Wenhao wore a hat to buy a cake, Junpeng sang a happy birthday song to him, Xinyi put a candle on the cake, and then turned off the light to let Wenhao make a wish.

There was a bright atmosphere in the room, Wenhao stood in front of the cake with his hands clasped, muttered a lot, and then began to blow out the candles, only to hear a flutter, all the candles were extinguished, and Xinyi immediately turned on the light.

"Let's start eating cake!" Junpeng likes to eat cake the most, and he is always looking forward to his birthday, so that he can mix a cake to eat.

"Wife, I cook so many dishes, but it seems that I buy a lot of vegetables and a little less stir-fry." When Wenhao saw a table of dishes, he was extremely excited, and he seemed to have been looking forward to this day for a long time.

"Well, it's too time-consuming to cook by myself, and I'm also busy with a bunch of things before I buy cakes and cook, and when I see that the time is a little too late, I deliberately buy a few ready-made."

Whether Xinyi cooks it herself, or buys all ready-made, Wenhao is very happy, at least to show that Xinyi has begun to care about him.

"Looking at your blank face, isn't it too surprising." Xinyi said jokingly.

Wenhao's expression today was indeed a little wooden, and then he said stupidly: "I wish me a happy birthday, today is happy, let's have a drink, Wenhao picked up the red wine and touched a glass with Xinyi." ”

"Husband, I wish you a happy birthday again, getting younger, healthier, and richer."

"Thank you, wife!"

The birthday was over like this, and then Wenhao contacted the CEO of Feiyue Company about the project payment, and because they had to repay the loan interest, they had to wait for the next payment to come in before they could pay Wenhao.

This time, the writer was dumbfounded, without the project money, the project could not be carried out, it was impossible to borrow money, and it was impossible for anyone to come up with so much money at once.

But the CEO of Feiyue Company can't help it, the bank loan interest must be repaid, this is a typical triangular debt, the biggest feature of the project industry is to advance funds.

If you don't pay for the project, Wenhao will stop working, and there is really no way to force it, so Wenhao will discuss with Xinyi or sell the house, this project can't be done halfway, if it doesn't continue, the leap of the project is even more far away.

Xinyi didn't agree to sell the house, others opened a company to buy a few more houses, but the writer was so good that he even had to sell the only house, how could this company become poorer and poorer the more it opened.

"Since the CEO of Feiyue Company has no money to pay for the project, then you will stop work, and when will you pay the money and continue to resume work."

In fact, the writer was reluctant to sell the house, and he also thought about it repeatedly and weighed the pros and cons.

"Then what to do with these workers, are they all disbanded and go home, when they need manpower, then they can't find anyone, who can stay at home every day, this matter is not as simple as you think, the project cannot be stopped, and you must work hard to complete, otherwise the initial investment is in vain, and I can't explain to the CEO of Feiyue Company."

"They breached the contract first, and it is reasonable not to pay for the project, how can such a rich boss still be short of funds." Xinyi is really a little confused.

"This is not a breach of contract, and at the beginning, our funds were disconnected, and the boss of Feiyue Company at that time in order to take care of us, some of the money was prepaid in advance, and anyone who opened a company would encounter economic problems, and I didn't understand it when I told you."

Xinyi also began to worry about this matter, "If the house is sold, then where do we live?" Moreover, it takes a certain amount of time to sell a house, and it is impossible to sell it at the same time. ”

Wenhao thought about it, Xinyi was right, selling a house is not like selling cabbage, just give a price, then you have to meet a real buyer.

"Then what do you say, the house can't be sold, the money can't be borrowed, and the Feiyue company is still urging the progress of the project, I'm out of options."

Xinyi is afraid of encountering this situation, she has always been worried about funds over the years, she is really tired of this kind of life, and the scenery is beautiful on the surface, but in essence, it is a shortage of funds many times.

"Then the company will stop working, and collecting the remaining arrears will be enough for us to live."

"Yes, it's really a bit big, the newly bought venue still owes so much money, if you stop at this time, not only will the venue be returned, but even the money invested by Feiyue Company will be enough to be recovered."

The industry that the writer does, there is a high level of science and technology, if it is not completed, everything will be wasted, not only the writer has a loss, even Haocheng company has also suffered, and the leap company is the biggest loss.

"It's really not good, let's take a mortgage on this house first, so that the funds can be faster, and when the Feiyue company survives the crisis, the money will come in."

Xinyi is also helpless, it is impossible to let the writer stop, this is his lifelong dream, no matter what, he has to support it, and things have come to this point, and there is no turning back.

"Okay, tomorrow I'll go to the bank to inquire about the mortgage of the house, and then I'll put the house online and sell it slowly, see which step is feasible, but once the house is sold, where do we live."

When Xinyi said this, Wenhao's mood was also relieved a lot, "Then let's do it first, I'll go to the bank with you tomorrow, if I can take out a loan, I won't sell the house for the time being, that is, take a slow step, if we really sell the house, let's move to the venue to live." ”

When it comes to the venue that Wenhao bought, Xinyi gets angry when she thinks about it, she rarely goes there, and she panics when she sees the tattered stalls there.

"How do you live in that broken place, mosquitoes buzz in summer, leaking everywhere in winter, it's not even convenient to go to the bathroom, and you have to go out of two miles, let alone take a bath, it's just a place where rabbits don't, so you can buy it at a high price."

The site that the writer bought was really not good, and they had already spent the spring, summer and autumn of their first year there.

Fortunately in spring, the fields are full of greenery and greenery, and there are all kinds of exotic flowers and plants competing to bloom, but in summer, flies, mosquitoes, and some insects crawl all over the windows, as if they are going to devour people.

Autumn is overgrown with weeds, surrounded by crops, some of which can be as tall as a person, and it feels like building a few dilapidated houses in the middle of a barren mountain.

Winter is even more over, there is not even a heating, you have to burn coal to burn the boiler, go to the toilet are frozen buttocks, take a bath that is even unthinkable, even go to the kitchen to cook is a problem, the water in winter, can really pull people out of the heart, the faucet is a thick layer of ice, like the rhythm of about to burst.

"Then rent a house near your home so it's warmer." The writer didn't want Xinyi to suffer with him, that venue was really not suitable for living all year round.

"But there is also a fee for renting a house, hey! Then it's better to go to the broken site to live and try it first, if you really can't adapt to it, it's not too late to rent a house. ”

The next day, Xinyi followed Wenhao to the bank to see if she could apply for a mortgage on the property.

They came to the credit department on the second floor, and it was a young man who handled this business, and Xinyi stood next to the young man with Wenhao's ID card, "Hello, I want to check how long it takes to apply for a real estate loan, and how much can I borrow?"

The guy with credit took his ID card and checked it carefully, and then took the calculator and did a simple calculation, "It will take at least two months, and you can borrow more than one million according to the market value of your house." ”

"Oh, it's been so long, is that complicated?" When the writer heard that it would take so long, he immediately retreated.

"The procedures are not simple, there are a lot of approval procedures, try not to do a mortgage on the house loan, the information required is still a lot, and the interest is not low, if you can't repay the loan on time, the bank will take back the house, there will be a great risk."

Then the guy with credit took out a bunch of lists for the writer to go home to fill in, and also took out a small note, which is the materials that need to be prepared for the mortgage loan.

Wenhao picked up this small note, his eyes began to dizzy, from beginning to end, carefully checked the things that needed to be prepared, Xinyi saw that Wenhao was holding this note for a long time without saying a word, so she tugged Wenhao's arm.

"What do you see, why don't you speak, is this loan done or not? People are still waiting for you to reply. ”

"Don't be in a hurry, this is not a trivial matter for a house mortgage, the materials can be given to you first, go back and discuss it well, if you really want to handle it, you can prepare the materials according to the requirements on this note, and you can also make an appointment by phone after confirming that it is correct."

The guy on credit, seeing that Wenhao was a little undecided, asked them to go home to discuss.

Wenhao politely thanked the guy who took the credit, and walked downstairs before starting to talk to Xinyi, "Do you remember, when I first bought the house, the salesman also gave a small note, and we were almost killed by that small note." ”

Xinyi had long forgotten about buying a house, "What a little note, why don't I remember?"

"You stupid, you just bought a house and asked us to prepare a marriage certificate, which forced me to almost jump off the building, and now I am scared when I see this little note, I may not be caught in any of them, so I must carefully see if there are any traps."

As soon as Wenhao mentioned the matter of applying for a marriage certificate, Xin Yi immediately remembered, and then covered her mouth and began to laugh, "You still have to thank that little note, if it wasn't for this reason at the time, I wouldn't have married you so soon, this house is simply a forced marriage." ”

It's true that Xinyi only cares about the down payment of the house, and she doesn't want to register her marriage so soon, but for the sake of the house, she becomes a legal husband and wife in a daze, which may be providence.

Xinyi was not happy when she said this, "In this way, you didn't plan to marry me at that time, it was all for the sake of the down payment on the house." ”

"I've only known each other for a few months at that time, this is a major life event, and look at how poor you were at the time, the worst man I know, who can't think about it carefully." Xinyi has always spoken so directly.