Chapter 14: The Abominable Merchant
They left the sales office and went directly to Wenhao's house, and Wenhao hugged Xinyi affectionately, "Baby, the house is finally here, you also see the pattern today, what kind of style do you plan to decorate, as long as you like it, I will listen to you." ”
Wenhao was happy when he thought of this house, he was finally able to breathe a sigh of relief, the matter of the house was finally solved, and this time he could sleep peacefully.
Xinyi hugged Wenhao's neck and sat in his arms, "Thank you, dear, it has cost so much money to buy a house, let's decorate it or take the simple route, so that we can save expenses, I still say the same thing, as long as I can be with you, it doesn't matter how simple it is." ”
Wenhao didn't want to decorate luxuriously, although he asked Xinyi about the style of decoration, but he calculated an account in his heart, which also required a lot of money, even if he had this idea, he couldn't let Xinyi see it, and he still held on.
"You must not save money for me, according to your own favorite style, the decoration of this house is also a big deal, you can't blame me in the future in order to save that money." While reminding Xinyi, the writer was afraid that Xinyi would say that she wanted to decorate luxuriously.
"Don't worry, I won't complain about you, I like a simple style, both practical and money-saving, and there will be more places to use money in the future, and now I can't squander it, as long as we have a good relationship, I like what to pretend, this decoration will be handed over to you, everything is for you to look at."
Wenhao was silently grateful to Xinyi in his heart, who doesn't like the house to be decorated luxuriously, and it is comfortable to live like that, he understands that Xinyi wants to take the simple route just to save him money.
"Hehe, how good this daughter-in-law is, how reasonable, knowing that I am a poor egg, this is saving me money, it is good to find a daughter-in-law who knows cold and hot, and knows that I feel sorry for my husband."
After the two of them talked about the decoration style of the house, Wenhao casually took out the purchase contract from his bag, and the more he looked at it, the more he liked it.
Then Wenhao picked up the small note given to him by the salesman and saw what procedures were required for the loan. He looked at them one by one, the household registration book, ID card, and marriage certificate.
When he saw the marriage certificate, he was immediately dumbfounded. "Ahh Why do you need a marriage certificate to buy a house, the salesperson didn't ask these at the time, this marriage hasn't been accepted yet, where to get a marriage certificate. ”
Xinyi heard Wenhao shouting like this, and immediately jumped off him.
"Let me take a good look, why do you need a marriage certificate, this can only be given a week, what should I do if I get this marriage certificate, isn't this a cheat? It's also strange that we didn't ask clearly, but many people buy houses, and they have never heard of a marriage certificate. ”
Xinyi looked at the three words of the marriage certificate, and suddenly became confused.
When Wenhao saw this, he was so angry that he almost turned his back on it, he blindly blamed himself, why didn't he ask it clearly at the time, I didn't hear that anyone who had to buy a house had to ask for a marriage certificate.
He immediately dialed the phone number of the sales clerk, and the sales clerk knew that it was Wenhao as soon as he looked at the caller ID, and said kindly: "Hello Mr. Wen, is there anything you need to consult?"
The writer was a little emotional and stammered, "Hello, I just want to ask, why do you have to have a marriage certificate to buy a house, and what will happen if you can't do it for the time being?" ”
The sales clerk replied with a smile, "Hello sir, the situation is like this, because you signed the names of two people, we can apply for a loan in the name of husband and wife, and if there is no marriage certificate, this loan cannot be done." ”
"Isn't that the name you asked the two of us to sign, if you knew this, wouldn't it be okay to change it to one person's name."
"That's not good, this contract is stamped with the official seal, it is legally efficient, and it cannot be changed at will, since there is no marriage certificate, then hurry up and get one, it's not a difficult thing."
How could the salesman know that the situation of Wenhao is so complicated, if he applies for a marriage certificate according to the routine, half a day is enough.
"I'm in a bit of a special situation now, and I can't get a marriage certificate for a while, so what should I do with this loan, how to solve it, is it to refund us the house payment?" Wenhao asked eagerly.
"I'm sorry sir, if you can't get the loan and you still want a house, you have to pay the full amount, about close to 300,000, if you can't pay the full amount, the down payment can't be refunded, because we have signed the contract, this is your responsibility, so you have to find a way to solve it yourself."
"We really can't get a marriage certificate for a while, I can't tell when it will be done, I can't say clearly, you see if you can be accommodating, don't ask for a marriage certificate." The writer really discussed with the kind words of the wind and drizzle.
"I'm sorry sir, we signed a contract, we have to act according to the rules, if we are like you, we can't sell this house, and our developer doesn't count, in the end it will be reviewed by the bank."
"This doesn't work, that's not good, aren't you embarrassing me, I definitely can't afford to pay the full amount, if it really doesn't work, I won't buy it, and return my down payment, okay?" The writer really had no choice, and his voice trembled a little when he spoke.
"I'm sorry sir, this is our rule, it's really not accommodating, even if you don't buy it, the down payment can't be refunded, you see, I gave you the keys, it means that you have approved this house, or hurry up and find a way to get a marriage certificate."
Hearing this, the writer angrily slammed the phone on the ground.
"What kind of overlord clause is this, I don't explain it in advance, as soon as I see that the money is paid, nothing will be good, is this attitude before I bought it, it has changed in a blink of an eye, the time is so tight, where can we get a marriage certificate, hateful developers, digging doors and stealing holes to cheat the people's hard-earned money."
Wenhao was so angry that he suddenly collapsed on the ground, and the sky was about to fall, which was simply killing him.
Xinyi was even more angry next to her, "Look at what you have done, you haven't left yet, and you want a marriage certificate here, let you do this, why are you still stupid, hurry up and divorce your wife." ”
Xinyi's heart was pounding with anger, and she was in a good mood, but she was ruined by this damn developer all of a sudden.
"How can I do so much in just one week." The writer also felt that he was out of line.
"It's really a wave of unsettled, it's really not good, we can break up, I can't stand your toss anymore, and if I'm with you again, I'm going to have a heart attack." Xinyi finished in a huff, and then slammed the door and left.
Wenhao was the only one left in the room, and he looked at the small note in his hand and really wanted to tear it to shreds in an instant. "God is so unfair to me, I finally borrowed money to buy a house, and I was deceived by the developer, this is to force me to a dead end."