For private clinics, weekends are the time when the number of customers is the highest, and people usually choose to take a break to see the doctor, except for unbearable toothache, most of the time the dental visit is not a very urgent matter. But Fang Bin closed on Saturday, and the other doctors and nurses at the clinic were puzzled why they didn't make any money there. But after all, he is not the boss, not to mention that he can take a day off, so no one talks much.

The reason for this is that Fang Bin is for his girlfriend, Lin Han. In comparison, Lin Han's work is harder and his time is more unstable. The workday is almost 24 hours a day, and even an agreed appointment can fall through due to a client's last-minute needs.

Fang Bin is no longer surprised, the so-called closure on Saturday is to leave more opportunities for two people to date.

"Ring, ring, ring, ......" A rapid ringtone of the mobile phone came to mind on the bedside table, and the dazed Fang Bin rubbed his eyes, slowly stretched out his hand to reach for the phone, and picked up the phone.

The telephone receiver remembered the woman's voice, "Hey, how long are you going to sleep, how many calls have you made?" ”

The person on the other end of the phone was naturally Lin Han, her tone was obviously angry, Fang Bin was immediately energetic, and the confusion he felt when he got up just now also drifted out of the clouds.

Returning to the mobile phone desktop, I did see Lin Han's three missed calls.

It is a big sin not to answer your girlfriend's phone call in love. Fang Bin, who has always been obedient to Lin Han, has never failed to answer her calls, and the phone she picked up has always maintained the standard of picking up after three rings, only this time......

"I'm sorry, I'm sorry, I slept a little late last night, so I didn't pay attention to my phone." Fang Bin explained.

This answer did not satisfy Lin Han, and continued to ask Fang Bin, "Why did you sleep so late?" ”

Fang Bin had no choice but to tell it all, saying that he had met and drank with a friend he hadn't seen for a long time, but he didn't tell Lin Han the name of this friend. As an advertising practitioner, Lin Han has a keen insight. Although Fang Bin had never seen the advertisements made by Lin Han's company in any media, as long as Fang Bin lied, Lin Han could immediately feel it.

Fang Bin often said that for example, advertising, Lin Han is more suitable to be a policeman, the kind of interrogation that sits in the interrogation room.

Lin Han on the other side could also hear that Fang Bin was still a little sleepy when he spoke, "Then let's meet another day, you can rest at home, I'll go back to sleep too, I worked overtime too late yesterday." ”

Fang Bin snorted, acquiescing to Lin Han's proposal.

Fang Bin, who hung up the phone, was completely sleepy, and the time on the phone showed 10:32, and the sun had already hung in the sky, laughing high at the people who were still sleeping.

While yawning, I walked to the living room and saw that Li Muchuan, who was sleeping on the sofa yesterday, had already woken up and was sitting in the living room watching TV.

Fang Bin said hello and sat on the sofa next to him. Last night, the two of them were drinking wine while talking about things when they were children, and the more they talked, the more energetic they became, and they drank more. The wine bottles on the coffee table had long been piled up, but now, Fang Bin couldn't see a single wine bottle in his sight, and the coffee table was as clean as a new product leaving the factory.

"...... on the table" Fang Bin pointed to the wine bottle that disappeared on the coffee table and looked at Li Muchuan.

Li Muchuan's eyes were still staring at the TV, and he couldn't take his eyes off it, and threw it downstairs with a reply.

"Come on, you're a fugitive! What should I do if I go downstairs casually and be seen? Fang Bin screamed like a cat with its tail stepped on.

This time, Li Muchuan turned his head, moved his gaze from the TV to Fang Bin's face, and said lightly: "I haven't been arrested for ten years, can I still be found here?" ”

It's as if to say, "Do you think I'm a fool? ”

At that moment, Fang Bin felt that he was a fool, Li Muchuan had been hiding for ten years, and his anti-reconnaissance ability was definitely stronger than himself, because he was too sensitive.

There was an advertisement for a drink on the TV, and Fang Bin was wondering if Lin Han had done it, but he didn't know who her customer was.

"Don't worry, it won't implicate you."

The words pierced his heart, and the four words without emotion came out of Li Muchuan's mouth, tearing apart Fang Bin's hidden heart, he knew that Fang Bin had always been worried that if he was discovered, his crime of covering up would naturally not be able to escape.

The scene of calling brothers and sisters last night is still vivid, but now Fang Bin is very ashamed in his heart, and wants to find a hole to get into.

A fierce knock on the door came down the entrance to the ears of the two people in the living room, and Fang Bin leaned in front of the door to see that a short-haired man with a beard was standing impatiently outside, trying to see inside the room through the door from time to time. The sound of clattering frightened Fang Bin and took two steps back.

"Fang Bin! I know you're at home! Hurry up and open the door! There was a command and threat in his tone, which made Fang Bin unconsciously obey, and slowly put his hand on the door lock.

When he was about to open the door, one hand pressed Fang Bin's action as he was about to open the door lock. It was Li Muchuan, who put his finger in front of his lips to signal Fang Bin not to make a sound, and saw the situation outside through the cat's eyes.

Li Muchuan turned his head to look at Fang Bin, wanting to get some answers from him, but Fang Bin was now in a state of panic, far away from the door.

It seemed that he couldn't count on Shang Bin, so Li Muchuan asked Fang Bin to hide in the room and told him that he would take care of this matter.

Fang Bin returned to the room in disbelief, although he didn't know what Li Muchuan would do, he really didn't want to face the man outside the door.

The door was opened slowly by Li Muchuan, and the bearded man outside the door was slightly stunned, one of the two people was outside the door and the other was inside the door.

The beard looked Li Muchuan up and down, with a puzzled expression on his face, the beard knew Fang Bin, but he had never seen this person now.

"Who are you? What about Fang Bin? The attitude was not very polite, and as he spoke, he wanted to cross Li Muchuan and enter the house.

Before his feet could enter the house, an arm blocked his way. The bearded man looked at Li Muchuan carefully, and he was very annoyed, where did he come from.

But I'm not here to fight today, the beard suppressed his anger, and a few words popped out from between his teeth, "It's nothing to do with you, if you know each other, get out of the way!" ”

Li Muchuan didn't move at all as if he hadn't heard his words.

The bearded man understands that this kid is a master who doesn't cry when he doesn't see the coffin, and he has been traveling south and north for so many years, how can he still be bluffed by this ordinary boy.

Raised his hand and grabbed Li Muchuan's arm blocking the door and pulled it down hard, who knew that Li Muchuan put down his arm and grabbed the beard's arm with his other hand, and pushed the other party out of the door with a force.

One didn't pay attention, and the beard staggered a few steps and almost fell.

"Fuck you, toast and don't eat and drink!" The beard couldn't hold back his face, he stood up and waved his fist at Li Muchuan.

The fists were forceful, but they didn't hit Li Muchuan, they were all resolved one by one, I didn't expect the kid to look weak, but he was quite strong, and he could resist his own fists.

Li Muchuan stood motionless at the door, and asked the bearded man, "Who are you?" ”

As soon as he heard this, the bearded man was even more angry, and he was busy helping the sky just now, but this kid didn't even know who he was.

"Let me tell you, Lao Tzu is a black tiger, you don't know me, Fang Bin knows me!" The black tiger reported to his home.

"Black Tiger?" Li Muchuan listened to the other party's introduction and muttered his name.

"It's like a dog's name."

"You're fucking, looking for a beating, aren't you?" Black Tiger hated others for ridiculing his name the most, and he was about to rush up to fight, thinking that he would only brute force, and he might not be able to hurt Li Muchuan, so he stopped. can only speak quickly, scolding in his mouth, Li Muchuan is not angry when he listens, and he doesn't even have any expression.

While speaking, the black tiger squeezed into the house again, and Li Muchuan naturally blocked the front. The black tiger, who did not have the upper hand, was naturally a little angry and shouted: "Get out of the way!" Don't get out of the way! I'm going to you! ”

The black tiger looked scary, and if he threatened him, he would have been overwhelmed by the others, but Li Muchuan had no emotional fluctuations.

Seeing that the other party had no reaction, the black tiger continued to shout: "You're not afraid of death? That Lao Tzu killed you and Fang Bin! ”

Before the words fell, Black Tiger felt that his neckline suddenly tightened and smashed on the wall of the corridor next to him. Li Muchuan's hands grabbed the collar of the black tiger's clothes, and a little up was his neck.

The black tiger was obviously taken aback by the other party's reaction, and grabbed the other party's hand with both hands and tried to break it outward, but his strength was not as great as Li Muchuan's.

After a while, the black tiger's face and neck were red.

Although Li Muchuan's face was not red, it was also bruised, and his eyes were so cold that he could kill. Looking into his eyes, the black tiger understood what it meant to have murderous intent in his eyes. He patted Li Muchuan's hand softly, and finally squeezed out a few words with only a faint voice, "Wrong, wrong." ”

The other party's "wrong, wrong" made Li Muchuan regain some composure, and slowly loosened the neckline of the black tiger, and the other party hurriedly took a few steps back as if he had been reborn, just wanting to stay away from this master, panting heavily.

Li Muchuan looked at the hands that he had just grabbed the other party's neckline, and his face said that he couldn't believe it was his own hands.

Seeing that the other party didn't make another move, even if the black tiger didn't have the upper hand physically, he had to be reckless in his mouth, obviously forgetting why someone else grabbed his neck just now.

The black tiger shouted at the house: "Fang Bin! I'm telling you! It's useless for you to hide inside! I can't hide from the first day of junior high school, but I can't hide from fifteen! I quickly returned the money! ”

After that, he turned his head and looked at Li Muchuan again, for fear of catching himself again. Seeing that Li Muchuan didn't mean to be rude, the black tiger's strength came again, and then threatened: "And you!" I'm telling you, we're not done! ”

Pointing at Li Muchuan's nose, the horizontal flesh on his face shook slightly with the roar of the black tiger. As he spoke, he slowly turned around, and the black tiger thought that he should really look at the yellow calendar when he went out today, whether it was not suitable for travel, how could he meet such a master, it was not suitable to stay here for a long time, so he left Fang Bin's door.

Seeing the black tiger leaving, Fang Bin, who was hiding in the room, dared to show his head, although he didn't see the scene of the confrontation between Li Muchuan and the black tiger just now, he could also know the situation just now just by the black tiger's cursing one after another. can make the black tiger not get sweetness, Li Muchuan is one of the few people. I really don't know what has happened in the past ten years, Li Muchuan is no longer the only student he used to be.

"Tell me what's going on." Indifferent words come to mind from the door.

Two years ago, Fang Bin's dental clinic was just getting started, and the market competition was fierce, and in the face of other competitors who had been in business for many years, Fang Bin's clinic obviously had little advantage. Others have been deeply cultivated for many years and have accumulated a deep customer market, Fang Bin is equivalent to a tiger's mouth, but he is not a tiger that everyone is afraid of, just a lone wolf with courage and powerlessness.

For a few months, there was almost no business, after all, people are still used to seeking medical treatment in familiar clinics, and most people are still in a wait-and-see attitude towards new clinics like Fang Bin. Fang Bin was naturally very anxious, if it continued for a few more months, the clinic would have to close its doors.

Of course, Fang Bin didn't want to give up, and the clinic that he had worked so hard to run couldn't just go out of business so easily. He thought of two solutions: one was a price war! The price is 30% lower than other competitors on the market. The second is to do a comprehensive promotion advertisement, so that the citizens of the whole city can know about their clinics that are 30% below the market price!

If this method can be successful, he will definitely be able to save his clinic from the heat of the water, and everything is ready, only the east wind is owed. And this east wind is money.

Fang Bin's solution is destined to be a protracted war, and it is a protracted war with high consumption, but he does not have any savings in hand, and the family funds left by the old man before his death have already been used for the initial establishment of the clinic. Now let Fang Bin take out the money to engage in a price war, and Fang Bin can't find any way to scratch his head.

The relatives and friends around him heard that Fang Bin wanted to borrow money, and they laughed, some said that they were short of money recently, and some said that the money was trapped, and they would definitely lend it to him when they unbundled it. Fang Bin smiled when he heard it, he wouldn't take it seriously, who knows if it was really a financial trap, there were thousands of reasons for not wanting to borrow money, and then chasing after him with a dead face, Fang Bin couldn't do it.

In the face of money, emotions become worthless.

Fang Bin, who had no way out, had no other way, so he took out his mobile phone address book, pulled down the bottom number, and dialed out.

A few years ago, the city changed its leadership and advocated industrial upgrading, and the original thriving factories were moved to farther places, and the factories left behind were abandoned.

The person on the other end of the phone gave Fang Bin an address and asked him to come over for an interview. The place on the address was less than half an hour's drive from Fang Bin, and Fang Bin drove over after looking for a weekend.

When all else fails, there is only one solution left: usury.

Of course, Fang Bin knew how terrible loan sharking was, but it was imminent, forcing himself to have no choice. The bank will not be able to lend Fang Bin a large sum of money, even if he can, he doesn't know that the money is in hand, maybe Fang Bin's clinic has already closed down.

When I entered the yard, there was a factory building not far away, and the yard was full of discarded electrical appliances, cars and other scrap metal, and it had become a scrap yard. The door of the factory was not locked, and the left and right sides were opened, and seeing that no one was stopping, Fang Bin walked in.

In the middle of the factory is a dilapidated desk, which looks like a product of the last century, and must have been left behind by the relocation of the factory. Behind the desk, a big, sturdy-looking man was lying on a swivel chair, holding his mobile phone and playing a game.

"Excuse me, who is the Black Tiger?"

"His grandmother's! scared Lao Tzu, this level has not passed! ”

Heihu put down his mobile phone and looked out impatiently, and when he saw Fang Bin not far from the door, he lowered his head and continued to tinker with his mobile phone.

"Fang Bin, right? Want to borrow money? Why do you use borrowing money? ”

"Uh....... I borrowed money because my clinic ......" Fang Bin didn't think so much, since the other party asked, thinking that this was not an ulterior matter, he opened his mouth and prepared to tell Heihu the reason for borrowing money.

"Cut, what a fool! Just say it casually, and really say it! The black tiger interrupted Fang Bin.

"I don't care what you're borrowing money for, I don't care if you kill people and set fires, I just borrow money. You know how I charge for this, right? ”

Fang Bin nodded.

"Since you know everything, then it's no nonsense, if you think it's okay, sign it and take the money and leave!" As he spoke, the black tiger raised his head and tilted towards the corner of the factory.

In the direction he pointed, he could see a small house surrounded by partitions, which presumably resembled an office.

"Hey!"

Just as Fang Bin walked towards the office, the black tiger stopped him. I saw the black tiger raise his head, stared at Fang Bin, and said seriously: "Boy, since you know the rules, you can say that you are ugly in front, you have signed, if you can't repay the money on time, you have good fruit to eat!" ”

After that, continue to bury your head in your own entertainment.

Fang Bin swallowed a mouthful of saliva, smiled awkwardly, concealed his nervousness, and nodded lightly in agreement with the black tiger.

According to Fang Bin's plan, this high loan shark can be repaid with interest after he has been properly operating for a period of time. Unexpectedly, Fang Bin encountered strong resistance from his competitors.

One of the dental clinics, which had been operating for many years, noticed that when Fang Bin was fighting a price war, he immediately pulled his own price to the lowest, and Fang Bin's price advantage was gone. If we continue like this, it is purely up to whose capital is thicker and more able to carry it. Before fighting the price war, Fang Bin did some research on the family background of several competitors and learned that none of them had a large amount of money in storage. Counting the loan sharks in hand, Fang Bin is confident that he can compete with them. I didn't expect that this family was more powerful than I imagined.

Time passed day by day, and Fang Bin was thinking about how many days the money in his hand could compete with the other party. It's not that he didn't want to give up, but if he stops now, his previous efforts will be in vain, and he will fall short, so it's better to gamble.

If you don't become benevolent, you will succeed.

When the sky in Fang Bin's hands was only enough to last another week, his mobile phone rang, and when he picked up the phone, the person on the other end was the opponent who raised the white flag.

Shopping malls are like battlefields, and victory is king. Although other dental clinics are still struggling to support, and occasionally have some small orders, this time it is a big loss of vitality and can no longer compete with Fang Bin's clinic. In the dental market, Fang Bin has gained a firm foothold.

At the beginning, Fang Bin was still a little uneasy when he thought of the clinic that was competing with him, from being busy with orders to being reduced to being ignored, after all, he was the initiator. But as I have worked hard for many years, the uneasiness in my heart gradually fades, if I pity the loser, then who will pity myself?

Winning the business war does not mean that you can make a lot of money immediately. Fang Bin can be regarded as killing a thousand enemies, losing eight hundred, there is not much money left in the bank account, he can only maintain his business, and it is naturally impossible to repay the money on time. When the black tiger came to ask for the account, Fang Bin could only beg for a few more days. Seeing that Fang Bin had such a big clinic here, the black tiger was not afraid that Fang Bin would run away, and told Fang Bin that it was okay to extend, but according to the contract, after the repayment period, the interest would rise.

Hearing that the black tiger promised that it could be extended, Fang Bin was so happy that he hurriedly said yes, and didn't care about the words behind the black tiger.

That is, he didn't pay attention to this sentence, so that Fang Bin couldn't get out.

Usury, like drugs, thinks that it is a test on the edge and can get out quickly, but in fact it is going to the abyss and cannot extricate itself.

If it is just a business of duty, Fang Bin also knows that it is difficult to repay the money on time, it seems that he can only go sideways, Fang Bin has some money in his account, and it is not enough to expand the operation, but it is still okay to make a small investment. If you get a high return on some investment, you can close this gap.

Of course, the risks are also imaginable.

People like Black Tiger know very well what their style of doing things, black and white are all eaten, otherwise they can't do usury business in the city unharmed, as long as they don't make big things, they will turn a blind eye. Of course, there are people who are secretly protecting them, so they can have nothing to fear.

"Hey, Mr. Fang, according to the time, I will collect the rent tomorrow morning, so prepare in advance." An elderly man's voice came out of Fang Bin's mobile phone microphone.

The person on the other end of the line was the landlord of Fang Bin's clinic, an old lady in her sixties, with gray hair and a slightly clumsy body that appeared to be older than her actual age.

Fang Bin couldn't remember the old lady's name, he only remembered that her surname was Gao, and she called him Grandma Gao.

Grandma Gao is an old pedant, she was a primary school teacher before she retired, teaching Chinese, and after retirement, she didn't do anything, and went to collect rent on time every month.

The old man's husband died of illness very early, and these grandmothers lived alone. Fang Bin didn't know the rest, after all, the two parties were just a lease relationship.

However, Grandma Gao is very rigid, insisting on accepting cash, not accepting bank transfers, saying that she doesn't believe in that thing, and it is unreliable.

It's hard to imagine that this was once an elementary school teacher.

The next day, Grandma Gao came to Fang Bin's clinic to collect the rent. The cash was handed over to Grandma Gao, she carefully put it into the satchel she was carrying, Fang Bin glanced at it deliberately, and saw that in addition to the rent she had just paid, there was also a very thick amount of cash in the satchel. If you didn't guess wrong, it should be the rent that Grandma Gao collected just now, and it was really a big business, so she said to Grandma Gao casually.

"Grandma Gao has been developed again recently."

"What's the matter, how can I, an old lady, be prosperous, and live on your rent."

Seeing that Grandma Gao was reluctant to talk about this, Fang Bin was also interested in not asking more.

"But lately, I've made a small profit." Grandma Gao's eyes lit up, and she whispered to Fang Bin, as if she was afraid that others would hear it.

Can you make money? Fang Bin's words on his back aroused his interest, but he didn't show it, at this time, it was too obvious, and others would have less interest in sharing. Only the attitude of not believing and unwilling to be reasonable can arouse the other party's strong desire to share.

Just like a counteroffer in the vegetable market, the buyer wants to buy and return the bill, so that the seller will show his bottom line.

Fang Bin sighed and replied, "It's really fake, Grandma Gao, have you been deceived?" I'm telling you, there's a lot of people out there now, so don't be fooled. ”

"Why don't you believe it, young man!" Hearing Fang Bin's questioning, Grandma Gao didn't do it, and took Fang Bin's arm and walked to the corner of the clinic. Seeing that there was no one else around except the two of them, Grandma Gao said.

"You see, the money in the bag is earned, and it is much more than the rent. It's also worry-free, you don't have to worry about anything, you can double your income in less than a month! ”

Grandma Gao spoke with a very proud expression, as if she was sharing her acceptance speech on the podium.

Of course Fang Bin wouldn't believe Grandma Gao's words alone, but he secretly glanced at the genuine and solid cash in Grandma Gao's satchel, which made Fang Bin have to believe what she said.

Hurriedly asked how Grandma Gao made money.

Seeing that Fang Bin was interested, Grandma Gao pretended to take out her mobile phone and pointed to an APP called "Qian Duoduo" on the screen, and Fang Bin said, "That's it, you just put money into it, and the interest rate is high!" ”

When did Grandma Gao change her smartphone? Doesn't she accept bank and online transfers? It hurts me to take cash to pay the rent every time. Why do you take the initiative to use online transfer now?

Fang Bin expressed his doubts, and Grandma Gao had nothing to hide, so she directly told Fang Bin that the young man from this company helped her get it, saying that she could make money with software with a smart phone.

Don't think about it, the software used by Grandma Gao is a P2P financial product, too many of them are fraudulent money, and you can see particularly obvious benefits after investing money for a period of time, you will continue to invest, and when the amount of investment reaches a certain level, people will close the net. The money can't be withdrawn, the client is not updated, the customer can't be found, even the company is gone, and the boss has long run away.

This new type of scam is not uncommon, and the "Qian Duoduo" that Grandma Gao came into contact with should also be one of them.

How can you say that Grandma Gao is also her own landlord, and she is not bad for herself, don't let her fall into it, Fang Bin kindly reminded Grandma Gao that this thing is a fraud money.

As soon as she heard Fang Bin say that the software she used to make money was a fraud, Grandma Gao immediately changed her face and said that Fang Bin didn't understand anything, she just looked at herself and made money.

Questioning other people's choices, the focus is not on this thing, but on the person's ability to choose, and others will try their best to refute it, which is the case with human nature.

It was boring to talk about himself, Fang Bin didn't say more, and sent the scolding grandmother out of the clinic.

After finishing the day's work, Fang Bin drove home by night. Picking up a lot of patients this day, Fang Bin felt very tired, and just wanted to lie on the soft bed at home and sleep until he was old. But when he walked in front of his house, the sleepiness just now disappeared in an instant.

The door of the house was splashed with paint, and the wall was written "Debt repayment", and the paint was not completely dry, and the person who destroyed it should have just walked a short distance. A note was pasted on the door, Fang Bin tore down the note, and read the message on it, "This time it's a splash of paint, and next time I can't tell what it will be!" Hurry up and pay it back! ”

Don't think about it, it must have been done by the black tiger.

But how did you get so much money? Fang Bin did not expect to withstand the competition in the same industry and encounter usury forced debts.

Falling into the abyss, after which it fell deeper and deeper, and it was difficult to escape.

He remembered what Grandma Gao had said to him during the day, and took out his mobile phone.