After Mom's words were finished, Lu Yichen and Fei'er looked at the information on the table, and after seeing their share of the amount in the 529 plan, the two looked at each other - this is too much, how can they spend it......

In college education, tuition accounts for the majority, but neither of them needs to pay tuition, no wonder their parents are so embarrassed, if the money can't be spent, they have to pay taxes like the two sisters and then take it out, it's really drunk enough.

Lu Yichen is better, his mind is spinning quickly, since it can be used to pay the rent off campus, then Vivian's rent will not have to worry about it in the future, just use the 529 in his name to solve it. Fei'er is embarrassed, according to this trend, she will most likely go to live with Jian Yang in the future, I don't know if paying rent to her boyfriend will work, if it will work, then it will work, but such a professional question still has to be asked to a financial advisor. But anyway, looking at the amount of money in his 529 account, it is estimated that he will have to pay taxes in the end before he can withdraw it.

The siblings were each thinking about how to spend their money, but they were a little at a loss...... (Author: It's really full and I don't know how hungry I am hungry)

Seeing that the two had accepted the first thing, my mother began to add the second knowledge point.

"Well, in addition to the 529 plan, your father and I have also bought some investment products for several of you, all of whom can receive money every year from the age of 18......" Lu's mother's tone was really complicated, she never expected that she would be full of helplessness when she explained this matter to her children.

It was already embarrassing enough when I told Yue'er Xing'er before, but I didn't expect it to be so embarrassing with the two little ones. When I first invested in my children, I always thought that it would reduce the pressure on them, but I didn't think about how to spend it now, and this pressure is really inexplicable.

Lu Yichen and Fei'er looked at the pile of documents on the table, as well as the long numbers, and they were a little confused. To be honest, none of the children of the Lu family have ever thought about their parents' property. From childhood to adulthood, in order to cultivate a few of them, my mother gave up her legal dream and gave them the most companionship and the most dedicated education, which is not something that can be brought by a sentence, it is all countless time, energy and hard work. What's more, their parents have spent a lot of money on both private schools and extracurricular activities, if it weren't for this kind of investment regardless of cost, how could they have Fei'er and Lu Yichen's excellent results?

Unexpectedly, my parents not only carefully paved the way for me to go to a higher education institution, but also carefully paved the way for my future life.

Fei'er sat silently beside her mother and got into her mother's arms coquettishly, as if she was back in her childhood, with her mother shielding herself from the wind and rain. Lu Yichen couldn't be so intimate, but he also patted his father's shoulder, and everything was silent.

All in all, the openness of the parents today touched the two children very much.

529 money they can think about how to spend this year. As for the rest of the funds, I'm afraid they really can't be spent for the time being. There is no doubt about that.

The mother put her arms around her little daughter and continued: "Actually, your two sisters didn't spend all this money. After the money of 529 was withdrawn, neither of them would ask for it, saying that it was reserved for their younger brothers and sisters to go to school. The other investment money has never been used by the two of them, and I am taking care of it for them. The four of you are all children of your parents, and none of us are partial, and the money will always be given to you when you start a family in the future. "Mom and Dad are really a bowl of water, and no child is treated badly.

However, the two sisters have already said that they don't plan to spend the money themselves, except for leaving it to their younger siblings, they just hope that their parents can enjoy their own happiness, and it is not easy to raise four children after working hard all their lives. The eldest sister was promoted to a partner in the law firm last year, and several cross-border mergers have done very well, and she has become famous in the industry. The second sister's career is also thriving, and she is a crazy demon who spoils her younger brothers and sisters, and she is thinking about the future of her younger brothers and sisters, especially Lu Yichen, who is weak in learning.

Dad took over the conversation: "Think about the money of 529 first, what needs to be spent in the school, and your mother and I will invest and take care of the rest of the money on your behalf first, whether you make it or lose it, in short, the future is yours." I think it's a very important lesson for the two of you to download a simulation software for stock trading, learn about investment and financial management, if you don't understand anything, you can ask the second sister, and always learn to manage your wealth, which is a very important lesson. ”

Lu Yichen and Fei'er feel as if they have transformed at this moment, and they are no longer children who don't understand anything in the eyes of their parents. Parents are guiding them into the world of real adults.

After his parents explained everything clearly, Lu Yichen felt that it was time for him to express his position.

"Dad, Mom, since I mentioned going to school today. I think I should explain it to you. "It's rare for Lu Yichen to really speak seriously.

"Last year, I chose a gap year in particular wayward. I'm grateful that you supported my choice without asking anything, but I'm actually quite ashamed. Now that I think about it, I feel that my behavior is quite childish. By the way, why don't you stop it? "Sure enough, it only took 3 seconds to break the work.

"You kid, why are you so conscienceless, we gave you freedom and gave it to you wrong?" Mom rolled her eyes, she really raised a white-eyed wolf, and she didn't know what to do at all.

"Anyway, now that the gap year is over, it's time for me to take care of it. Actually, I have been training in City B last year, and my competitive form may have dropped a little but it is not a big problem, I am going to report to the club from next week, the level of the NCAA (National Collegiate Athletic Association) is definitely not the same as high school, if I want to get ahead, I must have 120,000 points of effort. Lu Yichen really regretted his sloppiness, an athlete's career should not be interrupted so rashly, he is still young and ignorant.

"As for the major of the university, I am also thinking about it seriously. I want to see how many credits I can transfer over at Q University, and then decide when I find out how I feel about it in the last semester and see what I really like. I also want to ask my two sisters for their opinions, I think they may be able to give more professional opinions. Lu Yichen almost meant that, in fact, he also wanted to ask Vivian about his academic planning, but he always felt a little faceless, so it was better to ask the eldest sister and the second sister after thinking about it.

"Okay, your father and I will be relieved to have your words." In fact, my parents have been worried about this matter, but thinking that Lu Yichen has already taken the initiative to come back, they must have a plan in mind, so they didn't force it.