Chapter 296: Focus
When it comes to money, Leon has a lot of trust in Xing'er. Like the previous 20 million, she would take the initiative to "share the spoils", and in the face of money, her righteousness can be seen.
Sure enough, Xing'er silently calculated and asked Leon to refinance several properties under his name, after all, the Federal Reserve cut interest rates by 50 basis points not long ago, and the target range for the Federal Reserve Fund rate fell to 1%-1.25%. The yield on the US 10-year Treasury bond also recently reached a record low of 0.339%. The 10-year Treasury yield is often used as a financial measure because it is often considered a risk-free rate, including mortgage rates. In the past election year, the mortgage rate in the United States also fell to a record low. The 30-year fixed mortgage ratio fell to 3.29%.
Therefore, Xing'er suggested Refinance, that is, the lender refinanced, repaid the current mortgage with the new loan, and began to pay the new lower interest rate on the loan than before. And looking at some of Leon's property information, it shows that most of his properties are bought with floating interest rates. Refinance, on the other hand, can convert a floating rate (ARM-adjustableratemortgage) to a fixed rate, or it can operate the reverse operation. After all, ARM is generally 30 years, there are 5 years, 7 years, 10 years of ARMs. that is, the first 5, 7, 10 years pay a fixed interest rate, and the next annual interest rate is adjusted according to the market interest rate at that time. The interest rate for the first few years of ARM will be lower than the fixed interest rate for 15 or 30 years. Many lenders use ARM because the initial loanbalance is relatively high and the interest needs to be paid is higher, and ARM can reduce the interest rate in the highest years of the loan amount. But now that we have caught up with the all-time low of loan rates, it would be a shame not to do anything.
Of course, the more specific star still has to go back to Los Angeles to help Leon execute it in place. In addition, she also put forward several specific investment plans, and she had to give Leon a very comprehensive risk ability assessment test before making a decision. But in general, even if it is a very conservative idea, Leon's total return on assets can be increased by at least about 8% in a year, which is quite a good return.
Xing'er waved his hand righteously: "I won't mention the relationship between the two of us in the future." "After all, Leon is her life-saving benefactor, and she talks about money when she lives her life, but it's too immoral.
Leon smiled slightly, "Indeed, what is mine is yours." "I don't know if it's a joke, I don't know how to pick it up.
The night before leaving, Leon silently placed an order for an aid that didn't look too ostentatious under the net, after all, the leg was not so serious, and back in Los Angeles, his every word and deed, every move would become the focus of people. Although his heroic deeds of saving beauty have been reported, the crutches that are too exaggerated must still be too exaggerated. Los Angeles is no better than Alaska, and it is no exaggeration to say that if Leon is particularly close to a dog in Los Angeles, there are likely to be some strange scandals.
Last year, an idol singer in the United States announced that he was married to his cat, and he really can't blame the melon-eating masses for having strange views on people in the entertainment industry...
Leon had to remind Xing'er that there might be a lot of restrictions when he arrived in Los Angeles.
"It shouldn't matter, anyway, I'm your officially announced fiancée, so there's no need to hide." Xing'er disagreed.
"The media may be fine, but..."Leon hesitated, "I can't rule out that there will be some fanatical fans..."
"It's okay, my combat power is still okay, and most women are not my opponents." Xing'er patted him on the shoulder comfortingly.
"It's not all women..."For the sake of Xing'er's safety, Leon feels obliged to tell her everything... There are also a lot of muscular hunks among fanatical fans.,There was a stalker before.,Finally, the police arrested him and gave him a restraining order.,Don't approach Leon himself for five years.,His house and his place of work within 100 meters.。
"If you want to blame you, you are so handsome, and I can understand those men." Xing'er nodded very seriously, and made up a very restrictive picture in her mind, "Anyway, I will take care of myself, and you will protect me anyway, right?" She coquettishly wrapped her arms around Leon's arm and flicked it gently in the air.
Leon touched her little head helplessly, and promised word by word: "With me, I will never let you be hurt in any way." ”
The promise of affection, for a while, there was an indescribable affection flowing between the two.
Xing'er suddenly didn't know what she remembered, stood up suddenly, picked up her phone and pressed it.
“Hi,Reed! It's me. Well, we'll be ready to leave tomorrow. Thank you so much this time, see you next time. Xing'er sincerely thanked Reed, if it weren't for his escort this time, they would have been more implicated if they couldn't catch up with those bear children.
"There are two things that have to trouble you. One is that after I'm gone, I'll have to ask you to continue to follow up on the lawsuits of those bear kids, they hurt Leon, and I have to make them pay anyway. Xing'er's eyes were full of anger, and she was both moved and blamed herself when she thought of that scene when Leon stepped forward and sacrificed his life to save her. Because of this, we can't let go of those bear children. She had to make them pay.
"Anyway, I'm going to have to trouble you to follow up on this matter. I've also reached out to some of my friends in the local judiciary with one goal in mind, and they must be punished as they deserve. Xing'er once again made a firm statement.
"The second thing is that I ordered a Krieghoff Trumph Drilling in Johney's name with you, I've already paid for it, and he said it won't arrive in a week or so, and he'll call you to pick it up. You're familiar with it first, and next time I'll teach me how to use it. This gun was seen by Xing'er on Reed's computer desktop, and there are many details he recorded next to it, and it is his favorite at a glance. She knew that no gift could match a gift like a gift for Reed.
Reed on the other end of the phone naturally understood Xing'er's intentions, this little girl is always like this, and she has always been so righteous to her friends.
"Okay, that's all for those two things, I'll leave tomorrow, you have to take care of yourself. Be careful when hunting. Xing'er admonished again.
"Don't worry, don't worry about me as an old man. But you, you have to inform me when the wedding is going to happen, and I will go to the ends of the earth. Reed smiled heartily. How did he think that Leon was a good fit for Xing'er, what more could a man ask for if he could stand up when his beloved woman was in danger?
"I don't want to get married, I want to play for a few more years." Xing'er stuck out her tongue mischievously.
As a result, as soon as she finished saying this, she hurriedly said to Reed directly, "Then let's do it first", and hung up the phone, feeling very abrupt.
"I was wrong..."Xing'er, who hung up the phone, kept begging Leon for mercy, and as soon as she finished speaking, Leon overbearingly circled her from behind, followed by a wolf kiss, forcing her to almost unsteady...
Leon didn't want to spare her at all... He must teach this little woman a hard lesson.
He picked up Xing'er by the waist and bit her ear ambiguously: "There will be no waterbed when I go back to Los Angeles..." The last night in Alaska turned out to be the most intense... Xing'er finally lay weak in Leon's arms and fell into a deep sleep.