry, and hard indicators are set, and I can't help it. If you don't pay back the money, you will definitely go to the court to apply for a restriction on consumption, don't make it too difficult for me. ”
The conversation upstairs hadn't stopped, but Tang Yan had roughly understood what was going on.
A few steel plates in the corner of a special steel mill may be worth millions, and a huge capital chain is needed to support the company's operation.
Now, for some reason, the goods produced cannot be sold, and tens or even hundreds of millions of goods are pressed.
In order to maintain the normal operation of the factory, Tang Weijing has borrowed a lot of money from the loan company.
Now the first bank to borrow money to repay the arrears, there is no way to get the money back to the bank from elsewhere.
For a factory that is not small, it is a very terrible thing to break the capital chain.
In fact, whether you are running a large enterprise or a large factory, as long as you are the boss, don't look at the glamorous appearance, you can earn more, but the pressure behind it is far from being comparable to ordinary employees.
Tang Yan was a little distressed, and his parents were not young, but they had to work so hard for the future of him and Tang Chu and the jobs of hundreds of employees of the company.
Soon, footsteps could be heard upstairs.
Tang Weijing and Hu Jiao sent Xiao Li down together.
"No need to send it, no need to send it, you two are busy first, I'll just go downstairs by myself."
Tang Weijing also wanted Xiao Li to help talk, so he persevered: "Brother, it's noon soon, let's go have a meal together!" ”
Tang Yan's eyes were very good, and he had already seen his parents and Xiao Li at the corner of the stairs.
Looking at his 50-year-old father with wrinkles on his face, and whispering to Xiao Young who was old enough to be his son, Tang Yan's heart was uncomfortable.
She stood up from her seat: "Mom and Dad! ”
Tang Weijing and Hu Jiao looked up in surprise.
"Words!?"
"When did you come back?"
Tang Yan asked rhetorically: "Do you have any guests?" Why don't you introduce me? ”
The hearts of the two of them instantly lifted.
No matter how difficult things at work are, you can't let your children know that it will increase the pressure on your children.
This Xiao Li should have been in charge of the steel mill's loans for a while, and he is familiar with Tang Weijing and Hu Jiao. Things at work are one thing, but in private it's quite human.
He didn't dismantle Tang Weijing and Hu Jiao, and waved his hand at the two.
"It's nothing, I'm leaving."
After that, he walked to the door.
Tang Yan stopped him: "I heard everything just now, how much does Jingbang Steel Mill have to pay back?" ”
Xiao Li was a little embarrassed, and looked back at Tang Weijing and Hu Jiao.
Hu Jiao interrupted with a smile: "The children's family is still in charge of our business!" Tell your mom about it, why did you come back suddenly? ”
The two salesman sisters on the side knew that the little girl just now was not sent by the loan company, but the daughter of the boss's family.
They stuck out their tongues, as if they had caused trouble for their boss.
Tang Yan ignored Hu Jiao and smiled at Xiao Li: "I only heard a figure of 1 million just now, it should be the amount to be repaid next month." ”
Xiao Li nodded.
"I know that Brother Li needs to complete his work tasks. You just have to tell me how much money you owe in total, and I'll pay out the 1 million. If you can complete the task early, you may be able to get the appreciation of the new president. In order to increase his persuasiveness, Tang Yan directly took out his mobile phone, called up the mobile phone online banking, and showed Xiao Li the balance on it.
In the bank card, it was the technical consultant fee of 6 million paid by Huade Company to Tang Yan in advance.
Xiao Li looked at the numbers on his phone and was suddenly dissatisfied.
He really thought that Brother Tang couldn't come up with the money, but he didn't expect that even his daughter had 6 million in the card, but he just cried poor and didn't pay back, which was a bit excessive.
He didn't have the heart to hide it for Tang Weijing, and said directly: "There are more than 20 million left in arrears!" ”
Hu Jiao on the side also saw the balance in Tang Yan's card, and she didn't care about anything else, her face immediately changed, and she asked sharply.
"Where did you get all this money?"