Radius 32 meters.

The time is March 1.

Disembark from New York Bay.

I've got a new ability, and I want to use it.

But he didn't want to expose himself, after all, all he had exposed before was a blind bullet and a long-range rainbow.

If the America government knew that their abilities could still evolve, God knows if they would be in a hurry.

Bai Jing still wants to play slowly, but he doesn't want it to end so soon.

"Open the trumpet?" Bai Jing thought about it, a well-known person who can control the five senses, is naturally Ai Zhan Hu Yousuke, but unfortunately Bai Jing has not seen the Grim Reaper, and he doesn't know what this person looks like at all, and what the death bully costume looks like, so he knows that this person loves to smile when he wears glasses.

This understanding still depends on the same people to know.,For example, the Hokage's blue dye flickered right suke.,Pirate's blue dye flickered right suke.,Demon Tail's blue dye flickered right suke.,Marvel's blue dye flickered right suke.,One Punch Man's blue dye flickered right suke.。

There are also many people in the Hokage who are good at illusions, such as Uchiha Itachi, but this is not the same type as Hakuga, Kurama Yakumo can control the five senses.

But it's also a reason, he hasn't seen the Hokage, so he doesn't know what this person looks like.

Thinking about it this way, I am more familiar with it, and I am involved with the mirror, it seems to be the tricky queen LeBlan?

But women's clothing or something...

Bai Jing simulated in his mind what he would look like after his women's clothes.

emmm, worthy of me, women's clothing shocked the audience.

But when it really comes, he can too, but forget it now.

Well, let's go back and study.

Boom!

A gunshot rang out, and the whole street suddenly boiled.

Bai Jing subconsciously tilted his head, and then realized that although the gunfire was very close to him, the target was not him.

Turning his head to look over, he saw a bald middle-aged man aged 3~40 years old, with a red sweater on his upper body, jeans on his lower body, a wide belt on his waist, a bucket of paint tied to the belt, and a full of paint spots, it seemed that he was a painter.

He held a Beretta-91 in his left hand and a blonde girl in his 20s in his arms.

The two stood on the side of the street, leaning against the wall.

“Please，OH，Pleas。。” The girl turned over and over with this sentence, the bald head looked around nervously with a gun, and there was a black man lying next to him, who was shot in the left chest, and the bullet went straight to the heart, and he was hopeless.

"Get out of the way, get out of the way!" The painter shouted, turning his head: "Let your boss come out, if you don't come out, I'll kill him here!" ”

Bai Jing looked up, Union Bank.

"What's the situation?" Bai Jing asked.

"It's not the housing prices that make the difference... A white old man next to him said casually: "Housing prices have been falling, who can stand this!" ”

Isn't it good that house prices have dropped?

Of course, it is not good for countries with high loan rates and low employment rates.

The loan rate is high, which means that most people take out loans to buy a house, for example, a person takes out a loan of 300W to buy a house, and needs to pay interest of 40W, if the price of the house continues to rise, then as long as he can sell the house for 340W in the future, he will not lose money.

If a person has a stable job, can repay the loan on time, and buys a house to live in, it makes no difference to them whether the house goes up or down.

But there are some people who have unstable jobs, and it is normal for them to resign and re-employ, and such people will often be unable to repay their loans and default on their loans.

Because of repeated loan defaults, these people's credit rating will be lowered, and if they want to refinance, they need a higher interest rate, for example, ordinary people borrow 100W to repay 120W, they have to repay 136W.

In this way, the credit rating is downgraded, and the person who repays the higher interest rate is called a subprime lender.

They took out a loan, they bought a house, and then they didn't have a job again, and if the house was still going up, they could pay off the loan by selling the house, but now the house is going down in price, and they can't afford to pay the loan after selling the house.

And the bank will take away the houses of those who can't afford to repay the loans, but at this time, the house prices are falling, and the bank will sell the house at a loss.

One or two subprime lenders, even if they have no job and have to buy a house, it doesn't affect the overall situation, but there are too many such people!

As a result, a large number of subprime lenders have no money to repay, the houses are mortgaged to the banks, and the banks lose money in their hands, and eventually the subprime lenders go bankrupt, the banks go bankrupt, and a large number of mortgage institutions go bankrupt.

And when people and banks go bankrupt, there are fewer people to buy houses, more people are unemployed, and as a result, more subprime lenders are going bankrupt, which in turn drags more banks and mortgage institutions down.

This is the subprime mortgage crisis, a financial crisis triggered by falling housing prices, but at the end of the day, there are too many poor people and too high unemployment.

The crisis has been showing signs since 2006 and has now begun to expand widely in 2008.

Bai Jing looked at the painter in front of him and chuckled.

There are so many economists in America, and I don't know how many have won the Nobel Prize, didn't they see the outbreak of this crisis?

Definitely saw it, but no one cared.

Because the fall in housing prices is a carnival of capital, the poor have sold their houses, and the rich are not just buying the bottom?

They don't think that you have lost too much, but they think that the current housing prices have not fallen badly enough, and they will be more miserable!

An interesting fact is that after the subprime mortgage crisis in '09, there didn't seem to be any subprime mortgages in America.

Why?

Because everyone can't afford to buy a house, they have to rent a house.

If you don't buy a house, it naturally has nothing to do with subprime mortgages.

Then you have to ask, what if the renter has no job and goes bankrupt?

Then you can only be a bum.

In addition to welfare institutions such as Wal-Mart or some charity that will distribute food, the America homeless have no benefits, let alone any security, no identity and no ability to find a job, most of them can only wander forever.

Only a small number of people have turned around, and some have been made into movies, such as "When Happiness Knocks on the Door", common things in life will not be made into movies.

In other words, the existence of the homeless man is not a little burden on America.

Of course, there is also a little advantage to wandering here, that is, there is a serious waste of food here, and you can't starve people to death if you rummage through the trash cans.

Won't the people protest?

Yes, but the above will tell you that it is immigrants who have taken your job opportunities, and you should blame them, and then I will build a wall next door to prevent them from coming in.

Bai Jing couldn't do much in this process, but could only short a few more stocks of mortgage agencies, and when these mortgage agencies went bankrupt, I reluctantly put their money in my pocket.

After all, money is the root of all evil, and I will help you take away the pain, am I not a good person!

"Alas!" Leaving a few tears, Bai Jing turned around silently, and heard gunshots behind him again.

Well, it has nothing to do with me, I'm just a melon eater.

As he walked along the Hudson River and approached 33rd Street, Bai Jing was stunned to find a familiar person standing by the river.

"What is he doing here?" Bai Jing looked at it curiously, and heard the man shout to the sky: "Dad, Mom, I'm sorry, my son is not filial, I will raise you in the next life!" ”

Then take a leap!

"it!" Bai Jing was speechless, this unlucky kid committed suicide, it won't be because of me!