Chapter 9: Ponzi schemes

Zhang Yini invited Lin Bufan to the banquet this time, simply to get closer. She didn't expect that Boss Xu would bring Li Qian to the banquet.

From the beginning of Li Qian's gushing just now, Zhang Yini glanced at Lin Bufan and found that he showed a disdainful smile, as if a detective had found a clue to solve the case, so he asked Lin Bufan for his opinion on this investment.

"So do you think this Mr. Li is reliable?" Zhang Yini leaned into Lin Bufan's ear and asked softly.

"What do you think?" Lin Bufan also wants to test how many catties and taels Zhang Yini has, in the future development route, if Zhang Yini is a business-minded woman, then Lin Bufan may cooperate with her.

Zhang Yini frowned, shook the goblet a few times, and said softly: "I don't understand the investment business, but Boss Xu has tasted the sweetness, I don't think it's a big problem." ”

"Hehehe......" Lin Bufan smiled and said, "You can make a profit of 10% in a month, and investment can be so profitable?" Aunt Zhang, pie will not fall from the sky, this is a standard Ponzi scheme. ”

"Ponzi scheme?" Zhang Yini was stunned, she had never heard of such a title.

The so-called Ponzi scheme is the name of investment fraud in the financial field, the ancestor of pyramid schemes, many illegal pyramid schemes use this trick to accumulate money, this kind of fraud is a speculative businessman named Charles Ponz "invented", so it is called Ponzi scheme. The operation is simple, in short, it is to use the money of new investors to pay interest and short-term returns to old investors, in order to create the illusion of making money and defraud more investment.

"I told you that you don't understand, anyway, listen to me, this is a pit, it's the routine of the white wolf with empty gloves, don't be fooled." Lin Bufan admonished.

"Boss Zhang, what about you, do you want to be a diamond member?" Li Qian asked.

"Hahahaha, how could Boss Zhang miss such a good opportunity to make money, she must be a diamond member."

"Yes, there is an opportunity to make money, how could Boss Zhang miss it."

"The purchase and sale of picking up money, Boss Zhang is strange if he doesn't invest."

Several bosses said jokingly.

Zhang Yini couldn't laugh, she looked at Li Qian with her eyebrows, pinching the hem of her skirt in her hand, thinking anxiously in her mind......

Lin Bufan is just a student, although he is a little special and a little elusive, but after all, he is not a businessman, can he believe his words? If you believe him, will you miss out on such a good investment opportunity?

"Boss Zhang, what are you hesitating about? Ming'er and I will go to the bank to transfer money to Mr. Li. Boss Zhao raised his glass to Li Qian with a smile and said, "Mr. Li, I will follow you in the future." ”

"Don't dare to be Boss Zhao, anyway, we have money to earn together."

"You are my God of Wealth. I toast you. Boss Zhao bowed down to toast flatteringly.

"Boss Zhang, what do you think, this opportunity to drop pie in the sky, what is there to hesitate about?" Boss Xu looked contemptuous and continued, "Don't tiptoe when you do big things, otherwise you will always be just a hotel owner." ”

Seeing Zhang Yini's hesitation, Li Qian's expression changed, and she said: "Since Boss Zhang doesn't want to invest, I won't be reluctant, anyway, there are many people who want to invest in our company." ”

Zhang Yini couldn't hold back, "Mr. Li, I'll ...... it"

"Papapapa......" Without waiting for Zhang Yini to finish speaking, Lin Bufan clapped his hands and smiled, "Miss Li, you performed very well." ”

The whole table was stunned.

What does this kid want to do?

"Boy, there's no place for you to speak." Boss Xu scolded with a black face, "You offended our God of Wealth, can you take it?" ”

"Yes, adults talk, you kid what to say."

"I don't look at who I am."

"Boss Zhang, it's time for you to train your future son-in-law."

"Mr. Li, don't be like a child."

Several bosses hurriedly scolded Lin Bufan.

Lin Bufan smiled: "If you want to be wronged, don't blame me for not reminding you, if you invest in this female liar, it is better to throw the money into the water, at least you can hear a sound." ”

"Grass, what the hell are you talking about?" Boss Xu took the case, he invested for the first time, and after tasting the sweetness, he was convinced of Li Qian.

"Mr. Li, Which.City.Is.The.Headquarters.Of.pany.In.America?" Lin Bufan's fluent rice English sounded.

Su Qing's mind on the side turned quickly.

Just now Li Qian said that their head office is in the United States, and she was sent to Hangzhou to open a branch this time, so she was in the United States before, and since she is in the United States, she can at least understand English.

"What does it mean to speak bird language?" Boss Xu's brain didn't react, and he yelled at Lin Bufan.

Su Qing explained: "Since Mr. Li is in the United States all the year round, he must be able to understand English, right?" ”

At this time, everyone looked at Li Qian.

Li Qian's face turned red and white, and the sweat of embarrassment fell, and after a few seconds, she calmed down and said, "I've been in the hot summer, so I don't know much English." ”

"Hehe, Mr. Li, you are a high-level executive, what I just said means, which city is your company headquartered in? This level of English can be understood even by high school students, but you are an investment manager of an international company who can't even understand such simple English? ”

"I have a secretary by my side, and the secretary will solve the language problem for me." Li Qian said in a serious way.

"Oh. This explanation is not impossible, so let me ask you what exactly does the Dow Jones mean, how many stock exchanges are there on Wall Street? What is the basis for the S&P's upward downward revision? How does the margin for futures trading work? As an investment manager, you should understand, right? Lin Bufan stared at Li Qian with a smile and asked.

Li Qian never dreamed that a high school student could ask such professional words, and her heart swayed all of a sudden, so she was not embarrassed.

Lin Bufan sneered, poured himself a glass of red wine, took a sip, and continued to ask: "What kind of investment is so profitable?" If you want someone to invest, you have to make it clear, right? Investing in futures? Stock? Mineral? Energy? Computer network building? Or drug trafficking, smuggling, human trafficking? ”

"This ...... This...... This is a secret of our company, how can we tell you. Li Qian's cheeks were hot.

"Confidential? It's really funny, even if you buy a dish, you can see the quality of the dish, you want to cheat money if you say a secret? Tut-tut, the boss behind your scenes didn't train you well. ”

"Little ghost, don't talk nonsense, what do you know, our company is a regular registered company. If you don't believe it, you can check it. Li Qian was anxious.

"I'm sure your company is registered, but it's definitely a leather bag company."

"Do you have proof? Speculation. ”

"It's very simple, just check the tax situation to know the operation of this company. Is it okay for Su Qing to waste your phone bill? ”

Su Qing hurriedly took out her mobile phone and handed it to Lin Bufan.

No company can escape taxes, and taxes are a direct reflection of the company's situation.

"If your company is a listed company, I can also go to the regulatory commission to check, and there are many ways to find out if a company is a leather bag company." Lin Bufan smiled and said, "Do you check the branch first, or check the head office?" ”

Li Qian panicked, and the bosses in the room all cast suspicious glances at her, she knew that it was impossible to cheat money today: "Hmph, since you don't believe it, forget it, I'm not begging you to invest." ”

Saying that, Li Qian was about to flee in a hurry.

As soon as he walked a few steps, he was grabbed by Lin Bufan, "Boss Xu, don't you want your money back?" ”

Boss Xu woke up suddenly, and he still had a principal of 100,000 yuan in Li Qian.

"Li Qian, give me back my money." Boss Xu is not a fool either.

Lin Bufan's questioning, forcing Li Qian to be timid, is understandable to everyone.